Wells Fargo Fin'l Pennsylvania
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Wells Fargo Fin'l Pennsylvania 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Pennsylvania 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 14,290 |
| Total Mortgage Loan Application Amount | $1,667,081,000 |
| Average Mortgage Loan Application Amount | $91,666 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $60,333 |
| Highest Applicant Income | $1,080,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Wells Fargo Fin'l Pennsylvania. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Pennsylvania's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Wells Fargo Fin'l Pennsylvania's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Pennsylvania serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Pennsylvania, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Pennsylvania's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 1,201 | $ 93,131,000 | $ 77,000 | $ 51,000 |
| Berks County Pennsylvania | 1,095 | $ 156,938,000 | $ 143,000 | $ 68,000 |
| Allegheny County Pennsylvania | 1,051 | $ 102,266,000 | $ 97,000 | $ 62,000 |
| Lancaster County Pennsylvania | 957 | $ 128,270,000 | $ 134,000 | $ 65,000 |
| York County Pennsylvania | 743 | $ 93,143,000 | $ 125,000 | $ 67,000 |
| Montgomery County Pennsylvania | 714 | $ 126,038,000 | $ 176,000 | $ 85,000 |
| Dauphin County Pennsylvania | 535 | $ 62,430,000 | $ 116,000 | $ 62,000 |
| Luzerne County Pennsylvania | 531 | $ 56,338,000 | $ 106,000 | $ 61,000 |
| Chester County Pennsylvania | 511 | $ 99,111,000 | $ 193,000 | $ 90,000 |
| Schuylkill County Pennsylvania | 465 | $ 37,332,000 | $ 80,000 | $ 52,000 |
| Cumberland County Pennsylvania | 461 | $ 63,117,000 | $ 136,000 | $ 67,000 |
| Bucks County Pennsylvania | 414 | $ 65,806,000 | $ 158,000 | $ 88,000 |
| Delaware County Pennsylvania | 344 | $ 38,200,000 | $ 111,000 | $ 71,000 |
| Lehigh County Pennsylvania | 300 | $ 34,228,000 | $ 114,000 | $ 60,000 |
| Lebanon County Pennsylvania | 292 | $ 35,680,000 | $ 122,000 | $ 66,000 |
| Westmoreland County Pennsylvania | 278 | $ 28,269,000 | $ 101,000 | $ 60,000 |
| Lackawanna County Pennsylvania | 277 | $ 30,400,000 | $ 109,000 | $ 64,000 |
| Lycoming County Pennsylvania | 270 | $ 25,963,000 | $ 96,000 | $ 56,000 |
| Beaver County Pennsylvania | 250 | $ 25,602,000 | $ 102,000 | $ 60,000 |
| Washington County Pennsylvania | 228 | $ 23,246,000 | $ 101,000 | $ 62,000 |
| Northampton County Pennsylvania | 221 | $ 28,993,000 | $ 131,000 | $ 74,000 |
| Cambria County Pennsylvania | 201 | $ 15,292,000 | $ 76,000 | $ 54,000 |
| Franklin County Pennsylvania | 181 | $ 22,614,000 | $ 124,000 | $ 59,000 |
| Erie County Pennsylvania | 177 | $ 15,797,000 | $ 89,000 | $ 54,000 |
| Monroe County Pennsylvania | 168 | $ 24,296,000 | $ 144,000 | $ 69,000 |
| Northumberland County Pennsylvania | 162 | $ 12,861,000 | $ 79,000 | $ 54,000 |
| Mercer County Pennsylvania | 147 | $ 11,875,000 | $ 80,000 | $ 52,000 |
| Lawrence County Pennsylvania | 143 | $ 12,379,000 | $ 86,000 | $ 58,000 |
| Adams County Pennsylvania | 132 | $ 18,412,000 | $ 139,000 | $ 65,000 |
| Butler County Pennsylvania | 132 | $ 15,749,000 | $ 119,000 | $ 66,000 |
| Perry County Pennsylvania | 131 | $ 15,222,000 | $ 116,000 | $ 59,000 |
| Carbon County Pennsylvania | 123 | $ 13,056,000 | $ 106,000 | $ 56,000 |
| Blair County Pennsylvania | 113 | $ 8,675,000 | $ 76,000 | $ 50,000 |
| Fayette County Pennsylvania | 109 | $ 8,990,000 | $ 82,000 | $ 52,000 |
| Columbia County Pennsylvania | 104 | $ 12,031,000 | $ 115,000 | $ 64,000 |
| Somerset County Pennsylvania | 92 | $ 6,968,000 | $ 75,000 | $ 52,000 |
| Pike County Pennsylvania | 78 | $ 9,997,000 | $ 128,000 | $ 72,000 |
| Centre County Pennsylvania | 71 | $ 7,241,000 | $ 101,000 | $ 63,000 |
| Wayne County Pennsylvania | 64 | $ 6,421,000 | $ 100,000 | $ 57,000 |
| Clearfield County Pennsylvania | 61 | $ 3,745,000 | $ 61,000 | $ 50,000 |
| Clinton County Pennsylvania | 59 | $ 4,635,000 | $ 78,000 | $ 53,000 |
| Indiana County Pennsylvania | 59 | $ 5,852,000 | $ 99,000 | $ 57,000 |
| Bedford County Pennsylvania | 58 | $ 5,645,000 | $ 97,000 | $ 63,000 |
| Bradford County Pennsylvania | 48 | $ 3,596,000 | $ 74,000 | $ 62,000 |
| Crawford County Pennsylvania | 48 | $ 4,049,000 | $ 84,000 | $ 51,000 |
| Union County Pennsylvania | 39 | $ 4,676,000 | $ 119,000 | $ 60,000 |
| Wyoming County Pennsylvania | 36 | $ 4,086,000 | $ 113,000 | $ 62,000 |
| Susquehanna County Pennsylvania | 34 | $ 3,636,000 | $ 106,000 | $ 71,000 |
| Greene County Pennsylvania | 32 | $ 2,835,000 | $ 88,000 | $ 74,000 |
| Tioga County Pennsylvania | 31 | $ 2,679,000 | $ 86,000 | $ 58,000 |
| Venango County Pennsylvania | 31 | $ 2,144,000 | $ 69,000 | $ 51,000 |
| Armstrong County Pennsylvania | 30 | $ 1,901,000 | $ 63,000 | $ 48,000 |
| Snyder County Pennsylvania | 28 | $ 4,154,000 | $ 148,000 | $ 79,000 |
| Mifflin County Pennsylvania | 24 | $ 1,620,000 | $ 67,000 | $ 44,000 |
| Huntingdon County Pennsylvania | 23 | $ 1,507,000 | $ 65,000 | $ 49,000 |
| Jefferson County Pennsylvania | 23 | $ 1,517,000 | $ 65,000 | $ 53,000 |
| Juniata County Pennsylvania | 19 | $ 1,970,000 | $ 103,000 | $ 62,000 |
| Montour County Pennsylvania | 18 | $ 2,118,000 | $ 117,000 | $ 66,000 |
| Fulton County Pennsylvania | 16 | $ 1,688,000 | $ 105,000 | $ 48,000 |
| Warren County Pennsylvania | 14 | $ 946,000 | $ 67,000 | $ 59,000 |
| Potter County Pennsylvania | 11 | $ 1,211,000 | $ 110,000 | $ 56,000 |
| Clarion County Pennsylvania | 10 | $ 802,000 | $ 80,000 | $ 33,000 |
| Cape May County New Jersey | 7 | $ 1,371,000 | $ 195,000 | $ 85,000 |
| Elk County Pennsylvania | 7 | $ 317,000 | $ 45,000 | $ 54,000 |
| McKean County Pennsylvania | 7 | $ 525,000 | $ 75,000 | $ 60,000 |
| Cameron County Pennsylvania | 4 | $ 271,000 | $ 67,000 | $ 75,000 |
| Baltimore City County Maryland | 3 | $ 379,000 | $ 126,000 | $ 94,000 |
| Mahoning County Ohio | 3 | $ 183,000 | $ 61,000 | $ 57,000 |
| Forest County Pennsylvania | 3 | $ 41,000 | $ 13,000 | $ 36,000 |
| Los Angeles County California | 2 | $ 225,000 | $ 112,000 | $ 45,000 |
| Jefferson County Ohio | 2 | $ 273,000 | $ 136,000 | $ 103,000 |
| Trumbull County Ohio | 2 | $ 195,000 | $ 97,000 | $ 66,000 |
| Horry County South Carolina | 2 | $ 267,000 | $ 133,000 | $ 113,000 |
| Sacramento County California | 1 | $ 30,000 | $ 30,000 | $ 18,000 |
| San Diego County California | 1 | $ 63,000 | $ 63,000 | $ 180,000 |
| Broomfield County Colorado | 1 | $ 19,000 | $ 19,000 | $ 50,000 |
| Kent County Delaware | 1 | $ 100,000 | $ 100,000 | $ 90,000 |
| Collier County Florida | 1 | $ 15,000 | $ 15,000 | $ 85,000 |
| Pinellas County Florida | 1 | $ 141,000 | $ 141,000 | $ 102,000 |
| Cook County Illinois | 1 | $ 290,000 | $ 290,000 | $ 94,000 |
| St. Joseph County Indiana | 1 | $ 70,000 | $ 70,000 | $ 144,000 |
| East Baton Rouge County Louisiana | 1 | $ 30,000 | $ 30,000 | $ 23,000 |
| Dorchester County Maryland | 1 | $ 37,000 | $ 37,000 | $ 21,000 |
| Harford County Maryland | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Washington County Maryland | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Clark County Nevada | 1 | $ 132,000 | $ 132,000 | $ 62,000 |
| Belknap County New Hampshire | 1 | $ 245,000 | $ 245,000 | $ 192,000 |
| Sullivan County New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 69,000 |
| Atlantic County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 129,000 |
| Morris County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 85,000 |
| Ocean County New Jersey | 1 | $ 720,000 | $ 720,000 | $ 100,000 |
| Chautauqua County New York | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| Queens County New York | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Seneca County New York | 1 | $ 74,000 | $ 74,000 | $ 30,000 |
| Carteret County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 138,000 |
| Sullivan County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 36,000 |
| Richland County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
| Monroe County Tennessee | 1 | $ 201,000 | $ 201,000 | $ 72,000 |
| Shelby County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| James City County Virginia | 1 | $ 80,000 | $ 80,000 | $ 136,000 |
| Virginia Beach County Virginia | 1 | $ 75,000 | $ 75,000 | $ 324,000 |
| Island County Washington | 1 | $ 50,000 | $ 50,000 | $ 120,000 |
| Hancock County West Virginia | 1 | $ 102,000 | $ 102,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Pennsylvania in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 11,771 | $1,507,818,000 | $128,000 | $1,160,000 | $65,000 | $1,080,000 |
| Home Improvement | 2,460 | $154,247,000 | $62,000 | $2,000,000 | $62,000 | $909,000 |
| Home Purchase | 59 | $5,016,000 | $85,000 | $444,000 | $54,000 | $150,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,490 | $1,396,527,000 | $121,000 | $2,000,000 | $66,000 | $1,080,000 |
| Black or African American | 1,554 | $137,746,000 | $88,000 | $772,000 | $54,000 | $909,000 |
| Hispanic | 539 | $50,961,000 | $94,000 | $500,000 | $51,000 | $230,000 |
| Not Provided | 450 | $49,470,000 | $109,000 | $940,000 | $72,000 | $1,080,000 |
| American Indian or Alaskan Native | 127 | $15,186,000 | $119,000 | $550,000 | $63,000 | $207,000 |
| Asian | 110 | $15,515,000 | $141,000 | $603,000 | $78,000 | $265,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $1,676,000 | $83,000 | $181,000 | $58,000 | $129,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,290 | $1,667,081,000 | $116,000 | $2,000,000 | $64,000 | $1,080,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 5,928 | $642,963,000 | $108,000 | $2,000,000 | $58,000 | $1,080,000 |
| Application Withdrawn By Applicant | 5,168 | $611,774,000 | $118,000 | $1,160,000 | $71,000 | $1,080,000 |
| Loan Originated | 2,304 | $298,569,000 | $129,000 | $772,000 | $65,000 | $563,000 |
| File Closed For Incompleteness | 858 | $109,770,000 | $127,000 | $1,000,000 | $70,000 | $400,000 |
| Application Approved But Not Accepted | 32 | $4,005,000 | $125,000 | $238,000 | $62,000 | $120,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Pennsylvania's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Pennsylvania's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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