1 mortgage lender is based in Vernon, NY, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Oneida County, NY in 2025.
In 2025, 148 lenders made 3,752 home loans worth $635.6 million in Oneida County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Oneida County, which includes Vernon.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | First Source Federal Credit Un New Hartford, NY | 646 | $70.6M | $109,000 | 17.2% |
| 2 | Americu Credit Union Rome, NY | 624 | $87.9M | $141,000 | 16.6% |
| 3 | Community Bank, N.A. Canton, NY | 184 | $33.2M | $180,000 | 4.9% |
| 4 | Gpo Federal Credit Union New Hartford, NY | 179 | $24.5M | $137,000 | 4.8% |
| 5 | Nbt Bank NA Norwich, NY | 138 | $23.7M | $172,000 | 3.7% |
| 6 | Adirondack Bank Utica, NY | 132 | $32.2M | $244,000 | 3.5% |
| 7 | M&T Bank Buffalo, NY | 129 | $17.8M | $138,000 | 3.4% |
| 8 | Homestead Funding Corp. Albany, NY | 121 | $27.2M | $225,000 | 3.2% |
| 9 | Premium Mortgage Corporation Rochester, NY | 102 | $24.3M | $238,000 | 2.7% |
| 10 | Sefcu Services, LLC Albany, NY | 82 | $18.6M | $227,000 | 2.2% |
See every lender in Oneida County and its 2025 mortgage data · top lenders in New York · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| The National Bank of Vernon
PO BOX 890, 5238 W. SENECA STREET VERNON, NY 13476 |
* | 159 | $12,437,000 |
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