Watermark Capital, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Watermark Capital, Inc. 100 Spectrum Center Dr Ste 150 Sacramento, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 4,465 |
| Total Mortgage Loan Application Amount | $1,634,495,000 |
| Average Mortgage Loan Application Amount | $352,250 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $128,500 |
| Highest Applicant Income | $2,742,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Watermark Capital, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Watermark Capital, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Watermark Capital, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Watermark Capital, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Watermark Capital, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Watermark Capital, Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 388 | $ 218,820,000 | $ 563,000 | $ 195,000 |
| Maricopa County Arizona | 361 | $ 103,865,000 | $ 287,000 | $ 115,000 |
| Orange County California | 253 | $ 132,995,000 | $ 525,000 | $ 182,000 |
| Fresno County California | 181 | $ 35,755,000 | $ 197,000 | $ 77,000 |
| San Diego County California | 133 | $ 63,875,000 | $ 480,000 | $ 145,000 |
| Tarrant County Texas | 127 | $ 49,065,000 | $ 386,000 | $ 214,000 |
| Clark County Nevada | 106 | $ 32,300,000 | $ 304,000 | $ 126,000 |
| Riverside County California | 101 | $ 32,895,000 | $ 325,000 | $ 113,000 |
| San Bernardino County California | 88 | $ 28,090,000 | $ 319,000 | $ 124,000 |
| Dallas County Texas | 82 | $ 47,250,000 | $ 576,000 | $ 307,000 |
| Sacramento County California | 74 | $ 24,500,000 | $ 331,000 | $ 130,000 |
| King County Washington | 68 | $ 29,510,000 | $ 433,000 | $ 170,000 |
| Tulare County California | 61 | $ 12,905,000 | $ 211,000 | $ 92,000 |
| Ventura County California | 53 | $ 25,185,000 | $ 475,000 | $ 141,000 |
| Harris County Texas | 48 | $ 13,240,000 | $ 275,000 | $ 149,000 |
| Salt Lake County Utah | 47 | $ 16,465,000 | $ 350,000 | $ 118,000 |
| Denton County Texas | 42 | $ 13,200,000 | $ 314,000 | $ 144,000 |
| Alameda County California | 41 | $ 22,135,000 | $ 539,000 | $ 166,000 |
| Santa Clara County California | 41 | $ 24,725,000 | $ 603,000 | $ 234,000 |
| Contra Costa County California | 35 | $ 16,855,000 | $ 481,000 | $ 151,000 |
| Fairfax County Virginia | 35 | $ 11,755,000 | $ 335,000 | $ 176,000 |
| Wake County North Carolina | 33 | $ 9,915,000 | $ 300,000 | $ 172,000 |
| Collin County Texas | 31 | $ 10,555,000 | $ 340,000 | $ 191,000 |
| Travis County Texas | 30 | $ 9,470,000 | $ 315,000 | $ 135,000 |
| Snohomish County Washington | 29 | $ 11,455,000 | $ 395,000 | $ 134,000 |
| Arapahoe County Colorado | 28 | $ 9,330,000 | $ 333,000 | $ 97,000 |
| Clark County Washington | 28 | $ 7,310,000 | $ 261,000 | $ 123,000 |
| Jefferson County Colorado | 27 | $ 9,005,000 | $ 333,000 | $ 124,000 |
| Pinal County Arizona | 26 | $ 6,290,000 | $ 241,000 | $ 75,000 |
| El Paso County Colorado | 24 | $ 7,700,000 | $ 320,000 | $ 106,000 |
| Washington County Oregon | 24 | $ 8,500,000 | $ 354,000 | $ 147,000 |
| Loudoun County Virginia | 24 | $ 10,150,000 | $ 422,000 | $ 190,000 |
| Pierce County Washington | 24 | $ 8,500,000 | $ 354,000 | $ 132,000 |
| San Joaquin County California | 23 | $ 7,155,000 | $ 311,000 | $ 220,000 |
| Douglas County Colorado | 23 | $ 8,575,000 | $ 372,000 | $ 127,000 |
| Washoe County Nevada | 23 | $ 8,375,000 | $ 364,000 | $ 98,000 |
| Denver County Colorado | 21 | $ 9,295,000 | $ 442,000 | $ 136,000 |
| Middlesex County Massachusetts | 21 | $ 8,665,000 | $ 412,000 | $ 202,000 |
| Palm Beach County Florida | 20 | $ 7,810,000 | $ 390,000 | $ 199,000 |
| Montgomery County Maryland | 20 | $ 8,400,000 | $ 420,000 | $ 182,000 |
| San Mateo County California | 19 | $ 11,385,000 | $ 599,000 | $ 194,000 |
| Broward County Florida | 18 | $ 6,220,000 | $ 345,000 | $ 115,000 |
| Utah County Utah | 18 | $ 5,660,000 | $ 314,000 | $ 139,000 |
| Pinellas County Florida | 17 | $ 5,145,000 | $ 302,000 | $ 314,000 |
| Middlesex County New Jersey | 17 | $ 5,395,000 | $ 317,000 | $ 206,000 |
| Multnomah County Oregon | 17 | $ 5,905,000 | $ 347,000 | $ 123,000 |
| El Dorado County California | 16 | $ 6,800,000 | $ 425,000 | $ 177,000 |
| Santa Barbara County California | 16 | $ 5,450,000 | $ 340,000 | $ 134,000 |
| Adams County Colorado | 16 | $ 5,280,000 | $ 330,000 | $ 139,000 |
| Hamilton County Indiana | 16 | $ 4,900,000 | $ 306,000 | $ 130,000 |
| Prince George's County Maryland | 16 | $ 4,690,000 | $ 293,000 | $ 118,000 |
| Essex County Massachusetts | 16 | $ 7,220,000 | $ 451,000 | $ 142,000 |
| Mecklenburg County North Carolina | 16 | $ 5,090,000 | $ 318,000 | $ 187,000 |
| Pima County Arizona | 15 | $ 3,835,000 | $ 255,000 | $ 112,000 |
| San Luis Obispo County California | 15 | $ 6,155,000 | $ 410,000 | $ 131,000 |
| District of Columbia County District Of Columbia | 15 | $ 7,255,000 | $ 483,000 | $ 151,000 |
| Fulton County Georgia | 15 | $ 3,725,000 | $ 248,000 | $ 123,000 |
| Clackamas County Oregon | 15 | $ 6,395,000 | $ 426,000 | $ 151,000 |
| Kern County California | 14 | $ 3,320,000 | $ 237,000 | $ 146,000 |
| San Francisco County California | 14 | $ 10,570,000 | $ 755,000 | $ 268,000 |
| Ada County Idaho | 14 | $ 4,710,000 | $ 336,000 | $ 108,000 |
| Monterey County California | 13 | $ 5,685,000 | $ 437,000 | $ 141,000 |
| Placer County California | 13 | $ 5,455,000 | $ 419,000 | $ 215,000 |
| Sonoma County California | 13 | $ 4,935,000 | $ 379,000 | $ 168,000 |
| Howard County Maryland | 13 | $ 4,565,000 | $ 351,000 | $ 153,000 |
| Norfolk County Massachusetts | 13 | $ 4,665,000 | $ 358,000 | $ 118,000 |
| Suffolk County Massachusetts | 13 | $ 4,405,000 | $ 338,000 | $ 170,000 |
| Williamson County Texas | 13 | $ 3,335,000 | $ 256,000 | $ 121,000 |
| Davidson County Tennessee | 12 | $ 3,430,000 | $ 285,000 | $ 90,000 |
| Davis County Utah | 12 | $ 3,450,000 | $ 287,000 | $ 105,000 |
| Hillsborough County Florida | 11 | $ 3,435,000 | $ 312,000 | $ 128,000 |
| Cobb County Georgia | 11 | $ 3,315,000 | $ 301,000 | $ 155,000 |
| Gwinnett County Georgia | 11 | $ 2,965,000 | $ 269,000 | $ 96,000 |
| Marion County Indiana | 11 | $ 2,865,000 | $ 260,000 | $ 94,000 |
| Kitsap County Washington | 11 | $ 3,465,000 | $ 315,000 | $ 172,000 |
| Fairfield County Connecticut | 10 | $ 4,250,000 | $ 425,000 | $ 191,000 |
| Brevard County Florida | 10 | $ 1,990,000 | $ 199,000 | $ 145,000 |
| Plymouth County Massachusetts | 10 | $ 3,950,000 | $ 395,000 | $ 118,000 |
| Monmouth County New Jersey | 10 | $ 3,340,000 | $ 334,000 | $ 137,000 |
| Philadelphia County Pennsylvania | 10 | $ 2,510,000 | $ 251,000 | $ 85,000 |
| Bexar County Texas | 10 | $ 2,760,000 | $ 276,000 | $ 149,000 |
| Fort Bend County Texas | 10 | $ 3,080,000 | $ 308,000 | $ 162,000 |
| Galveston County Texas | 10 | $ 2,800,000 | $ 280,000 | $ 271,000 |
| Montgomery County Texas | 10 | $ 3,140,000 | $ 314,000 | $ 159,000 |
| Butte County California | 9 | $ 2,335,000 | $ 259,000 | $ 128,000 |
| Marin County California | 9 | $ 5,145,000 | $ 571,000 | $ 155,000 |
| Nevada County California | 9 | $ 2,525,000 | $ 280,000 | $ 124,000 |
| Boulder County Colorado | 9 | $ 3,595,000 | $ 399,000 | $ 130,000 |
| Larimer County Colorado | 9 | $ 3,225,000 | $ 358,000 | $ 115,000 |
| Duval County Florida | 9 | $ 2,425,000 | $ 269,000 | $ 91,000 |
| Seminole County Florida | 9 | $ 1,955,000 | $ 217,000 | $ 133,000 |
| Anne Arundel County Maryland | 9 | $ 2,625,000 | $ 291,000 | $ 115,000 |
| Worcester County Massachusetts | 9 | $ 3,225,000 | $ 358,000 | $ 105,000 |
| Marion County Oregon | 9 | $ 2,345,000 | $ 260,000 | $ 112,000 |
| Washington County Utah | 9 | $ 3,555,000 | $ 395,000 | $ 148,000 |
| Yolo County California | 8 | $ 2,800,000 | $ 350,000 | $ 146,000 |
| Hartford County Connecticut | 8 | $ 2,520,000 | $ 315,000 | $ 156,000 |
| Collier County Florida | 8 | $ 2,020,000 | $ 252,000 | $ 193,000 |
| Orange County Florida | 8 | $ 2,110,000 | $ 263,000 | $ 98,000 |
| DeKalb County Georgia | 8 | $ 2,000,000 | $ 250,000 | $ 145,000 |
| Baltimore County Maryland | 8 | $ 2,340,000 | $ 292,000 | $ 138,000 |
| Essex County New Jersey | 8 | $ 3,780,000 | $ 472,000 | $ 172,000 |
| Williamson County Tennessee | 8 | $ 2,860,000 | $ 357,000 | $ 120,000 |
| Parker County Texas | 8 | $ 3,440,000 | $ 430,000 | $ 231,000 |
| Virginia Beach County Virginia | 8 | $ 2,480,000 | $ 310,000 | $ 158,000 |
| Coconino County Arizona | 7 | $ 2,195,000 | $ 313,000 | $ 229,000 |
| Madera County California | 7 | $ 2,035,000 | $ 290,000 | $ 105,000 |
| Santa Cruz County California | 7 | $ 4,435,000 | $ 633,000 | $ 166,000 |
| Miami-Dade County Florida | 7 | $ 1,665,000 | $ 237,000 | $ 115,000 |
| St. Johns County Florida | 7 | $ 2,055,000 | $ 293,000 | $ 169,000 |
| Frederick County Maryland | 7 | $ 2,255,000 | $ 322,000 | $ 131,000 |
| Wayne County Michigan | 7 | $ 1,305,000 | $ 186,000 | $ 77,000 |
| Morris County New Jersey | 7 | $ 2,355,000 | $ 336,000 | $ 122,000 |
| Union County New Jersey | 7 | $ 2,365,000 | $ 337,000 | $ 151,000 |
| Deschutes County Oregon | 7 | $ 1,965,000 | $ 280,000 | $ 94,000 |
| Rutherford County Tennessee | 7 | $ 1,785,000 | $ 255,000 | $ 159,000 |
| Shelby County Tennessee | 7 | $ 1,585,000 | $ 226,000 | $ 124,000 |
| Cowlitz County Washington | 7 | $ 2,635,000 | $ 376,000 | $ 169,000 |
| Yavapai County Arizona | 6 | $ 1,960,000 | $ 326,000 | $ 113,000 |
| Solano County California | 6 | $ 1,610,000 | $ 268,000 | $ 526,000 |
| Lee County Florida | 6 | $ 1,490,000 | $ 248,000 | $ 87,000 |
| Cherokee County Georgia | 6 | $ 1,900,000 | $ 316,000 | $ 116,000 |
| Oakland County Michigan | 6 | $ 1,460,000 | $ 243,000 | $ 95,000 |
| Bergen County New Jersey | 6 | $ 1,950,000 | $ 325,000 | $ 201,000 |
| Somerset County New Jersey | 6 | $ 1,730,000 | $ 288,000 | $ 156,000 |
| Union County North Carolina | 6 | $ 2,160,000 | $ 360,000 | $ 131,000 |
| Chester County Pennsylvania | 6 | $ 2,150,000 | $ 358,000 | $ 145,000 |
| Hamilton County Tennessee | 6 | $ 1,820,000 | $ 303,000 | $ 129,000 |
| Ellis County Texas | 6 | $ 1,560,000 | $ 260,000 | $ 147,000 |
| Summit County Utah | 6 | $ 3,150,000 | $ 525,000 | $ 117,000 |
| Arlington County Virginia | 6 | $ 1,690,000 | $ 281,000 | $ 161,000 |
| Whatcom County Washington | 6 | $ 2,050,000 | $ 341,000 | $ 124,000 |
| Kings County California | 5 | $ 1,185,000 | $ 237,000 | $ 124,000 |
| Napa County California | 5 | $ 3,505,000 | $ 701,000 | $ 149,000 |
| New Haven County Connecticut | 5 | $ 1,535,000 | $ 307,000 | $ 137,000 |
| Pasco County Florida | 5 | $ 1,215,000 | $ 243,000 | $ 109,000 |
| Santa Rosa County Florida | 5 | $ 815,000 | $ 163,000 | $ 116,000 |
| Charles County Maryland | 5 | $ 1,615,000 | $ 323,000 | $ 126,000 |
| Dakota County Minnesota | 5 | $ 1,195,000 | $ 239,000 | $ 103,000 |
| Hennepin County Minnesota | 5 | $ 1,525,000 | $ 305,000 | $ 193,000 |
| Hudson County New Jersey | 5 | $ 1,825,000 | $ 365,000 | $ 181,000 |
| Passaic County New Jersey | 5 | $ 1,525,000 | $ 305,000 | $ 167,000 |
| Cleveland County Oklahoma | 5 | $ 1,225,000 | $ 245,000 | $ 101,000 |
| Oklahoma County Oklahoma | 5 | $ 1,085,000 | $ 217,000 | $ 139,000 |
| Kaufman County Texas | 5 | $ 1,485,000 | $ 297,000 | $ 114,000 |
| Weber County Utah | 5 | $ 1,475,000 | $ 295,000 | $ 83,000 |
| Alexandria County Virginia | 5 | $ 2,495,000 | $ 499,000 | $ 221,000 |
| Stanislaus County California | 4 | $ 1,040,000 | $ 260,000 | $ 119,000 |
| Manatee County Florida | 4 | $ 1,290,000 | $ 322,000 | $ 136,000 |
| Okaloosa County Florida | 4 | $ 1,400,000 | $ 350,000 | $ 124,000 |
| Sarasota County Florida | 4 | $ 1,040,000 | $ 260,000 | $ 102,000 |
| Hendricks County Indiana | 4 | $ 880,000 | $ 220,000 | $ 102,000 |
| Tangipahoa County Louisiana | 4 | $ 1,560,000 | $ 390,000 | $ 77,000 |
| Baltimore City County Maryland | 4 | $ 1,130,000 | $ 282,000 | $ 146,000 |
| Bristol County Massachusetts | 4 | $ 1,030,000 | $ 257,000 | $ 167,000 |
| Wright County Minnesota | 4 | $ 1,710,000 | $ 427,000 | $ 149,000 |
| Ocean County New Jersey | 4 | $ 1,100,000 | $ 275,000 | $ 234,000 |
| Dona Ana County New Mexico | 4 | $ 920,000 | $ 230,000 | $ 107,000 |
| Sandoval County New Mexico | 4 | $ 1,710,000 | $ 427,000 | $ 98,000 |
| Durham County North Carolina | 4 | $ 1,150,000 | $ 287,000 | $ 152,000 |
| Tulsa County Oklahoma | 4 | $ 1,200,000 | $ 300,000 | $ 88,000 |
| Lane County Oregon | 4 | $ 1,420,000 | $ 355,000 | $ 95,000 |
| Montgomery County Pennsylvania | 4 | $ 1,200,000 | $ 300,000 | $ 148,000 |
| Brazoria County Texas | 4 | $ 870,000 | $ 217,000 | $ 116,000 |
| Camp County Texas | 4 | $ 1,270,000 | $ 317,000 | $ 184,000 |
| Lubbock County Texas | 4 | $ 1,470,000 | $ 367,000 | $ 248,000 |
| Chesterfield County Virginia | 4 | $ 870,000 | $ 217,000 | $ 106,000 |
| Newport News County Virginia | 4 | $ 910,000 | $ 227,000 | $ 108,000 |
| Prince William County Virginia | 4 | $ 1,020,000 | $ 255,000 | $ 104,000 |
| Spotsylvania County Virginia | 4 | $ 1,520,000 | $ 380,000 | $ 110,000 |
| Stafford County Virginia | 4 | $ 1,450,000 | $ 362,000 | $ 99,000 |
| Thurston County Washington | 4 | $ 1,260,000 | $ 315,000 | $ 114,000 |
| Gila County Arizona | 3 | $ 335,000 | $ 111,000 | $ 50,000 |
| Mohave County Arizona | 3 | $ 705,000 | $ 235,000 | $ 95,000 |
| Colusa County California | 3 | $ 1,185,000 | $ 395,000 | $ 106,000 |
| Grand County Colorado | 3 | $ 1,435,000 | $ 478,000 | $ 474,000 |
| La Plata County Colorado | 3 | $ 1,085,000 | $ 361,000 | $ 152,000 |
| Mesa County Colorado | 3 | $ 755,000 | $ 251,000 | $ 139,000 |
| Pueblo County Colorado | 3 | $ 845,000 | $ 281,000 | $ 107,000 |
| Weld County Colorado | 3 | $ 1,125,000 | $ 375,000 | $ 194,000 |
| Lake County Florida | 3 | $ 865,000 | $ 288,000 | $ 117,000 |
| Leon County Florida | 3 | $ 655,000 | $ 218,000 | $ 94,000 |
| Polk County Florida | 3 | $ 625,000 | $ 208,000 | $ 81,000 |
| Volusia County Florida | 3 | $ 855,000 | $ 285,000 | $ 101,000 |
| Walton County Florida | 3 | $ 1,245,000 | $ 415,000 | $ 264,000 |
| Forsyth County Georgia | 3 | $ 1,105,000 | $ 368,000 | $ 148,000 |
| Canyon County Idaho | 3 | $ 775,000 | $ 258,000 | $ 127,000 |
| Hancock County Indiana | 3 | $ 555,000 | $ 185,000 | $ 59,000 |
| Porter County Indiana | 3 | $ 445,000 | $ 148,000 | $ 61,000 |
| East Baton Rouge County Louisiana | 3 | $ 705,000 | $ 235,000 | $ 103,000 |
| Calvert County Maryland | 3 | $ 885,000 | $ 295,000 | $ 117,000 |
| Barnstable County Massachusetts | 3 | $ 695,000 | $ 231,000 | $ 167,000 |
| Calhoun County Michigan | 3 | $ 375,000 | $ 125,000 | $ 68,000 |
| Sherburne County Minnesota | 3 | $ 1,155,000 | $ 385,000 | $ 120,000 |
| Hillsborough County New Hampshire | 3 | $ 815,000 | $ 271,000 | $ 92,000 |
| Rockingham County New Hampshire | 3 | $ 835,000 | $ 278,000 | $ 155,000 |
| Atlantic County New Jersey | 3 | $ 595,000 | $ 198,000 | $ 160,000 |
| Cape May County New Jersey | 3 | $ 945,000 | $ 315,000 | $ 193,000 |
| Sussex County New Jersey | 3 | $ 725,000 | $ 241,000 | $ 146,000 |
| Bernalillo County New Mexico | 3 | $ 865,000 | $ 288,000 | $ 958,000 |
| Buncombe County North Carolina | 3 | $ 705,000 | $ 235,000 | $ 169,000 |
| Cabarrus County North Carolina | 3 | $ 985,000 | $ 328,000 | $ 140,000 |
| Forsyth County North Carolina | 3 | $ 605,000 | $ 201,000 | $ 111,000 |
| Gaston County North Carolina | 3 | $ 735,000 | $ 245,000 | $ 115,000 |
| Guilford County North Carolina | 3 | $ 735,000 | $ 245,000 | $ 169,000 |
| Iredell County North Carolina | 3 | $ 935,000 | $ 311,000 | $ 152,000 |
| New Hanover County North Carolina | 3 | $ 885,000 | $ 295,000 | $ 145,000 |
| Linn County Oregon | 3 | $ 905,000 | $ 301,000 | $ 99,000 |
| Polk County Oregon | 3 | $ 845,000 | $ 281,000 | $ 110,000 |
| Allegheny County Pennsylvania | 3 | $ 745,000 | $ 248,000 | $ 133,000 |
| Cumberland County Pennsylvania | 3 | $ 535,000 | $ 178,000 | $ 85,000 |
| Greenville County South Carolina | 3 | $ 1,065,000 | $ 355,000 | $ 118,000 |
| York County South Carolina | 3 | $ 935,000 | $ 311,000 | $ 138,000 |
| Knox County Tennessee | 3 | $ 685,000 | $ 228,000 | $ 94,000 |
| Brazos County Texas | 3 | $ 805,000 | $ 268,000 | $ 271,000 |
| Comal County Texas | 3 | $ 985,000 | $ 328,000 | $ 153,000 |
| Guadalupe County Texas | 3 | $ 785,000 | $ 261,000 | $ 63,000 |
| Hood County Texas | 3 | $ 975,000 | $ 325,000 | $ 301,000 |
| Smith County Texas | 3 | $ 755,000 | $ 251,000 | $ 102,000 |
| Morgan County Utah | 3 | $ 1,515,000 | $ 505,000 | $ 127,000 |
| Bedford County Virginia | 3 | $ 665,000 | $ 221,000 | $ 29,000 |
| Richmond City County Virginia | 3 | $ 585,000 | $ 195,000 | $ 105,000 |
| Benton County Washington | 3 | $ 865,000 | $ 288,000 | $ 108,000 |
| Grays Harbor County Washington | 3 | $ 715,000 | $ 238,000 | $ 124,000 |
| Lake County California | 2 | $ 390,000 | $ 195,000 | $ 107,000 |
| San Benito County California | 2 | $ 950,000 | $ 475,000 | $ 124,000 |
| Yuba County California | 2 | $ 590,000 | $ 295,000 | $ 83,000 |
| Teller County Colorado | 2 | $ 360,000 | $ 180,000 | $ 287,000 |
| New London County Connecticut | 2 | $ 920,000 | $ 460,000 | $ 179,000 |
| Windham County Connecticut | 2 | $ 850,000 | $ 425,000 | $ 186,000 |
| New Castle County Delaware | 2 | $ 630,000 | $ 315,000 | $ 120,000 |
| St. Lucie County Florida | 2 | $ 450,000 | $ 225,000 | $ 111,000 |
| Coweta County Georgia | 2 | $ 400,000 | $ 200,000 | $ 68,000 |
| Hall County Georgia | 2 | $ 650,000 | $ 325,000 | $ 93,000 |
| Paulding County Georgia | 2 | $ 570,000 | $ 285,000 | $ 81,000 |
| Blaine County Idaho | 2 | $ 620,000 | $ 310,000 | $ 92,000 |
| Latah County Idaho | 2 | $ 590,000 | $ 295,000 | $ 110,000 |
| Lake County Indiana | 2 | $ 410,000 | $ 205,000 | $ 100,000 |
| Tippecanoe County Indiana | 2 | $ 460,000 | $ 230,000 | $ 121,000 |
| Cumberland County Maine | 2 | $ 660,000 | $ 330,000 | $ 144,000 |
| Carroll County Maryland | 2 | $ 340,000 | $ 170,000 | $ 107,000 |
| St. Mary's County Maryland | 2 | $ 860,000 | $ 430,000 | $ 133,000 |
| Wicomico County Maryland | 2 | $ 370,000 | $ 185,000 | $ 78,000 |
| Hampshire County Massachusetts | 2 | $ 710,000 | $ 355,000 | $ 127,000 |
| Livingston County Michigan | 2 | $ 440,000 | $ 220,000 | $ 92,000 |
| Macomb County Michigan | 2 | $ 520,000 | $ 260,000 | $ 79,000 |
| Chisago County Minnesota | 2 | $ 510,000 | $ 255,000 | $ 93,000 |
| Ramsey County Minnesota | 2 | $ 520,000 | $ 260,000 | $ 92,000 |
| Rankin County Mississippi | 2 | $ 570,000 | $ 285,000 | $ 163,000 |
| Carson City County Nevada | 2 | $ 460,000 | $ 230,000 | $ 64,000 |
| Merrimack County New Hampshire | 2 | $ 430,000 | $ 215,000 | $ 149,000 |
| Warren County New Jersey | 2 | $ 500,000 | $ 250,000 | $ 307,000 |
| Santa Fe County New Mexico | 2 | $ 750,000 | $ 375,000 | $ 233,000 |
| Chatham County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 236,000 |
| Henderson County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 182,000 |
| Rowan County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 58,000 |
| Watauga County North Carolina | 2 | $ 1,300,000 | $ 650,000 | $ 183,000 |
| Benton County Oregon | 2 | $ 490,000 | $ 245,000 | $ 675,000 |
| Yamhill County Oregon | 2 | $ 580,000 | $ 290,000 | $ 86,000 |
| Bucks County Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 105,000 |
| Dauphin County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 93,000 |
| Delaware County Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 129,000 |
| Lackawanna County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 95,000 |
| Lancaster County Pennsylvania | 2 | $ 680,000 | $ 340,000 | $ 102,000 |
| Northampton County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 124,000 |
| York County Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 111,000 |
| Richland County South Carolina | 2 | $ 430,000 | $ 215,000 | $ 223,000 |
| Montgomery County Tennessee | 2 | $ 350,000 | $ 175,000 | $ 103,000 |
| Robertson County Tennessee | 2 | $ 460,000 | $ 230,000 | $ 98,000 |
| Sevier County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 104,000 |
| Bastrop County Texas | 2 | $ 490,000 | $ 245,000 | $ 74,000 |
| Coryell County Texas | 2 | $ 260,000 | $ 130,000 | $ 33,000 |
| El Paso County Texas | 2 | $ 290,000 | $ 145,000 | $ 102,000 |
| Grayson County Texas | 2 | $ 740,000 | $ 370,000 | $ 159,000 |
| Harrison County Texas | 2 | $ 430,000 | $ 215,000 | $ 97,000 |
| Hays County Texas | 2 | $ 1,040,000 | $ 520,000 | $ 188,000 |
| Henderson County Texas | 2 | $ 640,000 | $ 320,000 | $ 257,000 |
| Johnson County Texas | 2 | $ 380,000 | $ 190,000 | $ 87,000 |
| Kendall County Texas | 2 | $ 820,000 | $ 410,000 | $ 125,000 |
| McLennan County Texas | 2 | $ 500,000 | $ 250,000 | $ 80,000 |
| Rockwall County Texas | 2 | $ 690,000 | $ 345,000 | $ 116,000 |
| Waller County Texas | 2 | $ 690,000 | $ 345,000 | $ 134,000 |
| Wise County Texas | 2 | $ 480,000 | $ 240,000 | $ 76,000 |
| Iron County Utah | 2 | $ 310,000 | $ 155,000 | $ 113,000 |
| Chesapeake County Virginia | 2 | $ 640,000 | $ 320,000 | $ 182,000 |
| Culpeper County Virginia | 2 | $ 600,000 | $ 300,000 | $ 149,000 |
| Frederick County Virginia | 2 | $ 530,000 | $ 265,000 | $ 138,000 |
| Montgomery County Virginia | 2 | $ 520,000 | $ 260,000 | $ 88,000 |
| Prince George County Virginia | 2 | $ 520,000 | $ 260,000 | $ 97,000 |
| Staunton County Virginia | 2 | $ 510,000 | $ 255,000 | $ 114,000 |
| Warren County Virginia | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Chelan County Washington | 2 | $ 490,000 | $ 245,000 | $ 89,000 |
| Island County Washington | 2 | $ 780,000 | $ 390,000 | $ 143,000 |
| Walla Walla County Washington | 2 | $ 450,000 | $ 225,000 | $ 76,000 |
| Milwaukee County Wisconsin | 2 | $ 460,000 | $ 230,000 | $ 141,000 |
| Fremont County Wyoming | 2 | $ 700,000 | $ 350,000 | $ 450,000 |
| Baldwin County Alabama | 1 | $ 325,000 | $ 325,000 | $ 58,000 |
| Houston County Alabama | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Mobile County Alabama | 1 | $ 115,000 | $ 115,000 | $ 167,000 |
| Tuscaloosa County Alabama | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Cochise County Arizona | 1 | $ 145,000 | $ 145,000 | $ 107,000 |
| Navajo County Arizona | 1 | $ 75,000 | $ 75,000 | $ 150,000 |
| Yuma County Arizona | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Amador County California | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Del Norte County California | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Humboldt County California | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Imperial County California | 1 | $ 255,000 | $ 255,000 | $ 118,000 |
| Mono County California | 1 | $ 345,000 | $ 345,000 | $ 76,000 |
| Plumas County California | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Siskiyou County California | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Sutter County California | 1 | $ 305,000 | $ 305,000 | $ 86,000 |
| Tehama County California | 1 | $ 315,000 | $ 315,000 | $ 47,000 |
| Trinity County California | 1 | $ 295,000 | $ 295,000 | $ 432,000 |
| Tuolumne County California | 1 | $ 485,000 | $ 485,000 | $ 191,000 |
| Chaffee County Colorado | 1 | $ 305,000 | $ 305,000 | $ 62,000 |
| Elbert County Colorado | 1 | $ 525,000 | $ 525,000 | $ 205,000 |
| Garfield County Colorado | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| Gunnison County Colorado | 1 | $ 355,000 | $ 355,000 | $ 71,000 |
| Las Animas County Colorado | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Montrose County Colorado | 1 | $ 385,000 | $ 385,000 | $ 41,000 |
| Park County Colorado | 1 | $ 315,000 | $ 315,000 | $ 138,000 |
| Routt County Colorado | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| Summit County Colorado | 1 | $ 285,000 | $ 285,000 | $ 124,000 |
| Litchfield County Connecticut | 1 | $ 355,000 | $ 355,000 | $ 135,000 |
| Middlesex County Connecticut | 1 | $ 345,000 | $ 345,000 | $ 211,000 |
| Kent County Delaware | 1 | $ 215,000 | $ 215,000 | $ 191,000 |
| Sussex County Delaware | 1 | $ 305,000 | $ 305,000 | $ 108,000 |
| Bay County Florida | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| Charlotte County Florida | 1 | $ 425,000 | $ 425,000 | $ 275,000 |
| Clay County Florida | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Escambia County Florida | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Flagler County Florida | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Gulf County Florida | 1 | $ 245,000 | $ 245,000 | $ 422,000 |
| Indian River County Florida | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Barrow County Georgia | 1 | $ 215,000 | $ 215,000 | $ 112,000 |
| Chatham County Georgia | 1 | $ 665,000 | $ 665,000 | $ 99,000 |
| Clarke County Georgia | 1 | $ 165,000 | $ 165,000 | $ 98,000 |
| Douglas County Georgia | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Fayette County Georgia | 1 | $ 185,000 | $ 185,000 | $ 242,000 |
| Henry County Georgia | 1 | $ 125,000 | $ 125,000 | $ 211,000 |
| Jackson County Georgia | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Rockdale County Georgia | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Walton County Georgia | 1 | $ 285,000 | $ 285,000 | $ 276,000 |
| Hawaii County Hawaii | 1 | $ 215,000 | $ 215,000 | $ 188,000 |
| Honolulu County Hawaii | 1 | $ 615,000 | $ 615,000 | $ 135,000 |
| Kauai County Hawaii | 1 | $ 1,165,000 | $ 1,165,000 | $ 532,000 |
| Fremont County Idaho | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Gem County Idaho | 1 | $ 515,000 | $ 515,000 | $ 181,000 |
| Jefferson County Idaho | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Kootenai County Idaho | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| Nez Perce County Idaho | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Bartholomew County Indiana | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Clark County Indiana | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Decatur County Indiana | 1 | $ 285,000 | $ 285,000 | $ 217,000 |
| Jasper County Indiana | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Johnson County Indiana | 1 | $ 285,000 | $ 285,000 | $ 134,000 |
| Kosciusko County Indiana | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Morgan County Indiana | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Ripley County Indiana | 1 | $ 295,000 | $ 295,000 | $ 80,000 |
| Beauregard County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| Jefferson County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Lafayette County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| Lafourche County Louisiana | 1 | $ 375,000 | $ 375,000 | $ 104,000 |
| Cecil County Maryland | 1 | $ 215,000 | $ 215,000 | $ 151,000 |
| Dorchester County Maryland | 1 | $ 185,000 | $ 185,000 | $ 33,000 |
| Harford County Maryland | 1 | $ 305,000 | $ 305,000 | $ 175,000 |
| Washington County Maryland | 1 | $ 55,000 | $ 55,000 | $ 161,000 |
| Worcester County Maryland | 1 | $ 115,000 | $ 115,000 | $ 106,000 |
| Berkshire County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Hampden County Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 121,000 |
| Kalamazoo County Michigan | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Kent County Michigan | 1 | $ 105,000 | $ 105,000 | $ 242,000 |
| Monroe County Michigan | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Ottawa County Michigan | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Washtenaw County Michigan | 1 | $ 215,000 | $ 215,000 | $ 112,000 |
| Anoka County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Beltrami County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Benton County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Washington County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| Lafayette County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 325,000 |
| Douglas County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Douglas County Nevada | 1 | $ 395,000 | $ 395,000 | $ 73,000 |
| Humboldt County Nevada | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| Lincoln County Nevada | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Lyon County Nevada | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Strafford County New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 173,000 |
| Gloucester County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 220,000 |
| Mercer County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 195,000 |
| Alamance County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Cleveland County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 162,000 |
| Davidson County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Johnston County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 71,000 |
| Montgomery County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 221,000 |
| Moore County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Orange County North Carolina | 1 | $ 625,000 | $ 625,000 | $ 172,000 |
| Wayne County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Franklin County Ohio | 1 | $ 165,000 | $ 165,000 | $ 134,000 |
| Licking County Ohio | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Canadian County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 239,000 |
| Grady County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 153,000 |
| McCurtain County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 198,000 |
| Noble County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Osage County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 136,000 |
| Wagoner County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 143,000 |
| Columbia County Oregon | 1 | $ 395,000 | $ 395,000 | $ 226,000 |
| Coos County Oregon | 1 | $ 355,000 | $ 355,000 | $ 74,000 |
| Curry County Oregon | 1 | $ 275,000 | $ 275,000 | $ 49,000 |
| Hood River County Oregon | 1 | $ 485,000 | $ 485,000 | $ 80,000 |
| Jefferson County Oregon | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Lincoln County Oregon | 1 | $ 475,000 | $ 475,000 | $ 113,000 |
| Adams County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 186,000 |
| Beaver County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 134,000 |
| Berks County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 177,000 |
| Butler County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 138,000 |
| Lehigh County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 265,000 |
| Luzerne County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 147,000 |
| Monroe County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 203,000 |
| Wayne County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 352,000 |
| Westmoreland County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 164,000 |
| Aiken County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 91,000 |
| Charleston County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
| Darlington County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Dorchester County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| Lancaster County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 93,000 |
| Marlboro County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 20,000 |
| Pickens County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| Coffee County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 144,000 |
| Dickson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Sumner County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 103,000 |
| Atascosa County Texas | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Bell County Texas | 1 | $ 305,000 | $ 305,000 | $ 92,000 |
| Caldwell County Texas | 1 | $ 415,000 | $ 415,000 | $ 144,000 |
| Cameron County Texas | 1 | $ 215,000 | $ 215,000 | $ 165,000 |
| Chambers County Texas | 1 | $ 415,000 | $ 415,000 | $ 113,000 |
| Gregg County Texas | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Hidalgo County Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Jefferson County Texas | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Kerr County Texas | 1 | $ 485,000 | $ 485,000 | $ 154,000 |
| Liberty County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Midland County Texas | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Nueces County Texas | 1 | $ 165,000 | $ 165,000 | $ 125,000 |
| Rusk County Texas | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Tom Green County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Uvalde County Texas | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Walker County Texas | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Webb County Texas | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Wichita County Texas | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Box Elder County Utah | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| Cache County Utah | 1 | $ 295,000 | $ 295,000 | $ 86,000 |
| Carbon County Utah | 1 | $ 365,000 | $ 365,000 | $ 189,000 |
| Uintah County Utah | 1 | $ 325,000 | $ 325,000 | $ 137,000 |
| Wasatch County Utah | 1 | $ 445,000 | $ 445,000 | $ 86,000 |
| Albemarle County Virginia | 1 | $ 305,000 | $ 305,000 | $ 119,000 |
| Augusta County Virginia | 1 | $ 295,000 | $ 295,000 | $ 46,000 |
| Caroline County Virginia | 1 | $ 185,000 | $ 185,000 | $ 28,000 |
| Charlottesville County Virginia | 1 | $ 415,000 | $ 415,000 | $ 92,000 |
| Falls Church County Virginia | 1 | $ 485,000 | $ 485,000 | $ 179,000 |
| Fauquier County Virginia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Hanover County Virginia | 1 | $ 305,000 | $ 305,000 | $ 126,000 |
| Harrisonburg County Virginia | 1 | $ 225,000 | $ 225,000 | $ 107,000 |
| Henrico County Virginia | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| James City County Virginia | 1 | $ 295,000 | $ 295,000 | $ 107,000 |
| King William County Virginia | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| Louisa County Virginia | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Madison County Virginia | 1 | $ 285,000 | $ 285,000 | $ 206,000 |
| Mecklenburg County Virginia | 1 | $ 235,000 | $ 235,000 | $ 126,000 |
| Norfolk County Virginia | 1 | $ 255,000 | $ 255,000 | $ 94,000 |
| Northumberland County Virginia | 1 | $ 195,000 | $ 195,000 | $ 111,000 |
| Powhatan County Virginia | 1 | $ 405,000 | $ 405,000 | $ 133,000 |
| Roanoke County Virginia | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Rockingham County Virginia | 1 | $ 265,000 | $ 265,000 | $ 63,000 |
| Shenandoah County Virginia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Winchester County Virginia | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Clallam County Washington | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Franklin County Washington | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Kittitas County Washington | 1 | $ 185,000 | $ 185,000 | $ 37,000 |
| Klickitat County Washington | 1 | $ 225,000 | $ 225,000 | $ 225,000 |
| Mason County Washington | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Skagit County Washington | 1 | $ 445,000 | $ 445,000 | $ 156,000 |
| Spokane County Washington | 1 | $ 235,000 | $ 235,000 | $ 91,000 |
| Berkeley County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Harrison County West Virginia | 1 | $ 345,000 | $ 345,000 | $ 170,000 |
| Roane County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 175,000 |
| Brown County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 111,000 |
| Dane County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 97,000 |
| Green Lake County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 134,000 |
| Jefferson County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Monroe County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Oneida County Wisconsin | 1 | $ 415,000 | $ 415,000 | $ 205,000 |
| Sauk County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| Walworth County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 275,000 |
| Wood County Wisconsin | 1 | $ 395,000 | $ 395,000 | $ 205,000 |
| Laramie County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,243 | $825,765,000 | $368,000 | $2,505,000 | $146,000 | $2,742,000 |
| Home Purchase | 1,359 | $496,585,000 | $365,000 | $3,005,000 | $163,000 | $2,506,000 |
| Cash-out Refinancing | 862 | $311,830,000 | $361,000 | $1,605,000 | $134,000 | $1,221,000 |
| Home Improvement | 1 | $315,000 | $315,000 | $315,000 | $71,000 | $71,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,708 | $1,009,680,000 | $372,000 | $2,735,000 | $151,000 | $2,599,000 |
| Not Provided | 633 | $244,755,000 | $386,000 | $3,005,000 | $169,000 | $2,506,000 |
| Hispanic | 536 | $160,820,000 | $300,000 | $1,055,000 | $109,000 | $2,742,000 |
| Asian | 411 | $158,025,000 | $384,000 | $1,485,000 | $155,000 | $809,000 |
| Black or African American | 115 | $39,475,000 | $343,000 | $1,055,000 | $132,000 | $800,000 |
| American Indian or Alaskan Native | 21 | $8,005,000 | $381,000 | $755,000 | $218,000 | $736,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $3,850,000 | $385,000 | $655,000 | $109,000 | $226,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,031 | $1,495,435,000 | $370,000 | $3,005,000 | $157,000 | $2,742,000 |
| VA-guaranteed (Veterans Administration) | 207 | $75,675,000 | $365,000 | $1,485,000 | $73,000 | $822,000 |
| FHA-insured (Federal Housing Administration) | 201 | $57,585,000 | $286,000 | $715,000 | $69,000 | $240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 26 | $5,800,000 | $223,000 | $275,000 | $61,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,390 | $1,229,520,000 | $362,000 | $2,505,000 | $148,000 | $2,599,000 |
| Application Withdrawn By Applicant | 640 | $230,750,000 | $360,000 | $3,005,000 | $154,000 | $2,742,000 |
| Application Denied By Financial Institution | 214 | $81,270,000 | $379,000 | $2,005,000 | $132,000 | $650,000 |
| Application Approved But Not Accepted | 212 | $87,400,000 | $412,000 | $2,475,000 | $166,000 | $2,506,000 |
| File Closed For Incompleteness | 7 | $4,205,000 | $600,000 | $1,055,000 | $160,000 | $248,000 |
| Preapproval Denied by Financial Institution | 2 | $1,350,000 | $675,000 | $845,000 | $103,000 | $194,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,249 | $1,551,875,000 | $365,000 | $3,005,000 | $150,000 | $2,742,000 |
| Collateral | 89 | $32,085,000 | $360,000 | $1,885,000 | $147,000 | $650,000 |
| Debt-To-Income Ratio | 49 | $22,375,000 | $456,000 | $2,005,000 | $103,000 | $316,000 |
| Credit History | 25 | $9,985,000 | $399,000 | $1,005,000 | $147,000 | $484,000 |
| Other | 19 | $5,755,000 | $302,000 | $705,000 | $115,000 | $306,000 |
| Employment History | 15 | $5,345,000 | $356,000 | $845,000 | $108,000 | $222,000 |
| Unverifiable Information | 14 | $5,240,000 | $374,000 | $805,000 | $145,000 | $360,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,550,000 | $387,000 | $525,000 | $146,000 | $211,000 |
| Mortgage Insurance Denied | 1 | $285,000 | $285,000 | $285,000 | $122,000 | $122,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Watermark Capital, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Watermark Capital, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.