Walpole Co-Operative Bank Mortgage Lending & HMDA Data, 2025
In 2025, Walpole Co-Operative Bank of Walpole, MA reported 54 mortgage applications totaling $73.0 million, up 23% from 2024. The average application was for $1,351,666, and applicants reported an average income of $176,607. 80% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Boston, MA (32), Cambridge-Newton-Framingham, MA (12) and Providence-Warwick, RI-MA (6) (applications in parentheses).
| Mortgage Company & Address | Walpole Co-Operative Bank 982 Main Street Walpole, MA 02081 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 54 |
| Total Mortgage Loan Application Amount | $72,990,000 |
| Average Mortgage Loan Application Amount | $1,351,666 |
| Highest Mortgage Loan Application Amount | $5,065,000 |
| Average Applicant Income | $176,607 |
| Highest Applicant Income | $333,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Walpole Co-Operative Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Walpole Co-Operative Bank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 40 | $58,180,000 | $1,454,000 | $4,115,000 | $204,000 | $333,000 |
| Refinancing | 11 | $13,965,000 | $1,269,000 | $5,065,000 | $77,000 | $77,000 |
| Home Improvement | 2 | $590,000 | $295,000 | $505,000 | $0 | $0 |
| Cash-out Refinancing | 1 | $255,000 | $255,000 | $255,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 37 | $63,985,000 | $1,729,000 | $5,065,000 | $0 | $0 |
| White | 10 | $4,440,000 | $444,000 | $755,000 | $188,000 | $333,000 |
| Not Provided | 7 | $4,565,000 | $652,000 | $1,605,000 | $202,000 | $327,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 54 | $72,990,000 | $1,351,000 | $5,065,000 | $191,000 | $333,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 43 | $67,215,000 | $1,563,000 | $5,065,000 | $209,000 | $327,000 |
| Application Denied By Financial Institution | 4 | $3,200,000 | $800,000 | $1,605,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 3 | $725,000 | $241,000 | $335,000 | $167,000 | $333,000 |
| Preapproval Denied by Financial Institution | 1 | $375,000 | $375,000 | $375,000 | $77,000 | $77,000 |
| Application Approved But Not Accepted | 1 | $165,000 | $165,000 | $165,000 | $0 | $0 |
| Application Withdrawn By Applicant | 1 | $585,000 | $585,000 | $585,000 | $201,000 | $201,000 |
| File Closed For Incompleteness | 1 | $725,000 | $725,000 | $725,000 | $297,000 | $297,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 49 | $69,415,000 | $1,416,000 | $5,065,000 | $204,000 | $333,000 |
| Other | 2 | $2,460,000 | $1,230,000 | $1,605,000 | $0 | $0 |
| Collateral | 2 | $740,000 | $370,000 | $485,000 | $0 | $0 |
| Debt-To-Income Ratio | 1 | $375,000 | $375,000 | $375,000 | $77,000 | $77,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Walpole Co-Operative Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Walpole Co-Operative Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.
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