Wells Fargo Funding, Inc Mortgage Lending & HMDA Data, 2003
In 2003, Wells Fargo Funding, Inc of Winston-Salem, NC reported 715,175 mortgage applications totaling $122.2 billion. The average application was for $170,935, and applicants reported an average income of $71,912. 6% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Chicago, IL (29,174), Dallas, TX (26,628) and Phoenix-Mesa, AZ (21,057) (applications in parentheses).
| Mortgage Company & Address | Wells Fargo Funding, Inc 100 N Main Streeet Mac D4001-063 Winston-Salem, NC 27150 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 715,175 |
| Total Mortgage Loan Application Amount | $122,248,862,000 |
| Average Mortgage Loan Application Amount | $170,935 |
| Highest Mortgage Loan Application Amount | $7,850,000 |
| Average Applicant Income | $71,912 |
| Highest Applicant Income | $9,938,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wells Fargo Funding, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago, IL | 29,174 | $ 5,607,621,000 | $ 192,212 | $ 83,000 |
| Dallas, TX | 26,628 | $ 3,941,864,000 | $ 148,034 | $ 83,000 |
| Phoenix-Mesa, AZ | 21,057 | $ 3,096,927,000 | $ 147,073 | $ 62,000 |
| Los Angeles-Long Beach, CA | 19,844 | $ 4,462,116,000 | $ 224,859 | $ 109,000 |
| Denver, CO | 16,593 | $ 3,228,648,000 | $ 194,578 | $ 74,000 |
| Atlanta, GA | 15,935 | $ 2,630,654,000 | $ 165,086 | $ 66,000 |
| Riverside-San Bernardino, CA | 15,647 | $ 2,640,353,000 | $ 168,744 | $ 67,000 |
| Minneapolis-St. Paul, MN-WI | 14,857 | $ 2,657,607,000 | $ 178,879 | $ 70,000 |
| Salt Lake City-Ogden, UT | 14,128 | $ 1,955,487,000 | $ 138,412 | $ 72,000 |
| Seattle-Bellevue-Everett, WA | 13,058 | $ 2,789,002,000 | $ 213,585 | $ 75,000 |
| Houston, TX | 12,667 | $ 1,712,780,000 | $ 135,215 | $ 85,000 |
| Fort Worth-Arlington, TX | 11,294 | $ 1,379,182,000 | $ 122,116 | $ 60,000 |
| Baltimore, MD | 11,219 | $ 2,063,884,000 | $ 183,963 | $ 86,000 |
| Portland-Vancouver, OR-WA | 10,671 | $ 1,866,191,000 | $ 174,884 | $ 75,000 |
| Orange County, CA | 9,993 | $ 2,570,029,000 | $ 257,182 | $ 106,000 |
| Las Vegas, NV-AZ | 9,731 | $ 1,462,358,000 | $ 150,278 | $ 72,000 |
| San Diego, CA | 9,608 | $ 2,350,104,000 | $ 244,598 | $ 101,000 |
| Austin-San Marcos, TX | 9,279 | $ 1,354,776,000 | $ 146,004 | $ 68,000 |
| Sacramento, CA | 8,517 | $ 1,716,744,000 | $ 201,566 | $ 88,000 |
| Philadelphia, PA-NJ | 8,214 | $ 1,456,420,000 | $ 177,309 | $ 82,000 |
| Oakland, CA | 7,840 | $ 2,311,763,000 | $ 294,867 | $ 114,000 |
| Boston, MA-NH | 7,413 | $ 2,028,877,000 | $ 273,691 | $ 126,000 |
| St. Louis, MO-IL | 7,296 | $ 1,204,656,000 | $ 165,111 | $ 85,000 |
| San Antonio, TX | 7,190 | $ 801,077,000 | $ 111,415 | $ 64,000 |
| Tampa-St. Petersburg-Clearwater, FL | 6,163 | $ 803,608,000 | $ 130,392 | $ 61,000 |
| Milwaukee-Waukesha, WI | 5,623 | $ 955,385,000 | $ 169,906 | $ 79,000 |
| New York, NY | 5,528 | $ 1,501,575,000 | $ 271,630 | $ 110,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 5,494 | $ 788,435,000 | $ 143,508 | $ 55,000 |
| Newark, NJ | 5,201 | $ 1,198,756,000 | $ 230,485 | $ 111,000 |
| Tucson, AZ | 5,075 | $ 695,995,000 | $ 137,141 | $ 70,000 |
| Nashville, TN | 5,054 | $ 694,555,000 | $ 137,426 | $ 53,000 |
| Kansas City, MO-KS | 4,791 | $ 640,169,000 | $ 133,619 | $ 59,000 |
| Columbus, OH | 4,642 | $ 769,387,000 | $ 165,744 | $ 75,000 |
| Colorado Springs, CO | 4,434 | $ 736,598,000 | $ 166,124 | $ 56,000 |
| Raleigh-Durham-Chapel Hill, NC | 4,269 | $ 686,375,000 | $ 160,781 | $ 59,000 |
| Nassau-Suffolk, NY | 4,194 | $ 1,034,933,000 | $ 246,765 | $ 119,000 |
| Norfolk-Virginia Beach-Newport News, VA-NC | 4,171 | $ 584,222,000 | $ 140,067 | $ 54,000 |
| San Jose, CA | 4,066 | $ 1,384,302,000 | $ 340,457 | $ 147,000 |
| Anchorage, AK | 4,057 | $ 738,902,000 | $ 182,130 | $ 69,000 |
| Boise City, ID | 4,021 | $ 534,860,000 | $ 133,016 | $ 70,000 |
| Indianapolis, IN | 4,015 | $ 561,009,000 | $ 139,728 | $ 61,000 |
| Detroit, MI | 3,981 | $ 792,134,000 | $ 198,978 | $ 78,000 |
| Orlando, FL | 3,906 | $ 560,323,000 | $ 143,451 | $ 59,000 |
| Monmouth-Ocean, NJ | 3,854 | $ 760,568,000 | $ 197,345 | $ 104,000 |
| Albuquerque, NM | 3,852 | $ 494,760,000 | $ 128,442 | $ 52,000 |
| Provo-Orem, UT | 3,824 | $ 541,490,000 | $ 141,603 | $ 53,000 |
| San Francisco, CA | 3,790 | $ 1,361,062,000 | $ 359,119 | $ 149,000 |
| Greensboro--Winston-Salem--High Point, NC | 3,702 | $ 473,184,000 | $ 127,818 | $ 52,000 |
| Little Rock-North Little Rock, AR | 3,368 | $ 426,331,000 | $ 126,582 | $ 67,000 |
| Bergen-Passaic, NJ | 3,357 | $ 855,135,000 | $ 254,731 | $ 115,000 |
| Tacoma, WA | 3,309 | $ 550,563,000 | $ 166,383 | $ 64,000 |
| Louisville, KY-IN | 3,216 | $ 423,158,000 | $ 131,578 | $ 58,000 |
| Jacksonville, FL | 3,172 | $ 451,898,000 | $ 142,464 | $ 64,000 |
| Middlesex-Somerset-Hunterdon, NJ | 3,124 | $ 695,620,000 | $ 222,669 | $ 105,000 |
| Miami, FL | 2,612 | $ 444,393,000 | $ 170,135 | $ 110,000 |
| Memphis, TN-AR-MS | 2,546 | $ 365,482,000 | $ 143,551 | $ 65,000 |
| Santa Rosa, CA | 2,419 | $ 571,396,000 | $ 236,211 | $ 107,000 |
| Hartford, CT | 2,369 | $ 387,385,000 | $ 163,522 | $ 68,000 |
| Richmond-Petersburg, VA | 2,354 | $ 339,153,000 | $ 144,075 | $ 55,000 |
| Albany-Schenectady-Troy, NY | 2,347 | $ 266,925,000 | $ 113,730 | $ 48,000 |
| Greenville-Spartanburg-Anderson, SC | 2,308 | $ 311,204,000 | $ 134,837 | $ 56,000 |
| New Orleans, LA | 2,242 | $ 304,269,000 | $ 135,713 | $ 70,000 |
| Fort Lauderdale, FL | 2,211 | $ 363,578,000 | $ 164,440 | $ 84,000 |
| Honolulu, HI | 2,211 | $ 501,765,000 | $ 226,940 | $ 66,000 |
| Cleveland-Lorain-Elyria, OH | 2,195 | $ 305,281,000 | $ 139,080 | $ 59,000 |
| Killeen-Temple, TX | 2,180 | $ 209,801,000 | $ 96,238 | $ 47,000 |
| Pittsburgh, PA | 2,161 | $ 275,806,000 | $ 127,628 | $ 64,000 |
| Ventura, CA | 2,157 | $ 549,818,000 | $ 254,899 | $ 104,000 |
| Cincinnati, OH-KY-IN | 2,128 | $ 384,271,000 | $ 180,578 | $ 74,000 |
| West Palm Beach-Boca Raton, FL | 2,081 | $ 361,223,000 | $ 173,581 | $ 117,000 |
| Fresno, CA | 2,012 | $ 290,959,000 | $ 144,611 | $ 65,000 |
| Washington, DC-MD-VA-WV | 1,892 | $ 514,125,000 | $ 271,736 | $ 106,000 |
| Vallejo-Fairfield-Napa, CA | 1,810 | $ 418,806,000 | $ 231,384 | $ 91,000 |
| Providence-Fall River-Warwick, RI-MA | 1,805 | $ 297,938,000 | $ 165,062 | $ 72,000 |
| Boulder-Longmont, CO | 1,660 | $ 383,947,000 | $ 231,293 | $ 103,000 |
| Knoxville, TN | 1,609 | $ 203,816,000 | $ 126,672 | $ 52,000 |
| Fort Myers-Cape Coral, FL | 1,599 | $ 234,396,000 | $ 146,589 | $ 77,000 |
| Salem, OR | 1,597 | $ 226,258,000 | $ 141,676 | $ 55,000 |
| Oklahoma City, OK | 1,592 | $ 177,749,000 | $ 111,651 | $ 63,000 |
| Stockton-Lodi, CA | 1,546 | $ 302,356,000 | $ 195,573 | $ 73,000 |
| Harrisburg-Lebanon-Carlisle, PA | 1,487 | $ 193,802,000 | $ 130,330 | $ 53,000 |
| Allentown-Bethlehem-Easton, PA | 1,401 | $ 198,657,000 | $ 141,796 | $ 67,000 |
| Fort Pierce-Port St. Lucie, FL | 1,379 | $ 169,146,000 | $ 122,658 | $ 70,000 |
| Eugene-Springfield, OR | 1,355 | $ 201,152,000 | $ 148,451 | $ 76,000 |
| Fort Collins-Loveland, CO | 1,350 | $ 246,793,000 | $ 182,809 | $ 62,000 |
| Jackson, MS | 1,349 | $ 156,568,000 | $ 116,062 | $ 71,000 |
| Omaha, NE-IA | 1,346 | $ 183,681,000 | $ 136,464 | $ 74,000 |
| Bakersfield, CA | 1,344 | $ 166,288,000 | $ 123,726 | $ 46,000 |
| Charleston-North Charleston, SC | 1,330 | $ 213,520,000 | $ 160,541 | $ 70,000 |
| Reno, NV | 1,299 | $ 220,397,000 | $ 169,666 | $ 70,000 |
| Sarasota-Bradenton, FL | 1,297 | $ 189,972,000 | $ 146,470 | $ 64,000 |
| Mobile, AL | 1,218 | $ 141,924,000 | $ 116,522 | $ 67,000 |
| Lakeland-Winter Haven, FL | 1,208 | $ 137,024,000 | $ 113,430 | $ 59,000 |
| Bremerton, WA | 1,193 | $ 192,403,000 | $ 161,276 | $ 56,000 |
| Modesto, CA | 1,159 | $ 202,371,000 | $ 174,608 | $ 65,000 |
| Columbia, SC | 1,139 | $ 154,891,000 | $ 135,988 | $ 64,000 |
| Fayetteville-Springdale-Rogers, AR | 1,135 | $ 165,422,000 | $ 145,746 | $ 74,000 |
| Tulsa, OK | 1,110 | $ 148,748,000 | $ 134,007 | $ 62,000 |
| El Paso, TX | 1,085 | $ 94,620,000 | $ 87,207 | $ 73,000 |
| Spokane, WA | 1,056 | $ 121,871,000 | $ 115,408 | $ 64,000 |
| York, PA | 1,051 | $ 147,998,000 | $ 140,816 | $ 58,000 |
| San Luis Obispo-Atascadero-Paso Robles, CA | 1,049 | $ 239,380,000 | $ 228,198 | $ 85,000 |
| Bridgeport, CT | 1,031 | $ 203,558,000 | $ 197,437 | $ 78,000 |
| Naples, FL | 1,030 | $ 188,388,000 | $ 182,900 | $ 149,000 |
| Greeley, CO | 1,022 | $ 176,256,000 | $ 172,461 | $ 51,000 |
| Des Moines, IA | 1,019 | $ 129,494,000 | $ 127,079 | $ 64,000 |
| Santa Cruz-Watsonville, CA | 995 | $ 267,114,000 | $ 268,456 | $ 120,000 |
| Salinas, CA | 985 | $ 249,838,000 | $ 253,642 | $ 171,000 |
| Birmingham, AL | 972 | $ 144,685,000 | $ 148,852 | $ 62,000 |
| Rochester, NY | 968 | $ 99,684,000 | $ 102,979 | $ 57,000 |
| Melbourne-Titusville-Palm Bay, FL | 963 | $ 113,821,000 | $ 118,194 | $ 53,000 |
| Atlantic-Cape May, NJ | 960 | $ 156,570,000 | $ 163,093 | $ 136,000 |
| Rockford, IL | 957 | $ 97,715,000 | $ 102,105 | $ 65,000 |
| Hickory-Morganton-Lenoir, NC | 942 | $ 111,896,000 | $ 118,785 | $ 56,000 |
| Dayton-Springfield, OH | 940 | $ 119,409,000 | $ 127,030 | $ 51,000 |
| Lexington, KY | 931 | $ 118,554,000 | $ 127,340 | $ 62,000 |
| Santa Barbara-Santa Maria-Lompoc, CA | 920 | $ 213,022,000 | $ 231,545 | $ 79,000 |
| New Haven-Meriden, CT | 907 | $ 153,082,000 | $ 168,778 | $ 76,000 |
| Galveston-Texas City, TX | 894 | $ 121,832,000 | $ 136,277 | $ 99,000 |
| Akron, OH | 888 | $ 114,915,000 | $ 129,408 | $ 59,000 |
| Daytona Beach, FL | 888 | $ 103,935,000 | $ 117,043 | $ 67,000 |
| Biloxi-Gulfport-Pascagoula, MS | 884 | $ 98,238,000 | $ 111,128 | $ 77,000 |
| Lancaster, PA | 874 | $ 117,850,000 | $ 134,839 | $ 54,000 |
| Madison, WI | 874 | $ 184,791,000 | $ 211,431 | $ 103,000 |
| Portland, ME | 857 | $ 140,142,000 | $ 163,526 | $ 65,000 |
| Fayetteville, NC | 832 | $ 94,179,000 | $ 113,195 | $ 53,000 |
| Lincoln, NE | 830 | $ 109,815,000 | $ 132,307 | $ 57,000 |
| Trenton, NJ | 809 | $ 163,203,000 | $ 201,734 | $ 90,000 |
| Stamford-Norwalk, CT | 807 | $ 293,292,000 | $ 363,434 | $ 179,000 |
| Olympia, WA | 796 | $ 123,653,000 | $ 155,342 | $ 62,000 |
| Visalia-Tulare-Porterville, CA | 793 | $ 94,706,000 | $ 119,427 | $ 62,000 |
| Wichita, KS | 783 | $ 83,052,000 | $ 106,068 | $ 50,000 |
| Worcester, MA-CT | 775 | $ 148,649,000 | $ 191,805 | $ 72,000 |
| Gary, IN | 756 | $ 95,398,000 | $ 126,187 | $ 50,000 |
| Jersey City, NJ | 755 | $ 152,234,000 | $ 201,634 | $ 83,000 |
| Grand Rapids-Muskegon-Holland, MI | 745 | $ 94,625,000 | $ 127,013 | $ 53,000 |
| Great Falls, MT | 744 | $ 85,458,000 | $ 114,862 | $ 68,000 |
| Fort Wayne, IN | 742 | $ 90,721,000 | $ 122,265 | $ 46,000 |
| Grand Junction, CO | 742 | $ 93,872,000 | $ 126,512 | $ 46,000 |
| Augusta-Aiken, GA-SC | 740 | $ 87,175,000 | $ 117,804 | $ 46,000 |
| Brazoria, TX | 733 | $ 92,378,000 | $ 126,027 | $ 67,000 |
| Appleton-Oshkosh-Neenah, WI | 732 | $ 92,657,000 | $ 126,580 | $ 62,000 |
| Baton Rouge, LA | 729 | $ 95,969,000 | $ 131,644 | $ 55,000 |
| Clarksville-Hopkinsville, TN-KY | 722 | $ 75,253,000 | $ 104,228 | $ 38,000 |
| Pueblo, CO | 718 | $ 82,209,000 | $ 114,497 | $ 45,000 |
| Danbury, CT | 699 | $ 163,182,000 | $ 233,450 | $ 97,000 |
| McAllen-Edinburg-Mission, TX | 670 | $ 64,656,000 | $ 96,501 | $ 81,000 |
| Kenosha, WI | 669 | $ 90,568,000 | $ 135,378 | $ 51,000 |
| Racine, WI | 664 | $ 84,947,000 | $ 127,932 | $ 53,000 |
| Redding, CA | 664 | $ 96,705,000 | $ 145,640 | $ 56,000 |
| Wilmington-Newark, DE-MD | 635 | $ 107,222,000 | $ 168,853 | $ 60,000 |
| Fort Walton Beach, FL | 630 | $ 86,047,000 | $ 136,582 | $ 61,000 |
| Corpus Christi, TX | 611 | $ 57,825,000 | $ 94,639 | $ 63,000 |
| Pensacola, FL | 607 | $ 72,798,000 | $ 119,930 | $ 49,000 |
| Missoula, MT | 594 | $ 85,194,000 | $ 143,424 | $ 56,000 |
| Syracuse, NY | 583 | $ 56,675,000 | $ 97,212 | $ 63,000 |
| Savannah, GA | 581 | $ 81,311,000 | $ 139,950 | $ 53,000 |
| Macon, GA | 579 | $ 67,886,000 | $ 117,246 | $ 54,000 |
| Ann Arbor, MI | 573 | $ 119,205,000 | $ 208,036 | $ 90,000 |
| Beaumont-Port Arthur, TX | 559 | $ 65,509,000 | $ 117,189 | $ 119,000 |
| Reading, PA | 557 | $ 74,278,000 | $ 133,353 | $ 63,000 |
| Springfield, MO | 555 | $ 62,447,000 | $ 112,517 | $ 59,000 |
| Lubbock, TX | 544 | $ 52,103,000 | $ 95,777 | $ 78,000 |
| Bryan-College Station, TX | 541 | $ 62,598,000 | $ 115,707 | $ 64,000 |
| Lawrence, MA-NH | 537 | $ 135,214,000 | $ 251,795 | $ 106,000 |
| Springfield, MA | 536 | $ 76,064,000 | $ 141,910 | $ 64,000 |
| Newburgh, NY-PA | 533 | $ 96,352,000 | $ 180,772 | $ 64,000 |
| Lowell, MA-NH | 524 | $ 107,314,000 | $ 204,797 | $ 75,000 |
| Brockton, MA | 519 | $ 103,014,000 | $ 198,485 | $ 69,000 |
| Wilmington, NC | 503 | $ 83,941,000 | $ 166,880 | $ 81,000 |
| New London-Norwich, CT-RI | 476 | $ 77,547,000 | $ 162,913 | $ 64,000 |
| Yolo, CA | 471 | $ 100,074,000 | $ 212,471 | $ 80,000 |
| Huntsville, AL | 463 | $ 66,720,000 | $ 144,103 | $ 69,000 |
| Medford-Ashland, OR | 461 | $ 71,627,000 | $ 155,373 | $ 66,000 |
| Merced, CA | 457 | $ 70,085,000 | $ 153,358 | $ 56,000 |
| Amarillo, TX | 452 | $ 38,584,000 | $ 85,362 | $ 40,000 |
| Hagerstown, MD | 451 | $ 69,023,000 | $ 153,044 | $ 84,000 |
| Johnson City-Kingsport-Bristol, TN-VA | 431 | $ 52,553,000 | $ 121,932 | $ 53,000 |
| Hamilton-Middletown, OH | 423 | $ 64,148,000 | $ 151,650 | $ 64,000 |
| Laredo, TX | 418 | $ 44,452,000 | $ 106,344 | $ 61,000 |
| Green Bay, WI | 414 | $ 57,705,000 | $ 139,384 | $ 57,000 |
| Brownsville-Harlingen-San Benito, TX | 387 | $ 36,013,000 | $ 93,056 | $ 62,000 |
| Nashua, NH | 385 | $ 74,214,000 | $ 192,763 | $ 88,000 |
| Waterbury, CT | 381 | $ 60,589,000 | $ 159,026 | $ 63,000 |
| Portsmouth-Rochester, NH-ME | 373 | $ 81,248,000 | $ 217,823 | $ 95,000 |
| Flagstaff, AZ-UT | 372 | $ 61,790,000 | $ 166,102 | $ 96,000 |
| Richland-Kennewick-Pasco, WA | 368 | $ 51,478,000 | $ 139,885 | $ 68,000 |
| Billings, MT | 367 | $ 42,524,000 | $ 115,869 | $ 50,000 |
| Abilene, TX | 355 | $ 32,019,000 | $ 90,194 | $ 44,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 346 | $ 37,289,000 | $ 107,771 | $ 60,000 |
| Chico-Paradise, CA | 343 | $ 53,689,000 | $ 156,527 | $ 59,000 |
| Buffalo-Niagara Falls, NY | 342 | $ 35,479,000 | $ 103,739 | $ 55,000 |
| Dutchess County, NY | 331 | $ 60,904,000 | $ 184,000 | $ 85,000 |
| Lansing-East Lansing, MI | 327 | $ 38,794,000 | $ 118,636 | $ 52,000 |
| Las Cruces, NM | 327 | $ 38,198,000 | $ 116,813 | $ 56,000 |
| Lawrence, KS | 322 | $ 49,163,000 | $ 152,680 | $ 77,000 |
| Myrtle Beach, SC | 318 | $ 44,248,000 | $ 139,144 | $ 98,000 |
| New Bedford, MA | 316 | $ 57,732,000 | $ 182,696 | $ 75,000 |
| St. Cloud, MN | 313 | $ 39,898,000 | $ 127,469 | $ 59,000 |
| Montgomery, AL | 311 | $ 43,688,000 | $ 140,475 | $ 60,000 |
| Bellingham, WA | 310 | $ 49,166,000 | $ 158,600 | $ 68,000 |
| Charlottesville, VA | 310 | $ 55,677,000 | $ 179,603 | $ 76,000 |
| Odessa-Midland, TX | 307 | $ 25,758,000 | $ 83,902 | $ 59,000 |
| Jonesboro, AR | 306 | $ 29,242,000 | $ 95,562 | $ 38,000 |
| Yakima, WA | 306 | $ 38,616,000 | $ 126,196 | $ 56,000 |
| Barnstable-Yarmouth, MA | 304 | $ 71,238,000 | $ 234,335 | $ 182,000 |
| Sherman-Denison, TX | 304 | $ 29,505,000 | $ 97,055 | $ 63,000 |
| Columbia, MO | 303 | $ 49,586,000 | $ 163,650 | $ 70,000 |
| Topeka, KS | 303 | $ 31,808,000 | $ 104,976 | $ 47,000 |
| Roanoke, VA | 299 | $ 36,162,000 | $ 120,943 | $ 61,000 |
| Waco, TX | 297 | $ 28,868,000 | $ 97,198 | $ 55,000 |
| Chattanooga, TN-GA | 290 | $ 34,940,000 | $ 120,482 | $ 54,000 |
| Jackson, TN | 289 | $ 32,579,000 | $ 112,730 | $ 44,000 |
| Yuba City, CA | 289 | $ 41,941,000 | $ 145,124 | $ 49,000 |
| Burlington, VT | 283 | $ 44,739,000 | $ 158,088 | $ 81,000 |
| Sioux Falls, SD | 282 | $ 36,559,000 | $ 129,641 | $ 67,000 |
| Bloomington-Normal, IL | 280 | $ 38,583,000 | $ 137,796 | $ 94,000 |
| Lynchburg, VA | 276 | $ 36,440,000 | $ 132,028 | $ 63,000 |
| Champaign-Urbana, IL | 275 | $ 31,714,000 | $ 115,323 | $ 49,000 |
| Manchester, NH | 267 | $ 50,834,000 | $ 190,389 | $ 78,000 |
| Greenville, NC | 261 | $ 30,888,000 | $ 118,344 | $ 48,000 |
| Santa Fe, NM | 253 | $ 47,930,000 | $ 189,446 | $ 100,000 |
| Athens, GA | 251 | $ 34,360,000 | $ 136,892 | $ 68,000 |
| Duluth-Superior, MN-WI | 250 | $ 29,472,000 | $ 117,888 | $ 53,000 |
| Asheville, NC | 248 | $ 41,368,000 | $ 166,806 | $ 58,000 |
| Tyler, TX | 240 | $ 24,639,000 | $ 102,662 | $ 55,000 |
| Bismarck, ND | 234 | $ 25,986,000 | $ 111,051 | $ 55,000 |
| Janesville-Beloit, WI | 232 | $ 25,997,000 | $ 112,056 | $ 45,000 |
| Lafayette, LA | 232 | $ 27,814,000 | $ 119,887 | $ 53,000 |
| Gainesville, FL | 230 | $ 29,442,000 | $ 128,008 | $ 63,000 |
| Corvallis, OR | 228 | $ 34,871,000 | $ 152,942 | $ 82,000 |
| Shreveport-Bossier City, LA | 227 | $ 30,007,000 | $ 132,189 | $ 84,000 |
| Tuscaloosa, AL | 225 | $ 32,090,000 | $ 142,622 | $ 107,000 |
| Canton-Massillon, OH | 224 | $ 30,499,000 | $ 136,156 | $ 61,000 |
| Toledo, OH | 221 | $ 27,318,000 | $ 123,610 | $ 45,000 |
| Jacksonville, NC | 219 | $ 23,403,000 | $ 106,863 | $ 55,000 |
| Youngstown-Warren, OH | 215 | $ 18,799,000 | $ 87,437 | $ 41,000 |
| Tallahassee, FL | 208 | $ 28,535,000 | $ 137,187 | $ 65,000 |
| Yuma, AZ | 207 | $ 23,165,000 | $ 111,908 | $ 49,000 |
| Kalamazoo-Battle Creek, MI | 205 | $ 23,843,000 | $ 116,307 | $ 56,000 |
| Punta Gorda, FL | 205 | $ 25,592,000 | $ 124,839 | $ 60,000 |
| Saginaw-Bay City-Midland, MI | 194 | $ 20,459,000 | $ 105,458 | $ 49,000 |
| Rochester, MN | 192 | $ 30,286,000 | $ 157,739 | $ 68,000 |
| Davenport-Moline-Rock Island, IA-IL | 183 | $ 20,606,000 | $ 112,601 | $ 53,000 |
| Flint, MI | 178 | $ 20,955,000 | $ 117,724 | $ 44,000 |
| Longview-Marshall, TX | 177 | $ 16,792,000 | $ 94,870 | $ 54,000 |
| Ocala, FL | 175 | $ 19,514,000 | $ 111,508 | $ 60,000 |
| Columbus, GA-AL | 170 | $ 23,081,000 | $ 135,770 | $ 58,000 |
| Goldsboro, NC | 166 | $ 19,540,000 | $ 117,710 | $ 50,000 |
| Fitchburg-Leominster, MA | 165 | $ 26,431,000 | $ 160,187 | $ 62,000 |
| Charleston, WV | 159 | $ 20,493,000 | $ 128,886 | $ 93,000 |
| Peoria-Pekin, IL | 158 | $ 19,273,000 | $ 121,981 | $ 62,000 |
| Fargo-Moorhead, ND-MN | 155 | $ 18,116,000 | $ 116,877 | $ 58,000 |
| St. Joseph, MO | 155 | $ 18,216,000 | $ 117,522 | $ 60,000 |
| Parkersburg-Marietta, WV-OH | 149 | $ 18,687,000 | $ 125,416 | $ 80,000 |
| Dover, DE | 145 | $ 19,871,000 | $ 137,041 | $ 50,000 |
| Joplin, MO | 142 | $ 17,990,000 | $ 126,690 | $ 62,000 |
| Lafayette, IN | 142 | $ 16,283,000 | $ 114,669 | $ 50,000 |
| Panama City, FL | 142 | $ 19,343,000 | $ 136,218 | $ 79,000 |
| Houma, LA | 138 | $ 15,857,000 | $ 114,905 | $ 52,000 |
| Vineland-Millville-Bridgeton, NJ | 136 | $ 13,955,000 | $ 102,610 | $ 44,000 |
| Cedar Rapids, IA | 131 | $ 15,485,000 | $ 118,206 | $ 49,000 |
| Muncie, IN | 131 | $ 12,173,000 | $ 92,923 | $ 53,000 |
| Pine Bluff, AR | 129 | $ 10,727,000 | $ 83,155 | $ 50,000 |
| Fort Smith, AR-OK | 128 | $ 19,592,000 | $ 153,062 | $ 92,000 |
| Bloomington, IN | 125 | $ 15,012,000 | $ 120,096 | $ 54,000 |
| Lewiston-Auburn, ME | 123 | $ 14,557,000 | $ 118,349 | $ 59,000 |
| Owensboro, KY | 123 | $ 13,550,000 | $ 110,162 | $ 60,000 |
| Evansville-Henderson, IN-KY | 120 | $ 13,873,000 | $ 115,608 | $ 60,000 |
| San Angelo, TX | 119 | $ 9,315,000 | $ 78,277 | $ 37,000 |
| Cheyenne, WY | 115 | $ 15,240,000 | $ 132,521 | $ 52,000 |
| Benton Harbor, MI | 113 | $ 14,099,000 | $ 124,769 | $ 69,000 |
| South Bend, IN | 113 | $ 12,606,000 | $ 111,557 | $ 37,000 |
| Johnstown, PA | 111 | $ 10,755,000 | $ 96,891 | $ 54,000 |
| Glens Falls, NY | 110 | $ 11,889,000 | $ 108,081 | $ 49,000 |
| Sheboygan, WI | 110 | $ 14,280,000 | $ 129,818 | $ 57,000 |
| Springfield, IL | 103 | $ 18,424,000 | $ 178,873 | $ 94,000 |
| Texarkana, TX-AR | 103 | $ 9,720,000 | $ 94,368 | $ 55,000 |
| Victoria, TX | 103 | $ 8,842,000 | $ 85,844 | $ 41,000 |
| Auburn-Opelika, AL | 101 | $ 12,468,000 | $ 123,445 | $ 60,000 |
| Waterloo-Cedar Falls, IA | 96 | $ 9,301,000 | $ 96,885 | $ 49,000 |
| Kankakee, IL | 95 | $ 12,269,000 | $ 129,147 | $ 57,000 |
| Wheeling, WV-OH | 94 | $ 8,810,000 | $ 93,723 | $ 51,000 |
| Utica-Rome, NY | 91 | $ 7,221,000 | $ 79,351 | $ 55,000 |
| Williamsport, PA | 88 | $ 8,350,000 | $ 94,886 | $ 46,000 |
| Elkhart-Goshen, IN | 82 | $ 8,716,000 | $ 106,292 | $ 37,000 |
| Wichita Falls, TX | 81 | $ 7,270,000 | $ 89,753 | $ 50,000 |
| Kokomo, IN | 80 | $ 8,219,000 | $ 102,737 | $ 63,000 |
| Decatur, AL | 78 | $ 8,950,000 | $ 114,743 | $ 51,000 |
| Pocatello, ID | 77 | $ 8,753,000 | $ 113,675 | $ 43,000 |
| Huntington-Ashland, WV-KY-OH | 71 | $ 6,953,000 | $ 97,929 | $ 63,000 |
| Eau Claire, WI | 69 | $ 12,038,000 | $ 174,463 | $ 72,000 |
| Sioux City, IA-NE | 66 | $ 5,658,000 | $ 85,727 | $ 43,000 |
| Gadsden, AL | 65 | $ 7,372,000 | $ 113,415 | $ 61,000 |
| Erie, PA | 64 | $ 6,587,000 | $ 102,921 | $ 49,000 |
| Pittsfield, MA | 64 | $ 8,920,000 | $ 139,375 | $ 68,000 |
| Danville, VA | 62 | $ 6,005,000 | $ 96,854 | $ 55,000 |
| Rocky Mount, NC | 62 | $ 7,334,000 | $ 118,290 | $ 42,000 |
| Binghamton, NY | 61 | $ 5,155,000 | $ 84,508 | $ 53,000 |
| Decatur, IL | 60 | $ 6,417,000 | $ 106,950 | $ 50,000 |
| Bangor, ME | 59 | $ 6,408,000 | $ 108,610 | $ 55,000 |
| State College, PA | 59 | $ 9,725,000 | $ 164,830 | $ 79,000 |
| Dothan, AL | 57 | $ 7,509,000 | $ 131,736 | $ 103,000 |
| Florence, SC | 54 | $ 7,130,000 | $ 132,037 | $ 51,000 |
| Lake Charles, LA | 54 | $ 6,786,000 | $ 125,666 | $ 64,000 |
| Albany, GA | 53 | $ 7,093,000 | $ 133,830 | $ 65,000 |
| Dubuque, IA | 52 | $ 5,947,000 | $ 114,365 | $ 60,000 |
| Hattiesburg, MS | 52 | $ 6,729,000 | $ 129,403 | $ 77,000 |
| Jackson, MI | 50 | $ 6,142,000 | $ 122,840 | $ 51,000 |
| Wausau, WI | 49 | $ 6,616,000 | $ 135,020 | $ 53,000 |
| Florence, AL | 47 | $ 5,200,000 | $ 110,638 | $ 51,000 |
| La Crosse, WI-MN | 47 | $ 6,168,000 | $ 131,234 | $ 55,000 |
| Iowa City, IA | 43 | $ 8,816,000 | $ 205,023 | $ 75,000 |
| Mansfield, OH | 43 | $ 5,647,000 | $ 131,325 | $ 76,000 |
| Monroe, LA | 43 | $ 5,172,000 | $ 120,279 | $ 54,000 |
| Altoona, PA | 42 | $ 4,353,000 | $ 103,642 | $ 41,000 |
| Lawton, OK | 42 | $ 5,720,000 | $ 136,190 | $ 76,000 |
| Cumberland, MD-WV | 40 | $ 3,894,000 | $ 97,350 | $ 60,000 |
| Sumter, SC | 39 | $ 3,463,000 | $ 88,794 | $ 37,000 |
| Casper, WY | 36 | $ 4,927,000 | $ 136,861 | $ 61,000 |
| Rapid City, SD | 35 | $ 4,415,000 | $ 126,142 | $ 64,000 |
| Alexandria, LA | 30 | $ 3,825,000 | $ 127,500 | $ 66,000 |
| Lima, OH | 29 | $ 3,812,000 | $ 131,448 | $ 61,000 |
| Anniston, AL | 23 | $ 2,599,000 | $ 113,000 | $ 47,000 |
| Enid, OK | 23 | $ 2,423,000 | $ 105,347 | $ 52,000 |
| Sharon, PA | 19 | $ 2,251,000 | $ 118,473 | $ 54,000 |
| Elmira, NY | 18 | $ 1,893,000 | $ 105,166 | $ 49,000 |
| Steubenville-Weirton, OH-WV | 18 | $ 1,514,000 | $ 84,111 | $ 45,000 |
| Terre Haute, IN | 16 | $ 2,104,000 | $ 131,500 | $ 57,000 |
| Jamestown, NY | 15 | $ 2,538,000 | $ 169,200 | $ 77,000 |
| Grand Forks, ND-MN | 12 | $ 1,199,000 | $ 99,916 | $ 70,000 |
| San Juan-Bayamon, PR | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Funding, Inc in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 487,616 | $85,059,035,000 | $159,566 | $7,850,000 | $69,924 | $9,938,000 |
| Home Purchase (one-to-four family) | 227,559 | $37,189,827,000 | $157,923 | $1,500,000 | $72,230 | $8,690,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 483,630 | $83,287,146,000 | $161,056 | $7,850,000 | $75,132 | $9,938,000 |
| Information not provided by applicant in mail or telephone application | 101,241 | $18,161,355,000 | $161,653 | $1,394,000 | $76,480 | $7,392,000 |
| Hispanic | 56,439 | $8,041,831,000 | $142,903 | $1,280,000 | $58,038 | $6,838,000 |
| Black | 37,768 | $5,323,258,000 | $133,269 | $1,000,000 | $51,942 | $8,690,000 |
| Asian or Pacific Islander | 25,630 | $5,528,498,000 | $178,078 | $1,480,000 | $80,274 | $4,295,000 |
| Other | 8,067 | $1,515,761,000 | $171,096 | $1,500,000 | $75,923 | $4,420,000 |
| American Indian or Alaskan Native | 2,296 | $374,311,000 | $146,959 | $970,000 | $72,734 | $6,334,000 |
| Not applicable | 104 | $16,702,000 | $153,583 | $325,000 | $58,958 | $360,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 472,406 | $91,297,521,000 | $172,283 | $7,850,000 | $91,566 | $9,938,000 |
| FHA-insured (Federal Housing Administration) | 190,007 | $23,485,889,000 | $122,480 | $514,000 | $34,807 | $6,899,000 |
| VA-guaranteed (Veterans Administration) | 52,456 | $7,435,017,000 | $136,461 | $323,000 | $31,903 | $8,690,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 306 | $30,435,000 | $105,172 | $270,000 | $39,655 | $76,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 664,019 | $109,359,159,000 | $153,377 | $1,395,000 | $60,754 | $9,938,000 |
| Loan Originated | 44,232 | $10,389,301,000 | $226,230 | $1,494,000 | $108,519 | $8,232,000 |
| Application Denied By Financial Institution | 3,106 | $1,032,800,000 | $279,333 | $7,850,000 | $124,392 | $3,200,000 |
| Application Approved But Not Accepted | 3,021 | $1,175,739,000 | $337,280 | $2,000,000 | $184,880 | $4,900,000 |
| Application Withdrawn By Applicant | 420 | $157,248,000 | $359,282 | $2,000,000 | $158,025 | $2,112,000 |
| File Closed For Incompleteness | 377 | $134,615,000 | $331,186 | $1,392,000 | $177,558 | $1,582,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 954 | $332,283,000 | $300,541 | $7,850,000 | $88,500 | $2,400,000 |
| Credit History | 709 | $202,497,000 | $248,333 | $1,233,000 | $121,937 | $3,200,000 |
| Other | 677 | $233,753,000 | $297,755 | $1,500,000 | $120,911 | $2,600,000 |
| Collateral | 348 | $97,967,000 | $288,295 | $1,000,000 | $158,409 | $2,304,000 |
| Unverifiable Information | 182 | $78,787,000 | $380,172 | $1,000,000 | $191,931 | $3,000,000 |
| Credit Application Incomplete | 97 | $35,815,000 | $297,181 | $990,000 | $152,863 | $1,078,000 |
| Employment History | 74 | $23,443,000 | $284,384 | $1,120,000 | $159,384 | $903,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 65 | $28,255,000 | $346,947 | $1,000,000 | $160,473 | $1,930,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Funding, Inc's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Funding, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About