Veritas Funding, LLC Mortgage Lending & HMDA Data, 2024

In 2024, Veritas Funding, LLC of Midvale, UT reported 2,245 mortgage applications totaling $717.8 million, down 21% from 2023. The average application was for $319,752, and applicants reported an average income of $90,744. 44% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Salt Lake City, UT (190), Provo-Orem, UT (154) and Atlanta-Sandy Springs-Roswell, GA (87) (applications in parentheses).

Mortgage Company & Address Veritas Funding, LLC
Morgun Hall
Midvale, UT 84047
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 2,245
Total Mortgage Loan Application Amount $717,845,000
Average Mortgage Loan Application Amount $319,752
Highest Mortgage Loan Application Amount $1,405,000
Average Applicant Income $90,744
Highest Applicant Income $5,073,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Veritas Funding, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Veritas Funding, LLC by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Utah, Utah 153 $ 70,325,000 $ 459,640 $ 129,000
Salt Lake, Utah 141 $ 64,985,000 $ 460,886 $ 123,000
Bonneville, Idaho 72 $ 25,380,000 $ 352,500 $ 107,000
Maricopa, Arizona 53 $ 15,865,000 $ 299,339 $ 74,000
Tooele, Utah 49 $ 19,555,000 $ 399,081 $ 123,000
Davis, Utah 37 $ 18,705,000 $ 505,540 $ 136,000
Washington, Utah 30 $ 12,790,000 $ 426,333 $ 156,000
Marion, Indiana 29 $ 7,085,000 $ 244,310 $ 70,000
Cook, Illinois 28 $ 7,850,000 $ 280,357 $ 80,000
Riverside, California 24 $ 9,040,000 $ 376,666 $ 82,000
Pima, Arizona 22 $ 5,170,000 $ 235,000 $ 54,000
Miami-Dade, Florida 17 $ 4,695,000 $ 276,176 $ 90,000
Pinal, Arizona 16 $ 4,710,000 $ 294,375 $ 77,000
Los Angeles, California 16 $ 7,930,000 $ 495,625 $ 111,000
DeKalb, Georgia 16 $ 5,070,000 $ 316,875 $ 75,000
Weber, Utah 16 $ 6,600,000 $ 412,500 $ 95,000
Kern, California 15 $ 4,035,000 $ 269,000 $ 72,000
Duval, Florida 15 $ 4,015,000 $ 267,666 $ 74,000
Henry, Georgia 15 $ 4,865,000 $ 324,333 $ 74,000
Mecklenburg, North Carolina 15 $ 3,985,000 $ 265,666 $ 73,000
Cuyahoga, Ohio 15 $ 3,755,000 $ 250,333 $ 85,000
Franklin, Ohio 15 $ 3,685,000 $ 245,666 $ 72,000
Hillsborough, Florida 14 $ 3,550,000 $ 253,571 $ 66,000
Gwinnett, Georgia 14 $ 4,120,000 $ 294,285 $ 86,000
San Bernardino, California 13 $ 4,205,000 $ 323,461 $ 76,000
Polk, Florida 13 $ 3,095,000 $ 238,076 $ 64,000
Paulding, Georgia 13 $ 3,365,000 $ 258,846 $ 70,000
Cumberland, North Carolina 13 $ 2,825,000 $ 217,307 $ 76,000
Milwaukee, Wisconsin 13 $ 2,915,000 $ 224,230 $ 64,000
San Diego, California 12 $ 7,070,000 $ 589,166 $ 138,000
El Paso, Colorado 12 $ 3,390,000 $ 282,500 $ 68,000
Burlington, New Jersey 12 $ 3,280,000 $ 273,333 $ 59,000
Dorchester, South Carolina 12 $ 3,320,000 $ 276,666 $ 71,000
Fresno, California 11 $ 2,825,000 $ 256,818 $ 82,000
Broward, Florida 11 $ 3,645,000 $ 331,363 $ 89,000
Bernalillo, New Mexico 11 $ 2,775,000 $ 252,272 $ 65,000
Berkeley, South Carolina 11 $ 3,415,000 $ 310,454 $ 80,000
Orange, Florida 10 $ 2,990,000 $ 299,000 $ 71,000
Palm Beach, Florida 10 $ 3,030,000 $ 303,000 $ 84,000
Cobb, Georgia 10 $ 3,110,000 $ 311,000 $ 93,000
Jefferson, Idaho 10 $ 3,320,000 $ 332,000 $ 121,000
Ocean, New Jersey 10 $ 3,010,000 $ 301,000 $ 61,000
Brunswick, North Carolina 10 $ 2,480,000 $ 248,000 $ 75,000
Horry, South Carolina 10 $ 2,590,000 $ 259,000 $ 52,000
Richland, South Carolina 10 $ 2,540,000 $ 254,000 $ 76,000
Knox, Tennessee 10 $ 2,810,000 $ 281,000 $ 68,000
Sullivan, Tennessee 10 $ 2,820,000 $ 282,000 $ 101,000
Pinellas, Florida 9 $ 2,875,000 $ 319,444 $ 73,000
Clayton, Georgia 9 $ 1,945,000 $ 216,111 $ 60,000
Yellowstone, Montana 9 $ 2,685,000 $ 298,333 $ 71,000
Butler, Ohio 9 $ 2,645,000 $ 293,888 $ 87,000
Hamilton, Ohio 9 $ 2,495,000 $ 277,222 $ 81,000
Greenville, South Carolina 9 $ 1,905,000 $ 211,666 $ 57,000
Lexington, South Carolina 9 $ 1,945,000 $ 216,111 $ 56,000
Rutherford, Tennessee 9 $ 2,585,000 $ 287,222 $ 67,000
Benton, Arkansas 8 $ 2,160,000 $ 270,000 $ 62,000
Adams, Colorado 8 $ 2,640,000 $ 330,000 $ 69,000
Arapahoe, Colorado 8 $ 3,110,000 $ 388,750 $ 112,000
Marion, Florida 8 $ 1,980,000 $ 247,500 $ 56,000
Lake, Indiana 8 $ 2,100,000 $ 262,500 $ 66,000
Johnston, North Carolina 8 $ 1,970,000 $ 246,250 $ 66,000
Wake, North Carolina 8 $ 2,400,000 $ 300,000 $ 84,000
Spartanburg, South Carolina 8 $ 1,930,000 $ 241,250 $ 62,000
Davidson, Tennessee 8 $ 2,240,000 $ 280,000 $ 79,000
Brevard, Florida 7 $ 1,965,000 $ 280,714 $ 83,000
Hernando, Florida 7 $ 1,975,000 $ 282,142 $ 70,000
Lee, Florida 7 $ 1,945,000 $ 277,857 $ 86,000
Pasco, Florida 7 $ 1,435,000 $ 205,000 $ 58,000
St. Lucie, Florida 7 $ 2,135,000 $ 305,000 $ 83,000
Will, Illinois 7 $ 1,955,000 $ 279,285 $ 72,000
San Juan, New Mexico 7 $ 1,835,000 $ 262,142 $ 80,000
Nash, North Carolina 7 $ 1,855,000 $ 265,000 $ 90,000
New Hanover, North Carolina 7 $ 1,815,000 $ 259,285 $ 68,000
Montgomery, Ohio 7 $ 1,975,000 $ 282,142 $ 63,000
Lane, Oregon 7 $ 2,185,000 $ 312,142 $ 68,000
Montgomery, Tennessee 7 $ 2,115,000 $ 302,142 $ 77,000
Orange, California 6 $ 3,310,000 $ 551,666 $ 121,000
Charlotte, Florida 6 $ 1,770,000 $ 295,000 $ 70,000
Chatham, Georgia 6 $ 1,670,000 $ 278,333 $ 65,000
Fulton, Georgia 6 $ 1,620,000 $ 270,000 $ 72,000
Hall, Georgia 6 $ 2,440,000 $ 406,666 $ 81,000
Fremont, Idaho 6 $ 2,920,000 $ 486,666 $ 124,000
Dona Ana, New Mexico 6 $ 1,590,000 $ 265,000 $ 85,000
Sandoval, New Mexico 6 $ 1,480,000 $ 246,666 $ 80,000
Cabarrus, North Carolina 6 $ 1,620,000 $ 270,000 $ 69,000
Forsyth, North Carolina 6 $ 1,220,000 $ 203,333 $ 51,000
Gaston, North Carolina 6 $ 1,220,000 $ 203,333 $ 73,000
Guilford, North Carolina 6 $ 1,250,000 $ 208,333 $ 65,000
Aiken, South Carolina 6 $ 1,290,000 $ 215,000 $ 77,000
Anderson, South Carolina 6 $ 1,350,000 $ 225,000 $ 56,000
York, South Carolina 6 $ 1,410,000 $ 235,000 $ 63,000
Summit, Utah 6 $ 4,480,000 $ 746,666 $ 275,000
Sacramento, California 5 $ 1,945,000 $ 389,000 $ 78,000
San Joaquin, California 5 $ 1,545,000 $ 309,000 $ 78,000
Lake, Florida 5 $ 1,305,000 $ 261,000 $ 67,000
Osceola, Florida 5 $ 1,595,000 $ 319,000 $ 83,000
Sumter, Florida 5 $ 1,095,000 $ 219,000 $ 87,000
Volusia, Florida 5 $ 1,305,000 $ 261,000 $ 62,000
Barrow, Georgia 5 $ 1,275,000 $ 255,000 $ 97,000
Bingham, Idaho 5 $ 1,265,000 $ 253,000 $ 186,000
St. Clair, Illinois 5 $ 1,405,000 $ 281,000 $ 71,000
Elkhart, Indiana 5 $ 1,035,000 $ 207,000 $ 78,000
Porter, Indiana 5 $ 1,285,000 $ 257,000 $ 95,000
Atlantic, New Jersey 5 $ 1,405,000 $ 281,000 $ 69,000
Camden, New Jersey 5 $ 1,315,000 $ 263,000 $ 108,000
Hudson, New Jersey 5 $ 2,055,000 $ 411,000 $ 127,000
Middlesex, New Jersey 5 $ 1,435,000 $ 287,000 $ 108,000
Harnett, North Carolina 5 $ 1,515,000 $ 303,000 $ 75,000
Charleston, South Carolina 5 $ 2,055,000 $ 411,000 $ 71,000
Hamilton, Tennessee 5 $ 1,255,000 $ 251,000 $ 60,000
Shelby, Tennessee 5 $ 1,465,000 $ 293,000 $ 89,000
Wilson, Tennessee 5 $ 1,435,000 $ 287,000 $ 67,000
Racine, Wisconsin 5 $ 1,465,000 $ 293,000 $ 78,000
Rock, Wisconsin 5 $ 1,215,000 $ 243,000 $ 57,000
Yuma, Arizona 4 $ 1,060,000 $ 265,000 $ 47,000
Lonoke, Arkansas 4 $ 950,000 $ 237,500 $ 92,000
Washington, Arkansas 4 $ 1,270,000 $ 317,500 $ 100,000
Tulare, California 4 $ 1,440,000 $ 360,000 $ 86,000
Jefferson, Colorado 4 $ 1,850,000 $ 462,500 $ 96,000
Pueblo, Colorado 4 $ 1,110,000 $ 277,500 $ 57,000
Weld, Colorado 4 $ 1,350,000 $ 337,500 $ 89,000
Alachua, Florida 4 $ 1,020,000 $ 255,000 $ 56,000
Leon, Florida 4 $ 900,000 $ 225,000 $ 59,000
St. Johns, Florida 4 $ 1,130,000 $ 282,500 $ 65,000
Liberty, Georgia 4 $ 800,000 $ 200,000 $ 63,000
Muscogee, Georgia 4 $ 1,130,000 $ 282,500 $ 70,000
Newton, Georgia 4 $ 880,000 $ 220,000 $ 68,000
Walton, Georgia 4 $ 1,230,000 $ 307,500 $ 82,000
Bannock, Idaho 4 $ 1,790,000 $ 447,500 $ 127,000
Kane, Illinois 4 $ 1,010,000 $ 252,500 $ 87,000
Lake, Illinois 4 $ 1,020,000 $ 255,000 $ 55,000
Hendricks, Indiana 4 $ 1,050,000 $ 262,500 $ 68,000
St. Joseph, Indiana 4 $ 980,000 $ 245,000 $ 61,000
Cascade, Montana 4 $ 1,190,000 $ 297,500 $ 70,000
Lewis and Clark, Montana 4 $ 1,430,000 $ 357,500 $ 84,000
Essex, New Jersey 4 $ 1,630,000 $ 407,500 $ 107,000
Gloucester, New Jersey 4 $ 1,330,000 $ 332,500 $ 104,000
Monmouth, New Jersey 4 $ 1,770,000 $ 442,500 $ 162,000
Passaic, New Jersey 4 $ 1,540,000 $ 385,000 $ 112,000
Rio Arriba, New Mexico 4 $ 1,040,000 $ 260,000 $ 69,000
Valencia, New Mexico 4 $ 990,000 $ 247,500 $ 63,000
Alamance, North Carolina 4 $ 1,010,000 $ 252,500 $ 66,000
Onslow, North Carolina 4 $ 1,020,000 $ 255,000 $ 109,000
Rowan, North Carolina 4 $ 880,000 $ 220,000 $ 65,000
Medina, Ohio 4 $ 1,480,000 $ 370,000 $ 115,000
Jackson, Oregon 4 $ 1,160,000 $ 290,000 $ 93,000
Beaufort, South Carolina 4 $ 1,170,000 $ 292,500 $ 90,000
Oconee, South Carolina 4 $ 1,070,000 $ 267,500 $ 79,000
Pickens, South Carolina 4 $ 750,000 $ 187,500 $ 56,000
Sumter, South Carolina 4 $ 1,020,000 $ 255,000 $ 74,000
Sevier, Tennessee 4 $ 1,190,000 $ 297,500 $ 88,000
Natrona, Wyoming 4 $ 1,160,000 $ 290,000 $ 72,000
Cochise, Arizona 3 $ 665,000 $ 221,666 $ 50,000
Graham, Arizona 3 $ 765,000 $ 255,000 $ 51,000
Mohave, Arizona 3 $ 695,000 $ 231,666 $ 61,000
Butte, California 3 $ 715,000 $ 238,333 $ 56,000
Imperial, California 3 $ 935,000 $ 311,666 $ 139,000
Madera, California 3 $ 1,075,000 $ 358,333 $ 75,000
Stanislaus, California 3 $ 1,105,000 $ 368,333 $ 92,000
Tehama, California 3 $ 805,000 $ 268,333 $ 72,000
Denver, Colorado 3 $ 975,000 $ 325,000 $ 44,000
Fremont, Colorado 3 $ 695,000 $ 231,666 $ 63,000
Mesa, Colorado 3 $ 795,000 $ 265,000 $ 51,000
Clay, Florida 3 $ 895,000 $ 298,333 $ 133,000
Escambia, Florida 3 $ 855,000 $ 285,000 $ 48,000
Flagler, Florida 3 $ 815,000 $ 271,666 $ 96,000
Nassau, Florida 3 $ 895,000 $ 298,333 $ 51,000
Brooks, Georgia 3 $ 625,000 $ 208,333 $ 73,000
Camden, Georgia 3 $ 895,000 $ 298,333 $ 47,000
Clarke, Georgia 3 $ 735,000 $ 245,000 $ 70,000
Effingham, Georgia 3 $ 845,000 $ 281,666 $ 79,000
Jones, Georgia 3 $ 785,000 $ 261,666 $ 68,000
Pickens, Georgia 3 $ 685,000 $ 228,333 $ 46,000
Madison, Idaho 3 $ 735,000 $ 245,000 $ 80,000
DeKalb, Illinois 3 $ 655,000 $ 218,333 $ 102,000
McHenry, Illinois 3 $ 595,000 $ 198,333 $ 36,000
Dearborn, Indiana 3 $ 735,000 $ 245,000 $ 83,000
LaPorte, Indiana 3 $ 605,000 $ 201,666 $ 60,000
Madison, Indiana 3 $ 585,000 $ 195,000 $ 84,000
Bergen, New Jersey 3 $ 1,215,000 $ 405,000 $ 127,000
Buncombe, North Carolina 3 $ 875,000 $ 291,666 $ 126,000
Carteret, North Carolina 3 $ 615,000 $ 205,000 $ 57,000
Durham, North Carolina 3 $ 865,000 $ 288,333 $ 74,000
Hoke, North Carolina 3 $ 825,000 $ 275,000 $ 77,000
Iredell, North Carolina 3 $ 675,000 $ 225,000 $ 58,000
Polk, North Carolina 3 $ 905,000 $ 301,666 $ 66,000
Stanly, North Carolina 3 $ 625,000 $ 208,333 $ 36,000
Warren, North Carolina 3 $ 935,000 $ 311,666 $ 62,000
Wayne, North Carolina 3 $ 765,000 $ 255,000 $ 66,000
Clermont, Ohio 3 $ 795,000 $ 265,000 $ 68,000
Coos, Oregon 3 $ 685,000 $ 228,333 $ 56,000
Deschutes, Oregon 3 $ 1,085,000 $ 361,666 $ 81,000
Washington, Oregon 3 $ 975,000 $ 325,000 $ 83,000
Cherokee, South Carolina 3 $ 635,000 $ 211,666 $ 65,000
Greenwood, South Carolina 3 $ 805,000 $ 268,333 $ 64,000
Kershaw, South Carolina 3 $ 705,000 $ 235,000 $ 86,000
Laurens, South Carolina 3 $ 715,000 $ 238,333 $ 62,000
Marshall, Tennessee 3 $ 715,000 $ 238,333 $ 58,000
Maury, Tennessee 3 $ 695,000 $ 231,666 $ 80,000
Washington, Tennessee 3 $ 735,000 $ 245,000 $ 93,000
Sanpete, Utah 3 $ 1,225,000 $ 408,333 $ 111,000
Wasatch, Utah 3 $ 2,545,000 $ 848,333 $ 261,000
La Crosse, Wisconsin 3 $ 655,000 $ 218,333 $ 58,000
Navajo, Arizona 2 $ 470,000 $ 235,000 $ 54,000
Yavapai, Arizona 2 $ 620,000 $ 310,000 $ 44,000
Pope, Arkansas 2 $ 550,000 $ 275,000 $ 80,000
White, Arkansas 2 $ 490,000 $ 245,000 $ 73,000
Lake, California 2 $ 600,000 $ 300,000 $ 68,000
Santa Barbara, California 2 $ 680,000 $ 340,000 $ 66,000
Shasta, California 2 $ 420,000 $ 210,000 $ 64,000
Solano, California 2 $ 720,000 $ 360,000 $ 61,000
Tuolumne, California 2 $ 460,000 $ 230,000 $ 73,000
Ventura, California 2 $ 1,060,000 $ 530,000 $ 141,000
La Plata, Colorado 2 $ 790,000 $ 395,000 $ 77,000
Larimer, Colorado 2 $ 680,000 $ 340,000 $ 72,000
Logan, Colorado 2 $ 420,000 $ 210,000 $ 66,000
Morgan, Colorado 2 $ 550,000 $ 275,000 $ 69,000
Bay, Florida 2 $ 780,000 $ 390,000 $ 97,000
Collier, Florida 2 $ 520,000 $ 260,000 $ 91,000
Columbia, Florida 2 $ 410,000 $ 205,000 $ 48,000
Gadsden, Florida 2 $ 630,000 $ 315,000 $ 67,000
Indian River, Florida 2 $ 510,000 $ 255,000 $ 88,000
Manatee, Florida 2 $ 450,000 $ 225,000 $ 91,000
Okaloosa, Florida 2 $ 840,000 $ 420,000 $ 97,000
Santa Rosa, Florida 2 $ 520,000 $ 260,000 $ 70,000
Walton, Florida 2 $ 530,000 $ 265,000 $ 47,000
Bartow, Georgia 2 $ 400,000 $ 200,000 $ 65,000
Bibb, Georgia 2 $ 530,000 $ 265,000 $ 76,000
Bryan, Georgia 2 $ 510,000 $ 255,000 $ 78,000
Cherokee, Georgia 2 $ 510,000 $ 255,000 $ 64,000
Columbia, Georgia 2 $ 490,000 $ 245,000 $ 86,000
Coweta, Georgia 2 $ 710,000 $ 355,000 $ 81,000
Douglas, Georgia 2 $ 420,000 $ 210,000 $ 70,000
Forsyth, Georgia 2 $ 560,000 $ 280,000 $ 78,000
Gordon, Georgia 2 $ 540,000 $ 270,000 $ 64,000
Houston, Georgia 2 $ 660,000 $ 330,000 $ 76,000
Jackson, Georgia 2 $ 610,000 $ 305,000 $ 58,000
Oglethorpe, Georgia 2 $ 690,000 $ 345,000 $ 125,000
Pierce, Georgia 2 $ 560,000 $ 280,000 $ 75,000
Rockdale, Georgia 2 $ 620,000 $ 310,000 $ 57,000
Ada, Idaho 2 $ 1,260,000 $ 630,000 $ 319,000
Canyon, Idaho 2 $ 630,000 $ 315,000 $ 76,000
DuPage, Illinois 2 $ 480,000 $ 240,000 $ 66,000
Kendall, Illinois 2 $ 560,000 $ 280,000 $ 73,000
Madison, Illinois 2 $ 520,000 $ 260,000 $ 75,000
Allen, Indiana 2 $ 480,000 $ 240,000 $ 62,000
Hamilton, Indiana 2 $ 610,000 $ 305,000 $ 59,000
Tippecanoe, Indiana 2 $ 450,000 $ 225,000 $ 60,000
Vigo, Indiana 2 $ 540,000 $ 270,000 $ 119,000
Whitley, Indiana 2 $ 520,000 $ 260,000 $ 60,000
Flathead, Montana 2 $ 540,000 $ 270,000 $ 52,000
Sweet Grass, Montana 2 $ 660,000 $ 330,000 $ 77,000
Salem, New Jersey 2 $ 370,000 $ 185,000 $ 61,000
Sussex, New Jersey 2 $ 730,000 $ 365,000 $ 127,000
Union, New Jersey 2 $ 740,000 $ 370,000 $ 116,000
Warren, New Jersey 2 $ 410,000 $ 205,000 $ 78,000
Lea, New Mexico 2 $ 510,000 $ 255,000 $ 93,000
Caldwell, North Carolina 2 $ 530,000 $ 265,000 $ 41,000
Cherokee, North Carolina 2 $ 500,000 $ 250,000 $ 59,000
Davidson, North Carolina 2 $ 580,000 $ 290,000 $ 46,000
Duplin, North Carolina 2 $ 360,000 $ 180,000 $ 44,000
Lee, North Carolina 2 $ 400,000 $ 200,000 $ 48,000
Robeson, North Carolina 2 $ 480,000 $ 240,000 $ 80,000
Rutherford, North Carolina 2 $ 410,000 $ 205,000 $ 44,000
Union, North Carolina 2 $ 680,000 $ 340,000 $ 93,000
Vance, North Carolina 2 $ 490,000 $ 245,000 $ 77,000
Wilkes, North Carolina 2 $ 460,000 $ 230,000 $ 77,000
Fairfield, Ohio 2 $ 790,000 $ 395,000 $ 90,000
Lake, Ohio 2 $ 390,000 $ 195,000 $ 71,000
Licking, Ohio 2 $ 460,000 $ 230,000 $ 94,000
Logan, Ohio 2 $ 480,000 $ 240,000 $ 70,000
Lorain, Ohio 2 $ 370,000 $ 185,000 $ 69,000
Lucas, Ohio 2 $ 580,000 $ 290,000 $ 61,000
Marion, Ohio 2 $ 370,000 $ 185,000 $ 68,000
Pickaway, Ohio 2 $ 690,000 $ 345,000 $ 82,000
Warren, Ohio 2 $ 490,000 $ 245,000 $ 86,000
Wayne, Ohio 2 $ 450,000 $ 225,000 $ 59,000
Douglas, Oregon 2 $ 550,000 $ 275,000 $ 66,000
Malheur, Oregon 2 $ 460,000 $ 230,000 $ 68,000
Marion, Oregon 2 $ 520,000 $ 260,000 $ 46,000
Multnomah, Oregon 2 $ 660,000 $ 330,000 $ 72,000
Polk, Oregon 2 $ 590,000 $ 295,000 $ 62,000
Wallowa, Oregon 2 $ 460,000 $ 230,000 $ 46,000
Jasper, South Carolina 2 $ 570,000 $ 285,000 $ 52,000
Lancaster, South Carolina 2 $ 520,000 $ 260,000 $ 77,000
Bedford, Tennessee 2 $ 360,000 $ 180,000 $ 75,000
Bradley, Tennessee 2 $ 570,000 $ 285,000 $ 102,000
Coffee, Tennessee 2 $ 520,000 $ 260,000 $ 79,000
Hamblen, Tennessee 2 $ 400,000 $ 200,000 $ 46,000
Hickman, Tennessee 2 $ 650,000 $ 325,000 $ 71,000
Jefferson, Tennessee 2 $ 440,000 $ 220,000 $ 56,000
Loudon, Tennessee 2 $ 550,000 $ 275,000 $ 54,000
McMinn, Tennessee 2 $ 340,000 $ 170,000 $ 60,000
Roane, Tennessee 2 $ 760,000 $ 380,000 $ 74,000
Robertson, Tennessee 2 $ 490,000 $ 245,000 $ 65,000
Sumner, Tennessee 2 $ 400,000 $ 200,000 $ 102,000
Box Elder, Utah 2 $ 530,000 $ 265,000 $ 59,000
Garfield, Utah 2 $ 330,000 $ 165,000 $ 139,000
Iron, Utah 2 $ 1,050,000 $ 525,000 $ 124,000
San Juan, Utah 2 $ 520,000 $ 260,000 $ 73,000
Sevier, Utah 2 $ 670,000 $ 335,000 $ 97,000
Jefferson, Wisconsin 2 $ 530,000 $ 265,000 $ 67,000
Outagamie, Wisconsin 2 $ 420,000 $ 210,000 $ 57,000
Polk, Wisconsin 2 $ 450,000 $ 225,000 $ 60,000
St. Croix, Wisconsin 2 $ 840,000 $ 420,000 $ 65,000
Carbon, Wyoming 2 $ 450,000 $ 225,000 $ 121,000
Converse, Wyoming 2 $ 530,000 $ 265,000 $ 62,000
Laramie, Wyoming 2 $ 650,000 $ 325,000 $ 90,000
Gila, Arizona 1 $ 345,000 $ 345,000 $ 98,000
Conway, Arkansas 1 $ 365,000 $ 365,000 $ 92,000
Craighead, Arkansas 1 $ 355,000 $ 355,000 $ 108,000
Crawford, Arkansas 1 $ 165,000 $ 165,000 $ 73,000
Garland, Arkansas 1 $ 185,000 $ 185,000 $ 42,000
Greene, Arkansas 1 $ 355,000 $ 355,000 $ 70,000
Howard, Arkansas 1 $ 175,000 $ 175,000 $ 40,000
Independence, Arkansas 1 $ 235,000 $ 235,000 $ 41,000
Pulaski, Arkansas 1 $ 355,000 $ 355,000 $ 53,000
Saline, Arkansas 1 $ 225,000 $ 225,000 $ 51,000
Sebastian, Arkansas 1 $ 185,000 $ 185,000 $ 71,000
Sharp, Arkansas 1 $ 355,000 $ 355,000 $ 138,000
Union, Arkansas 1 $ 355,000 $ 355,000 $ 32,000
Alameda, California 1 $ 355,000 $ 355,000 $ 295,000
Del Norte, California 1 $ 375,000 $ 375,000 $ 122,000
El Dorado, California 1 $ 375,000 $ 375,000 $ 87,000
Kings, California 1 $ 215,000 $ 215,000 $ 88,000
Merced, California 1 $ 365,000 $ 365,000 $ 95,000
Mono, California 1 $ 285,000 $ 285,000 $ 109,000
San Luis Obispo, California 1 $ 355,000 $ 355,000 $ 167,000
Santa Clara, California 1 $ 135,000 $ 135,000 $ 54,000
Santa Cruz, California 1 $ 355,000 $ 355,000 $ 80,000
Sutter, California 1 $ 225,000 $ 225,000 $ 57,000
Yuba, California 1 $ 355,000 $ 355,000 $ 55,000
Delta, Colorado 1 $ 185,000 $ 185,000 $ 51,000
Douglas, Colorado 1 $ 415,000 $ 415,000 $ 99,000
Elbert, Colorado 1 $ 355,000 $ 355,000 $ 190,000
Garfield, Colorado 1 $ 335,000 $ 335,000 $ 88,000
Huerfano, Colorado 1 $ 305,000 $ 305,000 $ 55,000
Las Animas, Colorado 1 $ 205,000 $ 205,000 $ 45,000
Montezuma, Colorado 1 $ 255,000 $ 255,000 $ 80,000
Montrose, Colorado 1 $ 355,000 $ 355,000 $ 36,000
Otero, Colorado 1 $ 175,000 $ 175,000 $ 45,000
Park, Colorado 1 $ 165,000 $ 165,000 $ 58,000
Routt, Colorado 1 $ 355,000 $ 355,000 $ 134,000
Baker, Florida 1 $ 255,000 $ 255,000 $ 0
Dixie, Florida 1 $ 365,000 $ 365,000 $ 87,000
Hardee, Florida 1 $ 285,000 $ 285,000 $ 77,000
Sarasota, Florida 1 $ 245,000 $ 245,000 $ 73,000
Seminole, Florida 1 $ 235,000 $ 235,000 $ 47,000
Wakulla, Florida 1 $ 315,000 $ 315,000 $ 90,000
Brantley, Georgia 1 $ 215,000 $ 215,000 $ 55,000
Bulloch, Georgia 1 $ 285,000 $ 285,000 $ 79,000
Butts, Georgia 1 $ 205,000 $ 205,000 $ 68,000
Catoosa, Georgia 1 $ 175,000 $ 175,000 $ 112,000
Dade, Georgia 1 $ 165,000 $ 165,000 $ 45,000
Dawson, Georgia 1 $ 355,000 $ 355,000 $ 83,000
Early, Georgia 1 $ 155,000 $ 155,000 $ 61,000
Gilmer, Georgia 1 $ 355,000 $ 355,000 $ 56,000
Habersham, Georgia 1 $ 355,000 $ 355,000 $ 84,000
Hancock, Georgia 1 $ 205,000 $ 205,000 $ 53,000
Harris, Georgia 1 $ 305,000 $ 305,000 $ 99,000
Lamar, Georgia 1 $ 315,000 $ 315,000 $ 81,000
Lowndes, Georgia 1 $ 285,000 $ 285,000 $ 68,000
Murray, Georgia 1 $ 175,000 $ 175,000 $ 71,000
Oconee, Georgia 1 $ 355,000 $ 355,000 $ 111,000
Putnam, Georgia 1 $ 115,000 $ 115,000 $ 35,000
Richmond, Georgia 1 $ 165,000 $ 165,000 $ 41,000
Spalding, Georgia 1 $ 205,000 $ 205,000 $ 41,000
Telfair, Georgia 1 $ 265,000 $ 265,000 $ 65,000
Toombs, Georgia 1 $ 185,000 $ 185,000 $ 89,000
Troup, Georgia 1 $ 145,000 $ 145,000 $ 29,000
Union, Georgia 1 $ 225,000 $ 225,000 $ 58,000
Washington, Georgia 1 $ 415,000 $ 415,000 $ 80,000
Wayne, Georgia 1 $ 215,000 $ 215,000 $ 68,000
Whitfield, Georgia 1 $ 215,000 $ 215,000 $ 43,000
Custer, Idaho 1 $ 325,000 $ 325,000 $ 151,000
Franklin, Idaho 1 $ 235,000 $ 235,000 $ 0
Jerome, Idaho 1 $ 215,000 $ 215,000 $ 55,000
Kootenai, Idaho 1 $ 435,000 $ 435,000 $ 126,000
Payette, Idaho 1 $ 595,000 $ 595,000 $ 108,000
Twin Falls, Idaho 1 $ 355,000 $ 355,000 $ 85,000
Champaign, Illinois 1 $ 215,000 $ 215,000 $ 59,000
Effingham, Illinois 1 $ 435,000 $ 435,000 $ 104,000
Jasper, Illinois 1 $ 185,000 $ 185,000 $ 115,000
Kankakee, Illinois 1 $ 245,000 $ 245,000 $ 98,000
Peoria, Illinois 1 $ 355,000 $ 355,000 $ 60,000
Rock Island, Illinois 1 $ 185,000 $ 185,000 $ 56,000
Saline, Illinois 1 $ 275,000 $ 275,000 $ 58,000
Vermilion, Illinois 1 $ 105,000 $ 105,000 $ 52,000
Williamson, Illinois 1 $ 355,000 $ 355,000 $ 37,000
Winnebago, Illinois 1 $ 355,000 $ 355,000 $ 64,000
Boone, Indiana 1 $ 165,000 $ 165,000 $ 34,000
Cass, Indiana 1 $ 195,000 $ 195,000 $ 67,000
Decatur, Indiana 1 $ 185,000 $ 185,000 $ 53,000
Kosciusko, Indiana 1 $ 195,000 $ 195,000 $ 128,000
Marshall, Indiana 1 $ 235,000 $ 235,000 $ 94,000
Monroe, Indiana 1 $ 245,000 $ 245,000 $ 63,000
Putnam, Indiana 1 $ 175,000 $ 175,000 $ 33,000
Spencer, Indiana 1 $ 355,000 $ 355,000 $ 60,000
Fergus, Montana 1 $ 355,000 $ 355,000 $ 53,000
Granite, Montana 1 $ 325,000 $ 325,000 $ 85,000
Lake, Montana 1 $ 335,000 $ 335,000 $ 73,000
Ravalli, Montana 1 $ 355,000 $ 355,000 $ 52,000
Silver Bow, Montana 1 $ 185,000 $ 185,000 $ 54,000
Cape May, New Jersey 1 $ 355,000 $ 355,000 $ 56,000
Cumberland, New Jersey 1 $ 245,000 $ 245,000 $ 62,000
Mercer, New Jersey 1 $ 195,000 $ 195,000 $ 60,000
Somerset, New Jersey 1 $ 195,000 $ 195,000 $ 51,000
Luna, New Mexico 1 $ 185,000 $ 185,000 $ 124,000
Otero, New Mexico 1 $ 355,000 $ 355,000 $ 88,000
Santa Fe, New Mexico 1 $ 285,000 $ 285,000 $ 68,000
Torrance, New Mexico 1 $ 215,000 $ 215,000 $ 58,000
Caswell, North Carolina 1 $ 225,000 $ 225,000 $ 58,000
Chatham, North Carolina 1 $ 205,000 $ 205,000 $ 42,000
Cleveland, North Carolina 1 $ 325,000 $ 325,000 $ 100,000
Craven, North Carolina 1 $ 245,000 $ 245,000 $ 68,000
Currituck, North Carolina 1 $ 215,000 $ 215,000 $ 47,000
Gates, North Carolina 1 $ 185,000 $ 185,000 $ 44,000
Haywood, North Carolina 1 $ 55,000 $ 55,000 $ 36,000
Henderson, North Carolina 1 $ 215,000 $ 215,000 $ 58,000
Lenoir, North Carolina 1 $ 155,000 $ 155,000 $ 53,000
Lincoln, North Carolina 1 $ 495,000 $ 495,000 $ 140,000
Madison, North Carolina 1 $ 385,000 $ 385,000 $ 75,000
Martin, North Carolina 1 $ 355,000 $ 355,000 $ 53,000
Moore, North Carolina 1 $ 295,000 $ 295,000 $ 84,000
Pamlico, North Carolina 1 $ 355,000 $ 355,000 $ 114,000
Rockingham, North Carolina 1 $ 305,000 $ 305,000 $ 64,000
Stokes, North Carolina 1 $ 375,000 $ 375,000 $ 82,000
Yancey, North Carolina 1 $ 195,000 $ 195,000 $ 44,000
Auglaize, Ohio 1 $ 315,000 $ 315,000 $ 82,000
Brown, Ohio 1 $ 205,000 $ 205,000 $ 96,000
Clark, Ohio 1 $ 175,000 $ 175,000 $ 41,000
Clinton, Ohio 1 $ 165,000 $ 165,000 $ 46,000
Crawford, Ohio 1 $ 175,000 $ 175,000 $ 62,000
Gallia, Ohio 1 $ 165,000 $ 165,000 $ 60,000
Highland, Ohio 1 $ 225,000 $ 225,000 $ 65,000
Holmes, Ohio 1 $ 265,000 $ 265,000 $ 90,000
Lawrence, Ohio 1 $ 325,000 $ 325,000 $ 128,000
Miami, Ohio 1 $ 225,000 $ 225,000 $ 116,000
Muskingum, Ohio 1 $ 185,000 $ 185,000 $ 62,000
Richland, Ohio 1 $ 305,000 $ 305,000 $ 61,000
Ross, Ohio 1 $ 175,000 $ 175,000 $ 57,000
Stark, Ohio 1 $ 185,000 $ 185,000 $ 60,000
Union, Ohio 1 $ 165,000 $ 165,000 $ 44,000
Clatsop, Oregon 1 $ 345,000 $ 345,000 $ 54,000
Columbia, Oregon 1 $ 215,000 $ 215,000 $ 133,000
Curry, Oregon 1 $ 245,000 $ 245,000 $ 50,000
Jefferson, Oregon 1 $ 235,000 $ 235,000 $ 108,000
Josephine, Oregon 1 $ 245,000 $ 245,000 $ 99,000
Klamath, Oregon 1 $ 235,000 $ 235,000 $ 84,000
Lincoln, Oregon 1 $ 215,000 $ 215,000 $ 45,000
Linn, Oregon 1 $ 315,000 $ 315,000 $ 59,000
Umatilla, Oregon 1 $ 355,000 $ 355,000 $ 60,000
Union, Oregon 1 $ 145,000 $ 145,000 $ 60,000
Wasco, Oregon 1 $ 315,000 $ 315,000 $ 63,000
Barnwell, South Carolina 1 $ 385,000 $ 385,000 $ 127,000
Chester, South Carolina 1 $ 305,000 $ 305,000 $ 72,000
Chesterfield, South Carolina 1 $ 165,000 $ 165,000 $ 46,000
Edgefield, South Carolina 1 $ 355,000 $ 355,000 $ 114,000
Florence, South Carolina 1 $ 165,000 $ 165,000 $ 81,000
Georgetown, South Carolina 1 $ 265,000 $ 265,000 $ 44,000
Hampton, South Carolina 1 $ 205,000 $ 205,000 $ 50,000
Orangeburg, South Carolina 1 $ 175,000 $ 175,000 $ 53,000
Blount, Tennessee 1 $ 215,000 $ 215,000 $ 58,000
Carter, Tennessee 1 $ 305,000 $ 305,000 $ 114,000
Cheatham, Tennessee 1 $ 325,000 $ 325,000 $ 336,000
Claiborne, Tennessee 1 $ 355,000 $ 355,000 $ 42,000
Cumberland, Tennessee 1 $ 195,000 $ 195,000 $ 54,000
Fayette, Tennessee 1 $ 225,000 $ 225,000 $ 82,000
Greene, Tennessee 1 $ 215,000 $ 215,000 $ 89,000
Grundy, Tennessee 1 $ 195,000 $ 195,000 $ 57,000
Hawkins, Tennessee 1 $ 225,000 $ 225,000 $ 59,000
Haywood, Tennessee 1 $ 185,000 $ 185,000 $ 90,000
Lawrence, Tennessee 1 $ 215,000 $ 215,000 $ 83,000
Madison, Tennessee 1 $ 195,000 $ 195,000 $ 39,000
McNairy, Tennessee 1 $ 155,000 $ 155,000 $ 38,000
Polk, Tennessee 1 $ 205,000 $ 205,000 $ 39,000
Smith, Tennessee 1 $ 185,000 $ 185,000 $ 41,000
Tipton, Tennessee 1 $ 195,000 $ 195,000 $ 116,000
Union, Tennessee 1 $ 175,000 $ 175,000 $ 26,000
Warren, Tennessee 1 $ 205,000 $ 205,000 $ 63,000
Weakley, Tennessee 1 $ 355,000 $ 355,000 $ 36,000
Bastrop, Texas 1 $ 315,000 $ 315,000 $ 62,000
Bexar, Texas 1 $ 205,000 $ 205,000 $ 215,000
Comal, Texas 1 $ 375,000 $ 375,000 $ 132,000
Midland, Texas 1 $ 325,000 $ 325,000 $ 120,000
Parker, Texas 1 $ 765,000 $ 765,000 $ 5,073,000
Travis, Texas 1 $ 135,000 $ 135,000 $ 25,000
Cache, Utah 1 $ 355,000 $ 355,000 $ 72,000
Carbon, Utah 1 $ 185,000 $ 185,000 $ 65,000
Duchesne, Utah 1 $ 675,000 $ 675,000 $ 285,000
Grand, Utah 1 $ 515,000 $ 515,000 $ 265,000
Juab, Utah 1 $ 355,000 $ 355,000 $ 64,000
Kane, Utah 1 $ 135,000 $ 135,000 $ 76,000
Rich, Utah 1 $ 585,000 $ 585,000 $ 123,000
Uintah, Utah 1 $ 175,000 $ 175,000 $ 51,000
Brown, Wisconsin 1 $ 355,000 $ 355,000 $ 73,000
Calumet, Wisconsin 1 $ 215,000 $ 215,000 $ 46,000
Dane, Wisconsin 1 $ 215,000 $ 215,000 $ 60,000
Jackson, Wisconsin 1 $ 185,000 $ 185,000 $ 44,000
Monroe, Wisconsin 1 $ 365,000 $ 365,000 $ 175,000
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Mortgage Loan Application Detail Totals for Veritas Funding, LLC in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 1,552 $433,600,000 $279,000 $975,000 $78,000 $5,073,000
Home Purchase 523 $231,005,000 $441,000 $1,405,000 $130,000 $1,115,000
Refinancing 159 $50,565,000 $318,000 $1,405,000 $86,000 $274,000
Other Purpose 11 $2,675,000 $243,000 $655,000 $91,000 $140,000
Not Applicable 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 966 $267,060,000 $276,000 $975,000 $75,000 $299,000
White 759 $263,125,000 $346,000 $1,405,000 $109,000 $5,073,000
Hispanic 317 $124,235,000 $391,000 $805,000 $101,000 $632,000
Black or African American 180 $52,640,000 $292,000 $545,000 $77,000 $249,000
Asian 15 $7,985,000 $532,000 $785,000 $117,000 $173,000
American Indian or Alaskan Native 4 $990,000 $247,000 $355,000 $91,000 $167,000
Native Hawaiian or Other Pacific Islander 4 $1,810,000 $452,000 $655,000 $178,000 $261,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,233 $367,485,000 $298,000 $725,000 $80,000 $288,000
VA-guaranteed (Veterans Administration) 611 $185,195,000 $303,000 $975,000 $75,000 $299,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 401 $165,165,000 $411,000 $1,405,000 $148,000 $5,073,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 987 $331,965,000 $336,000 $1,405,000 $103,000 $5,073,000
File Closed For Incompleteness 921 $278,875,000 $302,000 $1,405,000 $79,000 $519,000
Application Denied By Financial Institution 143 $42,655,000 $298,000 $725,000 $74,000 $169,000
Application Withdrawn By Applicant 112 $40,500,000 $361,000 $1,175,000 $104,000 $445,000
Application Approved But Not Accepted 82 $23,850,000 $290,000 $885,000 $92,000 $1,115,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,102 $675,190,000 $321,000 $1,405,000 $92,000 $5,073,000
Credit History 50 $15,360,000 $307,000 $535,000 $75,000 $147,000
Collateral 39 $10,585,000 $271,000 $435,000 $71,000 $131,000
Debt-To-Income Ratio 37 $11,455,000 $309,000 $725,000 $76,000 $156,000
Employment History 8 $2,620,000 $327,000 $495,000 $89,000 $169,000
Credit Application Incomplete 3 $905,000 $301,000 $445,000 $71,000 $109,000
Other 2 $580,000 $290,000 $355,000 $65,000 $74,000
Unverifiable Information 2 $770,000 $385,000 $415,000 $65,000 $88,000
Mortgage Insurance Denied 2 $380,000 $190,000 $205,000 $54,000 $56,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Veritas Funding, LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Veritas Funding, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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