Winprime Lending Mortgage Lending & HMDA Data, 2018

In 2018, Winprime Lending of Los Angeles, CA reported 947 mortgage applications totaling $366.1 million. The average application was for $386,636, and applicants reported an average income of $112,751. 58% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (607), Riverside-San Bernardino-Ontario, CA (167) and Anaheim-Santa Ana-Irvine, CA (93) (applications in parentheses).

Mortgage Company & Address Winprime Lending
320 Arden Ave
Los Angeles, CA 90005
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  
Total Number of Mortgage Applications 947
Total Mortgage Loan Application Amount $366,145,000
Average Mortgage Loan Application Amount $386,636
Highest Mortgage Loan Application Amount $2,365,000
Average Applicant Income $112,751
Highest Applicant Income $1,500,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Winprime Lending filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Winprime Lending by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 607 $ 249,765,000 $ 411,474 $ 116,000
Riverside, California 95 $ 27,255,000 $ 286,894 $ 81,000
Orange, California 93 $ 38,905,000 $ 418,333 $ 121,000
San Bernardino, California 72 $ 22,270,000 $ 309,305 $ 103,000
Kern, California 28 $ 5,880,000 $ 210,000 $ 66,000
Ventura, California 11 $ 4,885,000 $ 444,090 $ 125,000
San Diego, California 8 $ 3,870,000 $ 483,750 $ 362,000
San Mateo, California 5 $ 3,245,000 $ 649,000 $ 248,000
Fresno, California 4 $ 840,000 $ 210,000 $ 77,000
Douglas, Colorado 4 $ 1,120,000 $ 280,000 $ 145,000
Santa Clara, California 3 $ 1,655,000 $ 551,666 $ 134,000
Contra Costa, California 2 $ 1,040,000 $ 520,000 $ 126,000
Tulare, California 2 $ 440,000 $ 220,000 $ 51,000
Arapahoe, Colorado 2 $ 850,000 $ 425,000 $ 99,000
Denver, Colorado 2 $ 820,000 $ 410,000 $ 89,000
Alameda, California 1 $ 475,000 $ 475,000 $ 97,000
Kings, California 1 $ 185,000 $ 185,000 $ 54,000
Marin, California 1 $ 505,000 $ 505,000 $ 177,000
Monterey, California 1 $ 205,000 $ 205,000 $ 57,000
Sacramento, California 1 $ 455,000 $ 455,000 $ 143,000
San Francisco, California 1 $ 205,000 $ 205,000 $ 64,000
Santa Barbara, California 1 $ 625,000 $ 625,000 $ 123,000
Stanislaus, California 1 $ 235,000 $ 235,000 $ 50,000
Adams, Colorado 1 $ 415,000 $ 415,000 $ 100,000

Mortgage Loan Application Detail Totals for Winprime Lending in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 474 $187,540,000 $395,000 $2,365,000 $109,000 $796,000
Cash-out Refinancing 297 $111,725,000 $376,000 $1,505,000 $118,000 $1,500,000
Refinancing 176 $66,880,000 $380,000 $1,325,000 $114,000 $900,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 404 $134,240,000 $332,000 $985,000 $88,000 $1,381,000
Asian 358 $154,170,000 $430,000 $2,365,000 $130,000 $900,000
Not Provided 107 $39,315,000 $367,000 $975,000 $95,000 $409,000
White 49 $24,975,000 $509,000 $1,505,000 $203,000 $1,500,000
Native Hawaiian or Other Pacific Islander 19 $8,605,000 $452,000 $875,000 $122,000 $268,000
Black or African American 5 $2,035,000 $407,000 $615,000 $118,000 $153,000
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 696 $266,940,000 $383,000 $2,365,000 $120,000 $1,500,000
FHA-insured (Federal Housing Administration) 249 $98,435,000 $395,000 $885,000 $93,000 $309,000
VA-guaranteed (Veterans Administration) 2 $770,000 $385,000 $405,000 $91,000 $111,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 552 $209,510,000 $379,000 $2,365,000 $113,000 $1,500,000
Application Withdrawn By Applicant 210 $80,480,000 $383,000 $1,255,000 $103,000 $900,000
Application Approved But Not Accepted 151 $62,945,000 $416,000 $1,325,000 $120,000 $568,000
File Closed For Incompleteness 20 $7,480,000 $374,000 $975,000 $147,000 $1,044,000
Application Denied By Financial Institution 9 $3,635,000 $403,000 $665,000 $107,000 $169,000
Preapproval Approved but not Accepted 5 $2,095,000 $419,000 $625,000 $178,000 $317,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 938 $362,510,000 $386,000 $2,365,000 $113,000 $1,500,000
Debt-To-Income Ratio 3 $1,315,000 $438,000 $525,000 $75,000 $108,000
Credit Application Incomplete 2 $830,000 $415,000 $445,000 $146,000 $169,000
Unverifiable Information 2 $910,000 $455,000 $665,000 $115,000 $169,000
Collateral 1 $265,000 $265,000 $265,000 $98,000 $98,000
Credit History 1 $315,000 $315,000 $315,000 $117,000 $117,000
Other 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Winprime Lending's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Winprime Lending's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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