Village Capital & Investment Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Village Capital & Investment Llc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Village Capital & Investment Llc 2863 St. Rose Parkway Dover, DE 89052 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 337 |
| Total Mortgage Loan Application Amount | $54,624,000 |
| Average Mortgage Loan Application Amount | $150,000 |
| Highest Mortgage Loan Application Amount | $394,000 |
| Average Applicant Income | $53,000 |
| Highest Applicant Income | $154,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Village Capital & Investment Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Village Capital & Investment Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Village Capital & Investment Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Village Capital & Investment Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Village Capital & Investment Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Village Capital & Investment Llc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 35 | $ 4,463,000 | $ 127,000 | $ 48,000 |
| Camden County New Jersey | 21 | $ 3,638,000 | $ 173,000 | $ 64,000 |
| Cook County Illinois | 19 | $ 3,300,000 | $ 173,000 | $ 61,000 |
| Baltimore City County Maryland | 10 | $ 1,294,000 | $ 129,000 | $ 47,000 |
| Burlington County New Jersey | 8 | $ 1,622,000 | $ 202,000 | $ 74,000 |
| Montgomery County Pennsylvania | 6 | $ 1,013,000 | $ 168,000 | $ 59,000 |
| Shelby County Tennessee | 5 | $ 672,000 | $ 134,000 | $ 77,000 |
| Hartford County Connecticut | 4 | $ 765,000 | $ 191,000 | $ 60,000 |
| Duval County Florida | 4 | $ 414,000 | $ 103,000 | $ 44,000 |
| Cumberland County New Jersey | 4 | $ 474,000 | $ 118,000 | $ 56,000 |
| Allegheny County Pennsylvania | 4 | $ 421,000 | $ 105,000 | $ 55,000 |
| Berks County Pennsylvania | 4 | $ 548,000 | $ 137,000 | $ 90,000 |
| Delaware County Pennsylvania | 4 | $ 706,000 | $ 176,000 | $ 67,000 |
| Maricopa County Arizona | 3 | $ 657,000 | $ 219,000 | $ 74,000 |
| Miami-Dade County Florida | 3 | $ 827,000 | $ 275,000 | $ 78,000 |
| Volusia County Florida | 3 | $ 572,000 | $ 190,000 | $ 62,000 |
| Anne Arundel County Maryland | 3 | $ 868,000 | $ 289,000 | $ 75,000 |
| Baltimore County Maryland | 3 | $ 443,000 | $ 147,000 | $ 75,000 |
| Harford County Maryland | 3 | $ 525,000 | $ 175,000 | $ 50,000 |
| Prince George's County Maryland | 3 | $ 770,000 | $ 256,000 | $ 76,000 |
| Hampden County Massachusetts | 3 | $ 571,000 | $ 190,000 | $ 57,000 |
| Worcester County Massachusetts | 3 | $ 656,000 | $ 218,000 | $ 62,000 |
| Salem County New Jersey | 3 | $ 366,000 | $ 122,000 | $ 52,000 |
| Washington County Pennsylvania | 3 | $ 341,000 | $ 113,000 | $ 48,000 |
| Westmoreland County Pennsylvania | 3 | $ 322,000 | $ 107,000 | $ 45,000 |
| York County Pennsylvania | 3 | $ 474,000 | $ 158,000 | $ 49,000 |
| Yuma County Arizona | 2 | $ 279,000 | $ 139,000 | $ 43,000 |
| New Haven County Connecticut | 2 | $ 418,000 | $ 209,000 | $ 67,000 |
| Tolland County Connecticut | 2 | $ 393,000 | $ 196,000 | $ 55,000 |
| New Castle County Delaware | 2 | $ 339,000 | $ 169,000 | $ 68,000 |
| Hernando County Florida | 2 | $ 289,000 | $ 144,000 | $ 51,000 |
| Osceola County Florida | 2 | $ 435,000 | $ 217,000 | $ 61,000 |
| Palm Beach County Florida | 2 | $ 387,000 | $ 193,000 | $ 67,000 |
| Pinellas County Florida | 2 | $ 318,000 | $ 159,000 | $ 51,000 |
| Putnam County Florida | 2 | $ 337,000 | $ 168,000 | $ 66,000 |
| Sarasota County Florida | 2 | $ 265,000 | $ 132,000 | $ 50,000 |
| Lowndes County Georgia | 2 | $ 151,000 | $ 75,000 | $ 38,000 |
| DeKalb County Illinois | 2 | $ 339,000 | $ 169,000 | $ 85,000 |
| Kane County Illinois | 2 | $ 349,000 | $ 174,000 | $ 66,000 |
| Kankakee County Illinois | 2 | $ 374,000 | $ 187,000 | $ 61,000 |
| McHenry County Illinois | 2 | $ 316,000 | $ 158,000 | $ 55,000 |
| Cecil County Maryland | 2 | $ 334,000 | $ 167,000 | $ 55,000 |
| Norfolk County Massachusetts | 2 | $ 587,000 | $ 293,000 | $ 72,000 |
| Atlantic County New Jersey | 2 | $ 439,000 | $ 219,000 | $ 87,000 |
| Essex County New Jersey | 2 | $ 430,000 | $ 215,000 | $ 74,000 |
| Gloucester County New Jersey | 2 | $ 428,000 | $ 214,000 | $ 76,000 |
| Mercer County New Jersey | 2 | $ 450,000 | $ 225,000 | $ 95,000 |
| Monmouth County New Jersey | 2 | $ 486,000 | $ 243,000 | $ 75,000 |
| Morris County New Jersey | 2 | $ 452,000 | $ 226,000 | $ 104,000 |
| Passaic County New Jersey | 2 | $ 448,000 | $ 224,000 | $ 91,000 |
| Sussex County New Jersey | 2 | $ 468,000 | $ 234,000 | $ 104,000 |
| Cuyahoga County Ohio | 2 | $ 210,000 | $ 105,000 | $ 46,000 |
| Jefferson County Ohio | 2 | $ 214,000 | $ 107,000 | $ 58,000 |
| Montgomery County Ohio | 2 | $ 297,000 | $ 148,000 | $ 44,000 |
| Bucks County Pennsylvania | 2 | $ 393,000 | $ 196,000 | $ 65,000 |
| Columbia County Pennsylvania | 2 | $ 244,000 | $ 122,000 | $ 49,000 |
| Lancaster County Pennsylvania | 2 | $ 386,000 | $ 193,000 | $ 52,000 |
| Lebanon County Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 59,000 |
| Luzerne County Pennsylvania | 2 | $ 205,000 | $ 102,000 | $ 49,000 |
| Mercer County Pennsylvania | 2 | $ 191,000 | $ 95,000 | $ 51,000 |
| Virginia Beach County Virginia | 2 | $ 490,000 | $ 245,000 | $ 76,000 |
| Graham County Arizona | 1 | $ 183,000 | $ 183,000 | $ 88,000 |
| Navajo County Arizona | 1 | $ 226,000 | $ 226,000 | $ 71,000 |
| Arapahoe County Colorado | 1 | $ 189,000 | $ 189,000 | $ 99,000 |
| Larimer County Colorado | 1 | $ 199,000 | $ 199,000 | $ 58,000 |
| Fairfield County Connecticut | 1 | $ 113,000 | $ 113,000 | $ 37,000 |
| Sussex County Delaware | 1 | $ 138,000 | $ 138,000 | $ 85,000 |
| District of Columbia County District Of Columbia | 1 | $ 309,000 | $ 309,000 | $ 121,000 |
| Bay County Florida | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Brevard County Florida | 1 | $ 144,000 | $ 144,000 | $ 43,000 |
| Broward County Florida | 1 | $ 111,000 | $ 111,000 | $ 52,000 |
| Charlotte County Florida | 1 | $ 194,000 | $ 194,000 | $ 53,000 |
| Columbia County Florida | 1 | $ 166,000 | $ 166,000 | $ 58,000 |
| Hillsborough County Florida | 1 | $ 183,000 | $ 183,000 | $ 51,000 |
| Okaloosa County Florida | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Orange County Florida | 1 | $ 228,000 | $ 228,000 | $ 76,000 |
| Pasco County Florida | 1 | $ 96,000 | $ 96,000 | $ 27,000 |
| Polk County Florida | 1 | $ 111,000 | $ 111,000 | $ 33,000 |
| Santa Rosa County Florida | 1 | $ 149,000 | $ 149,000 | $ 56,000 |
| Sumter County Florida | 1 | $ 117,000 | $ 117,000 | $ 91,000 |
| Washington County Florida | 1 | $ 91,000 | $ 91,000 | $ 40,000 |
| Chatham County Georgia | 1 | $ 127,000 | $ 127,000 | $ 51,000 |
| Cherokee County Georgia | 1 | $ 218,000 | $ 218,000 | $ 98,000 |
| Clayton County Georgia | 1 | $ 129,000 | $ 129,000 | $ 48,000 |
| Dade County Georgia | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Floyd County Georgia | 1 | $ 82,000 | $ 82,000 | $ 32,000 |
| Houston County Georgia | 1 | $ 88,000 | $ 88,000 | $ 31,000 |
| Muscogee County Georgia | 1 | $ 78,000 | $ 78,000 | $ 27,000 |
| Paulding County Georgia | 1 | $ 207,000 | $ 207,000 | $ 91,000 |
| Polk County Georgia | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Champaign County Illinois | 1 | $ 132,000 | $ 132,000 | $ 59,000 |
| Jersey County Illinois | 1 | $ 108,000 | $ 108,000 | $ 49,000 |
| Livingston County Illinois | 1 | $ 123,000 | $ 123,000 | $ 93,000 |
| Macon County Illinois | 1 | $ 67,000 | $ 67,000 | $ 22,000 |
| Madison County Illinois | 1 | $ 122,000 | $ 122,000 | $ 57,000 |
| Ogle County Illinois | 1 | $ 152,000 | $ 152,000 | $ 73,000 |
| Peoria County Illinois | 1 | $ 124,000 | $ 124,000 | $ 40,000 |
| Sangamon County Illinois | 1 | $ 154,000 | $ 154,000 | $ 53,000 |
| Calvert County Maryland | 1 | $ 309,000 | $ 309,000 | $ 71,000 |
| Caroline County Maryland | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Dorchester County Maryland | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Wicomico County Maryland | 1 | $ 152,000 | $ 152,000 | $ 39,000 |
| Barnstable County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 69,000 |
| Essex County Massachusetts | 1 | $ 287,000 | $ 287,000 | $ 106,000 |
| Plymouth County Massachusetts | 1 | $ 283,000 | $ 283,000 | $ 87,000 |
| Red Lake County Minnesota | 1 | $ 79,000 | $ 79,000 | $ 45,000 |
| Hillsborough County New Hampshire | 1 | $ 177,000 | $ 177,000 | $ 58,000 |
| Merrimack County New Hampshire | 1 | $ 221,000 | $ 221,000 | $ 66,000 |
| Hudson County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 94,000 |
| Middlesex County New Jersey | 1 | $ 149,000 | $ 149,000 | $ 49,000 |
| Ocean County New Jersey | 1 | $ 303,000 | $ 303,000 | $ 98,000 |
| Union County New Jersey | 1 | $ 341,000 | $ 341,000 | $ 99,000 |
| Clark County Ohio | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Franklin County Ohio | 1 | $ 188,000 | $ 188,000 | $ 78,000 |
| Hamilton County Ohio | 1 | $ 77,000 | $ 77,000 | $ 25,000 |
| Huron County Ohio | 1 | $ 82,000 | $ 82,000 | $ 52,000 |
| Meigs County Ohio | 1 | $ 53,000 | $ 53,000 | $ 25,000 |
| Morrow County Ohio | 1 | $ 137,000 | $ 137,000 | $ 41,000 |
| Portage County Ohio | 1 | $ 106,000 | $ 106,000 | $ 28,000 |
| Adams County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Cambria County Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 22,000 |
| Carbon County Pennsylvania | 1 | $ 212,000 | $ 212,000 | $ 69,000 |
| Centre County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 35,000 |
| Chester County Pennsylvania | 1 | $ 246,000 | $ 246,000 | $ 73,000 |
| Elk County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 41,000 |
| Fayette County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 32,000 |
| Franklin County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 56,000 |
| Juniata County Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 59,000 |
| Lackawanna County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Monroe County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 50,000 |
| Northampton County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Pike County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 40,000 |
| Potter County Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 47,000 |
| Wayne County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 56,000 |
| Carroll County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 31,000 |
| Carter County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Davidson County Tennessee | 1 | $ 106,000 | $ 106,000 | $ 42,000 |
| Hamblen County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Hamilton County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 42,000 |
| Knox County Tennessee | 1 | $ 141,000 | $ 141,000 | $ 40,000 |
| McMinn County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 54,000 |
| Rutherford County Tennessee | 1 | $ 159,000 | $ 159,000 | $ 81,000 |
| Sumner County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 50,000 |
| Bristol County Virginia | 1 | $ 87,000 | $ 87,000 | $ 29,000 |
| Buena Vista County Virginia | 1 | $ 129,000 | $ 129,000 | $ 39,000 |
| Chesterfield County Virginia | 1 | $ 198,000 | $ 198,000 | $ 81,000 |
| Franklin County Virginia | 1 | $ 64,000 | $ 64,000 | $ 24,000 |
| Goochland County Virginia | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Henry County Virginia | 1 | $ 132,000 | $ 132,000 | $ 51,000 |
| Newport News County Virginia | 1 | $ 239,000 | $ 239,000 | $ 135,000 |
| Norfolk County Virginia | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Petersburg County Virginia | 1 | $ 91,000 | $ 91,000 | $ 25,000 |
| Portsmouth County Virginia | 1 | $ 114,000 | $ 114,000 | $ 35,000 |
| Richmond City County Virginia | 1 | $ 127,000 | $ 127,000 | $ 37,000 |
| Suffolk County Virginia | 1 | $ 147,000 | $ 147,000 | $ 39,000 |
| Sussex County Virginia | 1 | $ 193,000 | $ 193,000 | $ 87,000 |
| Winchester County Virginia | 1 | $ 181,000 | $ 181,000 | $ 37,000 |
| La Crosse County Wisconsin | 1 | $ 394,000 | $ 394,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Village Capital & Investment Llc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 331 | $53,693,000 | $162,000 | $394,000 | $59,000 | $154,000 |
| Home Purchase | 5 | $803,000 | $160,000 | $243,000 | $51,000 | $76,000 |
| Home Improvement | 1 | $128,000 | $128,000 | $128,000 | $49,000 | $49,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 176 | $28,010,000 | $159,000 | $335,000 | $59,000 | $154,000 |
| Black or African American | 98 | $15,339,000 | $156,000 | $345,000 | $57,000 | $128,000 |
| Not Provided | 44 | $7,461,000 | $169,000 | $394,000 | $62,000 | $135,000 |
| Hispanic | 15 | $3,174,000 | $211,000 | $345,000 | $66,000 | $99,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $505,000 | $168,000 | $243,000 | $47,000 | $61,000 |
| American Indian or Alaskan Native | 1 | $135,000 | $135,000 | $135,000 | $77,000 | $77,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 333 | $53,902,000 | $161,000 | $345,000 | $59,000 | $154,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4 | $722,000 | $180,000 | $394,000 | $56,000 | $96,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 337 | $54,624,000 | $162,000 | $394,000 | $59,000 | $154,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment Llc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Village Capital & Investment Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.