Mortgage Lenders in Waterloo, IA
5 mortgage lenders are based in Waterloo, IA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Black Hawk County, IA in 2025.
Most active mortgage lenders in Black Hawk County, IA (2025)
In 2025, 145 lenders made 3,796 home loans worth $603.7 million in Black Hawk County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Black Hawk County, which includes Waterloo.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Veridian Credit Union Waterloo, IA | 1,472 | $177.2M | $120,000 | 38.8% |
| 2 | Greenstate Credit Union North Liberty, IA | 832 | $130.4M | $157,000 | 21.9% |
| 3 | Farmers State Bank Waterloo, IA | 174 | $35.7M | $205,000 | 4.6% |
| 4 | Cedar Falls Community Credit Union Cedar Falls, IA | 154 | $17.4M | $113,000 | 4.1% |
| 5 | Dupaco Community Credit Union Dubuque, IA | 113 | $10.4M | $92,000 | 3.0% |
| 6 | Bankiowa Cedar Rapids, IA | 98 | $29.0M | $296,000 | 2.6% |
| 7 | Empeople Credit Union Moline, IL | 92 | $13.7M | $149,000 | 2.4% |
| 8 | First Bank Waverly, IA | 64 | $15.4M | $240,000 | 1.7% |
| 9 | US Bank, N.A. Cincinnati, OH | 60 | $8.5M | $142,000 | 1.6% |
| 10 | United Wholesale Mortgage Plymouth, MI | 35 | $6.8M | $193,000 | 0.9% |
See every lender in Black Hawk County and its 2025 mortgage data · top lenders in Iowa · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Waterloo, IA
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Citizens Bank & Trust Co.
405 JEFFERSON ST. WATERLOO, IA 50701 |
* | 63 | $4,570,000 |
| Community National Bank
422 COMMERCIAL STREET WATERLOO, IA 50701 |
* | 1,805 | $141,171,000 |
| Farmers State Bank
131 TOWER PARK DRIVE SUITE 100 WATERLOO, IA 50701 |
* | 12,760 | $2,366,496,000 |
| Legacy Mortgage Company, Inc.
3336 KIMBALL AVE. WATERLOO, IA 50701 |
* | 283 | $23,257,000 |
| Veridian Credit Union
1827 ANSBOROUGH AVE WATERLOO, IA 50701 |
* | 147,701 | $18,206,270,000 |
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