Mortgage Lenders in Watertown, SD
1 mortgage lender is based in Watertown, SD, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Codington County, SD in 2025.
Most active mortgage lenders in Codington County, SD (2025)
In 2025, 71 lenders made 595 home loans worth $138.9 million in Codington County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Codington County, which includes Watertown.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | First Bank & Trust Brookings, SD | 92 | $16.5M | $179,000 | 15.5% |
| 2 | First Premier Bank Sioux Falls, SD | 87 | $14.9M | $172,000 | 14.6% |
| 3 | American Bank & Trust Sioux Falls, SD | 82 | $26.8M | $327,000 | 13.8% |
| 4 | Dacotah Bank Aberdeen, SD | 45 | $10.3M | $230,000 | 7.6% |
| 5 | Fairway Independent Mort Corp Madison, WI | 38 | $9.5M | $249,000 | 6.4% |
| 6 | Plains Commerce Bank Hoven, SD | 31 | $7.9M | $256,000 | 5.2% |
| 7 | First Interstate Bank Billings, MT | 30 | $4.9M | $164,000 | 5.0% |
| 8 | Guaranteed Rate, Inc. Chicago, IL | 19 | $5.8M | $304,000 | 3.2% |
| 9 | Reliabank Dakota Estelline, SD | 19 | $5.6M | $295,000 | 3.2% |
| 10 | CU Mortgage Direct, LLC Sioux Falls, SD | 11 | $3.7M | $339,000 | 1.8% |
See every lender in Codington County and its 2025 mortgage data · top lenders in South Dakota · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Watertown, SD
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Great Western Bank
35 1ST AVE NE WATERTOWN, SD 57201 |
* | 47,045 | $6,237,279,000 |
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