Wells Fargo Fin'l Kentucky Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Wells Fargo Fin'l Kentucky Inc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Kentucky Inc 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,536 |
| Total Mortgage Loan Application Amount | $208,418,000 |
| Average Mortgage Loan Application Amount | $69,500 |
| Highest Mortgage Loan Application Amount | $745,000 |
| Average Applicant Income | $67,900 |
| Highest Applicant Income | $624,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Wells Fargo Fin'l Kentucky Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Kentucky Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Wells Fargo Fin'l Kentucky Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Kentucky Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Kentucky Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Kentucky Inc's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 834 | $ 70,503,000 | $ 84,000 | $ 61,000 |
| Fayette County Kentucky | 167 | $ 13,816,000 | $ 82,000 | $ 55,000 |
| Hardin County Kentucky | 111 | $ 9,628,000 | $ 86,000 | $ 62,000 |
| Bullitt County Kentucky | 108 | $ 8,677,000 | $ 80,000 | $ 51,000 |
| Daviess County Kentucky | 80 | $ 6,090,000 | $ 76,000 | $ 57,000 |
| Warren County Kentucky | 78 | $ 4,979,000 | $ 63,000 | $ 54,000 |
| Kenton County Kentucky | 62 | $ 6,499,000 | $ 104,000 | $ 53,000 |
| Oldham County Kentucky | 58 | $ 7,875,000 | $ 135,000 | $ 69,000 |
| Madison County Kentucky | 53 | $ 4,771,000 | $ 90,000 | $ 67,000 |
| Boone County Kentucky | 49 | $ 6,157,000 | $ 125,000 | $ 78,000 |
| Campbell County Kentucky | 41 | $ 3,865,000 | $ 94,000 | $ 53,000 |
| Nelson County Kentucky | 37 | $ 2,493,000 | $ 67,000 | $ 53,000 |
| Meade County Kentucky | 31 | $ 3,078,000 | $ 99,000 | $ 58,000 |
| Shelby County Kentucky | 31 | $ 3,272,000 | $ 105,000 | $ 75,000 |
| Barren County Kentucky | 30 | $ 2,109,000 | $ 70,000 | $ 65,000 |
| Franklin County Kentucky | 30 | $ 2,385,000 | $ 79,000 | $ 49,000 |
| Henderson County Kentucky | 29 | $ 2,546,000 | $ 87,000 | $ 60,000 |
| Henry County Kentucky | 29 | $ 1,944,000 | $ 67,000 | $ 47,000 |
| Jessamine County Kentucky | 28 | $ 2,230,000 | $ 79,000 | $ 68,000 |
| Hopkins County Kentucky | 26 | $ 2,114,000 | $ 81,000 | $ 93,000 |
| Scott County Kentucky | 26 | $ 2,645,000 | $ 101,000 | $ 52,000 |
| Allen County Kentucky | 24 | $ 1,639,000 | $ 68,000 | $ 37,000 |
| Hart County Kentucky | 21 | $ 1,551,000 | $ 73,000 | $ 82,000 |
| Ohio County Kentucky | 20 | $ 1,240,000 | $ 62,000 | $ 47,000 |
| Edmonson County Kentucky | 19 | $ 1,204,000 | $ 63,000 | $ 51,000 |
| Grayson County Kentucky | 19 | $ 1,327,000 | $ 69,000 | $ 52,000 |
| Montgomery County Kentucky | 18 | $ 1,161,000 | $ 64,000 | $ 44,000 |
| Bourbon County Kentucky | 16 | $ 1,213,000 | $ 75,000 | $ 59,000 |
| Clark County Kentucky | 16 | $ 1,314,000 | $ 82,000 | $ 41,000 |
| Anderson County Kentucky | 15 | $ 1,308,000 | $ 87,000 | $ 58,000 |
| Lincoln County Kentucky | 15 | $ 952,000 | $ 63,000 | $ 37,000 |
| Logan County Kentucky | 15 | $ 842,000 | $ 56,000 | $ 62,000 |
| Mercer County Kentucky | 15 | $ 1,119,000 | $ 74,000 | $ 61,000 |
| Trimble County Kentucky | 15 | $ 967,000 | $ 64,000 | $ 60,000 |
| Boyd County Kentucky | 12 | $ 1,028,000 | $ 85,000 | $ 56,000 |
| Butler County Kentucky | 12 | $ 671,000 | $ 55,000 | $ 51,000 |
| McLean County Kentucky | 12 | $ 785,000 | $ 65,000 | $ 43,000 |
| Greenup County Kentucky | 11 | $ 978,000 | $ 88,000 | $ 48,000 |
| Muhlenberg County Kentucky | 11 | $ 592,000 | $ 53,000 | $ 45,000 |
| Spencer County Kentucky | 11 | $ 1,650,000 | $ 150,000 | $ 71,000 |
| Woodford County Kentucky | 11 | $ 903,000 | $ 82,000 | $ 59,000 |
| Garrard County Kentucky | 10 | $ 462,000 | $ 46,000 | $ 45,000 |
| McCracken County Kentucky | 10 | $ 935,000 | $ 93,000 | $ 51,000 |
| Simpson County Kentucky | 10 | $ 632,000 | $ 63,000 | $ 38,000 |
| Christian County Kentucky | 9 | $ 539,000 | $ 59,000 | $ 62,000 |
| Green County Kentucky | 9 | $ 703,000 | $ 78,000 | $ 51,000 |
| Marion County Kentucky | 9 | $ 801,000 | $ 89,000 | $ 55,000 |
| Union County Kentucky | 9 | $ 536,000 | $ 59,000 | $ 54,000 |
| Grant County Kentucky | 8 | $ 373,000 | $ 46,000 | $ 62,000 |
| Harrison County Indiana | 7 | $ 666,000 | $ 95,000 | $ 48,000 |
| Larue County Kentucky | 7 | $ 520,000 | $ 74,000 | $ 48,000 |
| Webster County Kentucky | 7 | $ 301,000 | $ 43,000 | $ 51,000 |
| Breckinridge County Kentucky | 6 | $ 339,000 | $ 56,000 | $ 46,000 |
| Carter County Kentucky | 6 | $ 674,000 | $ 112,000 | $ 49,000 |
| Hancock County Kentucky | 6 | $ 405,000 | $ 67,000 | $ 57,000 |
| Harrison County Kentucky | 6 | $ 527,000 | $ 87,000 | $ 46,000 |
| Powell County Kentucky | 6 | $ 251,000 | $ 41,000 | $ 41,000 |
| Taylor County Kentucky | 6 | $ 397,000 | $ 66,000 | $ 58,000 |
| Adair County Kentucky | 5 | $ 369,000 | $ 73,000 | $ 68,000 |
| Bell County Kentucky | 5 | $ 261,000 | $ 52,000 | $ 73,000 |
| Boyle County Kentucky | 5 | $ 280,000 | $ 56,000 | $ 48,000 |
| Carroll County Kentucky | 5 | $ 382,000 | $ 76,000 | $ 44,000 |
| Johnson County Kentucky | 5 | $ 221,000 | $ 44,000 | $ 30,000 |
| Lawrence County Kentucky | 5 | $ 256,000 | $ 51,000 | $ 46,000 |
| Metcalfe County Kentucky | 5 | $ 227,000 | $ 45,000 | $ 57,000 |
| Owen County Kentucky | 5 | $ 360,000 | $ 72,000 | $ 53,000 |
| Pike County Kentucky | 5 | $ 170,000 | $ 34,000 | $ 42,000 |
| Washington County Kentucky | 5 | $ 161,000 | $ 32,000 | $ 71,000 |
| Whitley County Kentucky | 5 | $ 271,000 | $ 54,000 | $ 37,000 |
| Clark County Indiana | 4 | $ 296,000 | $ 74,000 | $ 61,000 |
| Floyd County Indiana | 4 | $ 416,000 | $ 104,000 | $ 64,000 |
| Bath County Kentucky | 4 | $ 161,000 | $ 40,000 | $ 53,000 |
| Bracken County Kentucky | 4 | $ 273,000 | $ 68,000 | $ 46,000 |
| Estill County Kentucky | 4 | $ 189,000 | $ 47,000 | $ 193,000 |
| Graves County Kentucky | 4 | $ 133,000 | $ 33,000 | $ 35,000 |
| Monroe County Kentucky | 4 | $ 305,000 | $ 76,000 | $ 38,000 |
| Nicholas County Kentucky | 4 | $ 321,000 | $ 80,000 | $ 40,000 |
| Gallatin County Kentucky | 3 | $ 208,000 | $ 69,000 | $ 51,000 |
| Harlan County Kentucky | 3 | $ 201,000 | $ 67,000 | $ 55,000 |
| Laurel County Kentucky | 3 | $ 213,000 | $ 71,000 | $ 61,000 |
| Letcher County Kentucky | 3 | $ 204,000 | $ 68,000 | $ 69,000 |
| Pendleton County Kentucky | 3 | $ 323,000 | $ 107,000 | $ 55,000 |
| Trigg County Kentucky | 3 | $ 313,000 | $ 104,000 | $ 68,000 |
| Hartford County Connecticut | 2 | $ 130,000 | $ 65,000 | $ 85,000 |
| Jefferson County Indiana | 2 | $ 220,000 | $ 110,000 | $ 113,000 |
| Switzerland County Indiana | 2 | $ 141,000 | $ 70,000 | $ 15,000 |
| Caldwell County Kentucky | 2 | $ 17,000 | $ 8,000 | $ 53,000 |
| Calloway County Kentucky | 2 | $ 77,000 | $ 38,000 | $ 47,000 |
| Hickman County Kentucky | 2 | $ 70,000 | $ 35,000 | $ 60,000 |
| Jackson County Kentucky | 2 | $ 175,000 | $ 87,000 | $ 51,000 |
| Knox County Kentucky | 2 | $ 61,000 | $ 30,000 | $ 44,000 |
| Lee County Kentucky | 2 | $ 97,000 | $ 48,000 | $ 30,000 |
| Lewis County Kentucky | 2 | $ 75,000 | $ 37,000 | $ 27,000 |
| Mason County Kentucky | 2 | $ 163,000 | $ 81,000 | $ 34,000 |
| Pulaski County Kentucky | 2 | $ 2,000 | $ 1,000 | $ 50,000 |
| Robertson County Kentucky | 2 | $ 209,000 | $ 104,000 | $ 59,000 |
| Rockcastle County Kentucky | 2 | $ 33,000 | $ 16,000 | $ 18,000 |
| Rowan County Kentucky | 2 | $ 320,000 | $ 160,000 | $ 70,000 |
| Todd County Kentucky | 2 | $ 61,000 | $ 30,000 | $ 45,000 |
| Wolfe County Kentucky | 2 | $ 54,000 | $ 27,000 | $ 31,000 |
| Sumner County Tennessee | 2 | $ 162,000 | $ 81,000 | $ 36,000 |
| Crawford County Indiana | 1 | $ 40,000 | $ 40,000 | $ 29,000 |
| Dearborn County Indiana | 1 | $ 30,000 | $ 30,000 | $ 59,000 |
| Perry County Indiana | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Ballard County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 38,000 |
| Breathitt County Kentucky | 1 | $ 1,000 | $ 1,000 | $ 48,000 |
| Clay County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 64,000 |
| Clinton County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 59,000 |
| Floyd County Kentucky | 1 | $ 1,000 | $ 1,000 | $ 60,000 |
| Fulton County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 50,000 |
| Knott County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 18,000 |
| Lyon County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| Magoffin County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 11,000 |
| Marshall County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 33,000 |
| Martin County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 41,000 |
| Menifee County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 26,000 |
| Perry County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 28,000 |
| Russell County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| St. Louis City County Missouri | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Kentucky Inc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,163 | $186,460,000 | $76,400 | $745,000 | $56,200 | $624,000 |
| Home Improvement | 310 | $16,076,000 | $47,666 | $449,000 | $78,000 | $237,000 |
| Home Purchase | 63 | $5,882,000 | $85,000 | $255,000 | $82,000 | $504,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,833 | $152,613,000 | $59,800 | $530,000 | $66,200 | $624,000 |
| Not Provided | 362 | $30,356,000 | $89,500 | $745,000 | $63,000 | $232,000 |
| Black or African American | 257 | $19,236,000 | $52,500 | $504,000 | $55,000 | $189,000 |
| Not applicable | 52 | $3,637,000 | $87,500 | $191,000 | $1,500 | $69,000 |
| Hispanic | 19 | $1,598,000 | $84,000 | $244,000 | $71,000 | $288,000 |
| American Indian or Alaskan Native | 6 | $334,000 | $55,000 | $96,000 | $72,000 | $147,000 |
| Asian | 5 | $299,000 | $59,000 | $136,000 | $57,000 | $90,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $345,000 | $172,500 | $245,000 | $78,500 | $88,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,536 | $208,418,000 | $67,800 | $745,000 | $61,200 | $624,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,238 | $87,236,000 | $76,000 | $745,000 | $60,250 | $624,000 |
| Loan Originated | 843 | $87,945,000 | $106,000 | $504,000 | $50,500 | $288,000 |
| Application Withdrawn By Applicant | 396 | $29,044,000 | $61,500 | $530,000 | $61,500 | $504,000 |
| Loan Purchased By The Institution | 51 | $3,533,000 | $87,000 | $191,000 | $0 | $0 |
| Application Approved But Not Accepted | 8 | $660,000 | $82,000 | $214,000 | $89,000 | $138,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Kentucky Inc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Kentucky Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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