Wells Fargo Fin'l Minnesota
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Wells Fargo Fin'l Minnesota 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Minnesota 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,069 |
| Total Mortgage Loan Application Amount | $827,304,000 |
| Average Mortgage Loan Application Amount | $113,000 |
| Highest Mortgage Loan Application Amount | $1,815,000 |
| Average Applicant Income | $70,333 |
| Highest Applicant Income | $987,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Wells Fargo Fin'l Minnesota. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Minnesota's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Wells Fargo Fin'l Minnesota's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Minnesota serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Minnesota, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Minnesota's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 1,407 | $ 211,222,000 | $ 150,000 | $ 78,000 |
| Ramsey County Minnesota | 526 | $ 76,575,000 | $ 145,000 | $ 68,000 |
| Dakota County Minnesota | 521 | $ 80,565,000 | $ 154,000 | $ 79,000 |
| Anoka County Minnesota | 435 | $ 63,458,000 | $ 145,000 | $ 75,000 |
| Washington County Minnesota | 368 | $ 62,533,000 | $ 169,000 | $ 86,000 |
| St. Louis County Minnesota | 265 | $ 26,955,000 | $ 101,000 | $ 55,000 |
| Scott County Minnesota | 195 | $ 30,595,000 | $ 156,000 | $ 86,000 |
| Olmsted County Minnesota | 189 | $ 21,468,000 | $ 113,000 | $ 65,000 |
| Wright County Minnesota | 165 | $ 21,421,000 | $ 129,000 | $ 71,000 |
| Sherburne County Minnesota | 159 | $ 20,712,000 | $ 130,000 | $ 72,000 |
| Carver County Minnesota | 113 | $ 18,775,000 | $ 166,000 | $ 86,000 |
| Stearns County Minnesota | 94 | $ 10,365,000 | $ 110,000 | $ 64,000 |
| Blue Earth County Minnesota | 88 | $ 11,394,000 | $ 129,000 | $ 54,000 |
| Rice County Minnesota | 76 | $ 10,153,000 | $ 133,000 | $ 75,000 |
| Chisago County Minnesota | 72 | $ 10,708,000 | $ 148,000 | $ 78,000 |
| Isanti County Minnesota | 59 | $ 7,245,000 | $ 122,000 | $ 62,000 |
| Benton County Minnesota | 56 | $ 5,389,000 | $ 96,000 | $ 56,000 |
| Goodhue County Minnesota | 56 | $ 7,079,000 | $ 126,000 | $ 66,000 |
| Clay County Minnesota | 52 | $ 3,486,000 | $ 67,000 | $ 64,000 |
| Le Sueur County Minnesota | 50 | $ 7,886,000 | $ 157,000 | $ 80,000 |
| McLeod County Minnesota | 48 | $ 5,201,000 | $ 108,000 | $ 59,000 |
| Steele County Minnesota | 48 | $ 4,682,000 | $ 97,000 | $ 59,000 |
| Freeborn County Minnesota | 45 | $ 4,179,000 | $ 92,000 | $ 50,000 |
| Nicollet County Minnesota | 42 | $ 7,246,000 | $ 172,000 | $ 66,000 |
| Itasca County Minnesota | 40 | $ 4,333,000 | $ 108,000 | $ 56,000 |
| Carlton County Minnesota | 39 | $ 4,466,000 | $ 114,000 | $ 62,000 |
| Mower County Minnesota | 38 | $ 3,280,000 | $ 86,000 | $ 52,000 |
| Winona County Minnesota | 37 | $ 3,446,000 | $ 93,000 | $ 58,000 |
| Waseca County Minnesota | 36 | $ 4,024,000 | $ 111,000 | $ 55,000 |
| Brown County Minnesota | 34 | $ 3,545,000 | $ 104,000 | $ 57,000 |
| Beltrami County Minnesota | 33 | $ 2,843,000 | $ 86,000 | $ 47,000 |
| Crow Wing County Minnesota | 33 | $ 3,325,000 | $ 100,000 | $ 54,000 |
| Mille Lacs County Minnesota | 32 | $ 4,015,000 | $ 125,000 | $ 66,000 |
| Kandiyohi County Minnesota | 30 | $ 2,636,000 | $ 87,000 | $ 57,000 |
| Martin County Minnesota | 30 | $ 3,363,000 | $ 112,000 | $ 60,000 |
| Morrison County Minnesota | 29 | $ 4,125,000 | $ 142,000 | $ 55,000 |
| Otter Tail County Minnesota | 29 | $ 2,516,000 | $ 86,000 | $ 53,000 |
| Dodge County Minnesota | 27 | $ 3,674,000 | $ 136,000 | $ 63,000 |
| Meeker County Minnesota | 27 | $ 2,031,000 | $ 75,000 | $ 55,000 |
| Douglas County Minnesota | 25 | $ 2,879,000 | $ 115,000 | $ 53,000 |
| Lyon County Minnesota | 25 | $ 2,519,000 | $ 100,000 | $ 56,000 |
| Becker County Minnesota | 24 | $ 2,706,000 | $ 112,000 | $ 99,000 |
| Faribault County Minnesota | 24 | $ 2,100,000 | $ 87,000 | $ 47,000 |
| Kanabec County Minnesota | 23 | $ 2,979,000 | $ 129,000 | $ 63,000 |
| Fillmore County Minnesota | 19 | $ 2,386,000 | $ 125,000 | $ 65,000 |
| Pine County Minnesota | 18 | $ 2,392,000 | $ 132,000 | $ 66,000 |
| Lake County Minnesota | 16 | $ 2,833,000 | $ 177,000 | $ 62,000 |
| Wabasha County Minnesota | 16 | $ 1,810,000 | $ 113,000 | $ 56,000 |
| Watonwan County Minnesota | 16 | $ 1,827,000 | $ 114,000 | $ 64,000 |
| Koochiching County Minnesota | 15 | $ 1,092,000 | $ 72,000 | $ 47,000 |
| Sibley County Minnesota | 15 | $ 1,750,000 | $ 116,000 | $ 55,000 |
| Pennington County Minnesota | 14 | $ 749,000 | $ 53,000 | $ 44,000 |
| Cass County Minnesota | 13 | $ 1,032,000 | $ 79,000 | $ 47,000 |
| Renville County Minnesota | 12 | $ 1,127,000 | $ 93,000 | $ 43,000 |
| Hubbard County Minnesota | 11 | $ 992,000 | $ 90,000 | $ 40,000 |
| Nobles County Minnesota | 10 | $ 907,000 | $ 90,000 | $ 57,000 |
| Jackson County Minnesota | 9 | $ 865,000 | $ 96,000 | $ 53,000 |
| Todd County Minnesota | 9 | $ 1,067,000 | $ 118,000 | $ 50,000 |
| Houston County Minnesota | 8 | $ 1,253,000 | $ 156,000 | $ 82,000 |
| Redwood County Minnesota | 8 | $ 592,000 | $ 74,000 | $ 61,000 |
| Swift County Minnesota | 7 | $ 691,000 | $ 98,000 | $ 38,000 |
| Aitkin County Minnesota | 6 | $ 700,000 | $ 116,000 | $ 66,000 |
| Clearwater County Minnesota | 6 | $ 635,000 | $ 105,000 | $ 58,000 |
| Lac qui Parle County Minnesota | 6 | $ 176,000 | $ 29,000 | $ 36,000 |
| Marshall County Minnesota | 6 | $ 296,000 | $ 49,000 | $ 37,000 |
| Norman County Minnesota | 6 | $ 358,000 | $ 59,000 | $ 53,000 |
| Pipestone County Minnesota | 6 | $ 388,000 | $ 64,000 | $ 81,000 |
| Polk County Minnesota | 6 | $ 383,000 | $ 63,000 | $ 73,000 |
| Roseau County Minnesota | 6 | $ 662,000 | $ 110,000 | $ 55,000 |
| Wilkin County Minnesota | 6 | $ 266,000 | $ 44,000 | $ 36,000 |
| Cottonwood County Minnesota | 5 | $ 431,000 | $ 86,000 | $ 57,000 |
| Mahnomen County Minnesota | 5 | $ 635,000 | $ 127,000 | $ 63,000 |
| Pope County Minnesota | 5 | $ 380,000 | $ 76,000 | $ 51,000 |
| Red Lake County Minnesota | 4 | $ 396,000 | $ 99,000 | $ 47,000 |
| Rock County Minnesota | 4 | $ 365,000 | $ 91,000 | $ 42,000 |
| Grant County Minnesota | 3 | $ 265,000 | $ 88,000 | $ 34,000 |
| Big Stone County Minnesota | 2 | $ 146,000 | $ 73,000 | $ 25,000 |
| Chippewa County Minnesota | 2 | $ 164,000 | $ 82,000 | $ 64,000 |
| Lake of the Woods County Minnesota | 2 | $ 111,000 | $ 55,000 | $ 31,000 |
| Murray County Minnesota | 2 | $ 690,000 | $ 345,000 | $ 115,000 |
| Stevens County Minnesota | 2 | $ 87,000 | $ 43,000 | $ 50,000 |
| Traverse County Minnesota | 2 | $ 119,000 | $ 59,000 | $ 60,000 |
| Yellow Medicine County Minnesota | 2 | $ 184,000 | $ 92,000 | $ 41,000 |
| Pima County Arizona | 1 | $ 109,000 | $ 109,000 | $ 63,000 |
| Broward County Florida | 1 | $ 455,000 | $ 455,000 | $ 133,000 |
| St. Lucie County Florida | 1 | $ 159,000 | $ 159,000 | $ 157,000 |
| Worcester County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 155,000 |
| Cook County Minnesota | 1 | $ 62,000 | $ 62,000 | $ 18,000 |
| Kittson County Minnesota | 1 | $ 57,000 | $ 57,000 | $ 57,000 |
| Lincoln County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Wadena County Minnesota | 1 | $ 146,000 | $ 146,000 | $ 85,000 |
| Chaves County New Mexico | 1 | $ 220,000 | $ 220,000 | $ 88,000 |
| Buffalo County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 22,000 |
| Burnett County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 147,000 |
| Douglas County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 97,000 |
| Polk County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 72,000 |
| Washburn County Wisconsin | 1 | $ 62,000 | $ 62,000 | $ 42,000 |
| Waupaca County Wisconsin | 1 | $ 240,000 | $ 240,000 | $ 92,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Minnesota in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,097 | $737,029,000 | $144,000 | $1,815,000 | $72,000 | $987,000 |
| Home Improvement | 886 | $81,303,000 | $91,000 | $700,000 | $70,000 | $456,000 |
| Home Purchase | 86 | $8,972,000 | $104,000 | $500,000 | $69,000 | $817,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,969 | $676,591,000 | $136,000 | $1,815,000 | $71,000 | $600,000 |
| Not Provided | 399 | $51,686,000 | $129,000 | $1,000,000 | $76,000 | $870,000 |
| Black or African American | 262 | $38,690,000 | $147,000 | $762,000 | $68,000 | $275,000 |
| Hispanic | 194 | $23,995,000 | $123,000 | $850,000 | $66,000 | $980,000 |
| Asian | 135 | $20,057,000 | $148,000 | $680,000 | $79,000 | $817,000 |
| American Indian or Alaskan Native | 91 | $13,449,000 | $147,000 | $1,085,000 | $77,000 | $987,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $2,836,000 | $149,000 | $340,000 | $70,000 | $109,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,069 | $827,304,000 | $136,000 | $1,815,000 | $71,000 | $987,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 2,753 | $360,649,000 | $131,000 | $1,815,000 | $66,000 | $980,000 |
| Application Withdrawn By Applicant | 1,919 | $253,804,000 | $132,000 | $1,000,000 | $76,000 | $500,000 |
| Loan Originated | 1,159 | $179,082,000 | $154,000 | $1,085,000 | $74,000 | $987,000 |
| File Closed For Incompleteness | 205 | $28,720,000 | $140,000 | $800,000 | $75,000 | $817,000 |
| Application Approved But Not Accepted | 33 | $5,049,000 | $153,000 | $337,000 | $69,000 | $214,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Minnesota's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Minnesota's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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