Wells Fargo Bank, NA Mortgage Lending & HMDA Data, 2009

In 2009, Wells Fargo Bank, NA of Winston-Salem, NC reported 25,901 mortgage applications totaling $4.8 billion, down 83% from 2008. The average application was for $183,590, and applicants reported an average income of $90,592. 15% of its applications resulted in an originated loan and 68% were denied. Its largest markets were Philadelphia, PA (1,897), Atlanta-Sandy Springs-Marietta, GA (1,635) and Tampa-St. Petersburg-Clearwater, FL (757) (applications in parentheses).

Mortgage Company & Address Wells Fargo Bank, NA
100 N Main Street Mac D4001-063
Winston-Salem, NC 27150
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 25,901
Total Mortgage Loan Application Amount $4,755,172,000
Average Mortgage Loan Application Amount $183,590
Highest Mortgage Loan Application Amount $44,807,000
Average Applicant Income $90,592
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wells Fargo Bank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wells Fargo Bank, NA by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Philadelphia, Pennsylvania 922 $ 96,515,000 $ 104,680 $ 53,000
Miami-Dade, Florida 681 $ 111,165,000 $ 163,237 $ 110,000
Broward, Florida 642 $ 116,503,000 $ 181,468 $ 67,000
Palm Beach, Florida 544 $ 120,010,000 $ 220,606 $ 87,000
Mecklenburg, North Carolina 389 $ 51,092,000 $ 131,341 $ 73,000
Orange, Florida 336 $ 85,638,000 $ 254,875 $ 87,000
Fulton, Georgia 324 $ 54,200,000 $ 167,283 $ 112,000
Bucks, Pennsylvania 318 $ 38,371,000 $ 120,663 $ 76,000
Los Angeles, California 299 $ 160,460,000 $ 536,655 $ 161,000
Pinellas, Florida 296 $ 31,683,000 $ 107,037 $ 56,000
Montgomery, Pennsylvania 296 $ 48,516,000 $ 163,905 $ 119,000
Polk, Florida 261 $ 20,000,000 $ 76,628 $ 44,000
Duval, Florida 252 $ 24,318,000 $ 96,500 $ 64,000
DeKalb, Georgia 244 $ 26,004,000 $ 106,573 $ 73,000
Hillsborough, Florida 243 $ 54,172,000 $ 222,930 $ 89,000
Volusia, Florida 241 $ 20,795,000 $ 86,286 $ 56,000
Lee, Florida 235 $ 28,720,000 $ 122,212 $ 110,000
Delaware, Pennsylvania 232 $ 22,723,000 $ 97,943 $ 73,000
Essex, New Jersey 226 $ 73,175,000 $ 323,783 $ 98,000
Jefferson, Alabama 225 $ 11,735,000 $ 52,155 $ 57,000
New Haven, Connecticut 221 $ 27,165,000 $ 122,918 $ 82,000
Cobb, Georgia 221 $ 38,250,000 $ 173,076 $ 82,000
Gwinnett, Georgia 219 $ 29,920,000 $ 136,621 $ 82,000
Middlesex, New Jersey 218 $ 35,483,000 $ 162,766 $ 91,000
Harris, Texas 208 $ 71,994,000 $ 346,125 $ 83,000
Lancaster, Pennsylvania 198 $ 16,754,000 $ 84,616 $ 71,000
Ocean, New Jersey 197 $ 27,755,000 $ 140,888 $ 88,000
Fairfax, Virginia 196 $ 81,877,000 $ 417,739 $ 93,000
Berks, Pennsylvania 193 $ 16,283,000 $ 84,367 $ 67,000
Pasco, Florida 188 $ 12,828,000 $ 68,234 $ 50,000
Luzerne, Pennsylvania 179 $ 16,030,000 $ 89,553 $ 61,000
Wake, North Carolina 176 $ 32,447,000 $ 184,357 $ 154,000
Lehigh, Pennsylvania 174 $ 22,285,000 $ 128,074 $ 57,000
Monmouth, New Jersey 161 $ 34,721,000 $ 215,658 $ 151,000
Fairfield, Connecticut 160 $ 71,498,000 $ 446,862 $ 283,000
Camden, New Jersey 155 $ 13,678,000 $ 88,245 $ 66,000
Union, New Jersey 146 $ 28,207,000 $ 193,198 $ 94,000
Westchester, New York 145 $ 68,548,000 $ 472,744 $ 122,000
Burlington, New Jersey 138 $ 15,205,000 $ 110,181 $ 70,000
Northampton, Pennsylvania 137 $ 13,370,000 $ 97,591 $ 64,000
Lake, Florida 135 $ 34,111,000 $ 252,674 $ 48,000
Bergen, New Jersey 135 $ 33,459,000 $ 247,844 $ 124,000
Sarasota, Florida 134 $ 19,658,000 $ 146,701 $ 116,000
Chatham, Georgia 133 $ 15,557,000 $ 116,969 $ 81,000
Passaic, New Jersey 133 $ 22,505,000 $ 169,210 $ 73,000
Chester, Pennsylvania 129 $ 46,970,000 $ 364,108 $ 91,000
Orange, California 126 $ 148,876,000 $ 1,181,555 $ 175,000
Mercer, New Jersey 124 $ 17,772,000 $ 143,322 $ 106,000
Baltimore City, Maryland 122 $ 8,695,000 $ 71,270 $ 66,000
Marion, Florida 121 $ 9,305,000 $ 76,900 $ 76,000
Collier, Florida 119 $ 23,178,000 $ 194,773 $ 114,000
Baltimore, Maryland 119 $ 14,320,000 $ 120,336 $ 72,000
St. Lucie, Florida 117 $ 11,414,000 $ 97,555 $ 44,000
Prince George's, Maryland 117 $ 17,613,000 $ 150,538 $ 74,000
Gloucester, New Jersey 117 $ 10,256,000 $ 87,658 $ 70,000
Montgomery, Maryland 115 $ 55,180,000 $ 479,826 $ 130,000
Hudson, New Jersey 115 $ 24,033,000 $ 208,982 $ 82,000
Guilford, North Carolina 115 $ 13,153,000 $ 114,373 $ 86,000
Manatee, Florida 114 $ 11,899,000 $ 104,377 $ 55,000
Mobile, Alabama 113 $ 7,817,000 $ 69,176 $ 67,000
Brevard, Florida 113 $ 10,935,000 $ 96,769 $ 60,000
Seminole, Florida 111 $ 26,916,000 $ 242,486 $ 58,000
Richmond, Georgia 108 $ 3,867,000 $ 35,805 $ 43,000
Greenville, South Carolina 107 $ 8,752,000 $ 81,794 $ 77,000
San Diego, California 104 $ 75,461,000 $ 725,586 $ 213,000
Clayton, Georgia 104 $ 6,805,000 $ 65,432 $ 43,000
Buncombe, North Carolina 104 $ 21,473,000 $ 206,471 $ 158,000
Forsyth, North Carolina 101 $ 12,163,000 $ 120,425 $ 94,000
Chesterfield, Virginia 99 $ 7,859,000 $ 79,383 $ 64,000
Muscogee, Georgia 97 $ 6,418,000 $ 66,164 $ 60,000
Osceola, Florida 96 $ 10,510,000 $ 109,479 $ 57,000
Morris, New Jersey 95 $ 22,864,000 $ 240,673 $ 149,000
Covington, Alabama 94 $ 5,795,000 $ 61,648 $ 46,000
Atlantic, New Jersey 94 $ 20,464,000 $ 217,702 $ 290,000
Dallas, Texas 94 $ 28,876,000 $ 307,191 $ 115,000
Charleston, South Carolina 93 $ 44,545,000 $ 478,978 $ 237,000
Contra Costa, California 92 $ 56,766,000 $ 617,021 $ 80,000
District of Columbia, District Of Columbia 92 $ 58,106,000 $ 631,586 $ 90,000
Prince William, Virginia 92 $ 12,109,000 $ 131,619 $ 65,000
Henrico, Virginia 91 $ 9,328,000 $ 102,505 $ 67,000
Gaston, North Carolina 89 $ 5,124,000 $ 57,573 $ 44,000
Lackawanna, Pennsylvania 89 $ 7,688,000 $ 86,382 $ 64,000
Houston, Alabama 88 $ 4,149,000 $ 47,147 $ 42,000
Alameda, California 87 $ 34,953,000 $ 401,758 $ 57,000
Virginia Beach, Virginia 87 $ 9,574,000 $ 110,045 $ 144,000
Riverside, California 86 $ 22,653,000 $ 263,406 $ 61,000
Schuylkill, Pennsylvania 85 $ 3,846,000 $ 45,247 $ 43,000
Charlotte, Florida 83 $ 8,821,000 $ 106,277 $ 53,000
Cherokee, Georgia 82 $ 6,841,000 $ 83,426 $ 81,000
Richmond City, Virginia 82 $ 7,518,000 $ 91,682 $ 57,000
San Bernardino, California 81 $ 52,155,000 $ 643,888 $ 58,000
Richland, South Carolina 81 $ 5,671,000 $ 70,012 $ 61,000
Maricopa, Arizona 80 $ 27,018,000 $ 337,725 $ 119,000
York, Pennsylvania 79 $ 7,601,000 $ 96,215 $ 80,000
Cabarrus, North Carolina 77 $ 7,157,000 $ 92,948 $ 56,000
Rowan, North Carolina 77 $ 6,064,000 $ 78,753 $ 49,000
Somerset, New Jersey 75 $ 30,325,000 $ 404,333 $ 97,000
Escambia, Florida 74 $ 8,787,000 $ 118,743 $ 96,000
Tarrant, Texas 72 $ 13,461,000 $ 186,958 $ 96,000
Baldwin, Alabama 71 $ 7,568,000 $ 106,591 $ 86,000
New Hanover, North Carolina 71 $ 16,972,000 $ 239,042 $ 453,000
Loudoun, Virginia 70 $ 12,770,000 $ 182,428 $ 96,000
Henry, Georgia 67 $ 5,275,000 $ 78,731 $ 50,000
Anne Arundel, Maryland 67 $ 15,935,000 $ 237,835 $ 130,000
Lebanon, Pennsylvania 66 $ 14,194,000 $ 215,060 $ 64,000
New York, New York 65 $ 99,749,000 $ 1,534,600 $ 498,000
Bexar, Texas 65 $ 17,899,000 $ 275,369 $ 80,000
Shelby, Alabama 63 $ 7,173,000 $ 113,857 $ 92,000
Union, North Carolina 63 $ 8,751,000 $ 138,904 $ 61,000
York, South Carolina 61 $ 10,346,000 $ 169,606 $ 82,000
Monroe, Pennsylvania 60 $ 6,656,000 $ 110,933 $ 70,000
Indian River, Florida 59 $ 6,407,000 $ 108,593 $ 75,000
Martin, Florida 57 $ 11,611,000 $ 203,701 $ 105,000
Cumberland, North Carolina 57 $ 2,760,000 $ 48,421 $ 76,000
Jefferson, Texas 56 $ 2,158,000 $ 38,535 $ 87,000
Calhoun, Alabama 55 $ 2,108,000 $ 38,327 $ 44,000
Clay, Florida 55 $ 2,980,000 $ 54,181 $ 51,000
St. Johns, Florida 54 $ 11,172,000 $ 206,888 $ 153,000
Suffolk, New York 54 $ 54,865,000 $ 1,016,018 $ 555,000
San Joaquin, California 53 $ 11,438,000 $ 215,811 $ 59,000
Santa Clara, California 53 $ 27,940,000 $ 527,169 $ 97,000
Iredell, North Carolina 53 $ 6,179,000 $ 116,584 $ 117,000
Chesapeake, Virginia 53 $ 3,363,000 $ 63,452 $ 63,000
Paulding, Georgia 52 $ 3,627,000 $ 69,750 $ 63,000
Russell, Alabama 51 $ 1,839,000 $ 36,058 $ 52,000
Highlands, Florida 51 $ 3,630,000 $ 71,176 $ 37,000
Nassau, Florida 50 $ 4,682,000 $ 93,640 $ 101,000
Wise, Virginia 48 $ 2,443,000 $ 50,895 $ 50,000
Madison, Alabama 47 $ 3,400,000 $ 72,340 $ 163,000
Horry, South Carolina 47 $ 8,800,000 $ 187,234 $ 92,000
Travis, Texas 47 $ 55,251,000 $ 1,175,553 $ 155,000
Solano, California 46 $ 14,447,000 $ 314,065 $ 65,000
Berkeley, South Carolina 46 $ 12,900,000 $ 280,434 $ 115,000
Forsyth, Georgia 45 $ 7,097,000 $ 157,711 $ 207,000
Wilkes, North Carolina 45 $ 3,301,000 $ 73,355 $ 36,000
Montgomery, Alabama 44 $ 10,655,000 $ 242,159 $ 64,000
Whitfield, Georgia 44 $ 2,002,000 $ 45,500 $ 41,000
Sussex, New Jersey 44 $ 5,859,000 $ 133,159 $ 88,000
Portsmouth, Virginia 44 $ 3,520,000 $ 80,000 $ 89,000
Columbia, Georgia 43 $ 2,146,000 $ 49,906 $ 56,000
Cape May, New Jersey 43 $ 17,646,000 $ 410,372 $ 168,000
Kings, New York 43 $ 11,672,000 $ 271,441 $ 186,000
Tuscaloosa, Alabama 42 $ 3,132,000 $ 74,571 $ 71,000
Alachua, Florida 42 $ 3,932,000 $ 93,619 $ 83,000
Jackson, Mississippi 42 $ 3,731,000 $ 88,833 $ 73,000
Beaufort, South Carolina 42 $ 20,843,000 $ 496,261 $ 563,000
Norfolk, Virginia 42 $ 2,628,000 $ 62,571 $ 81,000
Sacramento, California 41 $ 9,068,000 $ 221,170 $ 39,000
Dauphin, Pennsylvania 41 $ 2,029,000 $ 49,487 $ 52,000
Pike, Pennsylvania 41 $ 3,946,000 $ 96,243 $ 97,000
Dale, Alabama 40 $ 1,456,000 $ 36,400 $ 37,000
Okaloosa, Florida 40 $ 4,054,000 $ 101,350 $ 144,000
Hall, Georgia 40 $ 5,020,000 $ 125,500 $ 115,000
Lexington, South Carolina 40 $ 1,879,000 $ 46,975 $ 56,000
Etowah, Alabama 39 $ 1,542,000 $ 39,538 $ 47,000
Leon, Florida 39 $ 2,638,000 $ 67,641 $ 80,000
Hunterdon, New Jersey 39 $ 8,746,000 $ 224,256 $ 183,000
Spotsylvania, Virginia 39 $ 4,456,000 $ 114,256 $ 68,000
Stanislaus, California 38 $ 7,773,000 $ 204,552 $ 55,000
Bay, Florida 38 $ 11,377,000 $ 299,394 $ 165,000
Douglas, Georgia 38 $ 2,826,000 $ 74,368 $ 61,000
Marshall, Alabama 37 $ 3,050,000 $ 82,432 $ 77,000
Queens, New York 37 $ 33,735,000 $ 911,756 $ 84,000
Coffee, Alabama 36 $ 1,923,000 $ 53,416 $ 53,000
Pitt, North Carolina 36 $ 2,152,000 $ 59,777 $ 82,000
Albemarle, Virginia 36 $ 6,614,000 $ 183,722 $ 160,000
Dallas, Alabama 35 $ 2,335,000 $ 66,714 $ 74,000
Lee, Alabama 35 $ 2,415,000 $ 69,000 $ 57,000
Clark, Nevada 35 $ 7,818,000 $ 223,371 $ 90,000
Nassau, New York 35 $ 7,670,000 $ 219,142 $ 95,000
Caldwell, North Carolina 35 $ 2,493,000 $ 71,228 $ 52,000
Randolph, North Carolina 35 $ 1,965,000 $ 56,142 $ 42,000
Walker, Alabama 34 $ 1,190,000 $ 35,000 $ 47,000
Burke, North Carolina 34 $ 2,451,000 $ 72,088 $ 46,000
Roanoke, Virginia 34 $ 2,993,000 $ 88,029 $ 65,000
Sonoma, California 33 $ 10,803,000 $ 327,363 $ 50,000
Fayette, Georgia 33 $ 3,951,000 $ 119,727 $ 63,000
Walton, Georgia 33 $ 1,686,000 $ 51,090 $ 49,000
Catawba, North Carolina 33 $ 2,604,000 $ 78,909 $ 55,000
Shelby, Tennessee 33 $ 2,798,000 $ 84,787 $ 69,000
Anderson, South Carolina 32 $ 1,539,000 $ 48,093 $ 52,000
Roanoke City, Virginia 32 $ 2,886,000 $ 90,187 $ 57,000
Hartford, Connecticut 31 $ 3,175,000 $ 102,419 $ 89,000
Coweta, Georgia 31 $ 2,124,000 $ 68,516 $ 56,000
Dare, North Carolina 31 $ 10,797,000 $ 348,290 $ 202,000
Surry, North Carolina 31 $ 2,156,000 $ 69,548 $ 53,000
Spartanburg, South Carolina 31 $ 4,085,000 $ 131,774 $ 138,000
Liberty, Texas 31 $ 918,000 $ 29,612 $ 60,000
Bedford, Virginia 31 $ 3,909,000 $ 126,096 $ 105,000
Newport News, Virginia 31 $ 1,568,000 $ 50,580 $ 53,000
Hernando, Florida 30 $ 1,970,000 $ 65,666 $ 53,000
Bartow, Georgia 30 $ 1,872,000 $ 62,400 $ 62,000
Howard, Maryland 30 $ 10,226,000 $ 340,866 $ 136,000
Fort Bend, Texas 30 $ 2,500,000 $ 83,333 $ 85,000
San Mateo, California 29 $ 20,229,000 $ 697,551 $ 154,000
Durham, North Carolina 29 $ 3,713,000 $ 128,034 $ 70,000
Stafford, Virginia 29 $ 3,293,000 $ 113,551 $ 80,000
Cullman, Alabama 28 $ 1,394,000 $ 49,785 $ 43,000
Fresno, California 28 $ 6,068,000 $ 216,714 $ 36,000
Flagler, Florida 28 $ 2,139,000 $ 76,392 $ 70,000
Davidson, North Carolina 28 $ 1,700,000 $ 60,714 $ 70,000
Nash, North Carolina 28 $ 1,760,000 $ 62,857 $ 107,000
Campbell, Virginia 28 $ 2,659,000 $ 94,964 $ 45,000
Hanover, Virginia 28 $ 3,739,000 $ 133,535 $ 67,000
Cook, Illinois 27 $ 7,293,000 $ 270,111 $ 142,000
Alamance, North Carolina 27 $ 1,260,000 $ 46,666 $ 50,000
Cleveland, North Carolina 27 $ 1,274,000 $ 47,185 $ 41,000
Moore, North Carolina 27 $ 7,600,000 $ 281,481 $ 446,000
Wilson, North Carolina 27 $ 1,934,000 $ 71,629 $ 66,000
Sumter, South Carolina 27 $ 2,473,000 $ 91,592 $ 57,000
Lynchburg, Virginia 27 $ 2,201,000 $ 81,518 $ 65,000
Madison, Florida 26 $ 1,415,000 $ 54,423 $ 47,000
Spalding, Georgia 26 $ 1,372,000 $ 52,769 $ 38,000
Harford, Maryland 26 $ 3,115,000 $ 119,807 $ 87,000
Warren, New Jersey 26 $ 6,955,000 $ 267,500 $ 67,000
Brunswick, North Carolina 26 $ 7,150,000 $ 275,000 $ 179,000
Florence, South Carolina 26 $ 1,821,000 $ 70,038 $ 69,000
Culpeper, Virginia 26 $ 1,636,000 $ 62,923 $ 48,000
Talladega, Alabama 25 $ 1,428,000 $ 57,120 $ 53,000
Tallapoosa, Alabama 25 $ 1,263,000 $ 50,520 $ 45,000
Ventura, California 25 $ 10,017,000 $ 400,680 $ 57,000
Henderson, North Carolina 25 $ 2,090,000 $ 83,600 $ 59,000
Newberry, South Carolina 25 $ 1,009,000 $ 40,360 $ 42,000
Arlington, Virginia 25 $ 4,726,000 $ 189,040 $ 105,000
Dickenson, Virginia 25 $ 1,012,000 $ 40,480 $ 38,000
Halifax, Virginia 25 $ 1,281,000 $ 51,240 $ 43,000
Marion, Alabama 24 $ 718,000 $ 29,916 $ 38,000
Walton, Florida 24 $ 9,172,000 $ 382,166 $ 247,000
Rockdale, Georgia 24 $ 2,284,000 $ 95,166 $ 67,000
Frederick, Virginia 24 $ 2,556,000 $ 106,500 $ 75,000
Hampton, Virginia 24 $ 1,501,000 $ 62,541 $ 52,000
Suffolk, Virginia 24 $ 1,439,000 $ 59,958 $ 52,000
Henry, Alabama 23 $ 709,000 $ 30,826 $ 40,000
Monterey, California 23 $ 8,678,000 $ 377,304 $ 57,000
Middlesex, Connecticut 23 $ 3,257,000 $ 141,608 $ 84,000
Putnam, Florida 23 $ 2,210,000 $ 96,086 $ 64,000
Sumter, Florida 23 $ 1,922,000 $ 83,565 $ 57,000
Bronx, New York 23 $ 3,872,000 $ 168,347 $ 80,000
Pickens, South Carolina 23 $ 3,980,000 $ 173,043 $ 76,000
Johnson, Texas 23 $ 835,000 $ 36,304 $ 45,000
Buchanan, Virginia 23 $ 575,000 $ 25,000 $ 45,000
Clay, Alabama 22 $ 883,000 $ 40,136 $ 46,000
Rockland, New York 22 $ 8,256,000 $ 375,272 $ 171,000
Carteret, North Carolina 22 $ 6,307,000 $ 286,681 $ 173,000
Davie, North Carolina 22 $ 3,744,000 $ 170,181 $ 80,000
Onslow, North Carolina 22 $ 1,554,000 $ 70,636 $ 61,000
Rutherford, North Carolina 22 $ 1,631,000 $ 74,136 $ 49,000
Laurens, South Carolina 22 $ 877,000 $ 39,863 $ 35,000
Davidson, Tennessee 22 $ 4,090,000 $ 185,909 $ 411,000
Mecklenburg, Virginia 22 $ 2,141,000 $ 97,318 $ 94,000
Montgomery, Virginia 22 $ 3,810,000 $ 173,181 $ 196,000
Dutchess, New York 21 $ 3,997,000 $ 190,333 $ 73,000
Orange, New York 21 $ 2,251,000 $ 107,190 $ 77,000
Haywood, North Carolina 21 $ 1,941,000 $ 92,428 $ 85,000
Yancey, North Carolina 21 $ 4,117,000 $ 196,047 $ 145,000
Aiken, South Carolina 21 $ 939,000 $ 44,714 $ 52,000
Kershaw, South Carolina 21 $ 1,389,000 $ 66,142 $ 56,000
Amherst, Virginia 21 $ 1,169,000 $ 55,666 $ 56,000
Orange, Virginia 21 $ 2,072,000 $ 98,666 $ 88,000
Morgan, Alabama 20 $ 1,031,000 $ 51,550 $ 45,000
Placer, California 20 $ 11,100,000 $ 555,000 $ 173,000
Monroe, Florida 20 $ 6,566,000 $ 328,300 $ 223,000
Johnston, North Carolina 20 $ 3,353,000 $ 167,650 $ 358,000
Lincoln, North Carolina 20 $ 4,611,000 $ 230,550 $ 79,000
Wayne, North Carolina 20 $ 660,000 $ 33,000 $ 40,000
Greenwood, South Carolina 20 $ 740,000 $ 37,000 $ 45,000
Louisa, Virginia 20 $ 2,143,000 $ 107,150 $ 80,000
Rockingham, Virginia 20 $ 1,740,000 $ 87,000 $ 57,000
Kern, California 19 $ 3,795,000 $ 199,736 $ 98,000
Santa Barbara, California 19 $ 7,704,000 $ 405,473 $ 76,000
Santa Rosa, Florida 19 $ 3,496,000 $ 184,000 $ 63,000
Harris, Georgia 19 $ 855,000 $ 45,000 $ 68,000
Walker, Georgia 19 $ 368,000 $ 19,368 $ 26,000
Carbon, Pennsylvania 19 $ 1,820,000 $ 95,789 $ 66,000
Cumberland, Pennsylvania 19 $ 2,652,000 $ 139,578 $ 76,000
Collin, Texas 19 $ 16,498,000 $ 868,315 $ 128,000
Williamson, Texas 19 $ 17,646,000 $ 928,736 $ 69,000
Carroll, Virginia 19 $ 1,295,000 $ 68,157 $ 40,000
Citrus, Florida 18 $ 1,391,000 $ 77,277 $ 42,000
Bulloch, Georgia 18 $ 1,053,000 $ 58,500 $ 64,000
Carroll, Maryland 18 $ 1,677,000 $ 93,166 $ 67,000
Goochland, Virginia 18 $ 1,628,000 $ 90,444 $ 157,000
Litchfield, Connecticut 17 $ 3,193,000 $ 187,823 $ 79,000
Taylor, Florida 17 $ 673,000 $ 39,588 $ 81,000
Washington, Florida 17 $ 518,000 $ 30,470 $ 31,000
Putnam, New York 17 $ 1,813,000 $ 106,647 $ 72,000
Avery, North Carolina 17 $ 2,947,000 $ 173,352 $ 37,000
Beaufort, North Carolina 17 $ 1,420,000 $ 83,529 $ 66,000
Chatham, North Carolina 17 $ 1,688,000 $ 99,294 $ 36,000
Craven, North Carolina 17 $ 959,000 $ 56,411 $ 40,000
Person, North Carolina 17 $ 1,006,000 $ 59,176 $ 36,000
Geneva, Alabama 16 $ 837,000 $ 52,312 $ 75,000
Arapahoe, Colorado 16 $ 3,150,000 $ 196,875 $ 65,000
Effingham, Georgia 16 $ 844,000 $ 52,750 $ 63,000
Alexander, North Carolina 16 $ 723,000 $ 45,187 $ 42,000
Currituck, North Carolina 16 $ 5,841,000 $ 365,062 $ 144,000
Watauga, North Carolina 16 $ 1,624,000 $ 101,500 $ 69,000
Cherokee, South Carolina 16 $ 819,000 $ 51,187 $ 33,000
Dorchester, South Carolina 16 $ 1,717,000 $ 107,312 $ 51,000
Georgetown, South Carolina 16 $ 2,753,000 $ 172,062 $ 48,000
Chambers, Texas 16 $ 228,000 $ 14,250 $ 50,000
Denton, Texas 16 $ 11,748,000 $ 734,250 $ 87,000
Alexandria, Virginia 16 $ 2,239,000 $ 139,937 $ 82,000
Powhatan, Virginia 16 $ 2,072,000 $ 129,500 $ 87,000
Smyth, Virginia 16 $ 459,000 $ 28,687 $ 38,000
Randolph, Alabama 15 $ 817,000 $ 54,466 $ 38,000
Newton, Georgia 15 $ 1,109,000 $ 73,933 $ 44,000
Sampson, North Carolina 15 $ 568,000 $ 37,866 $ 45,000
Yadkin, North Carolina 15 $ 664,000 $ 44,266 $ 48,000
James City, Virginia 15 $ 2,007,000 $ 133,800 $ 451,000
Pittsylvania, Virginia 15 $ 1,355,000 $ 90,333 $ 28,000
San Francisco, California 14 $ 14,558,000 $ 1,039,857 $ 452,000
Floyd, Georgia 14 $ 613,000 $ 43,785 $ 40,000
Sumter, Georgia 14 $ 614,000 $ 43,857 $ 50,000
Charles, Maryland 14 $ 1,064,000 $ 76,000 $ 94,000
Greene, North Carolina 14 $ 649,000 $ 46,357 $ 42,000
Rockingham, North Carolina 14 $ 854,000 $ 61,000 $ 30,000
Lancaster, South Carolina 14 $ 497,000 $ 35,500 $ 36,000
Grayson, Virginia 14 $ 1,013,000 $ 72,357 $ 83,000
Washington, Virginia 14 $ 717,000 $ 51,214 $ 32,000
Merced, California 13 $ 2,274,000 $ 174,923 $ 58,000
Gordon, Georgia 13 $ 202,000 $ 15,538 $ 52,000
Jackson, Georgia 13 $ 616,000 $ 47,384 $ 54,000
Richmond, New York 13 $ 2,388,000 $ 183,692 $ 131,000
Bertie, North Carolina 13 $ 433,000 $ 33,307 $ 47,000
Lenoir, North Carolina 13 $ 506,000 $ 38,923 $ 35,000
Orange, North Carolina 13 $ 1,941,000 $ 149,307 $ 322,000
Wyoming, Pennsylvania 13 $ 2,195,000 $ 168,846 $ 50,000
Ellis, Texas 13 $ 772,000 $ 59,384 $ 67,000
Hardin, Texas 13 $ 353,000 $ 27,153 $ 56,000
Orange, Texas 13 $ 551,000 $ 42,384 $ 68,000
Petersburg, Virginia 13 $ 517,000 $ 39,769 $ 37,000
Autauga, Alabama 12 $ 168,000 $ 14,000 $ 51,000
Coosa, Alabama 12 $ 806,000 $ 67,166 $ 30,000
Macon, Alabama 12 $ 281,000 $ 23,416 $ 35,000
Holmes, Florida 12 $ 579,000 $ 48,250 $ 34,000
Harrison, Mississippi 12 $ 880,000 $ 73,333 $ 88,000
Hinds, Mississippi 12 $ 1,550,000 $ 129,166 $ 58,000
Macon, North Carolina 12 $ 4,129,000 $ 344,083 $ 208,000
McDowell, North Carolina 12 $ 790,000 $ 65,833 $ 58,000
Edgefield, South Carolina 12 $ 412,000 $ 34,333 $ 51,000
Madison, Virginia 12 $ 845,000 $ 70,416 $ 53,000
Salem, Virginia 12 $ 817,000 $ 68,083 $ 53,000
Elmore, Alabama 11 $ 649,000 $ 59,000 $ 49,000
Pima, Arizona 11 $ 2,185,000 $ 198,636 $ 80,000
New London, Connecticut 11 $ 1,274,000 $ 115,818 $ 60,000
Sussex, Delaware 11 $ 5,810,000 $ 528,181 $ 466,000
DeSoto, Florida 11 $ 582,000 $ 52,909 $ 35,000
Jackson, Florida 11 $ 633,000 $ 57,545 $ 48,000
Bibb, Georgia 11 $ 518,000 $ 47,090 $ 87,000
Carroll, Georgia 11 $ 717,000 $ 65,181 $ 71,000
Franklin, North Carolina 11 $ 1,109,000 $ 100,818 $ 126,000
Harnett, North Carolina 11 $ 607,000 $ 55,181 $ 50,000
Pender, North Carolina 11 $ 1,956,000 $ 177,818 $ 74,000
Stokes, North Carolina 11 $ 583,000 $ 53,000 $ 49,000
Transylvania, North Carolina 11 $ 2,928,000 $ 266,181 $ 101,000
Northumberland, Pennsylvania 11 $ 558,000 $ 50,727 $ 33,000
Marlboro, South Carolina 11 $ 302,000 $ 27,454 $ 30,000
Union, South Carolina 11 $ 412,000 $ 37,454 $ 41,000
Amelia, Virginia 11 $ 547,000 $ 49,727 $ 37,000
Pulaski, Virginia 11 $ 672,000 $ 61,090 $ 40,000
Rockbridge, Virginia 11 $ 1,354,000 $ 123,090 $ 45,000
Tazewell, Virginia 11 $ 535,000 $ 48,636 $ 55,000
Warren, Virginia 11 $ 1,131,000 $ 102,818 $ 79,000
King, Washington 11 $ 27,039,000 $ 2,458,090 $ 60,000
Colbert, Alabama 10 $ 426,000 $ 42,600 $ 106,000
Crenshaw, Alabama 10 $ 489,000 $ 48,900 $ 67,000
Bryan, Georgia 10 $ 851,000 $ 85,100 $ 81,000
Liberty, Georgia 10 $ 603,000 $ 60,300 $ 41,000
Murray, Georgia 10 $ 307,000 $ 30,700 $ 48,000
Ulster, New York 10 $ 954,000 $ 95,400 $ 42,000
Williamson, Tennessee 10 $ 1,722,000 $ 172,200 $ 159,000
Brazoria, Texas 10 $ 328,000 $ 32,800 $ 101,000
Charlottesville, Virginia 10 $ 691,000 $ 69,100 $ 58,000
Gloucester, Virginia 10 $ 1,092,000 $ 109,200 $ 52,000
Barbour, Alabama 9 $ 503,000 $ 55,888 $ 45,000
Lauderdale, Alabama 9 $ 177,000 $ 19,666 $ 41,000
Yolo, California 9 $ 2,866,000 $ 318,444 $ 45,000
Gadsden, Florida 9 $ 885,000 $ 98,333 $ 49,000
Levy, Florida 9 $ 730,000 $ 81,111 $ 63,000
Cecil, Maryland 9 $ 879,000 $ 97,666 $ 54,000
Middlesex, Massachusetts 9 $ 4,058,000 $ 450,888 $ 354,000
DeSoto, Mississippi 9 $ 1,024,000 $ 113,777 $ 70,000
Granville, North Carolina 9 $ 333,000 $ 37,000 $ 50,000
Jackson, North Carolina 9 $ 2,179,000 $ 242,111 $ 62,000
Pamlico, North Carolina 9 $ 379,000 $ 42,111 $ 33,000
Robeson, North Carolina 9 $ 672,000 $ 74,666 $ 64,000
Stanly, North Carolina 9 $ 511,000 $ 56,777 $ 38,000
Fairfield, South Carolina 9 $ 161,000 $ 17,888 $ 38,000
Oconee, South Carolina 9 $ 778,000 $ 86,444 $ 37,000
Sullivan, Tennessee 9 $ 617,000 $ 68,555 $ 40,000
Montgomery, Texas 9 $ 362,000 $ 40,222 $ 123,000
Isle of Wight, Virginia 9 $ 495,000 $ 55,000 $ 94,000
Manassas, Virginia 9 $ 1,300,000 $ 144,444 $ 50,000
Prince George, Virginia 9 $ 484,000 $ 53,777 $ 52,000
Blount, Alabama 8 $ 694,000 $ 86,750 $ 87,000
Chambers, Alabama 8 $ 334,000 $ 41,750 $ 82,000
Pike, Alabama 8 $ 1,009,000 $ 126,125 $ 108,000
St. Clair, Alabama 8 $ 579,000 $ 72,375 $ 49,000
San Luis Obispo, California 8 $ 2,181,000 $ 272,625 $ 59,000
Columbia, Florida 8 $ 324,000 $ 40,500 $ 34,000
Catoosa, Georgia 8 $ 469,000 $ 58,625 $ 42,000
Houston, Georgia 8 $ 277,000 $ 34,625 $ 48,000
Lumpkin, Georgia 8 $ 342,000 $ 42,750 $ 49,000
Frederick, Maryland 8 $ 1,974,000 $ 246,750 $ 125,000
Washoe, Nevada 8 $ 6,189,000 $ 773,625 $ 207,000
Duplin, North Carolina 8 $ 656,000 $ 82,000 $ 41,000
Edgecombe, North Carolina 8 $ 223,000 $ 27,875 $ 37,000
Madison, North Carolina 8 $ 630,000 $ 78,750 $ 29,000
Martin, North Carolina 8 $ 135,000 $ 16,875 $ 23,000
Adams, Pennsylvania 8 $ 497,000 $ 62,125 $ 70,000
Wayne, Pennsylvania 8 $ 669,000 $ 83,625 $ 64,000
Botetourt, Virginia 8 $ 1,437,000 $ 179,625 $ 166,000
Nelson, Virginia 8 $ 1,247,000 $ 155,875 $ 101,000
York, Virginia 8 $ 506,000 $ 63,250 $ 94,000
Chilton, Alabama 7 $ 182,000 $ 26,000 $ 42,000
Pitkin, Colorado 7 $ 10,378,000 $ 1,482,571 $ 561,000
Baker, Florida 7 $ 210,000 $ 30,000 $ 30,000
Suwannee, Florida 7 $ 313,000 $ 44,714 $ 54,000
Ben Hill, Georgia 7 $ 227,000 $ 32,428 $ 38,000
Clarke, Georgia 7 $ 274,000 $ 39,142 $ 111,000
Sedgwick, Kansas 7 $ 3,206,000 $ 458,000 $ 270,000
Worcester, Maryland 7 $ 903,000 $ 129,000 $ 194,000
Madison, Mississippi 7 $ 490,000 $ 70,000 $ 127,000
Lee, North Carolina 7 $ 265,000 $ 37,857 $ 59,000
Mitchell, North Carolina 7 $ 359,000 $ 51,285 $ 33,000
Pasquotank, North Carolina 7 $ 297,000 $ 42,428 $ 62,000
Warren, North Carolina 7 $ 1,638,000 $ 234,000 $ 206,000
Colleton, South Carolina 7 $ 886,000 $ 126,571 $ 104,000
Darlington, South Carolina 7 $ 260,000 $ 37,142 $ 35,000
Alleghany, Virginia 7 $ 533,000 $ 76,142 $ 42,000
Charlotte, Virginia 7 $ 389,000 $ 55,571 $ 61,000
Fauquier, Virginia 7 $ 844,000 $ 120,571 $ 98,000
Harrisonburg, Virginia 7 $ 402,000 $ 57,428 $ 26,000
Henry, Virginia 7 $ 252,000 $ 36,000 $ 35,000
Manassas Park, Virginia 7 $ 1,483,000 $ 211,857 $ 43,000
Patrick, Virginia 7 $ 234,000 $ 33,428 $ 29,000
Cleburne, Alabama 6 $ 184,000 $ 30,666 $ 23,000
Pinal, Arizona 6 $ 685,000 $ 114,166 $ 100,000
El Dorado, California 6 $ 1,452,000 $ 242,000 $ 36,000
Madera, California 6 $ 1,077,000 $ 179,500 $ 63,000
Napa, California 6 $ 3,594,000 $ 599,000 $ 157,000
Shasta, California 6 $ 1,225,000 $ 204,166 $ 52,000
Tulare, California 6 $ 1,345,000 $ 224,166 $ 50,000
Denver, Colorado 6 $ 43,817,000 $ 7,302,833 $ 53,000
El Paso, Colorado 6 $ 7,130,000 $ 1,188,333 $ 246,000
Jefferson, Colorado 6 $ 1,390,000 $ 231,666 $ 92,000
Hendry, Florida 6 $ 339,000 $ 56,500 $ 74,000
Glynn, Georgia 6 $ 1,190,000 $ 198,333 $ 236,000
Meriwether, Georgia 6 $ 262,000 $ 43,666 $ 45,000
Morgan, Georgia 6 $ 504,000 $ 84,000 $ 30,000
Troup, Georgia 6 $ 532,000 $ 88,666 $ 101,000
Washington, Georgia 6 $ 265,000 $ 44,166 $ 26,000
Cumberland, New Jersey 6 $ 714,000 $ 119,000 $ 73,000
Erie, New York 6 $ 568,000 $ 94,666 $ 102,000
Anson, North Carolina 6 $ 200,000 $ 33,333 $ 36,000
Hoke, North Carolina 6 $ 180,000 $ 30,000 $ 50,000
Montgomery, North Carolina 6 $ 816,000 $ 136,000 $ 24,000
Scotland, North Carolina 6 $ 243,000 $ 40,500 $ 37,000
Vance, North Carolina 6 $ 949,000 $ 158,166 $ 66,000
Multnomah, Oregon 6 $ 1,842,000 $ 307,000 $ 83,000
Allegheny, Pennsylvania 6 $ 550,000 $ 91,666 $ 81,000
Dillon, South Carolina 6 $ 274,000 $ 45,666 $ 62,000
Marion, South Carolina 6 $ 193,000 $ 32,166 $ 34,000
Williamsburg, South Carolina 6 $ 91,000 $ 15,166 $ 34,000
Galveston, Texas 6 $ 236,000 $ 39,333 $ 119,000
San Jacinto, Texas 6 $ 253,000 $ 42,166 $ 43,000
Summit, Utah 6 $ 7,261,000 $ 1,210,166 $ 433,000
Franklin, Virginia 6 $ 2,177,000 $ 362,833 $ 119,000
Galax, Virginia 6 $ 410,000 $ 68,333 $ 42,000
Norton, Virginia 6 $ 325,000 $ 54,166 $ 34,000
Winchester, Virginia 6 $ 413,000 $ 68,833 $ 43,000
Cherokee, Alabama 5 $ 1,090,000 $ 218,000 $ 23,000
Kings, California 5 $ 646,000 $ 129,200 $ 46,000
San Benito, California 5 $ 1,316,000 $ 263,200 $ 80,000
Santa Cruz, California 5 $ 2,067,000 $ 413,400 $ 51,000
Adams, Colorado 5 $ 753,000 $ 150,600 $ 59,000
Eagle, Colorado 5 $ 4,590,000 $ 918,000 $ 1,639,000
Weld, Colorado 5 $ 532,000 $ 106,400 $ 57,000
New Castle, Delaware 5 $ 493,000 $ 98,600 $ 94,000
Hardee, Florida 5 $ 231,000 $ 46,200 $ 32,000
Barrow, Georgia 5 $ 434,000 $ 86,800 $ 51,000
Burke, Georgia 5 $ 83,000 $ 16,600 $ 167,000
Butts, Georgia 5 $ 357,000 $ 71,400 $ 47,000
Greene, Georgia 5 $ 1,794,000 $ 358,800 $ 116,000
Lamar, Georgia 5 $ 403,000 $ 80,600 $ 55,000
Talbot, Georgia 5 $ 162,000 $ 32,400 $ 61,000
Essex, Massachusetts 5 $ 2,376,000 $ 475,200 $ 135,000
Suffolk, Massachusetts 5 $ 2,165,000 $ 433,000 $ 411,000
Salem, New Jersey 5 $ 439,000 $ 87,800 $ 92,000
Hertford, North Carolina 5 $ 339,000 $ 67,800 $ 40,000
Polk, North Carolina 5 $ 156,000 $ 31,200 $ 73,000
Calhoun, South Carolina 5 $ 74,000 $ 14,800 $ 37,000
Sevier, Tennessee 5 $ 1,082,000 $ 216,400 $ 176,000
Augusta, Virginia 5 $ 441,000 $ 88,200 $ 53,000
Bristol, Virginia 5 $ 314,000 $ 62,800 $ 49,000
Caroline, Virginia 5 $ 423,000 $ 84,600 $ 63,000
Fairfax City, Virginia 5 $ 890,000 $ 178,000 $ 55,000
Hopewell, Virginia 5 $ 201,000 $ 40,200 $ 43,000
Butler, Alabama 4 $ 302,000 $ 75,500 $ 37,000
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Mortgage Loan Application Detail Totals for Wells Fargo Bank, NA in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 17,973 $3,997,446,000 $222,000 $43,359,000 $93,000 $9,999,000
Home Improvement 6,681 $232,009,000 $34,000 $29,750,000 $65,000 $2,854,000
Home Purchase 1,247 $525,717,000 $421,000 $44,807,000 $193,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,020 $1,333,718,000 $110,000 $5,037,000 $82,000 $5,000,000
Not Provided 6,288 $1,315,149,000 $209,000 $13,000,000 $149,000 $9,999,000
Black or African American 3,355 $258,066,000 $76,000 $3,975,000 $62,000 $5,626,000
Hispanic 2,440 $283,609,000 $116,000 $2,998,000 $60,000 $3,060,000
Not applicable 857 $1,444,546,000 $1,685,000 $44,807,000 $0 $0
Asian 539 $76,344,000 $141,000 $1,640,000 $88,000 $1,905,000
American Indian or Alaskan Native 291 $24,606,000 $84,000 $550,000 $59,000 $330,000
Native Hawaiian or Other Pacific Islander 111 $19,134,000 $172,000 $700,000 $88,000 $1,328,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 24,509 $4,318,226,000 $176,000 $44,807,000 $93,000 $9,999,000
FHA-insured (Federal Housing Administration) 1,391 $436,926,000 $314,000 $743,000 $45,000 $287,000
VA-guaranteed (Veterans Administration) 1 $20,000 $20,000 $20,000 $84,000 $84,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 17,717 $2,258,448,000 $127,000 $13,000,000 $73,000 $9,999,000
Loan Originated 3,903 $1,808,137,000 $463,000 $44,807,000 $187,000 $9,999,000
Application Approved But Not Accepted 3,517 $316,117,000 $89,000 $2,596,000 $93,000 $2,877,000
Loan Purchased By The Institution 689 $361,760,000 $525,000 $3,000,000 $0 $0
File Closed For Incompleteness 58 $5,721,000 $98,000 $370,000 $64,000 $233,000
Application Withdrawn By Applicant 17 $4,989,000 $293,000 $800,000 $109,000 $415,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 9,601 $888,880,000 $92,000 $4,234,000 $60,000 $5,000,000
Collateral 3,950 $668,742,000 $169,000 $6,500,000 $95,000 $5,697,000
Debt-To-Income Ratio 3,184 $495,759,000 $155,000 $6,500,000 $55,000 $1,714,000
Other 819 $101,183,000 $123,000 $13,000,000 $129,000 $9,999,000
Credit Application Incomplete 91 $67,578,000 $742,000 $7,000,000 $405,000 $3,490,000
Unverifiable Information 57 $10,979,000 $192,000 $3,000,000 $117,000 $1,800,000
Insufficient Cash (Downpayment, Closing Cost) 13 $24,757,000 $1,904,000 $6,000,000 $780,000 $3,142,000
Employment History 2 $570,000 $285,000 $335,000 $83,000 $92,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Bank, NA's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wells Fargo Bank, NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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