Wesbanco Bank, Inc. Mortgage Lending & HMDA Data, 2024

In 2024, Wesbanco Bank, Inc. of Wheeling, WV reported 6,755 mortgage applications totaling $2.0 billion, down 9% from 2023. The average application was for $295,922, and applicants reported an average income of $158,122. 66% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Pittsburgh, PA (796), Columbus, OH (625) and Cincinnati, OH-KY-IN (613) (applications in parentheses).

Mortgage Company & Address Wesbanco Bank, Inc.
1 Bank Plaza
Wheeling, WV 26003
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 6,755
Total Mortgage Loan Application Amount $1,998,955,000
Average Mortgage Loan Application Amount $295,922
Highest Mortgage Loan Application Amount $60,255,000
Average Applicant Income $158,122
Highest Applicant Income $8,095,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wesbanco Bank, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wesbanco Bank, Inc. by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny, Pennsylvania 391 $ 91,705,000 $ 234,539 $ 179,000
Franklin, Ohio 363 $ 272,225,000 $ 749,931 $ 222,000
Hamilton, Ohio 225 $ 50,385,000 $ 223,933 $ 173,000
Harrison, West Virginia 196 $ 37,630,000 $ 191,989 $ 105,000
Ohio, West Virginia 171 $ 23,415,000 $ 136,929 $ 91,000
Kanawha, West Virginia 168 $ 23,980,000 $ 142,738 $ 99,000
Belmont, Ohio 163 $ 22,375,000 $ 137,269 $ 96,000
Prince George's, Maryland 153 $ 44,505,000 $ 290,882 $ 138,000
Campbell, Kentucky 130 $ 21,230,000 $ 163,307 $ 118,000
Wood, West Virginia 130 $ 17,060,000 $ 131,230 $ 111,000
Beaver, Pennsylvania 127 $ 15,595,000 $ 122,795 $ 93,000
Hardin, Kentucky 116 $ 15,450,000 $ 133,189 $ 96,000
Charles, Maryland 113 $ 52,865,000 $ 467,831 $ 146,000
Clark, Ohio 113 $ 14,215,000 $ 125,796 $ 93,000
Anne Arundel, Maryland 111 $ 55,015,000 $ 495,630 $ 273,000
Monongalia, West Virginia 107 $ 24,295,000 $ 227,056 $ 207,000
Fayette, Kentucky 93 $ 27,985,000 $ 300,913 $ 234,000
Hancock, West Virginia 93 $ 13,735,000 $ 147,688 $ 88,000
Bullitt, Kentucky 92 $ 18,430,000 $ 200,326 $ 132,000
Jefferson, Kentucky 88 $ 33,700,000 $ 382,954 $ 225,000
Lawrence, Pennsylvania 87 $ 8,685,000 $ 99,827 $ 77,000
Marion, West Virginia 82 $ 16,550,000 $ 201,829 $ 98,000
Brooke, West Virginia 80 $ 9,270,000 $ 115,875 $ 78,000
Montgomery, Ohio 77 $ 17,065,000 $ 221,623 $ 175,000
Washington, Pennsylvania 77 $ 12,895,000 $ 167,467 $ 158,000
Butler, Pennsylvania 76 $ 15,870,000 $ 208,815 $ 178,000
Marshall, West Virginia 76 $ 8,580,000 $ 112,894 $ 76,000
Scott, Kentucky 75 $ 14,105,000 $ 188,066 $ 90,000
Baltimore, Maryland 75 $ 22,035,000 $ 293,800 $ 188,000
Butler, Ohio 75 $ 18,945,000 $ 252,600 $ 130,000
Cabell, West Virginia 71 $ 7,415,000 $ 104,436 $ 77,000
Floyd, Indiana 68 $ 12,470,000 $ 183,382 $ 138,000
Delaware, Ohio 66 $ 42,030,000 $ 636,818 $ 259,000
Jackson, Ohio 65 $ 7,125,000 $ 109,615 $ 93,000
Montgomery, Maryland 64 $ 27,250,000 $ 425,781 $ 243,000
Fairfield, Ohio 64 $ 8,880,000 $ 138,750 $ 142,000
Lawrence, Ohio 62 $ 8,820,000 $ 142,258 $ 113,000
Clark, Indiana 61 $ 7,965,000 $ 130,573 $ 93,000
Warren, Ohio 60 $ 20,980,000 $ 349,666 $ 236,000
Franklin, Kentucky 59 $ 5,715,000 $ 96,864 $ 76,000
Jefferson, Ohio 58 $ 9,040,000 $ 155,862 $ 93,000
Nelson, Kentucky 57 $ 6,045,000 $ 106,052 $ 68,000
Preston, West Virginia 57 $ 8,465,000 $ 148,508 $ 87,000
Scioto, Ohio 56 $ 6,270,000 $ 111,964 $ 95,000
Ross, Ohio 55 $ 6,725,000 $ 122,272 $ 99,000
Baltimore City, Maryland 53 $ 17,345,000 $ 327,264 $ 155,000
Jessamine, Kentucky 51 $ 40,845,000 $ 800,882 $ 134,000
Howard, Maryland 44 $ 25,800,000 $ 586,363 $ 248,000
Licking, Ohio 43 $ 41,965,000 $ 975,930 $ 217,000
Washington, Ohio 43 $ 6,405,000 $ 148,953 $ 144,000
Clermont, Ohio 40 $ 9,100,000 $ 227,500 $ 193,000
Guernsey, Ohio 40 $ 5,320,000 $ 133,000 $ 84,000
St. Mary's, Maryland 39 $ 8,195,000 $ 210,128 $ 152,000
Anderson, Kentucky 37 $ 4,375,000 $ 118,243 $ 83,000
Kenton, Kentucky 37 $ 8,425,000 $ 227,702 $ 203,000
Pickaway, Ohio 37 $ 6,405,000 $ 173,108 $ 128,000
Putnam, West Virginia 37 $ 27,435,000 $ 741,486 $ 168,000
Hamilton, Indiana 34 $ 97,030,000 $ 2,853,823 $ 567,000
Meade, Kentucky 34 $ 2,970,000 $ 87,352 $ 81,000
Frederick, Maryland 34 $ 11,990,000 $ 352,647 $ 190,000
Greene, Ohio 34 $ 8,680,000 $ 255,294 $ 150,000
Jackson, West Virginia 34 $ 4,060,000 $ 119,411 $ 171,000
Calvert, Maryland 32 $ 10,020,000 $ 313,125 $ 236,000
Loudoun, Virginia 30 $ 26,910,000 $ 897,000 $ 390,000
Fairfax, Virginia 29 $ 27,875,000 $ 961,206 $ 550,000
District of Columbia, District Of Columbia 27 $ 13,205,000 $ 489,074 $ 199,000
Carroll, Maryland 27 $ 7,375,000 $ 273,148 $ 198,000
Westmoreland, Pennsylvania 27 $ 4,605,000 $ 170,555 $ 170,000
Scott, Indiana 26 $ 2,390,000 $ 91,923 $ 63,000
Wetzel, West Virginia 26 $ 3,280,000 $ 126,153 $ 99,000
Boone, Kentucky 25 $ 4,805,000 $ 192,200 $ 204,000
Gallia, Ohio 25 $ 2,835,000 $ 113,400 $ 87,000
Taylor, West Virginia 23 $ 4,535,000 $ 197,173 $ 148,000
Monroe, Ohio 22 $ 2,530,000 $ 115,000 $ 89,000
Wayne, West Virginia 22 $ 2,880,000 $ 130,909 $ 85,000
Woodford, Kentucky 20 $ 3,120,000 $ 156,000 $ 67,000
Vinton, Ohio 19 $ 1,865,000 $ 98,157 $ 96,000
Hamilton, Tennessee 19 $ 9,225,000 $ 485,526 $ 386,000
Boone, Indiana 18 $ 25,920,000 $ 1,440,000 $ 656,000
Harrison, Ohio 18 $ 2,280,000 $ 126,666 $ 77,000
Prince William, Virginia 18 $ 6,870,000 $ 381,666 $ 254,000
Summit, Ohio 16 $ 3,230,000 $ 201,875 $ 159,000
Union, Ohio 15 $ 5,925,000 $ 395,000 $ 230,000
Harford, Maryland 13 $ 4,335,000 $ 333,461 $ 213,000
Madison, Ohio 13 $ 6,535,000 $ 502,692 $ 269,000
Muskingum, Ohio 13 $ 2,695,000 $ 207,307 $ 81,000
Marion, Indiana 12 $ 6,130,000 $ 510,833 $ 553,000
Larue, Kentucky 12 $ 1,630,000 $ 135,833 $ 183,000
Mercer, Kentucky 12 $ 1,240,000 $ 103,333 $ 65,000
Queen Anne's, Maryland 12 $ 6,640,000 $ 553,333 $ 204,000
Arlington, Virginia 12 $ 11,370,000 $ 947,500 $ 745,000
Sussex, Delaware 11 $ 5,735,000 $ 521,363 $ 618,000
Breckinridge, Kentucky 11 $ 1,245,000 $ 113,181 $ 59,000
Athens, Ohio 11 $ 1,675,000 $ 152,272 $ 382,000
Oldham, Kentucky 10 $ 4,340,000 $ 434,000 $ 210,000
Talbot, Maryland 10 $ 8,520,000 $ 852,000 $ 364,000
Morrow, Ohio 10 $ 1,640,000 $ 164,000 $ 156,000
Fayette, Pennsylvania 10 $ 2,030,000 $ 203,000 $ 136,000
Madison, Kentucky 9 $ 1,575,000 $ 175,000 $ 209,000
Spencer, Kentucky 9 $ 765,000 $ 85,000 $ 59,000
Hocking, Ohio 9 $ 2,045,000 $ 227,222 $ 269,000
York, Pennsylvania 9 $ 23,905,000 $ 2,656,111 $ 181,000
Dearborn, Indiana 8 $ 2,170,000 $ 271,250 $ 115,000
Clark, Kentucky 8 $ 1,800,000 $ 225,000 $ 115,000
Greenup, Kentucky 8 $ 1,460,000 $ 182,500 $ 119,000
Cuyahoga, Ohio 8 $ 1,330,000 $ 166,250 $ 117,000
Garrard, Kentucky 7 $ 525,000 $ 75,000 $ 79,000
Harrison, Kentucky 7 $ 675,000 $ 96,428 $ 110,000
Hart, Kentucky 7 $ 785,000 $ 112,142 $ 82,000
Worcester, Maryland 7 $ 3,265,000 $ 466,428 $ 269,000
Brown, Ohio 7 $ 2,135,000 $ 305,000 $ 77,000
Mercer, Pennsylvania 7 $ 645,000 $ 92,142 $ 164,000
Davidson, Tennessee 7 $ 28,745,000 $ 4,106,428 $ 481,000
Stafford, Virginia 7 $ 2,325,000 $ 332,142 $ 170,000
Mason, West Virginia 7 $ 1,075,000 $ 153,571 $ 104,000
Upshur, West Virginia 7 $ 915,000 $ 130,714 $ 69,000
Harrison, Indiana 6 $ 1,300,000 $ 216,666 $ 94,000
Boyd, Kentucky 6 $ 2,550,000 $ 425,000 $ 282,000
Shelby, Kentucky 6 $ 2,150,000 $ 358,333 $ 351,000
Caroline, Maryland 6 $ 2,550,000 $ 425,000 $ 174,000
Garrett, Maryland 6 $ 4,770,000 $ 795,000 $ 335,000
Washington, Maryland 6 $ 2,500,000 $ 416,666 $ 174,000
Miami, Ohio 6 $ 970,000 $ 161,666 $ 68,000
Williamson, Tennessee 6 $ 4,540,000 $ 756,666 $ 424,000
Barbour, West Virginia 6 $ 970,000 $ 161,666 $ 89,000
Fayette, West Virginia 6 $ 1,370,000 $ 228,333 $ 137,000
Wirt, West Virginia 6 $ 430,000 $ 71,666 $ 75,000
Columbiana, Ohio 5 $ 325,000 $ 65,000 $ 47,000
Logan, Ohio 5 $ 845,000 $ 169,000 $ 126,000
Noble, Ohio 5 $ 1,065,000 $ 213,000 $ 82,000
Perry, Ohio 5 $ 915,000 $ 183,000 $ 168,000
Pike, Ohio 5 $ 445,000 $ 89,000 $ 87,000
Franklin, Pennsylvania 5 $ 1,605,000 $ 321,000 $ 109,000
Louisa, Virginia 5 $ 3,295,000 $ 659,000 $ 289,000
Shenandoah, Virginia 5 $ 2,705,000 $ 541,000 $ 416,000
Berkeley, West Virginia 5 $ 905,000 $ 181,000 $ 110,000
Doddridge, West Virginia 5 $ 1,655,000 $ 331,000 $ 102,000
Tyler, West Virginia 5 $ 445,000 $ 89,000 $ 61,000
St. Lucie, Florida 4 $ 1,170,000 $ 292,500 $ 156,000
Hancock, Indiana 4 $ 3,730,000 $ 932,500 $ 262,000
Jackson, Indiana 4 $ 410,000 $ 102,500 $ 87,000
Washington, Indiana 4 $ 270,000 $ 67,500 $ 126,000
Boyle, Kentucky 4 $ 520,000 $ 130,000 $ 190,000
Washington, Kentucky 4 $ 730,000 $ 182,500 $ 68,000
Dorchester, Maryland 4 $ 1,710,000 $ 427,500 $ 136,000
Adams, Ohio 4 $ 440,000 $ 110,000 $ 76,000
Champaign, Ohio 4 $ 400,000 $ 100,000 $ 55,000
Crawford, Ohio 4 $ 380,000 $ 95,000 $ 74,000
Knox, Ohio 4 $ 590,000 $ 147,500 $ 129,000
Spotsylvania, Virginia 4 $ 1,080,000 $ 270,000 $ 137,000
Jefferson, West Virginia 4 $ 730,000 $ 182,500 $ 145,000
Lewis, West Virginia 4 $ 790,000 $ 197,500 $ 91,000
Collier, Florida 3 $ 1,465,000 $ 488,333 $ 232,000
Owen, Kentucky 3 $ 405,000 $ 135,000 $ 122,000
Pendleton, Kentucky 3 $ 435,000 $ 145,000 $ 144,000
Pulaski, Kentucky 3 $ 385,000 $ 128,333 $ 139,000
Clinton, Ohio 3 $ 635,000 $ 211,666 $ 127,000
Coshocton, Ohio 3 $ 875,000 $ 291,666 $ 122,000
Mahoning, Ohio 3 $ 395,000 $ 131,666 $ 148,000
Preble, Ohio 3 $ 825,000 $ 275,000 $ 132,000
Crawford, Pennsylvania 3 $ 125,000 $ 41,666 $ 64,000
Erie, Pennsylvania 3 $ 535,000 $ 178,333 $ 82,000
Greene, Pennsylvania 3 $ 425,000 $ 141,666 $ 148,000
Fauquier, Virginia 3 $ 1,335,000 $ 445,000 $ 174,000
Orange, Virginia 3 $ 1,485,000 $ 495,000 $ 278,000
Boone, West Virginia 3 $ 235,000 $ 78,333 $ 52,000
Calhoun, West Virginia 3 $ 155,000 $ 51,666 $ 62,000
Lincoln, West Virginia 3 $ 335,000 $ 111,666 $ 73,000
Raleigh, West Virginia 3 $ 805,000 $ 268,333 $ 111,000
Boulder, Colorado 2 $ 2,460,000 $ 1,230,000 $ 1,200,000
Kent, Delaware 2 $ 930,000 $ 465,000 $ 97,000
New Castle, Delaware 2 $ 360,000 $ 180,000 $ 339,000
Hillsborough, Florida 2 $ 810,000 $ 405,000 $ 291,000
Lee, Florida 2 $ 1,010,000 $ 505,000 $ 528,000
Palm Beach, Florida 2 $ 440,000 $ 220,000 $ 416,000
Pasco, Florida 2 $ 810,000 $ 405,000 $ 161,000
Pinellas, Florida 2 $ 680,000 $ 340,000 $ 133,000
Sarasota, Florida 2 $ 2,410,000 $ 1,205,000 $ 1,302,000
Columbia, Georgia 2 $ 510,000 $ 255,000 $ 88,000
Fulton, Georgia 2 $ 460,000 $ 230,000 $ 63,000
Howard, Indiana 2 $ 2,190,000 $ 1,095,000 $ 367,000
Jefferson, Indiana 2 $ 120,000 $ 60,000 $ 73,000
Miami, Indiana 2 $ 180,000 $ 90,000 $ 47,000
Morgan, Indiana 2 $ 940,000 $ 470,000 $ 166,000
Orange, Indiana 2 $ 80,000 $ 40,000 $ 5,000
Ripley, Indiana 2 $ 340,000 $ 170,000 $ 190,000
Vigo, Indiana 2 $ 630,000 $ 315,000 $ 133,000
Bourbon, Kentucky 2 $ 330,000 $ 165,000 $ 476,000
Bracken, Kentucky 2 $ 590,000 $ 295,000 $ 52,000
Henry, Kentucky 2 $ 200,000 $ 100,000 $ 105,000
Marion, Kentucky 2 $ 310,000 $ 155,000 $ 119,000
Taylor, Kentucky 2 $ 460,000 $ 230,000 $ 199,000
Warren, Kentucky 2 $ 220,000 $ 110,000 $ 110,000
Wicomico, Maryland 2 $ 1,030,000 $ 515,000 $ 175,000
Kings, New York 2 $ 4,990,000 $ 2,495,000 $ 973,000
Dare, North Carolina 2 $ 1,040,000 $ 520,000 $ 344,000
Ashtabula, Ohio 2 $ 170,000 $ 85,000 $ 82,000
Geauga, Ohio 2 $ 280,000 $ 140,000 $ 172,000
Lorain, Ohio 2 $ 810,000 $ 405,000 $ 148,000
Marion, Ohio 2 $ 40,000 $ 20,000 $ 59,000
Medina, Ohio 2 $ 1,060,000 $ 530,000 $ 157,000
Meigs, Ohio 2 $ 240,000 $ 120,000 $ 80,000
Morgan, Ohio 2 $ 190,000 $ 95,000 $ 81,000
Dauphin, Pennsylvania 2 $ 570,000 $ 285,000 $ 243,000
Delaware, Pennsylvania 2 $ 2,120,000 $ 1,060,000 $ 257,000
Lancaster, Pennsylvania 2 $ 3,510,000 $ 1,755,000 $ 45,000
Warren, Pennsylvania 2 $ 270,000 $ 135,000 $ 470,000
Charleston, South Carolina 2 $ 1,810,000 $ 905,000 $ 283,000
Horry, South Carolina 2 $ 510,000 $ 255,000 $ 134,000
Culpeper, Virginia 2 $ 1,420,000 $ 710,000 $ 214,000
Falls Church, Virginia 2 $ 2,590,000 $ 1,295,000 $ 771,000
Hampton, Virginia 2 $ 260,000 $ 130,000 $ 37,000
Lancaster, Virginia 2 $ 1,060,000 $ 530,000 $ 335,000
Northumberland, Virginia 2 $ 2,010,000 $ 1,005,000 $ 426,000
Warren, Virginia 2 $ 380,000 $ 190,000 $ 109,000
Gilmer, West Virginia 2 $ 250,000 $ 125,000 $ 57,000
Hardy, West Virginia 2 $ 1,040,000 $ 520,000 $ 995,000
Mineral, West Virginia 2 $ 570,000 $ 285,000 $ 119,000
Pocahontas, West Virginia 2 $ 290,000 $ 145,000 $ 99,000
Randolph, West Virginia 2 $ 1,620,000 $ 810,000 $ 175,000
Ritchie, West Virginia 2 $ 120,000 $ 60,000 $ 23,000
Baldwin, Alabama 1 $ 315,000 $ 315,000 $ 0
Marion, Alabama 1 $ 275,000 $ 275,000 $ 187,000
Marshall, Alabama 1 $ 655,000 $ 655,000 $ 385,000
Bay, Florida 1 $ 285,000 $ 285,000 $ 143,000
Brevard, Florida 1 $ 535,000 $ 535,000 $ 220,000
Broward, Florida 1 $ 255,000 $ 255,000 $ 0
Indian River, Florida 1 $ 505,000 $ 505,000 $ 1,019,000
Manatee, Florida 1 $ 795,000 $ 795,000 $ 483,000
Miami-Dade, Florida 1 $ 205,000 $ 205,000 $ 286,000
Orange, Florida 1 $ 475,000 $ 475,000 $ 0
Putnam, Florida 1 $ 135,000 $ 135,000 $ 61,000
Sumter, Florida 1 $ 315,000 $ 315,000 $ 87,000
Volusia, Florida 1 $ 2,385,000 $ 2,385,000 $ 1,599,000
Floyd, Georgia 1 $ 255,000 $ 255,000 $ 86,000
McDuffie, Georgia 1 $ 175,000 $ 175,000 $ 78,000
Walker, Georgia 1 $ 705,000 $ 705,000 $ 316,000
Champaign, Illinois 1 $ 225,000 $ 225,000 $ 600,000
Cook, Illinois 1 $ 765,000 $ 765,000 $ 224,000
St. Clair, Illinois 1 $ 465,000 $ 465,000 $ 298,000
Bartholomew, Indiana 1 $ 55,000 $ 55,000 $ 171,000
Clinton, Indiana 1 $ 135,000 $ 135,000 $ 2,121,000
Crawford, Indiana 1 $ 85,000 $ 85,000 $ 139,000
Hendricks, Indiana 1 $ 275,000 $ 275,000 $ 65,000
Jennings, Indiana 1 $ 115,000 $ 115,000 $ 215,000
Steuben, Indiana 1 $ 445,000 $ 445,000 $ 347,000
Union, Indiana 1 $ 55,000 $ 55,000 $ 165,000
Vanderburgh, Indiana 1 $ 275,000 $ 275,000 $ 82,000
Wayne, Indiana 1 $ 245,000 $ 245,000 $ 106,000
Whitley, Indiana 1 $ 865,000 $ 865,000 $ 347,000
Allen, Kentucky 1 $ 455,000 $ 455,000 $ 466,000
Casey, Kentucky 1 $ 15,000 $ 15,000 $ 31,000
Clay, Kentucky 1 $ 55,000 $ 55,000 $ 80,000
Elliott, Kentucky 1 $ 125,000 $ 125,000 $ 54,000
Estill, Kentucky 1 $ 25,000 $ 25,000 $ 126,000
Floyd, Kentucky 1 $ 65,000 $ 65,000 $ 93,000
Grant, Kentucky 1 $ 255,000 $ 255,000 $ 36,000
Grayson, Kentucky 1 $ 35,000 $ 35,000 $ 18,000
Lewis, Kentucky 1 $ 135,000 $ 135,000 $ 58,000
Lincoln, Kentucky 1 $ 165,000 $ 165,000 $ 36,000
Magoffin, Kentucky 1 $ 15,000 $ 15,000 $ 17,000
Montgomery, Kentucky 1 $ 35,000 $ 35,000 $ 60,000
Nicholas, Kentucky 1 $ 65,000 $ 65,000 $ 66,000
Powell, Kentucky 1 $ 215,000 $ 215,000 $ 188,000
Rockcastle, Kentucky 1 $ 65,000 $ 65,000 $ 23,000
Whitley, Kentucky 1 $ 255,000 $ 255,000 $ 88,000
Cecil, Maryland 1 $ 165,000 $ 165,000 $ 261,000
Kent, Maryland 1 $ 105,000 $ 105,000 $ 67,000
Somerset, Maryland 1 $ 405,000 $ 405,000 $ 177,000
Hillsdale, Michigan 1 $ 185,000 $ 185,000 $ 58,000
Jackson, Mississippi 1 $ 175,000 $ 175,000 $ 178,000
Pontotoc, Mississippi 1 $ 305,000 $ 305,000 $ 0
Sunflower, Mississippi 1 $ 55,000 $ 55,000 $ 24,000
Camden, New Jersey 1 $ 135,000 $ 135,000 $ 124,000
Alamance, North Carolina 1 $ 135,000 $ 135,000 $ 37,000
Currituck, North Carolina 1 $ 2,345,000 $ 2,345,000 $ 742,000
Forsyth, North Carolina 1 $ 155,000 $ 155,000 $ 67,000
Iredell, North Carolina 1 $ 635,000 $ 635,000 $ 210,000
Johnston, North Carolina 1 $ 635,000 $ 635,000 $ 266,000
Mecklenburg, North Carolina 1 $ 745,000 $ 745,000 $ 231,000
Wake, North Carolina 1 $ 405,000 $ 405,000 $ 196,000
Allen, Ohio 1 $ 245,000 $ 245,000 $ 58,000
Ashland, Ohio 1 $ 365,000 $ 365,000 $ 130,000
Carroll, Ohio 1 $ 145,000 $ 145,000 $ 99,000
Erie, Ohio 1 $ 275,000 $ 275,000 $ 816,000
Fayette, Ohio 1 $ 25,000 $ 25,000 $ 89,000
Mercer, Ohio 1 $ 85,000 $ 85,000 $ 84,000
Ottawa, Ohio 1 $ 135,000 $ 135,000 $ 832,000
Seneca, Ohio 1 $ 175,000 $ 175,000 $ 50,000
Shelby, Ohio 1 $ 15,000 $ 15,000 $ 29,000
Stark, Ohio 1 $ 55,000 $ 55,000 $ 112,000
Tuscarawas, Ohio 1 $ 15,000 $ 15,000 $ 118,000
Adams, Pennsylvania 1 $ 295,000 $ 295,000 $ 117,000
Armstrong, Pennsylvania 1 $ 355,000 $ 355,000 $ 122,000
Centre, Pennsylvania 1 $ 285,000 $ 285,000 $ 405,000
Chester, Pennsylvania 1 $ 765,000 $ 765,000 $ 419,000
Clearfield, Pennsylvania 1 $ 115,000 $ 115,000 $ 147,000
Clinton, Pennsylvania 1 $ 15,000 $ 15,000 $ 36,000
Huntingdon, Pennsylvania 1 $ 25,000 $ 25,000 $ 55,000
Jefferson, Pennsylvania 1 $ 55,000 $ 55,000 $ 20,000
Venango, Pennsylvania 1 $ 1,005,000 $ 1,005,000 $ 375,000
Richland, South Carolina 1 $ 305,000 $ 305,000 $ 71,000
Spartanburg, South Carolina 1 $ 185,000 $ 185,000 $ 66,000
Bradley, Tennessee 1 $ 705,000 $ 705,000 $ 184,000
Knox, Tennessee 1 $ 245,000 $ 245,000 $ 45,000
Maury, Tennessee 1 $ 295,000 $ 295,000 $ 65,000
Montgomery, Tennessee 1 $ 2,505,000 $ 2,505,000 $ 0
Rhea, Tennessee 1 $ 4,405,000 $ 4,405,000 $ 0
Sevier, Tennessee 1 $ 1,025,000 $ 1,025,000 $ 0
Shelby, Tennessee 1 $ 105,000 $ 105,000 $ 184,000
Williamson, Texas 1 $ 255,000 $ 255,000 $ 127,000
Davis, Utah 1 $ 1,125,000 $ 1,125,000 $ 417,000
Alexandria, Virginia 1 $ 1,125,000 $ 1,125,000 $ 334,000
Caroline, Virginia 1 $ 45,000 $ 45,000 $ 72,000
Charlottesville, Virginia 1 $ 415,000 $ 415,000 $ 108,000
Clarke, Virginia 1 $ 1,685,000 $ 1,685,000 $ 1,732,000
Dinwiddie, Virginia 1 $ 475,000 $ 475,000 $ 226,000
Fairfax City, Virginia 1 $ 335,000 $ 335,000 $ 1,027,000
Frederick, Virginia 1 $ 45,000 $ 45,000 $ 108,000
Henrico, Virginia 1 $ 25,000 $ 25,000 $ 0
Manassas, Virginia 1 $ 435,000 $ 435,000 $ 115,000
Manassas Park, Virginia 1 $ 205,000 $ 205,000 $ 0
Page, Virginia 1 $ 465,000 $ 465,000 $ 210,000
Virginia Beach, Virginia 1 $ 445,000 $ 445,000 $ 190,000
Westmoreland, Virginia 1 $ 25,000 $ 25,000 $ 41,000
Braxton, West Virginia 1 $ 105,000 $ 105,000 $ 120,000
Hampshire, West Virginia 1 $ 805,000 $ 805,000 $ 401,000
Logan, West Virginia 1 $ 65,000 $ 65,000 $ 38,000
Mercer, West Virginia 1 $ 85,000 $ 85,000 $ 23,000
Pleasants, West Virginia 1 $ 95,000 $ 95,000 $ 28,000
Tucker, West Virginia 1 $ 705,000 $ 705,000 $ 599,000
Wyoming, West Virginia 1 $ 15,000 $ 15,000 $ 8,000
Milwaukee, Wisconsin 1 $ 165,000 $ 165,000 $ 402,000

Mortgage Loan Application Detail Totals for Wesbanco Bank, Inc. in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,397 $1,203,665,000 $502,000 $60,255,000 $170,000 $2,559,000
Other Purpose 1,809 $223,315,000 $123,000 $1,505,000 $147,000 $5,406,000
Home Improvement 1,577 $252,945,000 $160,000 $16,975,000 $146,000 $2,055,000
Refinancing 583 $201,605,000 $345,000 $16,505,000 $170,000 $2,400,000
Cash-out Refinancing 389 $117,425,000 $301,000 $2,505,000 $168,000 $8,095,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,932 $1,023,940,000 $207,000 $5,005,000 $147,000 $8,095,000
Not Provided 835 $225,265,000 $269,000 $2,505,000 $203,000 $2,250,000
Black or African American 466 $119,410,000 $256,000 $2,245,000 $135,000 $1,716,000
Hispanic 179 $38,315,000 $214,000 $1,355,000 $144,000 $1,896,000
Asian 179 $95,595,000 $534,000 $5,005,000 $344,000 $3,124,000
Not applicable 134 $492,740,000 $3,677,000 $60,255,000 $0 $0
American Indian or Alaskan Native 26 $3,220,000 $123,000 $315,000 $96,000 $459,000
Native Hawaiian or Other Pacific Islander 4 $470,000 $117,000 $205,000 $125,000 $281,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,056 $1,823,330,000 $301,000 $60,255,000 $166,000 $8,095,000
FHA-insured (Federal Housing Administration) 560 $133,710,000 $238,000 $985,000 $88,000 $431,000
VA-guaranteed (Veterans Administration) 113 $37,955,000 $335,000 $1,285,000 $131,000 $544,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 26 $3,960,000 $152,000 $325,000 $69,000 $125,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,430 $1,362,370,000 $307,000 $60,255,000 $165,000 $5,406,000
Application Denied By Financial Institution 1,198 $224,730,000 $187,000 $5,005,000 $112,000 $1,896,000
Application Withdrawn By Applicant 711 $241,845,000 $340,000 $18,725,000 $166,000 $2,250,000
File Closed For Incompleteness 226 $76,020,000 $336,000 $2,805,000 $236,000 $8,095,000
Application Approved But Not Accepted 181 $92,075,000 $508,000 $58,005,000 $177,000 $2,174,000
Preapproval Denied by Financial Institution 4 $540,000 $135,000 $265,000 $39,000 $54,000
Preapproval Approved but not Accepted 3 $1,005,000 $335,000 $405,000 $135,000 $201,000
Loan Purchased By The Institution 2 $370,000 $185,000 $225,000 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,553 $1,773,685,000 $319,000 $60,255,000 $168,000 $8,095,000
Credit History 497 $55,355,000 $111,000 $2,005,000 $103,000 $1,896,000
Debt-To-Income Ratio 373 $89,655,000 $240,000 $5,005,000 $93,000 $1,324,000
Collateral 128 $27,470,000 $214,000 $1,875,000 $171,000 $793,000
Other 90 $14,530,000 $161,000 $755,000 $128,000 $860,000
Insufficient Cash (Downpayment, Closing Cost) 51 $21,055,000 $412,000 $3,355,000 $146,000 $970,000
Employment History 31 $3,935,000 $126,000 $385,000 $56,000 $135,000
Unverifiable Information 19 $9,635,000 $507,000 $5,005,000 $233,000 $1,296,000
Credit Application Incomplete 13 $3,635,000 $279,000 $865,000 $190,000 $500,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wesbanco Bank, Inc.'s 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wesbanco Bank, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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