Wells Fargo Fin'l Missouri Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Wells Fargo Fin'l Missouri Inc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Missouri Inc 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,133 |
| Total Mortgage Loan Application Amount | $831,408,000 |
| Average Mortgage Loan Application Amount | $85,666 |
| Highest Mortgage Loan Application Amount | $836,000 |
| Average Applicant Income | $58,666 |
| Highest Applicant Income | $1,584,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Wells Fargo Fin'l Missouri Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Missouri Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Wells Fargo Fin'l Missouri Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Missouri Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Missouri Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Missouri Inc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 1,495 | $ 204,160,000 | $ 136,000 | $ 71,000 |
| Jackson County Missouri | 952 | $ 103,960,000 | $ 109,000 | $ 62,000 |
| St. Charles County Missouri | 478 | $ 82,486,000 | $ 172,000 | $ 82,000 |
| St. Louis City County Missouri | 465 | $ 47,222,000 | $ 101,000 | $ 52,000 |
| Jefferson County Missouri | 377 | $ 50,476,000 | $ 133,000 | $ 62,000 |
| Greene County Missouri | 317 | $ 33,493,000 | $ 105,000 | $ 53,000 |
| Clay County Missouri | 297 | $ 38,911,000 | $ 131,000 | $ 70,000 |
| Jasper County Missouri | 169 | $ 13,008,000 | $ 76,000 | $ 50,000 |
| Cass County Missouri | 117 | $ 14,789,000 | $ 126,000 | $ 70,000 |
| Buchanan County Missouri | 116 | $ 10,442,000 | $ 90,000 | $ 53,000 |
| Cape Girardeau County Missouri | 116 | $ 16,795,000 | $ 144,000 | $ 65,000 |
| Franklin County Missouri | 112 | $ 13,132,000 | $ 117,000 | $ 60,000 |
| Christian County Missouri | 103 | $ 12,829,000 | $ 124,000 | $ 59,000 |
| Platte County Missouri | 92 | $ 14,713,000 | $ 159,000 | $ 78,000 |
| Butler County Missouri | 88 | $ 6,924,000 | $ 78,000 | $ 45,000 |
| Scott County Missouri | 87 | $ 6,507,000 | $ 74,000 | $ 47,000 |
| Boone County Missouri | 77 | $ 9,106,000 | $ 118,000 | $ 59,000 |
| St. Francois County Missouri | 72 | $ 7,736,000 | $ 107,000 | $ 61,000 |
| Newton County Missouri | 66 | $ 6,441,000 | $ 97,000 | $ 54,000 |
| Lincoln County Missouri | 50 | $ 6,626,000 | $ 132,000 | $ 64,000 |
| Stoddard County Missouri | 45 | $ 3,804,000 | $ 84,000 | $ 48,000 |
| Webster County Missouri | 43 | $ 4,138,000 | $ 96,000 | $ 53,000 |
| Ray County Missouri | 42 | $ 4,305,000 | $ 102,000 | $ 59,000 |
| Taney County Missouri | 41 | $ 4,103,000 | $ 100,000 | $ 52,000 |
| Warren County Missouri | 40 | $ 6,268,000 | $ 156,000 | $ 67,000 |
| Pulaski County Missouri | 39 | $ 3,234,000 | $ 82,000 | $ 78,000 |
| Laclede County Missouri | 37 | $ 2,674,000 | $ 72,000 | $ 51,000 |
| Washington County Missouri | 37 | $ 3,572,000 | $ 96,000 | $ 60,000 |
| Lafayette County Missouri | 35 | $ 3,869,000 | $ 110,000 | $ 59,000 |
| Lawrence County Missouri | 35 | $ 2,635,000 | $ 75,000 | $ 45,000 |
| Johnson County Missouri | 34 | $ 3,328,000 | $ 97,000 | $ 65,000 |
| Wyandotte County Kansas | 32 | $ 3,179,000 | $ 99,000 | $ 58,000 |
| Callaway County Missouri | 31 | $ 2,904,000 | $ 93,000 | $ 59,000 |
| Pettis County Missouri | 31 | $ 2,203,000 | $ 71,000 | $ 48,000 |
| Polk County Missouri | 31 | $ 2,365,000 | $ 76,000 | $ 48,000 |
| Clinton County Missouri | 30 | $ 2,688,000 | $ 89,000 | $ 84,000 |
| Stone County Missouri | 30 | $ 3,185,000 | $ 106,000 | $ 56,000 |
| New Madrid County Missouri | 28 | $ 2,034,000 | $ 72,000 | $ 65,000 |
| Saline County Missouri | 28 | $ 1,874,000 | $ 66,000 | $ 54,000 |
| McDonald County Missouri | 27 | $ 2,379,000 | $ 88,000 | $ 62,000 |
| Camden County Missouri | 26 | $ 3,236,000 | $ 124,000 | $ 108,000 |
| Dunklin County Missouri | 26 | $ 1,364,000 | $ 52,000 | $ 40,000 |
| Perry County Missouri | 25 | $ 2,373,000 | $ 94,000 | $ 49,000 |
| Cole County Missouri | 24 | $ 2,415,000 | $ 100,000 | $ 56,000 |
| Andrew County Missouri | 23 | $ 2,704,000 | $ 117,000 | $ 69,000 |
| Barry County Missouri | 22 | $ 2,055,000 | $ 93,000 | $ 49,000 |
| Bollinger County Missouri | 20 | $ 1,764,000 | $ 88,000 | $ 46,000 |
| Marion County Missouri | 20 | $ 1,839,000 | $ 91,000 | $ 71,000 |
| Wayne County Missouri | 20 | $ 1,534,000 | $ 76,000 | $ 50,000 |
| Henry County Missouri | 19 | $ 1,308,000 | $ 68,000 | $ 39,000 |
| Madison County Missouri | 19 | $ 1,879,000 | $ 98,000 | $ 43,000 |
| Randolph County Missouri | 19 | $ 1,278,000 | $ 67,000 | $ 39,000 |
| Ste. Genevieve County Missouri | 18 | $ 1,551,000 | $ 86,000 | $ 54,000 |
| Mississippi County Missouri | 17 | $ 1,099,000 | $ 64,000 | $ 44,000 |
| Cherokee County Kansas | 16 | $ 973,000 | $ 60,000 | $ 39,000 |
| Leavenworth County Kansas | 16 | $ 2,064,000 | $ 129,000 | $ 69,000 |
| Ripley County Missouri | 16 | $ 1,374,000 | $ 85,000 | $ 53,000 |
| Carter County Missouri | 15 | $ 783,000 | $ 52,000 | $ 43,000 |
| Phelps County Missouri | 15 | $ 1,249,000 | $ 83,000 | $ 64,000 |
| Pike County Missouri | 15 | $ 1,677,000 | $ 111,000 | $ 46,000 |
| Cedar County Missouri | 14 | $ 671,000 | $ 47,000 | $ 34,000 |
| Audrain County Missouri | 13 | $ 851,000 | $ 65,000 | $ 59,000 |
| Dallas County Missouri | 13 | $ 933,000 | $ 71,000 | $ 46,000 |
| Gasconade County Missouri | 13 | $ 1,232,000 | $ 94,000 | $ 56,000 |
| Pemiscot County Missouri | 13 | $ 732,000 | $ 56,000 | $ 46,000 |
| Cooper County Missouri | 12 | $ 1,113,000 | $ 92,000 | $ 59,000 |
| Livingston County Missouri | 12 | $ 1,030,000 | $ 85,000 | $ 55,000 |
| Nodaway County Missouri | 12 | $ 948,000 | $ 79,000 | $ 61,000 |
| Vernon County Missouri | 12 | $ 867,000 | $ 72,000 | $ 58,000 |
| Daviess County Missouri | 11 | $ 735,000 | $ 66,000 | $ 43,000 |
| Reynolds County Missouri | 11 | $ 702,000 | $ 63,000 | $ 56,000 |
| Bates County Missouri | 10 | $ 894,000 | $ 89,000 | $ 42,000 |
| Howard County Missouri | 10 | $ 1,126,000 | $ 112,000 | $ 49,000 |
| Howell County Missouri | 10 | $ 772,000 | $ 77,000 | $ 59,000 |
| Atchison County Kansas | 9 | $ 959,000 | $ 106,000 | $ 53,000 |
| Moniteau County Missouri | 9 | $ 589,000 | $ 65,000 | $ 61,000 |
| Crawford County Missouri | 8 | $ 455,000 | $ 56,000 | $ 54,000 |
| DeKalb County Missouri | 8 | $ 702,000 | $ 87,000 | $ 56,000 |
| Iron County Missouri | 8 | $ 740,000 | $ 92,000 | $ 48,000 |
| Morgan County Missouri | 8 | $ 593,000 | $ 74,000 | $ 46,000 |
| Wright County Missouri | 8 | $ 955,000 | $ 119,000 | $ 61,000 |
| Caldwell County Missouri | 7 | $ 713,000 | $ 101,000 | $ 63,000 |
| Gentry County Missouri | 7 | $ 748,000 | $ 106,000 | $ 62,000 |
| Holt County Missouri | 7 | $ 477,000 | $ 68,000 | $ 50,000 |
| Mercer County Missouri | 7 | $ 207,000 | $ 29,000 | $ 51,000 |
| Miller County Missouri | 7 | $ 868,000 | $ 124,000 | $ 69,000 |
| Montgomery County Missouri | 7 | $ 1,238,000 | $ 176,000 | $ 74,000 |
| Ralls County Missouri | 7 | $ 680,000 | $ 97,000 | $ 53,000 |
| Texas County Missouri | 7 | $ 745,000 | $ 106,000 | $ 68,000 |
| Grundy County Missouri | 6 | $ 342,000 | $ 57,000 | $ 39,000 |
| Hickory County Missouri | 6 | $ 485,000 | $ 80,000 | $ 51,000 |
| Bourbon County Kansas | 5 | $ 349,000 | $ 69,000 | $ 53,000 |
| Doniphan County Kansas | 5 | $ 360,000 | $ 72,000 | $ 48,000 |
| Benton County Missouri | 5 | $ 369,000 | $ 73,000 | $ 62,000 |
| Chariton County Missouri | 5 | $ 223,000 | $ 44,000 | $ 41,000 |
| Dade County Missouri | 5 | $ 268,000 | $ 53,000 | $ 32,000 |
| Dent County Missouri | 5 | $ 313,000 | $ 62,000 | $ 40,000 |
| Linn County Missouri | 5 | $ 318,000 | $ 63,000 | $ 44,000 |
| Monroe County Missouri | 5 | $ 379,000 | $ 75,000 | $ 66,000 |
| St. Clair County Illinois | 4 | $ 200,000 | $ 50,000 | $ 41,000 |
| Barton County Missouri | 4 | $ 262,000 | $ 65,000 | $ 34,000 |
| Carroll County Missouri | 4 | $ 326,000 | $ 81,000 | $ 66,000 |
| Macon County Missouri | 4 | $ 391,000 | $ 97,000 | $ 40,000 |
| Shannon County Missouri | 4 | $ 297,000 | $ 74,000 | $ 40,000 |
| Johnson County Kansas | 3 | $ 540,000 | $ 180,000 | $ 105,000 |
| Labette County Kansas | 3 | $ 185,000 | $ 61,000 | $ 51,000 |
| Adair County Missouri | 3 | $ 214,000 | $ 71,000 | $ 51,000 |
| Harrison County Missouri | 3 | $ 213,000 | $ 71,000 | $ 36,000 |
| Sullivan County Missouri | 3 | $ 246,000 | $ 82,000 | $ 39,000 |
| Madison County Illinois | 2 | $ 140,000 | $ 70,000 | $ 45,000 |
| Brown County Kansas | 2 | $ 182,000 | $ 91,000 | $ 52,000 |
| Crawford County Kansas | 2 | $ 117,000 | $ 58,000 | $ 43,000 |
| Miami County Kansas | 2 | $ 269,000 | $ 134,000 | $ 49,000 |
| Maries County Missouri | 2 | $ 109,000 | $ 54,000 | $ 64,000 |
| Scotland County Missouri | 2 | $ 57,000 | $ 28,000 | $ 24,000 |
| St. Clair County Missouri | 2 | $ 152,000 | $ 76,000 | $ 38,000 |
| Clay County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
| Sacramento County California | 1 | $ 350,000 | $ 350,000 | $ 125,000 |
| Chaffee County Colorado | 1 | $ 152,000 | $ 152,000 | $ 64,000 |
| Eagle County Colorado | 1 | $ 200,000 | $ 200,000 | $ 39,000 |
| Richmond County Georgia | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
| Franklin County Kansas | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Nemaha County Kansas | 1 | $ 133,000 | $ 133,000 | $ 100,000 |
| Neosho County Kansas | 1 | $ 106,000 | $ 106,000 | $ 56,000 |
| Saline County Kansas | 1 | $ 138,000 | $ 138,000 | $ 50,000 |
| Sedgwick County Kansas | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Lee County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 203,000 |
| Rankin County Mississippi | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
| Atchison County Missouri | 1 | $ 78,000 | $ 78,000 | $ 69,000 |
| Clark County Missouri | 1 | $ 8,000 | $ 8,000 | $ 58,000 |
| Osage County Missouri | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Ozark County Missouri | 1 | $ 118,000 | $ 118,000 | $ 32,000 |
| Gallatin County Montana | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Lyon County Nevada | 1 | $ 28,000 | $ 28,000 | $ 50,000 |
| Eddy County New Mexico | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Missouri Inc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,894 | $765,136,000 | $129,000 | $836,000 | $63,000 | $1,584,000 |
| Home Improvement | 1,209 | $63,988,000 | $52,000 | $500,000 | $59,000 | $965,000 |
| Home Purchase | 30 | $2,284,000 | $76,000 | $265,000 | $54,000 | $122,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,413 | $651,750,000 | $120,000 | $836,000 | $64,000 | $1,584,000 |
| Black or African American | 1,202 | $121,756,000 | $101,000 | $591,000 | $56,000 | $748,000 |
| Not Provided | 187 | $17,796,000 | $95,000 | $605,000 | $64,000 | $780,000 |
| Hispanic | 168 | $17,557,000 | $104,000 | $500,000 | $63,000 | $222,000 |
| American Indian or Alaskan Native | 95 | $11,313,000 | $119,000 | $530,000 | $59,000 | $330,000 |
| Asian | 58 | $10,019,000 | $172,000 | $814,000 | $77,000 | $269,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,217,000 | $121,000 | $310,000 | $61,000 | $134,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,133 | $831,408,000 | $116,000 | $836,000 | $63,000 | $1,584,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 3,151 | $361,936,000 | $114,000 | $836,000 | $57,000 | $870,000 |
| Loan Originated | 1,916 | $244,025,000 | $127,000 | $727,000 | $64,000 | $260,000 |
| Application Withdrawn By Applicant | 1,602 | $178,588,000 | $111,000 | $720,000 | $69,000 | $1,080,000 |
| File Closed For Incompleteness | 421 | $40,186,000 | $95,000 | $540,000 | $72,000 | $1,584,000 |
| Application Approved But Not Accepted | 43 | $6,673,000 | $155,000 | $672,000 | $66,000 | $208,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Missouri Inc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Missouri Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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