Wells Fargo Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Wells Fargo Bank, National Association 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Wells Fargo Bank, National Association
100 N Main Street Mac D4001-042
Sioux Falls, SD 27150
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 113,593
Total Mortgage Loan Application Amount $54,297,085,000
Average Mortgage Loan Application Amount $337,333
Highest Mortgage Loan Application Amount $95,505,000
Average Applicant Income $126,333
Highest Applicant Income $9,984,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Wells Fargo Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2023 breaks down Wells Fargo Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Bank, National Association serves its applicants.

Each category highlights the total number of mortgage applications processed by Wells Fargo Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Bank, National Association's mortgage activity for 2023.

Mortgage Loan Application Totals for Wells Fargo Bank, National Association by Metropolitan Area in 2023

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NA (OUTSIDE OF MSA/MD) 10,184 $ 2,782,360,000 $ 320,125 $ 169,854
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 5,098 $ 3,915,530,000 $ 706,500 $ 322,500
ATLANTA-SANDY SPRINGS-ROSWELL, GA 3,724 $ 1,141,660,000 $ 306,000 $ 135,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 2,963 $ 893,675,000 $ 301,000 $ 166,000
DALLAS-PLANO-IRVING, TX 2,737 $ 1,175,600,000 $ 429,000 $ 176,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 2,678 $ 2,732,620,000 $ 1,020,000 $ 351,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 2,385 $ 1,399,500,000 $ 529,750 $ 175,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 2,087 $ 940,680,000 $ 386,000 $ 150,500
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 2,084 $ 745,540,000 $ 346,000 $ 140,500
PHOENIX-MESA-SCOTTSDALE, AZ 2,058 $ 818,655,000 $ 397,000 $ 176,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 2,052 $ 2,782,055,000 $ 1,356,000 $ 442,000
SEATTLE-BELLEVUE-EVERETT, WA 1,933 $ 1,896,430,000 $ 981,000 $ 315,000
CHICAGO-NAPERVILLE, IL 1,814 $ 712,365,000 $ 393,000 $ 173,000
OAKLAND-HAYWARD-BERKELEY, CA 1,811 $ 1,678,570,000 $ 927,000 $ 331,000
NEW YORK-NEWARK, NY 1,752 $ 844,150,000 $ 413,500 $ 216,500
NASSAU COUNTY-SUFFOLK COUNTY, NY 1,504 $ 1,136,600,000 $ 755,000 $ 332,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 1,424 $ 627,360,000 $ 440,000 $ 199,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 1,343 $ 437,515,000 $ 325,000 $ 158,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 1,259 $ 1,672,570,000 $ 1,329,000 $ 453,000
ORLANDO-KISSIMMEE-SANFORD, FL 1,249 $ 389,605,000 $ 311,000 $ 142,000
AUSTIN-ROUND ROCK, TX 1,175 $ 667,655,000 $ 568,000 $ 216,000
SAN DIEGO-CARLSBAD, CA 1,169 $ 1,203,745,000 $ 1,029,000 $ 305,000
FORT WORTH-ARLINGTON, TX 1,165 $ 429,075,000 $ 368,000 $ 143,000
NEWARK, NJ-PA 1,144 $ 715,880,000 $ 436,500 $ 223,500
PHILADELPHIA, PA 1,141 $ 262,815,000 $ 230,000 $ 125,000
ANAHEIM-SANTA ANA-IRVINE, CA 1,119 $ 1,135,290,000 $ 1,015,000 $ 403,000
RALEIGH, NC 1,115 $ 465,175,000 $ 417,000 $ 161,000
LAS VEGAS-HENDERSON-PARADISE, NV 1,098 $ 401,730,000 $ 365,000 $ 151,000
BALTIMORE-COLUMBIA-TOWSON, MD 1,043 $ 315,945,000 $ 302,000 $ 158,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 973 $ 696,060,000 $ 716,000 $ 259,000
MIAMI-MIAMI BEACH-KENDALL, FL 949 $ 734,915,000 $ 774,000 $ 235,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 927 $ 434,995,000 $ 469,000 $ 176,000
DENVER-AURORA-LAKEWOOD, CO 924 $ 572,540,000 $ 619,000 $ 222,000
SAN ANTONIO-NEW BRAUNFELS, TX 907 $ 367,325,000 $ 404,000 $ 128,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 864 $ 609,520,000 $ 713,500 $ 186,500
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 860 $ 526,030,000 $ 611,000 $ 238,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 845 $ 371,055,000 $ 439,000 $ 208,000
JACKSONVILLE, FL 800 $ 404,880,000 $ 506,000 $ 175,000
RICHMOND, VA 789 $ 246,595,000 $ 312,000 $ 135,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 739 $ 203,275,000 $ 321,500 $ 155,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 627 $ 474,725,000 $ 757,000 $ 204,000
CAMDEN, NJ 610 $ 162,360,000 $ 266,000 $ 119,000
ST. LOUIS, MO-IL 592 $ 148,530,000 $ 219,000 $ 130,000
NORTH PORT-SARASOTA-BRADENTON, FL 575 $ 240,905,000 $ 418,000 $ 213,000
KANSAS CITY, MO-KS 523 $ 143,755,000 $ 277,500 $ 145,000
OMAHA-COUNCIL BLUFFS, NE-IA 508 $ 149,520,000 $ 255,000 $ 126,500
GREENSBORO-HIGH POINT, NC 502 $ 179,900,000 $ 358,000 $ 101,000
PITTSBURGH, PA 490 $ 175,450,000 $ 358,000 $ 140,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 475 $ 112,295,000 $ 256,500 $ 120,500
TUCSON, AZ 475 $ 195,355,000 $ 411,000 $ 130,000
BIRMINGHAM-HOOVER, AL 469 $ 172,815,000 $ 368,000 $ 115,000
WASHINGTON-BALTIMORE-ARLINGTON, DC 459 $ 299,075,000 $ 651,000 $ 237,000
BRIDGEPORT-STAMFORD-NORWALK, CT 454 $ 414,320,000 $ 912,000 $ 377,000
MEMPHIS, TN-MS-AR 447 $ 91,175,000 $ 175,666 $ 122,666
INDIANAPOLIS-CARMEL-ANDERSON, IN 418 $ 202,080,000 $ 483,000 $ 125,000
WINSTON-SALEM, NC 416 $ 115,280,000 $ 277,000 $ 103,000
CHARLESTON-NORTH CHARLESTON, SC 404 $ 285,790,000 $ 707,000 $ 204,000
DES MOINES-WEST DES MOINES, IA 393 $ 89,505,000 $ 227,000 $ 124,000
GREENVILLE-ANDERSON-MAULDIN, SC 389 $ 91,385,000 $ 234,000 $ 115,000
CAPE CORAL-FORT MYERS, FL 387 $ 121,625,000 $ 314,000 $ 165,000
DURHAM-CHAPEL HILL, NC 385 $ 160,095,000 $ 415,000 $ 145,000
COLUMBIA, SC 369 $ 66,495,000 $ 180,000 $ 109,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 342 $ 103,330,000 $ 317,500 $ 189,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 341 $ 105,855,000 $ 310,000 $ 151,000
AUGUSTA-RICHMOND COUNTY, GA-SC 340 $ 60,480,000 $ 181,500 $ 95,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 340 $ 89,320,000 $ 262,000 $ 115,000
CLEVELAND-ELYRIA, OH 337 $ 60,985,000 $ 180,000 $ 135,000
CINCINNATI, OH-KY-IN 335 $ 140,145,000 $ 305,333 $ 188,000
WILMINGTON, DE-MD-NJ 323 $ 121,185,000 $ 289,333 $ 123,333
STOCKTON-LODI, CA 315 $ 191,915,000 $ 609,000 $ 157,000
PORT ST. LUCIE, FL 314 $ 105,050,000 $ 334,000 $ 140,000
SAN RAFAEL, CA 313 $ 407,975,000 $ 1,303,000 $ 492,000
EL PASO, TX 308 $ 46,740,000 $ 151,000 $ 95,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 306 $ 64,930,000 $ 212,000 $ 118,000
NEW ORLEANS-METAIRIE, LA 301 $ 87,725,000 $ 291,000 $ 142,000
WARREN-TROY-FARMINGTON HILLS, MI 299 $ 93,265,000 $ 311,000 $ 135,000
COLUMBUS, OH 297 $ 143,895,000 $ 484,000 $ 120,000
ALBUQUERQUE, NM 295 $ 78,145,000 $ 264,000 $ 117,000
LAKELAND-WINTER HAVEN, FL 292 $ 68,000,000 $ 232,000 $ 88,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 287 $ 245,525,000 $ 855,000 $ 226,000
PANAMA CITY, FL 285 $ 88,235,000 $ 309,000 $ 164,000
FAYETTEVILLE, NC 283 $ 67,565,000 $ 238,000 $ 90,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 282 $ 216,570,000 $ 767,000 $ 410,000
BOSTON, MA 269 $ 169,615,000 $ 630,000 $ 253,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 265 $ 80,785,000 $ 304,000 $ 138,000
OKLAHOMA CITY, OK 264 $ 71,080,000 $ 269,000 $ 127,000
BAKERSFIELD, CA 257 $ 64,365,000 $ 250,000 $ 165,000
BOISE CITY, ID 257 $ 118,435,000 $ 460,000 $ 139,000
HUNTSVILLE, AL 250 $ 88,980,000 $ 355,000 $ 117,000
TRENTON, NJ 248 $ 80,090,000 $ 322,000 $ 163,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 246 $ 110,170,000 $ 447,000 $ 219,000
SALT LAKE CITY, UT 241 $ 181,660,000 $ 756,000 $ 179,000
NEW HAVEN-MILFORD, CT 239 $ 57,095,000 $ 238,000 $ 129,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 226 $ 77,780,000 $ 265,000 $ 143,000
OCALA, FL 225 $ 44,585,000 $ 198,000 $ 88,000
FRESNO, CA 221 $ 75,715,000 $ 342,000 $ 133,000
READING, PA 220 $ 39,340,000 $ 178,000 $ 96,000
ANCHORAGE, AK 218 $ 68,000,000 $ 311,000 $ 145,000
SAVANNAH, GA 217 $ 47,595,000 $ 219,000 $ 111,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 216 $ 46,460,000 $ 203,000 $ 109,500
SANTA ROSA, CA 211 $ 165,795,000 $ 785,000 $ 378,000
GARY, IN 208 $ 55,970,000 $ 269,000 $ 98,000
RENO, NV 205 $ 188,455,000 $ 919,000 $ 260,000
TACOMA-LAKEWOOD, WA 204 $ 86,900,000 $ 425,000 $ 178,000
MCALLEN-EDINBURG-MISSION, TX 202 $ 25,680,000 $ 127,000 $ 90,000
DETROIT-DEARBORN-LIVONIA, MI 200 $ 32,340,000 $ 161,000 $ 104,000
COLORADO SPRINGS, CO 199 $ 77,475,000 $ 389,000 $ 140,000
SCRANTON--WILKES-BARRE--HAZLETON, PA 199 $ 30,345,000 $ 152,000 $ 90,000
BROWNSVILLE-HARLINGEN, TX 195 $ 31,135,000 $ 159,000 $ 94,000
ELGIN, IL 195 $ 76,005,000 $ 389,000 $ 129,000
JACKSON, MS 192 $ 33,600,000 $ 175,000 $ 106,000
YORK-HANOVER, PA 192 $ 39,060,000 $ 203,000 $ 97,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 190 $ 35,490,000 $ 186,000 $ 117,000
ASHEVILLE, NC 188 $ 78,040,000 $ 415,000 $ 150,000
BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY 188 $ 80,750,000 $ 429,000 $ 108,000
LANCASTER, PA 188 $ 43,260,000 $ 230,000 $ 130,000
HICKORY-LENOIR-MORGANTON, NC 185 $ 35,155,000 $ 190,000 $ 86,000
ATLANTIC CITY-HAMMONTON, NJ 182 $ 86,220,000 $ 473,000 $ 173,000
HARRISBURG-CARLISLE, PA 181 $ 41,815,000 $ 231,000 $ 120,000
PENSACOLA-FERRY PASS-BRENT, FL 181 $ 88,975,000 $ 491,000 $ 129,000
ALBANY-SCHENECTADY-TROY, NY 177 $ 54,305,000 $ 306,000 $ 122,000
KILLEEN-TEMPLE, TX 177 $ 33,705,000 $ 190,000 $ 109,000
COLUMBUS, GA-AL 176 $ 50,390,000 $ 227,500 $ 109,500
OXNARD-THOUSAND OAKS-VENTURA, CA 176 $ 134,380,000 $ 763,000 $ 318,000
ROCHESTER, NY 176 $ 28,930,000 $ 164,000 $ 107,000
KNOXVILLE, TN 171 $ 65,775,000 $ 384,000 $ 118,000
WICHITA, KS 168 $ 28,380,000 $ 168,000 $ 105,000
SALISBURY, MD-DE 166 $ 60,400,000 $ 315,000 $ 162,500
SYRACUSE, NY 166 $ 29,940,000 $ 180,000 $ 126,000
TULSA, OK 165 $ 35,575,000 $ 215,000 $ 119,000
PROVIDENCE-WARWICK, RI-MA 161 $ 74,005,000 $ 419,500 $ 192,500
PUNTA GORDA, FL 160 $ 43,770,000 $ 273,000 $ 138,000
BATON ROUGE, LA 154 $ 120,500,000 $ 782,000 $ 109,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 154 $ 63,570,000 $ 412,000 $ 211,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 152 $ 49,230,000 $ 323,000 $ 166,000
PROVO-OREM, UT 145 $ 86,405,000 $ 595,000 $ 220,000
SALINAS, CA 145 $ 94,235,000 $ 649,000 $ 350,000
SPARTANBURG, SC 143 $ 26,075,000 $ 182,000 $ 126,000
WILMINGTON, NC 142 $ 88,730,000 $ 624,000 $ 168,000
EAST STROUDSBURG, PA 139 $ 27,175,000 $ 195,000 $ 131,000
OGDEN-CLEARFIELD, UT 138 $ 50,230,000 $ 363,000 $ 176,000
CORPUS CHRISTI, TX 137 $ 37,225,000 $ 271,000 $ 145,000
SIOUX FALLS, SD 135 $ 49,865,000 $ 369,000 $ 114,000
MOBILE, AL 134 $ 20,020,000 $ 149,000 $ 88,000
LAKE HAVASU CITY-KINGMAN, AZ 132 $ 23,590,000 $ 178,000 $ 90,000
MODESTO, CA 132 $ 54,250,000 $ 410,000 $ 121,000
GULFPORT-BILOXI-PASCAGOULA, MS 129 $ 22,155,000 $ 171,000 $ 102,000
VISALIA-PORTERVILLE, CA 128 $ 26,230,000 $ 204,000 $ 96,000
CHATTANOOGA, TN-GA 127 $ 27,965,000 $ 205,500 $ 102,000
MONTGOMERY, AL 122 $ 19,680,000 $ 161,000 $ 103,000
PRESCOTT VALLEY-PRESCOTT, AZ 122 $ 45,130,000 $ 369,000 $ 157,000
ROANOKE, VA 122 $ 29,850,000 $ 244,000 $ 115,000
GRAND RAPIDS-WYOMING, MI 121 $ 26,945,000 $ 222,000 $ 125,000
VALLEJO-FAIRFIELD, CA 120 $ 49,140,000 $ 409,000 $ 166,000
WORCESTER, MA-CT 120 $ 32,740,000 $ 257,500 $ 120,500
SPOKANE-SPOKANE VALLEY, WA 119 $ 84,465,000 $ 709,000 $ 126,000
LUBBOCK, TX 118 $ 22,440,000 $ 190,000 $ 134,000
DULUTH, MN-WI 117 $ 22,295,000 $ 182,500 $ 96,500
DAYTON-SPRINGFIELD-KETTERING, OH 116 $ 19,060,000 $ 164,000 $ 94,000
LINCOLN, NE 113 $ 26,105,000 $ 231,000 $ 113,000
APPLETON, WI 112 $ 27,520,000 $ 245,000 $ 109,000
GAINESVILLE, FL 111 $ 73,915,000 $ 665,000 $ 105,000
LAS CRUCES, NM 111 $ 24,855,000 $ 223,000 $ 92,000
TALLAHASSEE, FL 111 $ 19,345,000 $ 174,000 $ 89,000
PEORIA, IL 110 $ 15,210,000 $ 138,000 $ 92,000
AKRON, OH 103 $ 18,805,000 $ 182,000 $ 112,000
SANTA MARIA-SANTA BARBARA, CA 103 $ 91,655,000 $ 889,000 $ 429,000
DAPHNE-FAIRHOPE-FOLEY, AL 102 $ 30,280,000 $ 296,000 $ 136,000
GREELEY, CO 100 $ 35,390,000 $ 353,000 $ 132,000
LYNCHBURG, VA 99 $ 18,905,000 $ 190,000 $ 106,000
CLARKSVILLE, TN-KY 98 $ 30,730,000 $ 251,500 $ 89,500
SALEM, OR 98 $ 41,350,000 $ 421,000 $ 108,000
MIDLAND, TX 94 $ 24,860,000 $ 264,000 $ 141,000
OCEAN CITY, NJ 94 $ 82,840,000 $ 881,000 $ 586,000
BEAUMONT-PORT ARTHUR, TX 93 $ 16,135,000 $ 173,000 $ 108,000
GAINESVILLE, GA 92 $ 27,130,000 $ 294,000 $ 141,000
ROCHESTER, MN 92 $ 21,260,000 $ 231,000 $ 108,000
TUSCALOOSA, AL 91 $ 16,665,000 $ 183,000 $ 128,000
SEBASTIAN-VERO BEACH, FL 89 $ 31,825,000 $ 357,000 $ 203,000
BOULDER, CO 88 $ 64,470,000 $ 732,000 $ 288,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 88 $ 14,010,000 $ 158,500 $ 90,000
GREEN BAY, WI 88 $ 18,840,000 $ 214,000 $ 105,000
SANTA CRUZ-WATSONVILLE, CA 88 $ 139,810,000 $ 1,588,000 $ 335,000
BURLINGTON, NC 87 $ 41,375,000 $ 475,000 $ 91,000
HAGERSTOWN-MARTINSBURG, MD-WV 87 $ 18,855,000 $ 217,500 $ 99,500
SIOUX CITY, IA-NE-SD 85 $ 14,265,000 $ 225,000 $ 92,000
WARNER ROBINS, GA 85 $ 22,015,000 $ 259,000 $ 90,000
YUMA, AZ 85 $ 12,415,000 $ 146,000 $ 84,000
BEND-REDMOND, OR 83 $ 80,995,000 $ 975,000 $ 383,000
FLORENCE, SC 83 $ 11,615,000 $ 139,000 $ 79,000
CHARLOTTESVILLE, VA 82 $ 36,740,000 $ 448,000 $ 412,000
JACKSONVILLE, NC 82 $ 18,660,000 $ 227,000 $ 106,000
DOVER, DE 81 $ 16,055,000 $ 198,000 $ 116,000
FORT COLLINS, CO 81 $ 76,655,000 $ 946,000 $ 198,000
MACON-BIBB COUNTY, GA 81 $ 10,695,000 $ 132,000 $ 92,000
TOLEDO, OH 81 $ 12,575,000 $ 155,000 $ 105,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 81 $ 9,455,000 $ 141,000 $ 98,000
LEXINGTON-FAYETTE, KY 80 $ 18,610,000 $ 232,000 $ 108,000
AMES, IA 79 $ 18,175,000 $ 230,000 $ 102,000
SHREVEPORT-BOSSIER CITY, LA 79 $ 10,225,000 $ 129,000 $ 92,000
SPRINGFIELD, MO 79 $ 14,305,000 $ 181,000 $ 116,000
WACO, TX 79 $ 43,485,000 $ 550,000 $ 105,000
COLLEGE STATION-BRYAN, TX 78 $ 19,460,000 $ 249,000 $ 151,000
GOLDSBORO, NC 78 $ 11,510,000 $ 147,000 $ 69,000
FORT WAYNE, IN 76 $ 29,140,000 $ 383,000 $ 107,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 76 $ 53,030,000 $ 697,000 $ 317,000
DALTON, GA 75 $ 45,515,000 $ 606,000 $ 63,000
HOMOSASSA SPRINGS, FL 75 $ 16,365,000 $ 218,000 $ 129,000
CEDAR RAPIDS, IA 73 $ 12,235,000 $ 167,000 $ 106,000
URBAN HONOLULU, HI 73 $ 44,795,000 $ 613,000 $ 214,000
FARGO, ND-MN 72 $ 18,880,000 $ 234,000 $ 106,000
GREENVILLE, NC 72 $ 13,990,000 $ 194,000 $ 105,000
LAREDO, TX 72 $ 10,220,000 $ 141,000 $ 95,000
MADISON, WI 71 $ 22,555,000 $ 317,000 $ 145,000
BILLINGS, MT 70 $ 19,290,000 $ 275,000 $ 128,000
OSHKOSH-NEENAH, WI 69 $ 14,775,000 $ 214,000 $ 101,000
PORTLAND-SOUTH PORTLAND, ME 69 $ 27,855,000 $ 403,000 $ 229,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 67 $ 25,265,000 $ 377,000 $ 193,000
MANCHESTER-NASHUA, NH 66 $ 20,590,000 $ 311,000 $ 145,000
NEW BERN, NC 66 $ 12,930,000 $ 195,000 $ 98,000
BREMERTON-SILVERDALE, WA 65 $ 36,415,000 $ 560,000 $ 222,000
EL CENTRO, CA 65 $ 12,565,000 $ 193,000 $ 87,000
OLYMPIA-TUMWATER, WA 64 $ 25,370,000 $ 396,000 $ 145,000
ST. CLOUD, MN 64 $ 11,720,000 $ 183,000 $ 92,000
THE VILLAGES, FL 64 $ 14,610,000 $ 228,000 $ 119,000
DOTHAN, AL 63 $ 8,465,000 $ 134,000 $ 80,000
KINGSTON, NY 63 $ 25,795,000 $ 409,000 $ 376,000
SUMTER, SC 63 $ 8,835,000 $ 140,000 $ 87,000
KENNEWICK-RICHLAND, WA 62 $ 17,060,000 $ 275,000 $ 112,000
LAFAYETTE, LA 62 $ 10,930,000 $ 176,000 $ 112,000
MANKATO-NORTH MANKATO, MN 62 $ 16,550,000 $ 266,000 $ 118,000
SPRINGFIELD, MA 62 $ 13,050,000 $ 210,000 $ 127,000
ROCKFORD, IL 60 $ 8,980,000 $ 149,000 $ 106,000
SIERRA VISTA-DOUGLAS, AZ 60 $ 12,150,000 $ 202,000 $ 100,000
AUBURN-OPELIKA, AL 59 $ 11,135,000 $ 188,000 $ 98,000
SANTA FE, NM 59 $ 43,815,000 $ 742,000 $ 208,000
GRAND JUNCTION, CO 58 $ 15,570,000 $ 268,000 $ 96,000
SOUTH BEND-MISHAWAKA, IN-MI 58 $ 9,370,000 $ 151,000 $ 98,500
BINGHAMTON, NY 57 $ 9,065,000 $ 159,000 $ 112,000
ROCKY MOUNT, NC 57 $ 7,755,000 $ 136,000 $ 81,000
LEBANON, PA 56 $ 8,630,000 $ 154,000 $ 75,000
SHERMAN-DENISON, TX 56 $ 11,180,000 $ 199,000 $ 135,000
YUBA CITY, CA 56 $ 15,720,000 $ 280,000 $ 114,000
RACINE, WI 55 $ 9,245,000 $ 168,000 $ 91,000
YAKIMA, WA 55 $ 13,935,000 $ 253,000 $ 86,000
AMARILLO, TX 54 $ 10,230,000 $ 189,000 $ 115,000
MERCED, CA 54 $ 14,330,000 $ 265,000 $ 108,000
COEUR D'ALENE, ID 53 $ 29,945,000 $ 565,000 $ 371,000
EUGENE, OR 53 $ 17,675,000 $ 333,000 $ 148,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 53 $ 9,025,000 $ 163,500 $ 79,000
LANSING-EAST LANSING, MI 53 $ 21,355,000 $ 402,000 $ 99,000
TYLER, TX 53 $ 19,705,000 $ 371,000 $ 128,000
ANN ARBOR, MI 52 $ 20,280,000 $ 390,000 $ 190,000
ATHENS-CLARKE COUNTY, GA 52 $ 10,780,000 $ 207,000 $ 122,000
STAUNTON-WAYNESBORO, VA 51 $ 11,605,000 $ 227,000 $ 113,000
RAPID CITY, SD 50 $ 13,200,000 $ 264,000 $ 119,000
BARNSTABLE TOWN, MA 49 $ 28,405,000 $ 579,000 $ 304,000
NORWICH-NEW LONDON, CT 49 $ 13,695,000 $ 279,000 $ 134,000
UTICA-ROME, NY 49 $ 7,255,000 $ 148,000 $ 92,000
HUNTINGTON-ASHLAND, WV-KY-OH 48 $ 7,040,000 $ 143,000 $ 84,333
SAN ANGELO, TX 47 $ 7,045,000 $ 149,000 $ 99,000
HARRISONBURG, VA 46 $ 12,380,000 $ 269,000 $ 104,000
NAPA, CA 45 $ 49,265,000 $ 1,094,000 $ 441,000
SEBRING, FL 45 $ 7,115,000 $ 158,000 $ 86,000
ST. GEORGE, UT 45 $ 21,315,000 $ 473,000 $ 255,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 44 $ 11,790,000 $ 267,000 $ 153,000
CHICO, CA 44 $ 13,090,000 $ 297,000 $ 112,000
KAHULUI-WAILUKU-LAHAINA, HI 44 $ 37,860,000 $ 860,000 $ 343,000
TOPEKA, KS 44 $ 5,700,000 $ 129,000 $ 116,000
VINELAND-BRIDGETON, NJ 44 $ 7,000,000 $ 159,000 $ 90,000
BELLINGHAM, WA 43 $ 23,195,000 $ 539,000 $ 321,000
CHAMBERSBURG-WAYNESBORO, PA 43 $ 9,595,000 $ 223,000 $ 90,000
LONGVIEW, TX 43 $ 11,385,000 $ 264,000 $ 105,000
MEDFORD, OR 43 $ 17,565,000 $ 408,000 $ 159,000
ROME, GA 43 $ 4,745,000 $ 110,000 $ 54,000
WINCHESTER, VA-WV 43 $ 12,265,000 $ 408,000 $ 307,500
WICHITA FALLS, TX 42 $ 5,400,000 $ 128,000 $ 103,000
CANTON-MASSILLON, OH 41 $ 7,885,000 $ 192,000 $ 72,000
JOHNSON CITY, TN 41 $ 9,665,000 $ 235,000 $ 132,000
MADERA, CA 41 $ 10,135,000 $ 247,000 $ 241,000
VALDOSTA, GA 41 $ 5,965,000 $ 145,000 $ 63,000
VICTORIA, TX 41 $ 6,995,000 $ 170,000 $ 110,000
ELKHART-GOSHEN, IN 40 $ 27,420,000 $ 685,000 $ 81,000
FLINT, MI 39 $ 5,565,000 $ 142,000 $ 74,000
GADSDEN, AL 39 $ 4,935,000 $ 126,000 $ 57,000
HATTIESBURG, MS 38 $ 7,370,000 $ 193,000 $ 99,000
ALBANY, GA 37 $ 5,575,000 $ 150,000 $ 148,000
ANNISTON-OXFORD-JACKSONVILLE, AL 37 $ 4,055,000 $ 109,000 $ 70,000
LAKE CHARLES, LA 37 $ 6,555,000 $ 177,000 $ 112,000
PUEBLO, CO 37 $ 6,655,000 $ 179,000 $ 86,000
ABILENE, TX 36 $ 12,350,000 $ 343,000 $ 117,000
HANFORD-CORCORAN, CA 36 $ 8,010,000 $ 222,000 $ 101,000
EVANSVILLE, IN-KY 35 $ 6,105,000 $ 145,000 $ 85,500
FORT SMITH, AR-OK 35 $ 6,105,000 $ 176,500 $ 94,000
EAU CLAIRE, WI 34 $ 8,860,000 $ 260,000 $ 117,000
FAIRBANKS, AK 34 $ 7,150,000 $ 210,000 $ 126,000
JACKSON, TN 34 $ 4,230,000 $ 124,000 $ 68,000
KANKAKEE, IL 34 $ 5,830,000 $ 171,000 $ 112,000
MOUNT VERNON-ANACORTES, WA 34 $ 11,770,000 $ 346,000 $ 126,000
ODESSA, TX 34 $ 6,260,000 $ 184,000 $ 100,000
BRUNSWICK, GA 32 $ 10,550,000 $ 329,000 $ 223,000
CASPER, WY 32 $ 9,110,000 $ 284,000 $ 112,000
ERIE, PA 32 $ 4,240,000 $ 132,000 $ 74,000
MORRISTOWN, TN 32 $ 7,020,000 $ 219,000 $ 98,000
BLOOMINGTON, IL 31 $ 6,805,000 $ 219,000 $ 129,000
CALIFORNIA-LEXINGTON PARK, MD 31 $ 9,475,000 $ 305,000 $ 153,000
CHARLESTON, WV 31 $ 5,205,000 $ 167,000 $ 110,000
ELIZABETHTOWN-FORT KNOX, KY 31 $ 5,195,000 $ 167,000 $ 98,000
IDAHO FALLS, ID 31 $ 7,645,000 $ 246,000 $ 109,000
BISMARCK, ND 30 $ 7,250,000 $ 241,000 $ 103,000
DECATUR, AL 30 $ 5,360,000 $ 178,000 $ 83,000
FLAGSTAFF, AZ 30 $ 14,230,000 $ 474,000 $ 201,000
JOPLIN, MO 30 $ 5,110,000 $ 170,000 $ 101,000
MICHIGAN CITY-LA PORTE, IN 30 $ 5,860,000 $ 195,000 $ 125,000
WENATCHEE, WA 30 $ 8,560,000 $ 285,000 $ 132,000
COLUMBIA, MO 29 $ 70,355,000 $ 2,426,000 $ 90,000
FARMINGTON, NM 29 $ 5,585,000 $ 192,000 $ 124,000
FLORENCE-MUSCLE SHOALS, AL 29 $ 4,775,000 $ 164,000 $ 72,000
TERRE HAUTE, IN 29 $ 4,355,000 $ 150,000 $ 110,000
TEXARKANA, TX-AR 29 $ 3,605,000 $ 124,000 $ 85,000
GETTYSBURG, PA 28 $ 5,450,000 $ 194,000 $ 87,000
HINESVILLE, GA 28 $ 4,290,000 $ 153,000 $ 105,000
IOWA CITY, IA 28 $ 6,200,000 $ 221,000 $ 152,000
JOHNSTOWN, PA 28 $ 3,270,000 $ 116,000 $ 80,000
REDDING, CA 28 $ 7,510,000 $ 268,000 $ 116,000
SAGINAW, MI 28 $ 60,370,000 $ 2,156,000 $ 85,000
SHEBOYGAN, WI 28 $ 3,660,000 $ 130,000 $ 70,000
SPRINGFIELD, IL 28 $ 22,680,000 $ 810,000 $ 103,000
ST. JOSEPH, MO-KS 28 $ 4,210,000 $ 159,000 $ 111,500
GRAND ISLAND, NE 27 $ 3,645,000 $ 135,000 $ 76,000
LAWTON, OK 27 $ 3,505,000 $ 129,000 $ 90,000
STATE COLLEGE, PA 27 $ 7,575,000 $ 280,000 $ 158,000
HAMMOND, LA 26 $ 4,170,000 $ 160,000 $ 84,000
CHEYENNE, WY 25 $ 6,335,000 $ 253,000 $ 97,000
GLENS FALLS, NY 25 $ 4,635,000 $ 185,000 $ 121,000
LAFAYETTE-WEST LAFAYETTE, IN 25 $ 6,155,000 $ 246,000 $ 134,000
LEWISTON, ID-WA 25 $ 5,495,000 $ 223,000 $ 66,000
PINE BLUFF, AR 25 $ 2,815,000 $ 112,000 $ 94,000
TWIN FALLS, ID 25 $ 5,335,000 $ 213,000 $ 86,000
WATERTOWN-FORT DRUM, NY 25 $ 17,295,000 $ 691,000 $ 76,000
JONESBORO, AR 24 $ 4,620,000 $ 192,000 $ 89,000
POCATELLO, ID 24 $ 5,230,000 $ 217,000 $ 97,000
ALTOONA, PA 23 $ 3,095,000 $ 134,000 $ 144,000
BOWLING GREEN, KY 23 $ 4,705,000 $ 204,000 $ 96,000
CHAMPAIGN-URBANA, IL 23 $ 4,385,000 $ 190,000 $ 133,000
JANESVILLE-BELOIT, WI 23 $ 3,965,000 $ 172,000 $ 92,000
KALAMAZOO-PORTAGE, MI 23 $ 6,645,000 $ 288,000 $ 150,000
PITTSFIELD, MA 23 $ 5,265,000 $ 228,000 $ 172,000
SPRINGFIELD, OH 23 $ 3,395,000 $ 147,000 $ 89,000
GREAT FALLS, MT 22 $ 5,330,000 $ 242,000 $ 143,000
NILES-BENTON HARBOR, MI 22 $ 4,960,000 $ 225,000 $ 183,000
ALBANY, OR 21 $ 4,155,000 $ 197,000 $ 83,000
GRANTS PASS, OR 21 $ 55,505,000 $ 2,643,000 $ 144,000
LA CROSSE-ONALASKA, WI-MN 20 $ 4,320,000 $ 215,000 $ 160,000
MONROE, LA 20 $ 3,740,000 $ 187,000 $ 136,000
WAUSAU, WI 20 $ 3,980,000 $ 199,000 $ 92,000
FOND DU LAC, WI 19 $ 3,105,000 $ 163,000 $ 87,000
LAWRENCE, KS 19 $ 4,335,000 $ 228,000 $ 141,000
LOGAN, UT-ID 19 $ 5,675,000 $ 272,500 $ 103,500
WATERLOO-CEDAR FALLS, IA 19 $ 3,365,000 $ 177,000 $ 88,000
CORVALLIS, OR 18 $ 4,500,000 $ 250,000 $ 171,000
HOT SPRINGS, AR 18 $ 2,540,000 $ 141,000 $ 62,000
MISSOULA, MT 18 $ 8,020,000 $ 445,000 $ 148,000
CAPE GIRARDEAU, MO-IL 17 $ 2,575,000 $ 143,500 $ 157,500
CARSON CITY, NV 17 $ 4,445,000 $ 261,000 $ 108,000
CLEVELAND, TN 17 $ 2,875,000 $ 169,000 $ 79,000
WHEELING, WV-OH 17 $ 2,705,000 $ 150,500 $ 101,500
BLOOMINGTON, IN 16 $ 6,090,000 $ 380,000 $ 116,000
BURLINGTON-SOUTH BURLINGTON, VT 16 $ 6,230,000 $ 389,000 $ 120,000
CUMBERLAND, MD-WV 16 $ 2,040,000 $ 109,000 $ 151,500
DECATUR, IL 16 $ 2,030,000 $ 126,000 $ 112,000
ITHACA, NY 16 $ 2,900,000 $ 181,000 $ 166,000
BANGOR, ME 15 $ 6,275,000 $ 418,000 $ 63,000
MANHATTAN, KS 15 $ 6,155,000 $ 410,000 $ 180,000
MANSFIELD, OH 15 $ 2,225,000 $ 148,000 $ 92,000
MUNCIE, IN 15 $ 1,595,000 $ 106,000 $ 74,000
MUSKEGON, MI 15 $ 2,595,000 $ 173,000 $ 103,000
WILLIAMSPORT, PA 15 $ 2,215,000 $ 147,000 $ 89,000
JACKSON, MI 14 $ 2,240,000 $ 160,000 $ 81,000
WALLA WALLA, WA 14 $ 3,520,000 $ 251,000 $ 189,000
CARBONDALE-MARION, IL 13 $ 1,545,000 $ 118,000 $ 75,000
ELMIRA, NY 13 $ 1,275,000 $ 98,000 $ 95,000
GRAND FORKS, ND-MN 13 $ 8,165,000 $ 426,000 $ 121,500
MIDLAND, MI 13 $ 2,335,000 $ 179,000 $ 139,000
ALEXANDRIA, LA 12 $ 1,280,000 $ 106,000 $ 80,000
BATTLE CREEK, MI 12 $ 1,730,000 $ 144,000 $ 83,000
BAY CITY, MI 12 $ 1,240,000 $ 103,000 $ 85,000
COLUMBUS, IN 12 $ 4,160,000 $ 346,000 $ 138,000
HOUMA-THIBODAUX, LA 12 $ 2,190,000 $ 182,000 $ 89,000
KOKOMO, IN 12 $ 1,530,000 $ 127,000 $ 59,000
JEFFERSON CITY, MO 11 $ 2,195,000 $ 199,000 $ 84,000
MONROE, MI 11 $ 2,905,000 $ 264,000 $ 115,000
BLOOMSBURG-BERWICK, PA 10 $ 1,750,000 $ 175,000 $ 109,000
MORGANTOWN, WV 10 $ 2,270,000 $ 227,000 $ 170,000
BECKLEY, WV 9 $ 1,155,000 $ 128,000 $ 65,000
DANVILLE, IL 9 $ 975,000 $ 108,000 $ 65,000
LONGVIEW, WA 9 $ 3,225,000 $ 358,000 $ 150,000
DUBUQUE, IA 8 $ 1,150,000 $ 143,000 $ 139,000
LEWISTON-AUBURN, ME 8 $ 1,970,000 $ 246,000 $ 147,000
WEIRTON-STEUBENVILLE, WV-OH 8 $ 530,000 $ 66,000 $ 60,000
ENID, OK 7 $ 855,000 $ 122,000 $ 81,000
OWENSBORO, KY 7 $ 1,045,000 $ 149,000 $ 65,000
PARKERSBURG-VIENNA, WV 7 $ 855,000 $ 122,000 $ 72,000
LIMA, OH 2 $ 470,000 $ 235,000 $ 135,000

Mortgage Loan Application Detail Totals for Wells Fargo Bank, National Association in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 61,946 $37,441,345,000 $604,000 $79,505,000 $253,000 $9,984,000
Cash-out Refinancing 22,894 $5,112,210,000 $223,000 $8,455,000 $105,000 $6,463,000
Refinancing 13,465 $8,227,900,000 $611,000 $95,505,000 $125,000 $8,078,000
Other Purpose 8,499 $2,515,315,000 $295,000 $50,005,000 $162,000 $9,500,000
Home Improvement 3,522 $632,230,000 $179,000 $8,885,000 $113,000 $6,490,000
Not Applicable 3,267 $368,085,000 $112,000 $28,185,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 55,521 $23,854,965,000 $429,000 $19,605,000 $207,000 $9,984,000
Black or African American 14,796 $3,250,570,000 $219,000 $4,265,000 $109,000 $9,500,000
Hispanic 12,679 $3,528,705,000 $278,000 $4,985,000 $118,000 $3,893,000
Not Provided 11,698 $6,354,300,000 $543,000 $50,005,000 $245,000 $9,588,000
Asian 7,730 $5,537,220,000 $716,000 $7,465,000 $271,000 $9,353,000
Not applicable 4,425 $7,269,865,000 $1,649,000 $95,505,000 $0 $0
American Indian or Alaskan Native 937 $231,055,000 $246,000 $2,815,000 $129,000 $5,689,000
Native Hawaiian or Other Pacific Islander 103 $35,465,000 $344,000 $1,915,000 $133,000 $1,217,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 101,960 $51,600,300,000 $506,000 $95,505,000 $202,000 $9,984,000
FHA-insured (Federal Housing Administration) 7,449 $1,406,165,000 $188,000 $66,785,000 $87,000 $1,902,000
VA-guaranteed (Veterans Administration) 3,968 $1,261,930,000 $318,000 $2,105,000 $129,000 $1,200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 216 $28,690,000 $132,000 $525,000 $69,000 $256,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 51,216 $29,351,570,000 $573,000 $95,505,000 $227,000 $9,588,000
Application Denied By Financial Institution 25,919 $8,204,365,000 $316,000 $60,005,000 $115,000 $8,500,000
Application Withdrawn By Applicant 25,622 $13,489,140,000 $526,000 $80,005,000 $218,000 $9,984,000
Loan Purchased By The Institution 6,485 $1,740,195,000 $268,000 $28,185,000 $195,000 $5,535,000
File Closed For Incompleteness 4,094 $1,323,170,000 $323,000 $26,005,000 $163,000 $9,888,000
Application Approved But Not Accepted 257 $188,645,000 $734,000 $43,555,000 $190,000 $1,656,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 87,674 $46,092,720,000 $525,000 $95,505,000 $220,000 $9,984,000
Debt-To-Income Ratio 11,951 $4,771,855,000 $399,000 $60,005,000 $90,000 $3,550,000
Credit History 7,824 $1,418,240,000 $181,000 $3,315,000 $102,000 $5,010,000
Other 2,206 $518,470,000 $235,000 $40,005,000 $154,000 $8,078,000
Collateral 2,194 $851,730,000 $388,000 $29,815,000 $202,000 $7,553,000
Insufficient Cash (Downpayment, Closing Cost) 879 $370,845,000 $421,000 $6,115,000 $200,000 $7,213,000
Unverifiable Information 403 $129,105,000 $320,000 $4,005,000 $191,000 $4,445,000
Credit Application Incomplete 359 $103,855,000 $289,000 $4,005,000 $161,000 $8,500,000
Employment History 103 $40,265,000 $390,000 $2,705,000 $99,000 $1,083,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Bank, National Association's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wells Fargo Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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