Victorian Finance, LLC Mortgage Lending & HMDA Data, 2025

In 2025, Victorian Finance, LLC of Pittsburgh, PA reported 1,426 mortgage applications totaling $367.2 million, up 1% from 2024. The average application was for $257,496, and applicants reported an average income of $125,352. 73% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Pittsburgh, PA (762), Huntsville, AL (87) and Charleston, WV (79) (applications in parentheses).

Mortgage Company & Address Victorian Finance, LLC
2570 Boyce Plaza Road
Pittsburgh, PA 15241
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 1,426
Total Mortgage Loan Application Amount $367,190,000
Average Mortgage Loan Application Amount $257,496
Highest Mortgage Loan Application Amount $2,945,000
Average Applicant Income $125,352
Highest Applicant Income $7,142,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Victorian Finance, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Victorian Finance, LLC by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny, Pennsylvania 463 $ 116,145,000 $ 250,853 $ 140,000
Washington, Pennsylvania 102 $ 25,370,000 $ 248,725 $ 156,000
Beaver, Pennsylvania 83 $ 18,845,000 $ 227,048 $ 115,000
Kanawha, West Virginia 71 $ 15,075,000 $ 212,323 $ 104,000
Westmoreland, Pennsylvania 67 $ 14,785,000 $ 220,671 $ 99,000
Madison, Alabama 65 $ 18,715,000 $ 287,923 $ 100,000
Jackson, West Virginia 34 $ 6,460,000 $ 190,000 $ 73,000
DeKalb, Alabama 27 $ 5,485,000 $ 203,148 $ 75,000
Butler, Pennsylvania 25 $ 7,665,000 $ 306,600 $ 132,000
Mason, West Virginia 24 $ 4,020,000 $ 167,500 $ 74,000
Limestone, Alabama 22 $ 6,560,000 $ 298,181 $ 119,000
Morgan, Alabama 21 $ 4,735,000 $ 225,476 $ 76,000
Nye, Nevada 17 $ 4,705,000 $ 276,764 $ 88,000
Alamance, North Carolina 16 $ 4,140,000 $ 258,750 $ 77,000
Putnam, West Virginia 16 $ 4,990,000 $ 311,875 $ 163,000
Guilford, North Carolina 12 $ 3,010,000 $ 250,833 $ 74,000
Person, North Carolina 11 $ 2,705,000 $ 245,909 $ 70,000
Logan, West Virginia 10 $ 1,660,000 $ 166,000 $ 80,000
Vance, North Carolina 9 $ 2,165,000 $ 240,555 $ 64,000
Lawrence, Pennsylvania 9 $ 1,805,000 $ 200,555 $ 97,000
Cabell, West Virginia 9 $ 1,645,000 $ 182,777 $ 85,000
Warren, North Carolina 8 $ 1,840,000 $ 230,000 $ 65,000
Columbiana, Ohio 8 $ 1,380,000 $ 172,500 $ 82,000
Lincoln, Tennessee 8 $ 2,410,000 $ 301,250 $ 96,000
Boone, West Virginia 8 $ 1,270,000 $ 158,750 $ 74,000
Pasco, Florida 7 $ 1,365,000 $ 195,000 $ 61,000
Granville, North Carolina 7 $ 1,855,000 $ 265,000 $ 80,000
Mecklenburg, North Carolina 7 $ 3,515,000 $ 502,142 $ 205,000
Armstrong, Pennsylvania 7 $ 1,325,000 $ 189,285 $ 91,000
Fayette, Pennsylvania 6 $ 1,160,000 $ 193,333 $ 89,000
Jackson, Alabama 5 $ 1,045,000 $ 209,000 $ 90,000
Marshall, Alabama 5 $ 1,535,000 $ 307,000 $ 99,000
Clark, Nevada 5 $ 3,285,000 $ 657,000 $ 148,000
Somerset, Pennsylvania 5 $ 1,585,000 $ 317,000 $ 268,000
Harris, Texas 5 $ 1,445,000 $ 289,000 $ 133,000
Monongalia, West Virginia 5 $ 1,385,000 $ 277,000 $ 154,000
Roane, West Virginia 5 $ 735,000 $ 147,000 $ 63,000
Lawrence, Alabama 4 $ 1,150,000 $ 287,500 $ 102,000
Shelby, Alabama 4 $ 730,000 $ 182,500 $ 83,000
Brevard, Florida 4 $ 1,130,000 $ 282,500 $ 83,000
Caswell, North Carolina 4 $ 960,000 $ 240,000 $ 58,000
Greenbrier, West Virginia 4 $ 950,000 $ 237,500 $ 98,000
Lauderdale, Alabama 3 $ 795,000 $ 265,000 $ 71,000
Talladega, Alabama 3 $ 635,000 $ 211,666 $ 80,000
Tuscaloosa, Alabama 3 $ 775,000 $ 258,333 $ 150,000
Collier, Florida 3 $ 6,745,000 $ 2,248,333 $ 74,000
Pinellas, Florida 3 $ 1,405,000 $ 468,333 $ 195,000
Cobb, Georgia 3 $ 1,225,000 $ 408,333 $ 542,000
Gwinnett, Georgia 3 $ 1,075,000 $ 358,333 $ 91,000
Forsyth, North Carolina 3 $ 505,000 $ 168,333 $ 47,000
Moore, North Carolina 3 $ 1,395,000 $ 465,000 $ 165,000
Orange, North Carolina 3 $ 725,000 $ 241,666 $ 81,000
Wake, North Carolina 3 $ 785,000 $ 261,666 $ 87,000
Galveston, Texas 3 $ 1,855,000 $ 618,333 $ 607,000
Midland, Texas 3 $ 1,065,000 $ 355,000 $ 148,000
Norfolk, Virginia 3 $ 435,000 $ 145,000 $ 34,000
Virginia Beach, Virginia 3 $ 595,000 $ 198,333 $ 33,000
Fayette, West Virginia 3 $ 295,000 $ 98,333 $ 52,000
Lincoln, West Virginia 3 $ 505,000 $ 168,333 $ 81,000
Wayne, West Virginia 3 $ 485,000 $ 161,666 $ 73,000
Baldwin, Alabama 2 $ 740,000 $ 370,000 $ 62,000
Cherokee, Alabama 2 $ 550,000 $ 275,000 $ 83,000
Cullman, Alabama 2 $ 210,000 $ 105,000 $ 44,000
Jefferson, Alabama 2 $ 590,000 $ 295,000 $ 60,000
Hernando, Florida 2 $ 610,000 $ 305,000 $ 116,000
Hillsborough, Florida 2 $ 450,000 $ 225,000 $ 68,000
Indian River, Florida 2 $ 370,000 $ 185,000 $ 180,000
Boyd, Kentucky 2 $ 300,000 $ 150,000 $ 97,000
Dakota, Minnesota 2 $ 510,000 $ 255,000 $ 104,000
Cabarrus, North Carolina 2 $ 1,120,000 $ 560,000 $ 442,000
Durham, North Carolina 2 $ 630,000 $ 315,000 $ 95,000
Randolph, North Carolina 2 $ 330,000 $ 165,000 $ 71,000
Richmond, North Carolina 2 $ 340,000 $ 170,000 $ 70,000
Defiance, Ohio 2 $ 490,000 $ 245,000 $ 161,000
Monroe, Ohio 2 $ 360,000 $ 180,000 $ 80,000
Delaware, Pennsylvania 2 $ 230,000 $ 115,000 $ 62,000
Indiana, Pennsylvania 2 $ 600,000 $ 300,000 $ 149,000
Horry, South Carolina 2 $ 470,000 $ 235,000 $ 106,000
Lexington, South Carolina 2 $ 550,000 $ 275,000 $ 112,000
Decatur, Tennessee 2 $ 440,000 $ 220,000 $ 3,604,000
Montgomery, Tennessee 2 $ 610,000 $ 305,000 $ 95,000
Williamson, Tennessee 2 $ 1,010,000 $ 505,000 $ 201,000
Brazoria, Texas 2 $ 630,000 $ 315,000 $ 168,000
Chambers, Texas 2 $ 830,000 $ 415,000 $ 163,000
Tarrant, Texas 2 $ 1,400,000 $ 700,000 $ 224,000
Ohio, West Virginia 2 $ 1,260,000 $ 630,000 $ 240,000
Wood, West Virginia 2 $ 260,000 $ 130,000 $ 38,000
Autauga, Alabama 1 $ 115,000 $ 115,000 $ 43,000
Etowah, Alabama 1 $ 215,000 $ 215,000 $ 58,000
Lee, Alabama 1 $ 265,000 $ 265,000 $ 213,000
Pike, Alabama 1 $ 415,000 $ 415,000 $ 100,000
Russell, Alabama 1 $ 385,000 $ 385,000 $ 109,000
St. Clair, Alabama 1 $ 275,000 $ 275,000 $ 99,000
Yuma, Arizona 1 $ 155,000 $ 155,000 $ 0
Manatee, Florida 1 $ 855,000 $ 855,000 $ 237,000
Miami-Dade, Florida 1 $ 105,000 $ 105,000 $ 75,000
Monroe, Florida 1 $ 345,000 $ 345,000 $ 30,000
Okaloosa, Florida 1 $ 195,000 $ 195,000 $ 66,000
Orange, Florida 1 $ 135,000 $ 135,000 $ 48,000
Palm Beach, Florida 1 $ 2,165,000 $ 2,165,000 $ 475,000
Polk, Florida 1 $ 305,000 $ 305,000 $ 98,000
St. Lucie, Florida 1 $ 145,000 $ 145,000 $ 68,000
Volusia, Florida 1 $ 445,000 $ 445,000 $ 139,000
Douglas, Georgia 1 $ 335,000 $ 335,000 $ 90,000
Greenup, Kentucky 1 $ 675,000 $ 675,000 $ 595,000
Middlesex, Massachusetts 1 $ 1,025,000 $ 1,025,000 $ 308,000
Saginaw, Michigan 1 $ 185,000 $ 185,000 $ 56,000
Franklin, North Carolina 1 $ 315,000 $ 315,000 $ 61,000
Gaston, North Carolina 1 $ 335,000 $ 335,000 $ 60,000
Johnston, North Carolina 1 $ 255,000 $ 255,000 $ 70,000
Lee, North Carolina 1 $ 265,000 $ 265,000 $ 94,000
Lincoln, North Carolina 1 $ 555,000 $ 555,000 $ 186,000
Macon, North Carolina 1 $ 165,000 $ 165,000 $ 48,000
Pender, North Carolina 1 $ 215,000 $ 215,000 $ 27,000
Rockingham, North Carolina 1 $ 195,000 $ 195,000 $ 50,000
Rowan, North Carolina 1 $ 615,000 $ 615,000 $ 339,000
Rutherford, North Carolina 1 $ 805,000 $ 805,000 $ 221,000
Stanly, North Carolina 1 $ 215,000 $ 215,000 $ 80,000
Union, North Carolina 1 $ 1,005,000 $ 1,005,000 $ 371,000
Wayne, North Carolina 1 $ 205,000 $ 205,000 $ 65,000
Cuyahoga, Ohio 1 $ 365,000 $ 365,000 $ 143,000
Greene, Ohio 1 $ 165,000 $ 165,000 $ 72,000
Jefferson, Ohio 1 $ 115,000 $ 115,000 $ 52,000
Lake, Ohio 1 $ 205,000 $ 205,000 $ 86,000
Mahoning, Ohio 1 $ 275,000 $ 275,000 $ 137,000
Meigs, Ohio 1 $ 225,000 $ 225,000 $ 110,000
Stark, Ohio 1 $ 225,000 $ 225,000 $ 94,000
Washington, Ohio 1 $ 205,000 $ 205,000 $ 55,000
Bedford, Pennsylvania 1 $ 135,000 $ 135,000 $ 76,000
Centre, Pennsylvania 1 $ 405,000 $ 405,000 $ 258,000
Clearfield, Pennsylvania 1 $ 45,000 $ 45,000 $ 208,000
Crawford, Pennsylvania 1 $ 125,000 $ 125,000 $ 208,000
Jefferson, Pennsylvania 1 $ 65,000 $ 65,000 $ 67,000
Mercer, Pennsylvania 1 $ 275,000 $ 275,000 $ 107,000
Northampton, Pennsylvania 1 $ 325,000 $ 325,000 $ 95,000
Venango, Pennsylvania 1 $ 235,000 $ 235,000 $ 66,000
Edgefield, South Carolina 1 $ 215,000 $ 215,000 $ 73,000
Greenville, South Carolina 1 $ 385,000 $ 385,000 $ 153,000
Laurens, South Carolina 1 $ 95,000 $ 95,000 $ 28,000
Oconee, South Carolina 1 $ 325,000 $ 325,000 $ 49,000
Saluda, South Carolina 1 $ 95,000 $ 95,000 $ 56,000
York, South Carolina 1 $ 315,000 $ 315,000 $ 139,000
Coffee, Tennessee 1 $ 405,000 $ 405,000 $ 101,000
Davidson, Tennessee 1 $ 515,000 $ 515,000 $ 116,000
Fayette, Tennessee 1 $ 85,000 $ 85,000 $ 161,000
Hickman, Tennessee 1 $ 225,000 $ 225,000 $ 0
Bandera, Texas 1 $ 245,000 $ 245,000 $ 79,000
Dallas, Texas 1 $ 1,715,000 $ 1,715,000 $ 540,000
Fort Bend, Texas 1 $ 375,000 $ 375,000 $ 157,000
Washington, Texas 1 $ 365,000 $ 365,000 $ 271,000
Alexandria, Virginia 1 $ 1,115,000 $ 1,115,000 $ 297,000
Brunswick, Virginia 1 $ 175,000 $ 175,000 $ 68,000
Chesapeake, Virginia 1 $ 165,000 $ 165,000 $ 49,000
Henry, Virginia 1 $ 125,000 $ 125,000 $ 97,000
Loudoun, Virginia 1 $ 305,000 $ 305,000 $ 84,000
Martinsville, Virginia 1 $ 155,000 $ 155,000 $ 49,000
Mecklenburg, Virginia 1 $ 145,000 $ 145,000 $ 79,000
Portsmouth, Virginia 1 $ 165,000 $ 165,000 $ 32,000
Rockingham, Virginia 1 $ 315,000 $ 315,000 $ 179,000
Hampshire, West Virginia 1 $ 65,000 $ 65,000 $ 15,000
Hancock, West Virginia 1 $ 265,000 $ 265,000 $ 133,000
Harrison, West Virginia 1 $ 155,000 $ 155,000 $ 74,000
Marion, West Virginia 1 $ 145,000 $ 145,000 $ 80,000
Marshall, West Virginia 1 $ 195,000 $ 195,000 $ 80,000
Mingo, West Virginia 1 $ 125,000 $ 125,000 $ 57,000
Preston, West Virginia 1 $ 205,000 $ 205,000 $ 100,000
Raleigh, West Virginia 1 $ 125,000 $ 125,000 $ 64,000
Wetzel, West Virginia 1 $ 145,000 $ 145,000 $ 41,000
Wirt, West Virginia 1 $ 185,000 $ 185,000 $ 51,000

Mortgage Loan Application Detail Totals for Victorian Finance, LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,265 $314,075,000 $248,000 $2,165,000 $127,000 $7,142,000
Cash-out Refinancing 81 $27,625,000 $341,000 $2,945,000 $104,000 $1,362,000
Refinancing 79 $25,345,000 $320,000 $2,185,000 $122,000 $1,329,000
Other Purpose 1 $145,000 $145,000 $145,000 $36,000 $36,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,037 $266,745,000 $257,000 $2,945,000 $122,000 $7,142,000
Black or African American 140 $34,870,000 $249,000 $805,000 $83,000 $498,000
Not Provided 116 $28,870,000 $248,000 $1,005,000 $207,000 $6,724,000
Hispanic 79 $20,235,000 $256,000 $975,000 $127,000 $1,362,000
Asian 48 $15,200,000 $316,000 $985,000 $132,000 $545,000
American Indian or Alaskan Native 4 $960,000 $240,000 $255,000 $120,000 $164,000
Native Hawaiian or Other Pacific Islander 2 $310,000 $155,000 $195,000 $90,000 $98,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 849 $228,455,000 $269,000 $2,185,000 $141,000 $6,724,000
FHA-insured (Federal Housing Administration) 439 $102,125,000 $232,000 $2,945,000 $106,000 $7,142,000
VA-guaranteed (Veterans Administration) 89 $27,975,000 $314,000 $855,000 $107,000 $366,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 49 $8,635,000 $176,000 $315,000 $66,000 $113,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,038 $265,250,000 $255,000 $2,185,000 $122,000 $7,142,000
Application Withdrawn By Applicant 335 $85,125,000 $254,000 $1,025,000 $147,000 $6,724,000
Application Denied By Financial Institution 36 $8,050,000 $223,000 $585,000 $66,000 $180,000
Application Approved But Not Accepted 17 $8,765,000 $515,000 $2,945,000 $40,000 $108,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,390 $359,140,000 $258,000 $2,945,000 $127,000 $7,142,000
Debt-To-Income Ratio 19 $4,805,000 $252,000 $585,000 $66,000 $180,000
Employment History 5 $855,000 $171,000 $285,000 $50,000 $87,000
Other 4 $510,000 $127,000 $185,000 $57,000 $68,000
Credit History 4 $880,000 $220,000 $235,000 $59,000 $75,000
Unverifiable Information 2 $430,000 $215,000 $245,000 $72,000 $84,000
Collateral 2 $570,000 $285,000 $365,000 $132,000 $166,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Victorian Finance, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Victorian Finance, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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