Wall Street Mortgage Bankers, Ltd. dba Power Expre Mortgage Lending & HMDA Data, 2025
In 2025, Wall Street Mortgage Bankers, Ltd. dba Power Expre of Great Neck, NY reported 676 mortgage applications totaling $751.5 million, down 2% from 2024. The average application was for $1,111,686, and applicants reported an average income of $575,582. 62% of its applications resulted in an originated loan and 11% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (215), Los Angeles-Long Beach-Glendale, CA (124) and Nassau County-Suffolk County, NY (81) (applications in parentheses).
| Mortgage Company & Address | Wall Street Mortgage Bankers, Ltd. dba Power Expre 1010 Northern Blvd., Suite 336 Great Neck, NY 11021 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 676 |
| Total Mortgage Loan Application Amount | $751,500,000 |
| Average Mortgage Loan Application Amount | $1,111,686 |
| Highest Mortgage Loan Application Amount | $7,805,000 |
| Average Applicant Income | $575,582 |
| Highest Applicant Income | $9,870,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wall Street Mortgage Bankers, Ltd. dba Power Expre filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 124 | $ 183,890,000 | $ 1,482,983 | $ 783,000 |
| Kings, New York | 73 | $ 83,925,000 | $ 1,149,657 | $ 508,000 |
| Richmond, New York | 62 | $ 39,200,000 | $ 632,258 | $ 183,000 |
| Nassau, New York | 47 | $ 67,475,000 | $ 1,435,638 | $ 679,000 |
| Orange, California | 35 | $ 54,415,000 | $ 1,554,714 | $ 558,000 |
| Suffolk, New York | 34 | $ 23,760,000 | $ 698,823 | $ 524,000 |
| Queens, New York | 23 | $ 17,905,000 | $ 778,478 | $ 265,000 |
| Santa Clara, California | 17 | $ 18,205,000 | $ 1,070,882 | $ 320,000 |
| New York, New York | 16 | $ 17,780,000 | $ 1,111,250 | $ 392,000 |
| Palm Beach, Florida | 15 | $ 21,865,000 | $ 1,457,666 | $ 2,131,000 |
| Bergen, New Jersey | 15 | $ 14,365,000 | $ 957,666 | $ 444,000 |
| San Diego, California | 13 | $ 12,805,000 | $ 985,000 | $ 313,000 |
| Monmouth, New Jersey | 13 | $ 11,445,000 | $ 880,384 | $ 336,000 |
| Passaic, New Jersey | 11 | $ 5,495,000 | $ 499,545 | $ 32,000 |
| King, Washington | 11 | $ 13,445,000 | $ 1,222,272 | $ 349,000 |
| Middlesex, New Jersey | 10 | $ 5,550,000 | $ 555,000 | $ 276,000 |
| Ventura, California | 9 | $ 11,925,000 | $ 1,325,000 | $ 536,000 |
| Miami-Dade, Florida | 9 | $ 9,505,000 | $ 1,056,111 | $ 785,000 |
| Contra Costa, California | 8 | $ 8,640,000 | $ 1,080,000 | $ 375,000 |
| Essex, New Jersey | 7 | $ 8,185,000 | $ 1,169,285 | $ 455,000 |
| Alameda, California | 6 | $ 5,430,000 | $ 905,000 | $ 262,000 |
| Union, New Jersey | 6 | $ 3,950,000 | $ 658,333 | $ 130,000 |
| Marin, California | 5 | $ 5,595,000 | $ 1,119,000 | $ 291,000 |
| San Francisco, California | 5 | $ 7,075,000 | $ 1,415,000 | $ 381,000 |
| San Mateo, California | 5 | $ 5,915,000 | $ 1,183,000 | $ 423,000 |
| Hudson, New Jersey | 5 | $ 3,755,000 | $ 751,000 | $ 280,000 |
| Ocean, New Jersey | 5 | $ 3,335,000 | $ 667,000 | $ 489,000 |
| Bronx, New York | 5 | $ 4,355,000 | $ 871,000 | $ 233,000 |
| Naugatuck Valley Planning Region, Connecticut | 4 | $ 1,310,000 | $ 327,500 | $ 71,000 |
| Broward, Florida | 4 | $ 2,890,000 | $ 722,500 | $ 379,000 |
| Hillsborough, Florida | 4 | $ 6,360,000 | $ 1,590,000 | $ 822,000 |
| Westchester, New York | 4 | $ 3,810,000 | $ 952,500 | $ 843,000 |
| Riverside, California | 3 | $ 1,895,000 | $ 631,666 | $ 301,000 |
| Morris, New Jersey | 3 | $ 2,515,000 | $ 838,333 | $ 391,000 |
| Dallas, Texas | 3 | $ 4,665,000 | $ 1,555,000 | $ 1,217,000 |
| Coconino, Arizona | 2 | $ 1,680,000 | $ 840,000 | $ 3,511,000 |
| San Bernardino, California | 2 | $ 4,570,000 | $ 2,285,000 | $ 2,080,000 |
| Western Connecticut Planning Region, Connecticut | 2 | $ 2,830,000 | $ 1,415,000 | $ 1,216,000 |
| Collier, Florida | 2 | $ 3,520,000 | $ 1,760,000 | $ 3,892,000 |
| St. Johns, Florida | 2 | $ 820,000 | $ 410,000 | $ 178,000 |
| Gwinnett, Georgia | 2 | $ 1,170,000 | $ 585,000 | $ 162,000 |
| Plymouth, Massachusetts | 2 | $ 980,000 | $ 490,000 | $ 153,000 |
| Clinton, New York | 2 | $ 430,000 | $ 215,000 | $ 365,000 |
| Maricopa, Arizona | 1 | $ 3,965,000 | $ 3,965,000 | $ 3,139,000 |
| Pima, Arizona | 1 | $ 405,000 | $ 405,000 | $ 288,000 |
| Mono, California | 1 | $ 1,995,000 | $ 1,995,000 | $ 697,000 |
| Nevada, California | 1 | $ 385,000 | $ 385,000 | $ 105,000 |
| Placer, California | 1 | $ 1,615,000 | $ 1,615,000 | $ 773,000 |
| Sacramento, California | 1 | $ 575,000 | $ 575,000 | $ 138,000 |
| San Joaquin, California | 1 | $ 535,000 | $ 535,000 | $ 197,000 |
| San Luis Obispo, California | 1 | $ 1,455,000 | $ 1,455,000 | $ 304,000 |
| Santa Barbara, California | 1 | $ 4,795,000 | $ 4,795,000 | $ 1,674,000 |
| Tulare, California | 1 | $ 1,605,000 | $ 1,605,000 | $ 531,000 |
| Yuba, California | 1 | $ 345,000 | $ 345,000 | $ 209,000 |
| El Paso, Colorado | 1 | $ 1,745,000 | $ 1,745,000 | $ 506,000 |
| Northwest Hills Planning Region, Connecticut | 1 | $ 1,505,000 | $ 1,505,000 | $ 462,000 |
| South Central Connecticut Planning Region, Connecticut | 1 | $ 325,000 | $ 325,000 | $ 12,000 |
| Brevard, Florida | 1 | $ 355,000 | $ 355,000 | $ 103,000 |
| Flagler, Florida | 1 | $ 665,000 | $ 665,000 | $ 597,000 |
| Marion, Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Orange, Florida | 1 | $ 1,535,000 | $ 1,535,000 | $ 517,000 |
| St. Lucie, Florida | 1 | $ 485,000 | $ 485,000 | $ 281,000 |
| Fulton, Georgia | 1 | $ 1,245,000 | $ 1,245,000 | $ 378,000 |
| Baltimore City, Maryland | 1 | $ 415,000 | $ 415,000 | $ 290,000 |
| Barnstable, Massachusetts | 1 | $ 525,000 | $ 525,000 | $ 181,000 |
| Middlesex, Massachusetts | 1 | $ 1,055,000 | $ 1,055,000 | $ 211,000 |
| Norfolk, Massachusetts | 1 | $ 535,000 | $ 535,000 | $ 231,000 |
| Hunterdon, New Jersey | 1 | $ 3,835,000 | $ 3,835,000 | $ 945,000 |
| Somerset, New Jersey | 1 | $ 555,000 | $ 555,000 | $ 256,000 |
| Sussex, New Jersey | 1 | $ 1,685,000 | $ 1,685,000 | $ 8,177,000 |
| Broome, New York | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Columbia, New York | 1 | $ 545,000 | $ 545,000 | $ 178,000 |
| Onondaga, New York | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Orange, New York | 1 | $ 285,000 | $ 285,000 | $ 124,000 |
| Rockland, New York | 1 | $ 545,000 | $ 545,000 | $ 410,000 |
| Saratoga, New York | 1 | $ 205,000 | $ 205,000 | $ 4,000 |
| Schenectady, New York | 1 | $ 235,000 | $ 235,000 | $ 288,000 |
| Sullivan, New York | 1 | $ 455,000 | $ 455,000 | $ 16,000 |
| Pike, Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Williamson, Tennessee | 1 | $ 3,005,000 | $ 3,005,000 | $ 4,086,000 |
| Bexar, Texas | 1 | $ 255,000 | $ 255,000 | $ 200,000 |
| Collin, Texas | 1 | $ 905,000 | $ 905,000 | $ 1,228,000 |
| Pierce, Washington | 1 | $ 685,000 | $ 685,000 | $ 281,000 |
| Snohomish, Washington | 1 | $ 905,000 | $ 905,000 | $ 251,000 |
Mortgage Loan Application Detail Totals for Wall Street Mortgage Bankers, Ltd. dba Power Expre in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 403 | $400,105,000 | $992,000 | $4,795,000 | $462,000 | $8,177,000 |
| Refinancing | 138 | $193,570,000 | $1,402,000 | $7,805,000 | $721,000 | $9,870,000 |
| Cash-out Refinancing | 135 | $157,825,000 | $1,169,000 | $6,005,000 | $766,000 | $9,870,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 363 | $440,865,000 | $1,214,000 | $6,605,000 | $772,000 | $9,870,000 |
| Asian | 125 | $130,195,000 | $1,041,000 | $7,805,000 | $344,000 | $2,958,000 |
| Not Provided | 119 | $128,535,000 | $1,080,000 | $5,505,000 | $391,000 | $2,998,000 |
| Hispanic | 40 | $31,500,000 | $787,000 | $2,505,000 | $286,000 | $1,279,000 |
| Black or African American | 29 | $20,405,000 | $703,000 | $2,765,000 | $180,000 | $924,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 663 | $742,835,000 | $1,120,000 | $7,805,000 | $581,000 | $9,870,000 |
| FHA-insured (Federal Housing Administration) | 13 | $8,665,000 | $666,000 | $965,000 | $161,000 | $314,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 417 | $430,695,000 | $1,032,000 | $3,965,000 | $622,000 | $9,870,000 |
| Application Withdrawn By Applicant | 178 | $214,540,000 | $1,205,000 | $6,005,000 | $558,000 | $9,284,000 |
| Application Denied By Financial Institution | 76 | $100,340,000 | $1,320,000 | $7,805,000 | $338,000 | $3,511,000 |
| Application Approved But Not Accepted | 4 | $5,450,000 | $1,362,000 | $2,685,000 | $526,000 | $926,000 |
| File Closed For Incompleteness | 1 | $475,000 | $475,000 | $475,000 | $95,000 | $95,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 600 | $651,160,000 | $1,085,000 | $6,005,000 | $600,000 | $9,870,000 |
| Debt-To-Income Ratio | 21 | $28,335,000 | $1,349,000 | $6,605,000 | $273,000 | $945,000 |
| Other | 20 | $43,250,000 | $2,162,000 | $7,805,000 | $453,000 | $3,511,000 |
| Collateral | 11 | $6,465,000 | $587,000 | $1,565,000 | $347,000 | $1,545,000 |
| Credit History | 8 | $9,260,000 | $1,157,000 | $5,505,000 | $466,000 | $1,564,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $3,825,000 | $546,000 | $885,000 | $314,000 | $360,000 |
| Unverifiable Information | 6 | $6,160,000 | $1,026,000 | $2,945,000 | $236,000 | $694,000 |
| Credit Application Incomplete | 2 | $1,640,000 | $820,000 | $945,000 | $95,000 | $190,000 |
| Employment History | 1 | $1,405,000 | $1,405,000 | $1,405,000 | $410,000 | $410,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wall Street Mortgage Bankers, Ltd. dba Power Expre's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wall Street Mortgage Bankers, Ltd. dba Power Expre's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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