Mortgage Lenders in Watertown, NY
3 mortgage lenders are based in Watertown, NY, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Jefferson County, NY in 2025.
Most active mortgage lenders in Jefferson County, NY (2025)
In 2025, 106 lenders made 1,984 home loans worth $426.4 million in Jefferson County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Jefferson County, which includes Watertown.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Northern Credit Union Watertown, NY | 339 | $35.8M | $105,000 | 17.1% |
| 2 | Movement Mortgage, LLC Indian Land, SC | 234 | $52.7M | $225,000 | 11.8% |
| 3 | Americu Credit Union Rome, NY | 170 | $25.1M | $148,000 | 8.6% |
| 4 | Community Bank, N.A. Canton, NY | 158 | $20.5M | $130,000 | 8.0% |
| 5 | Watertown Savings Bank Watertown, NY | 140 | $27.8M | $199,000 | 7.1% |
| 6 | Carthage Savings and Loan, National Association Carthage, NY | 102 | $18.1M | $178,000 | 5.1% |
| 7 | Mortgage Research Center Columbia, MO | 84 | $22.1M | $263,000 | 4.2% |
| 8 | Navy Federal Credit Union Vienna, VA | 55 | $12.2M | $222,000 | 2.8% |
| 9 | Genesee Regional Bank Rochester, NY | 53 | $12.6M | $237,000 | 2.7% |
| 10 | Gouverneur Savings & Loan Gouverneur, NY | 48 | $7.9M | $164,000 | 2.4% |
See every lender in Jefferson County and its 2025 mortgage data · top lenders in New York · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Watertown, NY
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Northern Credit Union
120 FACTORY ST WATERTOWN, NY 13601 |
* | 11,099 | $1,051,560,000 |
| Redwood Bank
1000 COFFEEN STREET WATERTOWN, NY 13601 |
* | 283 | $16,815,000 |
| Watertown Savings Bank
111 CLINTON ST WATERTOWN, NY 13601 |
* | 3,521 | $556,973,000 |
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