Village Capital & Investment Mortgage Lending & HMDA Data, 2011

In 2011, Village Capital & Investment of Henderson, NV reported 3,507 mortgage applications totaling $496.6 million, down 33% from 2010. The average application was for $141,595, and applicants reported an average income of $17,038. 51% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Dallas-Plano-Irving, TX (153), Houston-Sugar Land-Baytown, TX (153) and Philadelphia, PA (144) (applications in parentheses).

Mortgage Company & Address Village Capital & Investment
2460 Paseo Verde Pkwy Suite 100
Henderson, NV 89074
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 3,507
Total Mortgage Loan Application Amount $496,575,000
Average Mortgage Loan Application Amount $141,595
Highest Mortgage Loan Application Amount $910,000
Average Applicant Income $17,038
Highest Applicant Income $845,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Village Capital & Investment filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Village Capital & Investment by Metropolitan Area in 2011

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas-Plano-Irving, TX 153 $ 16,722,000 $ 109,294 $ 0
Houston-Sugar Land-Baytown, TX 153 $ 18,883,000 $ 123,418 $ 0
Philadelphia, PA 144 $ 26,109,000 $ 181,312 $ 48,000
Atlanta-Sandy Springs-Marietta, GA 136 $ 17,077,000 $ 125,566 $ 0
Fort Worth-Arlington, TX 100 $ 10,635,000 $ 106,350 $ 0
Camden, NJ 86 $ 16,407,000 $ 190,779 $ 56,000
San Antonio-New Braunfels, TX 69 $ 7,511,000 $ 108,855 $ 0
Edison-New Brunswick, NJ 60 $ 17,253,000 $ 287,550 $ 96,000
Pittsburgh, PA 55 $ 6,690,000 $ 121,636 $ 24,000
Indianapolis-Carmel, IN 50 $ 5,754,000 $ 115,080 $ 1,000
Charlotte-Gastonia-Rock Hill, NC-SC 47 $ 5,962,000 $ 126,851 $ 7,021
Washington-Arlington-Alexandria, DC-VA-MD-WV 46 $ 14,512,000 $ 315,478 $ 83,413
Raleigh-Cary, NC 43 $ 5,307,000 $ 123,418 $ 0
Baltimore-Towson, MD 41 $ 7,372,000 $ 179,804 $ 36,000
Hartford-West Hartford-East Hartford, CT 38 $ 7,872,000 $ 207,157 $ 45,000
Greensboro-High Point, NC 37 $ 4,032,000 $ 108,972 $ 2,000
Newark-Union, NJ-PA 37 $ 10,587,000 $ 286,135 $ 86,594
Birmingham-Hoover, AL 35 $ 4,004,000 $ 114,400 $ 0
Nashville-Davidson--Murfreesboro--Franklin, TN 35 $ 4,275,000 $ 122,142 $ 10,000
New York-White Plains-Wayne, NY-NJ 35 $ 11,382,000 $ 325,200 $ 86,000
Austin-Round Rock-San Marcos, TX 34 $ 4,273,000 $ 125,676 $ 0
Chicago-Joliet-Naperville, IL 30 $ 4,296,000 $ 143,200 $ 0
Memphis, TN-MS-AR 29 $ 3,180,000 $ 109,655 $ 0
Augusta-Richmond County, GA-SC 28 $ 2,801,000 $ 100,035 $ 750
Wilmington, DE-MD-NJ 25 $ 5,612,000 $ 224,480 $ 74,600
Cambridge-Newton-Framingham, MA 24 $ 6,367,000 $ 265,291 $ 66,000
Gary, IN 23 $ 3,103,000 $ 134,913 $ 3,000
Phoenix-Mesa-Glendale, AZ 23 $ 2,903,000 $ 126,217 $ 0
Warren-Troy-Farmington Hills, MI 22 $ 2,533,000 $ 115,136 $ 0
Worcester, MA 22 $ 4,591,000 $ 208,681 $ 53,000
Boston-Quincy, MA 21 $ 5,790,000 $ 275,714 $ 87,000
Detroit-Livonia-Dearborn, MI 21 $ 1,900,000 $ 90,476 $ 0
McAllen-Edinburg-Mission, TX 21 $ 2,154,000 $ 102,571 $ 0
Richmond, VA 21 $ 3,972,000 $ 189,142 $ 55,000
Virginia Beach-Norfolk-Newport News, VA-NC 21 $ 4,851,000 $ 231,000 $ 85,238
Allentown-Bethlehem-Easton, PA-NJ 19 $ 3,675,000 $ 193,421 $ 51,157
Grand Rapids-Wyoming, MI 19 $ 2,046,000 $ 107,684 $ 0
Harrisburg-Carlisle, PA 19 $ 2,440,000 $ 128,421 $ 17,000
Providence-New Bedford-Fall River, RI-MA 19 $ 4,371,000 $ 230,052 $ 59,526
Riverside-San Bernardino-Ontario, CA 19 $ 2,667,000 $ 140,368 $ 6,000
Hickory-Lenoir-Morganton, NC 18 $ 1,963,000 $ 109,055 $ 4,000
New Haven-Milford, CT 18 $ 4,039,000 $ 224,388 $ 49,000
Charleston-North Charleston-Summerville, SC 17 $ 2,855,000 $ 167,941 $ 21,000
Huntsville, AL 17 $ 1,884,000 $ 110,823 $ 0
Springfield, MA 17 $ 3,061,000 $ 180,058 $ 56,000
Trenton-Ewing, NJ 17 $ 3,096,000 $ 182,117 $ 36,000
Evansville, IN-KY 16 $ 1,638,000 $ 102,375 $ 0
Montgomery, AL 16 $ 1,588,000 $ 99,250 $ 0
Peabody, MA 16 $ 3,864,000 $ 241,500 $ 51,000
Reading, PA 16 $ 2,355,000 $ 147,187 $ 51,000
Chattanooga, TN-GA 15 $ 1,721,000 $ 114,733 $ 4,000
Columbia, SC 15 $ 2,198,000 $ 146,533 $ 12,000
Greenville-Mauldin-Easley, SC 15 $ 1,649,000 $ 109,933 $ 1,000
Knoxville, TN 15 $ 1,695,000 $ 113,000 $ 5,000
Tyler, TX 15 $ 1,704,000 $ 113,600 $ 0
Winston-Salem, NC 14 $ 1,642,000 $ 117,285 $ 7,000
Milwaukee-Waukesha-West Allis, WI 13 $ 1,746,000 $ 134,307 $ 0
Portland-South Portland-Biddeford, ME 13 $ 2,615,000 $ 201,153 $ 57,000
Scranton--Wilkes-Barre, PA 13 $ 1,721,000 $ 132,384 $ 24,000
St. Louis, MO-IL 13 $ 1,315,000 $ 101,153 $ 0
York-Hanover, PA 13 $ 1,923,000 $ 147,923 $ 19,000
Asheville, NC 12 $ 1,408,000 $ 117,333 $ 0
Florence-Muscle Shoals, AL 12 $ 1,079,000 $ 89,916 $ 0
Killeen-Temple-Fort Hood, TX 12 $ 1,164,000 $ 97,000 $ 0
Louisville-Jefferson County, KY-IN 12 $ 1,509,000 $ 125,750 $ 13,000
Lubbock, TX 12 $ 1,092,000 $ 91,000 $ 0
Macon, GA 12 $ 1,200,000 $ 100,000 $ 0
Amarillo, TX 11 $ 1,146,000 $ 104,181 $ 0
Atlantic City-Hammonton, NJ 11 $ 2,082,000 $ 189,272 $ 90,000
Burlington, NC 11 $ 1,124,000 $ 102,181 $ 0
Dothan, AL 11 $ 1,043,000 $ 94,818 $ 0
El Paso, TX 11 $ 1,126,000 $ 102,363 $ 0
Lancaster, PA 11 $ 1,495,000 $ 135,909 $ 26,000
Mobile, AL 11 $ 1,042,000 $ 94,727 $ 0
Bridgeport-Stamford-Norwalk, CT 10 $ 2,802,000 $ 280,200 $ 55,000
Corpus Christi, TX 10 $ 948,000 $ 94,800 $ 0
Decatur, AL 10 $ 936,000 $ 93,600 $ 0
Fayetteville, NC 10 $ 982,000 $ 98,200 $ 0
Fort Wayne, IN 10 $ 1,105,000 $ 110,500 $ 7,000
Greenville, NC 10 $ 1,192,000 $ 119,200 $ 8,000
Longview, TX 10 $ 1,056,000 $ 105,600 $ 0
Savannah, GA 10 $ 1,066,000 $ 106,600 $ 0
Columbus, GA-AL 9 $ 875,000 $ 97,222 $ 0
Lake Havasu City-Kingman, AZ 9 $ 1,066,000 $ 118,444 $ 0
Lansing-East Lansing, MI 9 $ 1,090,000 $ 121,111 $ 0
Laredo, TX 9 $ 1,239,000 $ 137,666 $ 0
Myrtle Beach-North Myrtle Beach-Conway, SC 9 $ 1,334,000 $ 148,222 $ 38,000
Tucson, AZ 9 $ 1,137,000 $ 126,333 $ 0
Vineland-Millville-Bridgeton, NJ 9 $ 1,234,000 $ 137,111 $ 15,000
Bakersfield-Delano, CA 8 $ 1,271,000 $ 158,875 $ 0
Beaumont-Port Arthur, TX 8 $ 771,000 $ 96,375 $ 0
Erie, PA 8 $ 950,000 $ 118,750 $ 31,000
Flint, MI 8 $ 904,000 $ 113,000 $ 0
Johnson City, TN 8 $ 721,000 $ 90,125 $ 0
Los Angeles-Long Beach-Glendale, CA 8 $ 1,505,000 $ 188,125 $ 0
Muskegon-Norton Shores, MI 8 $ 867,000 $ 108,375 $ 0
Sacramento--Arden-Arcade--Roseville, CA 8 $ 1,067,000 $ 133,375 $ 0
Wilmington, NC 8 $ 918,000 $ 114,750 $ 0
Abilene, TX 7 $ 701,000 $ 100,142 $ 0
Anderson, SC 7 $ 886,000 $ 126,571 $ 7,000
Appleton, WI 7 $ 743,000 $ 106,142 $ 0
Bethesda-Rockville-Frederick, MD 7 $ 2,727,000 $ 389,571 $ 63,000
Clarksville, TN-KY 7 $ 663,000 $ 94,714 $ 0
Durham-Chapel Hill, NC 7 $ 861,000 $ 123,000 $ 5,000
Johnstown, PA 7 $ 711,000 $ 101,571 $ 5,000
Kingsport-Bristol-Bristol, TN-VA 7 $ 865,000 $ 123,571 $ 9,714
Morristown, TN 7 $ 629,000 $ 89,857 $ 6,000
Prescott, AZ 7 $ 1,021,000 $ 145,857 $ 0
Rockingham County-Strafford County, NH 7 $ 1,911,000 $ 273,000 $ 85,000
Battle Creek, MI 6 $ 528,000 $ 88,000 $ 0
Bay City, MI 6 $ 513,000 $ 85,500 $ 0
College Station-Bryan, TX 6 $ 651,000 $ 108,500 $ 0
Dover, DE 6 $ 1,022,000 $ 170,333 $ 58,000
Green Bay, WI 6 $ 646,000 $ 107,666 $ 0
Lebanon, PA 6 $ 712,000 $ 118,666 $ 34,000
Madison, WI 6 $ 814,000 $ 135,666 $ 0
Manchester-Nashua, NH 6 $ 1,038,000 $ 173,000 $ 73,000
Norwich-New London, CT 6 $ 966,000 $ 161,000 $ 20,000
Odessa, TX 6 $ 635,000 $ 105,833 $ 0
Roanoke, VA 6 $ 1,115,000 $ 185,833 $ 52,000
Rockford, IL 6 $ 590,000 $ 98,333 $ 0
Sherman-Denison, TX 6 $ 587,000 $ 97,833 $ 0
Tuscaloosa, AL 6 $ 630,000 $ 105,000 $ 0
Altoona, PA 5 $ 667,000 $ 133,400 $ 29,000
Brownsville-Harlingen, TX 5 $ 507,000 $ 101,400 $ 0
Elkhart-Goshen, IN 5 $ 453,000 $ 90,600 $ 0
Fresno, CA 5 $ 619,000 $ 123,800 $ 0
Gainesville, GA 5 $ 516,000 $ 103,200 $ 0
Lafayette, IN 5 $ 444,000 $ 88,800 $ 0
Lake County-Kenosha County, IL-WI 5 $ 703,000 $ 140,600 $ 0
Merced, CA 5 $ 738,000 $ 147,600 $ 0
Muncie, IN 5 $ 415,000 $ 83,000 $ 0
Saginaw-Saginaw Township North, MI 5 $ 430,000 $ 86,000 $ 0
Texarkana, Tx-Texarkana, AR 5 $ 467,000 $ 93,400 $ 0
Wichita Falls, TX 5 $ 508,000 $ 101,600 $ 0
Anniston-Oxford, AL 4 $ 451,000 $ 112,750 $ 0
Athens-Clarke County, GA 4 $ 623,000 $ 155,750 $ 0
Auburn-Opelika, AL 4 $ 346,000 $ 86,500 $ 0
Bloomington, IN 4 $ 456,000 $ 114,000 $ 0
Cleveland, TN 4 $ 334,000 $ 83,500 $ 0
Lewiston-Auburn, ME 4 $ 530,000 $ 132,500 $ 0
Michigan City-La Porte, IN 4 $ 403,000 $ 100,750 $ 0
Racine, WI 4 $ 411,000 $ 102,750 $ 0
Rocky Mount, NC 4 $ 354,000 $ 88,500 $ 0
Salisbury, MD 4 $ 586,000 $ 146,500 $ 66,000
South Bend-Mishawaka, IN-MI 4 $ 499,000 $ 124,750 $ 0
Warner Robins, GA 4 $ 370,000 $ 92,500 $ 0
Albany, GA 3 $ 295,000 $ 98,333 $ 0
Chico, CA 3 $ 556,000 $ 185,333 $ 0
Cincinnati-Middletown, OH-KY-IN 3 $ 351,000 $ 117,000 $ 0
Cumberland, MD-WV 3 $ 334,000 $ 111,333 $ 14,000
Hinesville-Fort Stewart, GA 3 $ 374,000 $ 124,666 $ 0
Janesville, WI 3 $ 400,000 $ 133,333 $ 0
Lynchburg, VA 3 $ 493,000 $ 164,333 $ 57,000
Midland, TX 3 $ 245,000 $ 81,666 $ 0
Niles-Benton Harbor, MI 3 $ 304,000 $ 101,333 $ 0
Oshkosh-Neenah, WI 3 $ 350,000 $ 116,666 $ 0
Spartanburg, SC 3 $ 304,000 $ 101,333 $ 0
Waco, TX 3 $ 296,000 $ 98,666 $ 0
Williamsport, PA 3 $ 287,000 $ 95,666 $ 10,000
Anderson, IN 2 $ 176,000 $ 88,000 $ 0
Bangor, ME 2 $ 261,000 $ 130,500 $ 0
Barnstable Town, MA 2 $ 371,000 $ 185,500 $ 49,000
Blacksburg-Christiansburg-Radford, VA 2 $ 425,000 $ 212,500 $ 18,000
Brunswick, GA 2 $ 176,000 $ 88,000 $ 0
Dalton, GA 2 $ 230,000 $ 115,000 $ 0
Davenport-Moline-Rock Island, IA-IL 2 $ 212,000 $ 106,000 $ 0
Duluth, MN-WI 2 $ 198,000 $ 99,000 $ 0
Eau Claire, WI 2 $ 218,000 $ 109,000 $ 0
Fond Du Lac, WI 2 $ 268,000 $ 134,000 $ 0
Holland-Grand Haven, MI 2 $ 242,000 $ 121,000 $ 0
Jackson, MI 2 $ 168,000 $ 84,000 $ 0
Jackson, TN 2 $ 290,000 $ 145,000 $ 0
Jacksonville, NC 2 $ 268,000 $ 134,000 $ 0
Kalamazoo-Portage, MI 2 $ 177,000 $ 88,500 $ 0
Kokomo, IN 2 $ 213,000 $ 106,500 $ 0
Rome, GA 2 $ 252,000 $ 126,000 $ 0
San Diego-Carlsbad-San Marcos, CA 2 $ 522,000 $ 261,000 $ 0
State College, PA 2 $ 184,000 $ 92,000 $ 0
Terre Haute, IN 2 $ 166,000 $ 83,000 $ 0
Valdosta, GA 2 $ 175,000 $ 87,500 $ 0
Visalia-Porterville, CA 2 $ 232,000 $ 116,000 $ 0
Bloomington-Normal, IL 1 $ 149,000 $ 149,000 $ 0
Champaign-Urbana, IL 1 $ 142,000 $ 142,000 $ 0
Charlottesville, VA 1 $ 713,000 $ 713,000 $ 172,000
Columbus, IN 1 $ 73,000 $ 73,000 $ 0
Danville, IL 1 $ 132,000 $ 132,000 $ 0
Flagstaff, AZ 1 $ 233,000 $ 233,000 $ 0
Florence, SC 1 $ 94,000 $ 94,000 $ 0
Gadsden, AL 1 $ 80,000 $ 80,000 $ 0
Goldsboro, NC 1 $ 88,000 $ 88,000 $ 0
Harrisonburg, VA 1 $ 211,000 $ 211,000 $ 63,000
Kankakee-Bradley, IL 1 $ 110,000 $ 110,000 $ 0
La Crosse, WI-MN 1 $ 75,000 $ 75,000 $ 0
Minneapolis-St. Paul-Bloomington, MN-WI 1 $ 126,000 $ 126,000 $ 0
Monroe, MI 1 $ 136,000 $ 136,000 $ 0
Ocean City, NJ 1 $ 170,000 $ 170,000 $ 80,000
Oxnard-Thousand Oaks-Ventura, CA 1 $ 279,000 $ 279,000 $ 0
Pittsfield, MA 1 $ 56,000 $ 56,000 $ 42,000
Salt Lake City, UT 1 $ 292,000 $ 292,000 $ 78,000
San Angelo, TX 1 $ 94,000 $ 94,000 $ 0
San Francisco-San Mateo-Redwood City, CA 1 $ 477,000 $ 477,000 $ 0
Santa Barbara-Santa Maria-Goleta, CA 1 $ 387,000 $ 387,000 $ 0
Springfield, IL 1 $ 128,000 $ 128,000 $ 0
Stockton, CA 1 $ 96,000 $ 96,000 $ 0
Sumter, SC 1 $ 80,000 $ 80,000 $ 0
Vallejo-Fairfield, CA 1 $ 90,000 $ 90,000 $ 0
Wausau, WI 1 $ 79,000 $ 79,000 $ 0
Winchester, VA-WV 1 $ 116,000 $ 116,000 $ 52,000
Youngstown-Warren-Boardman, OH-PA 1 $ 145,000 $ 145,000 $ 37,000
Yuma, AZ 1 $ 112,000 $ 112,000 $ 0

Mortgage Loan Application Detail Totals for Village Capital & Investment in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,447 $484,035,000 $140,000 $910,000 $16,000 $845,000
Home Purchase 59 $12,448,000 $210,000 $748,000 $78,000 $299,000
Home Improvement 1 $92,000 $92,000 $92,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,266 $325,854,000 $143,000 $881,000 $20,000 $845,000
Black or African American 706 $89,909,000 $127,000 $695,000 $8,000 $344,000
Hispanic 350 $47,571,000 $135,000 $719,000 $13,000 $303,000
Not Provided 92 $14,445,000 $157,000 $396,000 $13,000 $163,000
Asian 73 $15,914,000 $218,000 $910,000 $54,000 $597,000
American Indian or Alaskan Native 13 $1,697,000 $130,000 $263,000 $36,000 $216,000
Native Hawaiian or Other Pacific Islander 7 $1,185,000 $169,000 $306,000 $27,000 $138,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 3,364 $462,477,000 $137,000 $748,000 $14,000 $344,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 123 $30,686,000 $249,000 $910,000 $113,000 $845,000
VA-guaranteed (Veterans Administration) 12 $2,437,000 $203,000 $540,000 $72,000 $219,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $975,000 $121,000 $195,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,777 $255,597,000 $143,000 $910,000 $21,000 $845,000
Application Withdrawn By Applicant 960 $134,404,000 $140,000 $748,000 $15,000 $325,000
Application Denied By Financial Institution 769 $106,462,000 $138,000 $800,000 $12,000 $567,000
File Closed For Incompleteness 1 $112,000 $112,000 $112,000 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 364 $43,027,000 $118,000 $387,000 $0 $28,000
Credit History 198 $24,103,000 $121,000 $396,000 $0 $0
Unverifiable Information 2 $224,000 $112,000 $125,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 2 $163,000 $81,000 $84,000 $0 $0
Debt-To-Income Ratio 1 $115,000 $115,000 $115,000 $0 $0
Employment History 1 $106,000 $106,000 $106,000 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Village Capital & Investment's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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