Village Capital & Investment Mortgage Lending & HMDA Data, 2007
In 2007, Village Capital & Investment of Henderson, NV reported 337 mortgage applications totaling $54.6 million. The average application was for $162,089, and applicants reported an average income of $58,851. 100% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Philadelphia, PA (48), Camden, NJ (31) and Chicago-Naperville-Joliet, IL (25) (applications in parentheses).
| Mortgage Company & Address | Village Capital & Investment 2460 Paseo Verde Pkwy Suite 100 Henderson, NV 89074 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 337 |
| Total Mortgage Loan Application Amount | $54,624,000 |
| Average Mortgage Loan Application Amount | $162,089 |
| Highest Mortgage Loan Application Amount | $394,000 |
| Average Applicant Income | $58,851 |
| Highest Applicant Income | $154,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Village Capital & Investment filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, Pennsylvania | 35 | $ 4,463,000 | $ 127,514 | $ 48,000 |
| Camden, New Jersey | 21 | $ 3,638,000 | $ 173,238 | $ 64,000 |
| Cook, Illinois | 19 | $ 3,300,000 | $ 173,684 | $ 61,000 |
| Baltimore City, Maryland | 10 | $ 1,294,000 | $ 129,400 | $ 47,000 |
| Burlington, New Jersey | 8 | $ 1,622,000 | $ 202,750 | $ 74,000 |
| Montgomery, Pennsylvania | 6 | $ 1,013,000 | $ 168,833 | $ 59,000 |
| Shelby, Tennessee | 5 | $ 672,000 | $ 134,400 | $ 77,000 |
| Hartford, Connecticut | 4 | $ 765,000 | $ 191,250 | $ 60,000 |
| Duval, Florida | 4 | $ 414,000 | $ 103,500 | $ 44,000 |
| Cumberland, New Jersey | 4 | $ 474,000 | $ 118,500 | $ 56,000 |
| Allegheny, Pennsylvania | 4 | $ 421,000 | $ 105,250 | $ 55,000 |
| Berks, Pennsylvania | 4 | $ 548,000 | $ 137,000 | $ 90,000 |
| Delaware, Pennsylvania | 4 | $ 706,000 | $ 176,500 | $ 67,000 |
| Maricopa, Arizona | 3 | $ 657,000 | $ 219,000 | $ 74,000 |
| Miami-Dade, Florida | 3 | $ 827,000 | $ 275,666 | $ 78,000 |
| Volusia, Florida | 3 | $ 572,000 | $ 190,666 | $ 62,000 |
| Anne Arundel, Maryland | 3 | $ 868,000 | $ 289,333 | $ 75,000 |
| Baltimore, Maryland | 3 | $ 443,000 | $ 147,666 | $ 75,000 |
| Harford, Maryland | 3 | $ 525,000 | $ 175,000 | $ 50,000 |
| Prince George's, Maryland | 3 | $ 770,000 | $ 256,666 | $ 76,000 |
| Hampden, Massachusetts | 3 | $ 571,000 | $ 190,333 | $ 57,000 |
| Worcester, Massachusetts | 3 | $ 656,000 | $ 218,666 | $ 62,000 |
| Salem, New Jersey | 3 | $ 366,000 | $ 122,000 | $ 52,000 |
| Washington, Pennsylvania | 3 | $ 341,000 | $ 113,666 | $ 48,000 |
| Westmoreland, Pennsylvania | 3 | $ 322,000 | $ 107,333 | $ 45,000 |
| York, Pennsylvania | 3 | $ 474,000 | $ 158,000 | $ 49,000 |
| Yuma, Arizona | 2 | $ 279,000 | $ 139,500 | $ 43,000 |
| New Haven, Connecticut | 2 | $ 418,000 | $ 209,000 | $ 67,000 |
| Tolland, Connecticut | 2 | $ 393,000 | $ 196,500 | $ 55,000 |
| New Castle, Delaware | 2 | $ 339,000 | $ 169,500 | $ 68,000 |
| Hernando, Florida | 2 | $ 289,000 | $ 144,500 | $ 51,000 |
| Osceola, Florida | 2 | $ 435,000 | $ 217,500 | $ 61,000 |
| Palm Beach, Florida | 2 | $ 387,000 | $ 193,500 | $ 67,000 |
| Pinellas, Florida | 2 | $ 318,000 | $ 159,000 | $ 51,000 |
| Putnam, Florida | 2 | $ 337,000 | $ 168,500 | $ 66,000 |
| Sarasota, Florida | 2 | $ 265,000 | $ 132,500 | $ 50,000 |
| Lowndes, Georgia | 2 | $ 151,000 | $ 75,500 | $ 38,000 |
| DeKalb, Illinois | 2 | $ 339,000 | $ 169,500 | $ 85,000 |
| Kane, Illinois | 2 | $ 349,000 | $ 174,500 | $ 66,000 |
| Kankakee, Illinois | 2 | $ 374,000 | $ 187,000 | $ 61,000 |
| McHenry, Illinois | 2 | $ 316,000 | $ 158,000 | $ 55,000 |
| Cecil, Maryland | 2 | $ 334,000 | $ 167,000 | $ 55,000 |
| Norfolk, Massachusetts | 2 | $ 587,000 | $ 293,500 | $ 72,000 |
| Atlantic, New Jersey | 2 | $ 439,000 | $ 219,500 | $ 87,000 |
| Essex, New Jersey | 2 | $ 430,000 | $ 215,000 | $ 74,000 |
| Gloucester, New Jersey | 2 | $ 428,000 | $ 214,000 | $ 76,000 |
| Mercer, New Jersey | 2 | $ 450,000 | $ 225,000 | $ 95,000 |
| Monmouth, New Jersey | 2 | $ 486,000 | $ 243,000 | $ 75,000 |
| Morris, New Jersey | 2 | $ 452,000 | $ 226,000 | $ 104,000 |
| Passaic, New Jersey | 2 | $ 448,000 | $ 224,000 | $ 91,000 |
| Sussex, New Jersey | 2 | $ 468,000 | $ 234,000 | $ 104,000 |
| Cuyahoga, Ohio | 2 | $ 210,000 | $ 105,000 | $ 46,000 |
| Jefferson, Ohio | 2 | $ 214,000 | $ 107,000 | $ 58,000 |
| Montgomery, Ohio | 2 | $ 297,000 | $ 148,500 | $ 44,000 |
| Bucks, Pennsylvania | 2 | $ 393,000 | $ 196,500 | $ 65,000 |
| Columbia, Pennsylvania | 2 | $ 244,000 | $ 122,000 | $ 49,000 |
| Lancaster, Pennsylvania | 2 | $ 386,000 | $ 193,000 | $ 52,000 |
| Lebanon, Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 59,000 |
| Luzerne, Pennsylvania | 2 | $ 205,000 | $ 102,500 | $ 49,000 |
| Mercer, Pennsylvania | 2 | $ 191,000 | $ 95,500 | $ 51,000 |
| Virginia Beach, Virginia | 2 | $ 490,000 | $ 245,000 | $ 76,000 |
| Graham, Arizona | 1 | $ 183,000 | $ 183,000 | $ 88,000 |
| Navajo, Arizona | 1 | $ 226,000 | $ 226,000 | $ 71,000 |
| Arapahoe, Colorado | 1 | $ 189,000 | $ 189,000 | $ 99,000 |
| Larimer, Colorado | 1 | $ 199,000 | $ 199,000 | $ 58,000 |
| Fairfield, Connecticut | 1 | $ 113,000 | $ 113,000 | $ 37,000 |
| Sussex, Delaware | 1 | $ 138,000 | $ 138,000 | $ 85,000 |
| District of Columbia, District Of Columbia | 1 | $ 309,000 | $ 309,000 | $ 121,000 |
| Bay, Florida | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Brevard, Florida | 1 | $ 144,000 | $ 144,000 | $ 43,000 |
| Broward, Florida | 1 | $ 111,000 | $ 111,000 | $ 52,000 |
| Charlotte, Florida | 1 | $ 194,000 | $ 194,000 | $ 53,000 |
| Columbia, Florida | 1 | $ 166,000 | $ 166,000 | $ 58,000 |
| Hillsborough, Florida | 1 | $ 183,000 | $ 183,000 | $ 51,000 |
| Okaloosa, Florida | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Orange, Florida | 1 | $ 228,000 | $ 228,000 | $ 76,000 |
| Pasco, Florida | 1 | $ 96,000 | $ 96,000 | $ 27,000 |
| Polk, Florida | 1 | $ 111,000 | $ 111,000 | $ 33,000 |
| Santa Rosa, Florida | 1 | $ 149,000 | $ 149,000 | $ 56,000 |
| Sumter, Florida | 1 | $ 117,000 | $ 117,000 | $ 91,000 |
| Washington, Florida | 1 | $ 91,000 | $ 91,000 | $ 40,000 |
| Chatham, Georgia | 1 | $ 127,000 | $ 127,000 | $ 51,000 |
| Cherokee, Georgia | 1 | $ 218,000 | $ 218,000 | $ 98,000 |
| Clayton, Georgia | 1 | $ 129,000 | $ 129,000 | $ 48,000 |
| Dade, Georgia | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Floyd, Georgia | 1 | $ 82,000 | $ 82,000 | $ 32,000 |
| Houston, Georgia | 1 | $ 88,000 | $ 88,000 | $ 31,000 |
| Muscogee, Georgia | 1 | $ 78,000 | $ 78,000 | $ 27,000 |
| Paulding, Georgia | 1 | $ 207,000 | $ 207,000 | $ 91,000 |
| Polk, Georgia | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Champaign, Illinois | 1 | $ 132,000 | $ 132,000 | $ 59,000 |
| Jersey, Illinois | 1 | $ 108,000 | $ 108,000 | $ 49,000 |
| Livingston, Illinois | 1 | $ 123,000 | $ 123,000 | $ 93,000 |
| Macon, Illinois | 1 | $ 67,000 | $ 67,000 | $ 22,000 |
| Madison, Illinois | 1 | $ 122,000 | $ 122,000 | $ 57,000 |
| Ogle, Illinois | 1 | $ 152,000 | $ 152,000 | $ 73,000 |
| Peoria, Illinois | 1 | $ 124,000 | $ 124,000 | $ 40,000 |
| Sangamon, Illinois | 1 | $ 154,000 | $ 154,000 | $ 53,000 |
| Calvert, Maryland | 1 | $ 309,000 | $ 309,000 | $ 71,000 |
| Caroline, Maryland | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Dorchester, Maryland | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Wicomico, Maryland | 1 | $ 152,000 | $ 152,000 | $ 39,000 |
| Barnstable, Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 69,000 |
| Essex, Massachusetts | 1 | $ 287,000 | $ 287,000 | $ 106,000 |
| Plymouth, Massachusetts | 1 | $ 283,000 | $ 283,000 | $ 87,000 |
| Red Lake, Minnesota | 1 | $ 79,000 | $ 79,000 | $ 45,000 |
| Hillsborough, New Hampshire | 1 | $ 177,000 | $ 177,000 | $ 58,000 |
| Merrimack, New Hampshire | 1 | $ 221,000 | $ 221,000 | $ 66,000 |
| Hudson, New Jersey | 1 | $ 345,000 | $ 345,000 | $ 94,000 |
| Middlesex, New Jersey | 1 | $ 149,000 | $ 149,000 | $ 49,000 |
| Ocean, New Jersey | 1 | $ 303,000 | $ 303,000 | $ 98,000 |
| Union, New Jersey | 1 | $ 341,000 | $ 341,000 | $ 99,000 |
| Clark, Ohio | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Franklin, Ohio | 1 | $ 188,000 | $ 188,000 | $ 78,000 |
| Hamilton, Ohio | 1 | $ 77,000 | $ 77,000 | $ 25,000 |
| Huron, Ohio | 1 | $ 82,000 | $ 82,000 | $ 52,000 |
| Meigs, Ohio | 1 | $ 53,000 | $ 53,000 | $ 25,000 |
| Morrow, Ohio | 1 | $ 137,000 | $ 137,000 | $ 41,000 |
| Portage, Ohio | 1 | $ 106,000 | $ 106,000 | $ 28,000 |
| Adams, Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Cambria, Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 22,000 |
| Carbon, Pennsylvania | 1 | $ 212,000 | $ 212,000 | $ 69,000 |
| Centre, Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 35,000 |
| Chester, Pennsylvania | 1 | $ 246,000 | $ 246,000 | $ 73,000 |
| Elk, Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 41,000 |
| Fayette, Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 32,000 |
| Franklin, Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 56,000 |
| Juniata, Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 59,000 |
| Lackawanna, Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Monroe, Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 50,000 |
| Northampton, Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Pike, Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 40,000 |
| Potter, Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 47,000 |
| Wayne, Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 56,000 |
| Carroll, Tennessee | 1 | $ 80,000 | $ 80,000 | $ 31,000 |
| Carter, Tennessee | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Davidson, Tennessee | 1 | $ 106,000 | $ 106,000 | $ 42,000 |
| Hamblen, Tennessee | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Hamilton, Tennessee | 1 | $ 108,000 | $ 108,000 | $ 42,000 |
| Knox, Tennessee | 1 | $ 141,000 | $ 141,000 | $ 40,000 |
| McMinn, Tennessee | 1 | $ 119,000 | $ 119,000 | $ 54,000 |
| Rutherford, Tennessee | 1 | $ 159,000 | $ 159,000 | $ 81,000 |
| Sumner, Tennessee | 1 | $ 129,000 | $ 129,000 | $ 50,000 |
| Bristol, Virginia | 1 | $ 87,000 | $ 87,000 | $ 29,000 |
| Buena Vista, Virginia | 1 | $ 129,000 | $ 129,000 | $ 39,000 |
| Chesterfield, Virginia | 1 | $ 198,000 | $ 198,000 | $ 81,000 |
| Franklin, Virginia | 1 | $ 64,000 | $ 64,000 | $ 24,000 |
| Goochland, Virginia | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Henry, Virginia | 1 | $ 132,000 | $ 132,000 | $ 51,000 |
| Newport News, Virginia | 1 | $ 239,000 | $ 239,000 | $ 135,000 |
| Norfolk, Virginia | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Petersburg, Virginia | 1 | $ 91,000 | $ 91,000 | $ 25,000 |
| Portsmouth, Virginia | 1 | $ 114,000 | $ 114,000 | $ 35,000 |
| Richmond City, Virginia | 1 | $ 127,000 | $ 127,000 | $ 37,000 |
| Suffolk, Virginia | 1 | $ 147,000 | $ 147,000 | $ 39,000 |
| Sussex, Virginia | 1 | $ 193,000 | $ 193,000 | $ 87,000 |
| Winchester, Virginia | 1 | $ 181,000 | $ 181,000 | $ 37,000 |
| La Crosse, Wisconsin | 1 | $ 394,000 | $ 394,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Village Capital & Investment in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 331 | $53,693,000 | $162,000 | $394,000 | $59,000 | $154,000 |
| Home Purchase | 5 | $803,000 | $160,000 | $243,000 | $51,000 | $76,000 |
| Home Improvement | 1 | $128,000 | $128,000 | $128,000 | $49,000 | $49,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 176 | $28,010,000 | $159,000 | $335,000 | $59,000 | $154,000 |
| Black or African American | 98 | $15,339,000 | $156,000 | $345,000 | $57,000 | $128,000 |
| Not Provided | 44 | $7,461,000 | $169,000 | $394,000 | $62,000 | $135,000 |
| Hispanic | 15 | $3,174,000 | $211,000 | $345,000 | $66,000 | $99,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $505,000 | $168,000 | $243,000 | $47,000 | $61,000 |
| American Indian or Alaskan Native | 1 | $135,000 | $135,000 | $135,000 | $77,000 | $77,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 333 | $53,902,000 | $161,000 | $345,000 | $59,000 | $154,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4 | $722,000 | $180,000 | $394,000 | $56,000 | $96,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 337 | $54,624,000 | $162,000 | $394,000 | $59,000 | $154,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Village Capital & Investment's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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