Village Capital & Investment Mortgage Lending & HMDA Data, 2007
In 2007, Village Capital & Investment of Henderson, NV reported 337 mortgage applications totaling $54.6 million. The average application was for $162,089, and applicants reported an average income of $58,851. 100% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Philadelphia, PA (48), Camden, NJ (31) and Chicago-Naperville-Joliet, IL (25) (applications in parentheses).
| Mortgage Company & Address | Village Capital & Investment 2460 Paseo Verde Pkwy Suite 100 Henderson, NV 89074 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 337 |
| Total Mortgage Loan Application Amount | $54,624,000 |
| Average Mortgage Loan Application Amount | $162,089 |
| Highest Mortgage Loan Application Amount | $394,000 |
| Average Applicant Income | $58,851 |
| Highest Applicant Income | $154,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Village Capital & Investment filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, PA | 48 | $ 6,821,000 | $ 142,104 | $ 52,000 |
| Camden, NJ | 31 | $ 5,688,000 | $ 183,483 | $ 67,000 |
| Chicago-Naperville-Joliet, IL | 25 | $ 4,304,000 | $ 172,160 | $ 63,000 |
| Baltimore-Towson, MD | 19 | $ 3,130,000 | $ 164,736 | $ 56,000 |
| Pittsburgh, PA | 11 | $ 1,198,000 | $ 108,909 | $ 48,000 |
| Newark-Union, NJ-PA | 8 | $ 1,757,000 | $ 219,625 | $ 88,125 |
| Wilmington, DE-MD-NJ | 7 | $ 1,039,000 | $ 148,428 | $ 57,428 |
| Hartford-West Hartford-East Hartford, CT | 6 | $ 1,158,000 | $ 193,000 | $ 58,000 |
| Tampa-St. Petersburg-Clearwater, FL | 6 | $ 886,000 | $ 147,666 | $ 47,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 6 | $ 1,155,000 | $ 192,500 | $ 66,000 |
| Memphis, TN-MS-AR | 5 | $ 672,000 | $ 134,400 | $ 77,000 |
| Richmond, VA | 5 | $ 754,000 | $ 150,800 | $ 53,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 5 | $ 1,388,000 | $ 277,600 | $ 84,200 |
| Edison, NJ | 4 | $ 938,000 | $ 234,500 | $ 74,000 |
| Jacksonville, FL | 4 | $ 414,000 | $ 103,500 | $ 44,000 |
| Reading, PA | 4 | $ 548,000 | $ 137,000 | $ 90,000 |
| Vineland-Millville-Bridgeton, NJ | 4 | $ 474,000 | $ 118,500 | $ 56,000 |
| Atlanta-Sandy Springs-Marietta, GA | 3 | $ 554,000 | $ 184,666 | $ 79,000 |
| Boston-Quincy, MA | 3 | $ 870,000 | $ 290,000 | $ 77,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 572,000 | $ 190,666 | $ 62,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 827,000 | $ 275,666 | $ 78,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3 | $ 394,000 | $ 131,333 | $ 57,000 |
| New York-White Plains-Wayne, NY-NJ | 3 | $ 793,000 | $ 264,333 | $ 92,000 |
| Orlando-Kissimmee, FL | 3 | $ 663,000 | $ 221,000 | $ 66,000 |
| Phoenix-Mesa-Scottsdale, AZ | 3 | $ 657,000 | $ 219,000 | $ 74,000 |
| Scranton--Wilkes-Barre, PA | 3 | $ 340,000 | $ 113,333 | $ 50,000 |
| Springfield, MA | 3 | $ 571,000 | $ 190,333 | $ 57,000 |
| Worcester, MA | 3 | $ 656,000 | $ 218,666 | $ 62,000 |
| York-Hanover, PA | 3 | $ 474,000 | $ 158,000 | $ 49,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 347,000 | $ 173,500 | $ 55,000 |
| Atlantic City, NJ | 2 | $ 439,000 | $ 219,500 | $ 87,000 |
| Chattanooga, TN-GA | 2 | $ 218,000 | $ 109,000 | $ 45,000 |
| Cleveland-Elyria-Mentor, OH | 2 | $ 210,000 | $ 105,000 | $ 46,000 |
| Columbus, OH | 2 | $ 325,000 | $ 162,500 | $ 59,000 |
| Dayton, OH | 2 | $ 297,000 | $ 148,500 | $ 44,000 |
| Kankakee-Bradley, IL | 2 | $ 374,000 | $ 187,000 | $ 61,000 |
| Lancaster, PA | 2 | $ 386,000 | $ 193,000 | $ 52,000 |
| Lebanon, PA | 2 | $ 280,000 | $ 140,000 | $ 59,000 |
| New Haven-Milford, CT | 2 | $ 418,000 | $ 209,000 | $ 67,000 |
| Sarasota-Bradenton-Venice, FL | 2 | $ 265,000 | $ 132,500 | $ 50,000 |
| St. Louis, MO-IL | 2 | $ 230,000 | $ 115,000 | $ 53,000 |
| Trenton-Ewing, NJ | 2 | $ 450,000 | $ 225,000 | $ 95,000 |
| Valdosta, GA | 2 | $ 151,000 | $ 75,500 | $ 38,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 214,000 | $ 107,000 | $ 58,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 2 | $ 387,000 | $ 193,500 | $ 67,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 191,000 | $ 95,500 | $ 51,000 |
| Yuma, AZ | 2 | $ 279,000 | $ 139,500 | $ 43,000 |
| Akron, OH | 1 | $ 106,000 | $ 106,000 | $ 28,000 |
| Barnstable Town, MA | 1 | $ 275,000 | $ 275,000 | $ 69,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 113,000 | $ 113,000 | $ 37,000 |
| Champaign-Urbana, IL | 1 | $ 132,000 | $ 132,000 | $ 59,000 |
| Cincinnati-Middletown, OH-KY-IN | 1 | $ 77,000 | $ 77,000 | $ 25,000 |
| Columbus, GA-AL | 1 | $ 78,000 | $ 78,000 | $ 27,000 |
| Decatur, IL | 1 | $ 67,000 | $ 67,000 | $ 22,000 |
| Denver-Aurora, CO | 1 | $ 189,000 | $ 189,000 | $ 99,000 |
| Fort Collins-Loveland, CO | 1 | $ 199,000 | $ 199,000 | $ 58,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 111,000 | $ 111,000 | $ 52,000 |
| Fort Walton Beach-Crestview-Destin, FL | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Johnson City, TN | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Johnstown, PA | 1 | $ 89,000 | $ 89,000 | $ 22,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 87,000 | $ 87,000 | $ 29,000 |
| Knoxville, TN | 1 | $ 141,000 | $ 141,000 | $ 40,000 |
| La Crosse, WI-MN | 1 | $ 394,000 | $ 394,000 | $ 96,000 |
| Lakeland, FL | 1 | $ 111,000 | $ 111,000 | $ 33,000 |
| Manchester-Nashua, NH | 1 | $ 177,000 | $ 177,000 | $ 58,000 |
| Morristown, TN | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 144,000 | $ 144,000 | $ 43,000 |
| Panama City-Lynn Haven, FL | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Peabody, MA | 1 | $ 287,000 | $ 287,000 | $ 106,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 149,000 | $ 149,000 | $ 56,000 |
| Peoria, IL | 1 | $ 124,000 | $ 124,000 | $ 40,000 |
| Punta Gorda, FL | 1 | $ 194,000 | $ 194,000 | $ 53,000 |
| Roanoke, VA | 1 | $ 64,000 | $ 64,000 | $ 24,000 |
| Rome, GA | 1 | $ 82,000 | $ 82,000 | $ 32,000 |
| Salisbury, MD | 1 | $ 152,000 | $ 152,000 | $ 39,000 |
| Savannah, GA | 1 | $ 127,000 | $ 127,000 | $ 51,000 |
| Springfield, IL | 1 | $ 154,000 | $ 154,000 | $ 53,000 |
| Springfield, OH | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| State College, PA | 1 | $ 94,000 | $ 94,000 | $ 35,000 |
| Warner Robins, GA | 1 | $ 88,000 | $ 88,000 | $ 31,000 |
| Winchester, VA-WV | 1 | $ 181,000 | $ 181,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for Village Capital & Investment in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 331 | $53,693,000 | $162,000 | $394,000 | $59,000 | $154,000 |
| Home Purchase | 5 | $803,000 | $160,000 | $243,000 | $51,000 | $76,000 |
| Home Improvement | 1 | $128,000 | $128,000 | $128,000 | $49,000 | $49,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 176 | $28,010,000 | $159,000 | $335,000 | $59,000 | $154,000 |
| Black or African American | 98 | $15,339,000 | $156,000 | $345,000 | $57,000 | $128,000 |
| Not Provided | 44 | $7,461,000 | $169,000 | $394,000 | $62,000 | $135,000 |
| Hispanic | 15 | $3,174,000 | $211,000 | $345,000 | $66,000 | $99,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $505,000 | $168,000 | $243,000 | $47,000 | $61,000 |
| American Indian or Alaskan Native | 1 | $135,000 | $135,000 | $135,000 | $77,000 | $77,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 333 | $53,902,000 | $161,000 | $345,000 | $59,000 | $154,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4 | $722,000 | $180,000 | $394,000 | $56,000 | $96,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 337 | $54,624,000 | $162,000 | $394,000 | $59,000 | $154,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Village Capital & Investment's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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