1 mortgage lender is based in Whitley City, KY, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in McCreary County, KY in 2025.
In 2025, 52 lenders made 244 home loans worth $30.3 million in McCreary County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of McCreary County, which includes Whitley City.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Cumberland Bank Whitley City, KY | 72 | $7.5M | $104,000 | 29.5% |
| 2 | New American Funding, Llc. Tustin, CA | 23 | $2.1M | $92,000 | 9.4% |
| 3 | Mortgage Research Center Columbia, MO | 13 | $3.1M | $239,000 | 5.3% |
| 4 | 21st Mortgage Knoxville, TN | 10 | $970K | $97,000 | 4.1% |
| 5 | The Citizens National Bank of Somerset Somerset, KY | 8 | $1.4M | $176,000 | 3.3% |
| 6 | Community Trust Bank, Inc. Pikeville, KY | 8 | $580K | $72,000 | 3.3% |
| 7 | Forcht Bank, N.A. Lexington, KY | 7 | $1.1M | $159,000 | 2.9% |
| 8 | L&N Federal Credit Union Louisville, KY | 6 | $570K | $95,000 | 2.5% |
| 9 | United Wholesale Mortgage Plymouth, MI | 5 | $865K | $173,000 | 2.0% |
| 10 | Stockton Mortgage Corporation Frankfort, KY | 5 | $705K | $141,000 | 2.0% |
See every lender in McCreary County and its 2025 mortgage data · top lenders in Kentucky · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| United Cumberland Bank
47 S. MAIN STREET WHITLEY CITY, KY 42653 |
* | 3,616 | $358,079,000 |
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