William Raveis Mortgage, LLC Mortgage Lending & HMDA Data, 2025
In 2025, William Raveis Mortgage, LLC of Shelton, CT reported 1,221 mortgage applications totaling $475.8 million, down 6% from 2024. The average application was for $389,668, and applicants reported an average income of $172,728. 68% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Hartford-West Hartford-East Hartford, CT (310), Bridgeport-Stamford-Norwalk, CT (191) and New Haven-Milford, CT (131) (applications in parentheses).
| Mortgage Company & Address | William Raveis Mortgage, LLC 7 Trap Falls Road Shelton, CT 06484 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,221 |
| Total Mortgage Loan Application Amount | $475,785,000 |
| Average Mortgage Loan Application Amount | $389,668 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $172,728 |
| Highest Applicant Income | $2,460,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records William Raveis Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Capitol Planning Region, Connecticut | 213 | $ 63,485,000 | $ 298,051 | $ 142,000 |
| South Central Connecticut Planning Region, Connecticut | 131 | $ 34,955,000 | $ 266,832 | $ 130,000 |
| Western Connecticut Planning Region, Connecticut | 126 | $ 58,340,000 | $ 463,015 | $ 193,000 |
| Lower Connecticut River Valley Planning Region, Connecticut | 97 | $ 29,755,000 | $ 306,752 | $ 129,000 |
| Naugatuck Valley Planning Region, Connecticut | 93 | $ 24,015,000 | $ 258,225 | $ 127,000 |
| Greater Bridgeport Planning Region, Connecticut | 65 | $ 30,665,000 | $ 471,769 | $ 185,000 |
| Southeastern Connecticut Planning Region, Connecticut | 55 | $ 13,695,000 | $ 249,000 | $ 111,000 |
| Westchester, New York | 49 | $ 27,905,000 | $ 569,489 | $ 260,000 |
| Plymouth, Massachusetts | 45 | $ 25,095,000 | $ 557,666 | $ 195,000 |
| Essex, Massachusetts | 39 | $ 21,445,000 | $ 549,871 | $ 190,000 |
| Barnstable, Massachusetts | 33 | $ 14,015,000 | $ 424,696 | $ 169,000 |
| Middlesex, Massachusetts | 33 | $ 22,215,000 | $ 673,181 | $ 256,000 |
| Norfolk, Massachusetts | 26 | $ 14,040,000 | $ 540,000 | $ 209,000 |
| Hampden, Massachusetts | 20 | $ 5,300,000 | $ 265,000 | $ 101,000 |
| Northwest Hills Planning Region, Connecticut | 17 | $ 4,395,000 | $ 258,529 | $ 110,000 |
| Putnam, New York | 16 | $ 6,830,000 | $ 426,875 | $ 152,000 |
| Suffolk, Massachusetts | 15 | $ 9,015,000 | $ 601,000 | $ 499,000 |
| Suffolk, New York | 14 | $ 12,360,000 | $ 882,857 | $ 417,000 |
| Collier, Florida | 13 | $ 4,595,000 | $ 353,461 | $ 138,000 |
| Palm Beach, Florida | 10 | $ 3,530,000 | $ 353,000 | $ 194,000 |
| Bristol, Massachusetts | 10 | $ 5,570,000 | $ 557,000 | $ 210,000 |
| Worcester, Massachusetts | 9 | $ 3,375,000 | $ 375,000 | $ 129,000 |
| Broward, Florida | 8 | $ 2,830,000 | $ 353,750 | $ 266,000 |
| New York, New York | 8 | $ 4,700,000 | $ 587,500 | $ 256,000 |
| Sarasota, Florida | 7 | $ 3,535,000 | $ 505,000 | $ 196,000 |
| Northeastern Connecticut Planning Region, Connecticut | 5 | $ 2,055,000 | $ 411,000 | $ 216,000 |
| Hampshire, Massachusetts | 5 | $ 1,595,000 | $ 319,000 | $ 147,000 |
| Dutchess, New York | 5 | $ 2,075,000 | $ 415,000 | $ 131,000 |
| Lee, Florida | 3 | $ 635,000 | $ 211,666 | $ 127,000 |
| Martin, Florida | 3 | $ 1,295,000 | $ 431,666 | $ 148,000 |
| Providence, Rhode Island | 3 | $ 585,000 | $ 195,000 | $ 101,000 |
| Beaufort, South Carolina | 3 | $ 1,035,000 | $ 345,000 | $ 128,000 |
| Indian River, Florida | 2 | $ 1,090,000 | $ 545,000 | $ 251,000 |
| St. Lucie, Florida | 2 | $ 1,150,000 | $ 575,000 | $ 246,000 |
| Berkshire, Massachusetts | 2 | $ 470,000 | $ 235,000 | $ 581,000 |
| Hillsborough, New Hampshire | 2 | $ 1,340,000 | $ 670,000 | $ 356,000 |
| Atlantic, New Jersey | 2 | $ 280,000 | $ 140,000 | $ 590,000 |
| Hudson, New Jersey | 2 | $ 1,040,000 | $ 520,000 | $ 235,000 |
| Ocean, New Jersey | 2 | $ 410,000 | $ 205,000 | $ 369,000 |
| Kings, New York | 2 | $ 2,400,000 | $ 1,200,000 | $ 289,000 |
| Washington, Rhode Island | 2 | $ 940,000 | $ 470,000 | $ 106,000 |
| Brevard, Florida | 1 | $ 285,000 | $ 285,000 | $ 132,000 |
| Charlotte, Florida | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Flagler, Florida | 1 | $ 785,000 | $ 785,000 | $ 743,000 |
| Manatee, Florida | 1 | $ 395,000 | $ 395,000 | $ 130,000 |
| Polk, Florida | 1 | $ 125,000 | $ 125,000 | $ 118,000 |
| York, Maine | 1 | $ 1,475,000 | $ 1,475,000 | $ 1,326,000 |
| Franklin, Massachusetts | 1 | $ 335,000 | $ 335,000 | $ 209,000 |
| Grafton, New Hampshire | 1 | $ 345,000 | $ 345,000 | $ 191,000 |
| Rockingham, New Hampshire | 1 | $ 505,000 | $ 505,000 | $ 150,000 |
| Bergen, New Jersey | 1 | $ 425,000 | $ 425,000 | $ 244,000 |
| Passaic, New Jersey | 1 | $ 1,045,000 | $ 1,045,000 | $ 351,000 |
| Bronx, New York | 1 | $ 605,000 | $ 605,000 | $ 264,000 |
| Broome, New York | 1 | $ 245,000 | $ 245,000 | $ 151,000 |
| Nassau, New York | 1 | $ 695,000 | $ 695,000 | $ 224,000 |
| Orange, New York | 1 | $ 475,000 | $ 475,000 | $ 425,000 |
| Queens, New York | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Richmond, New York | 1 | $ 355,000 | $ 355,000 | $ 355,000 |
| Ulster, New York | 1 | $ 375,000 | $ 375,000 | $ 140,000 |
| Kent, Rhode Island | 1 | $ 405,000 | $ 405,000 | $ 137,000 |
| Greenville, South Carolina | 1 | $ 535,000 | $ 535,000 | $ 234,000 |
| Jasper, South Carolina | 1 | $ 365,000 | $ 365,000 | $ 84,000 |
| Bennington, Vermont | 1 | $ 325,000 | $ 325,000 | $ 108,000 |
| Windsor, Vermont | 1 | $ 545,000 | $ 545,000 | $ 0 |
Mortgage Loan Application Detail Totals for William Raveis Mortgage, LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,165 | $444,525,000 | $381,000 | $3,005,000 | $167,000 | $2,460,000 |
| Refinancing | 25 | $17,615,000 | $704,000 | $1,895,000 | $398,000 | $1,326,000 |
| Cash-out Refinancing | 16 | $8,490,000 | $530,000 | $935,000 | $266,000 | $1,100,000 |
| Other Purpose | 8 | $2,930,000 | $366,000 | $545,000 | $166,000 | $266,000 |
| Home Improvement | 7 | $2,225,000 | $317,000 | $705,000 | $116,000 | $196,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 758 | $298,020,000 | $393,000 | $3,005,000 | $169,000 | $1,326,000 |
| Not Provided | 215 | $94,295,000 | $438,000 | $2,045,000 | $221,000 | $2,460,000 |
| Hispanic | 126 | $35,970,000 | $285,000 | $975,000 | $122,000 | $456,000 |
| Asian | 60 | $27,950,000 | $465,000 | $1,265,000 | $186,000 | $453,000 |
| Black or African American | 53 | $16,285,000 | $307,000 | $1,135,000 | $123,000 | $512,000 |
| American Indian or Alaskan Native | 9 | $3,265,000 | $362,000 | $705,000 | $182,000 | $575,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,116 | $431,300,000 | $386,000 | $3,005,000 | $176,000 | $2,460,000 |
| FHA-insured (Federal Housing Administration) | 90 | $34,800,000 | $386,000 | $695,000 | $127,000 | $354,000 |
| VA-guaranteed (Veterans Administration) | 14 | $9,300,000 | $664,000 | $1,535,000 | $165,000 | $534,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $385,000 | $385,000 | $385,000 | $106,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 834 | $308,110,000 | $369,000 | $1,195,000 | $163,000 | $2,460,000 |
| Application Withdrawn By Applicant | 233 | $114,185,000 | $490,000 | $3,005,000 | $235,000 | $2,460,000 |
| Application Denied By Financial Institution | 129 | $41,195,000 | $319,000 | $1,965,000 | $117,000 | $564,000 |
| File Closed For Incompleteness | 17 | $9,595,000 | $564,000 | $2,005,000 | $206,000 | $608,000 |
| Application Approved But Not Accepted | 8 | $2,700,000 | $337,000 | $635,000 | $142,000 | $422,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,092 | $434,590,000 | $397,000 | $3,005,000 | $179,000 | $2,460,000 |
| Debt-To-Income Ratio | 45 | $18,215,000 | $404,000 | $1,085,000 | $93,000 | $350,000 |
| Other | 39 | $8,465,000 | $217,000 | $1,965,000 | $115,000 | $561,000 |
| Collateral | 25 | $6,265,000 | $250,000 | $685,000 | $127,000 | $325,000 |
| Credit History | 10 | $3,480,000 | $348,000 | $855,000 | $153,000 | $331,000 |
| Employment History | 6 | $2,300,000 | $383,000 | $805,000 | $144,000 | $372,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $2,215,000 | $738,000 | $1,505,000 | $244,000 | $564,000 |
| Unverifiable Information | 1 | $255,000 | $255,000 | $255,000 | $79,000 | $79,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into William Raveis Mortgage, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess William Raveis Mortgage, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Connecticut, download the full spreadsheet
with aggregated HMDA statistics today.
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