Wings Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Wings Financial Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Wings Financial Credit Union
14985 Glazier Avenue
Apple Valley, MN 55124
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 8,763
Total Mortgage Loan Application Amount $1,975,495,000
Average Mortgage Loan Application Amount $201,000
Highest Mortgage Loan Application Amount $41,325,000
Average Applicant Income $133,200
Highest Applicant Income $9,348,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Wings Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wings Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down Wings Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wings Financial Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Wings Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wings Financial Credit Union's mortgage activity for 2022.

Mortgage Loan Application Totals for Wings Financial Credit Union by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin County Minnesota 1,815 $ 377,495,000 $ 207,000 $ 136,000
Dakota County Minnesota 1,077 $ 178,595,000 $ 165,000 $ 126,000
Anoka County Minnesota 390 $ 58,560,000 $ 150,000 $ 106,000
Scott County Minnesota 370 $ 70,550,000 $ 190,000 $ 148,000
Ramsey County Minnesota 346 $ 69,320,000 $ 200,000 $ 126,000
Washington County Minnesota 308 $ 64,890,000 $ 210,000 $ 142,000
Carver County Minnesota 216 $ 42,140,000 $ 195,000 $ 137,000
Wright County Minnesota 176 $ 40,000,000 $ 227,000 $ 136,000
Wayne County Michigan 109 $ 10,425,000 $ 95,000 $ 82,000
Sherburne County Minnesota 107 $ 15,635,000 $ 146,000 $ 140,000
Rice County Minnesota 88 $ 20,060,000 $ 227,000 $ 119,000
Crow Wing County Minnesota 76 $ 19,980,000 $ 262,000 $ 139,000
St. Croix County Wisconsin 55 $ 11,215,000 $ 203,000 $ 131,000
Maricopa County Arizona 52 $ 14,230,000 $ 273,000 $ 174,000
King County Washington 51 $ 12,775,000 $ 250,000 $ 170,000
Fulton County Georgia 42 $ 6,970,000 $ 165,000 $ 118,000
Pennington County Minnesota 41 $ 14,385,000 $ 350,000 $ 67,000
Orange County Florida 33 $ 4,115,000 $ 124,000 $ 129,000
St. Louis County Minnesota 32 $ 46,730,000 $ 1,460,000 $ 116,000
Broward County Florida 31 $ 5,865,000 $ 189,000 $ 169,000
Lee County Florida 31 $ 6,985,000 $ 225,000 $ 223,000
Chisago County Minnesota 31 $ 4,485,000 $ 144,000 $ 124,000
Osceola County Florida 30 $ 4,380,000 $ 146,000 $ 98,000
Los Angeles County California 25 $ 4,985,000 $ 199,000 $ 132,000
Pierce County Washington 23 $ 7,515,000 $ 326,000 $ 180,000
Clark County Nevada 22 $ 3,930,000 $ 178,000 $ 133,000
Cobb County Georgia 21 $ 4,115,000 $ 195,000 $ 137,000
Cass County Minnesota 21 $ 4,165,000 $ 198,000 $ 167,000
Goodhue County Minnesota 21 $ 4,165,000 $ 198,000 $ 106,000
Pierce County Wisconsin 21 $ 6,075,000 $ 289,000 $ 130,000
Le Sueur County Minnesota 18 $ 3,070,000 $ 170,000 $ 127,000
Pinellas County Florida 17 $ 1,985,000 $ 116,000 $ 94,000
Coweta County Georgia 17 $ 3,705,000 $ 217,000 $ 126,000
Isanti County Minnesota 17 $ 3,275,000 $ 192,000 $ 90,000
Hillsborough County Florida 16 $ 3,970,000 $ 248,000 $ 154,000
Clayton County Georgia 16 $ 1,260,000 $ 78,000 $ 95,000
Cook County Illinois 16 $ 4,590,000 $ 286,000 $ 136,000
Washtenaw County Michigan 16 $ 2,030,000 $ 126,000 $ 117,000
Brevard County Florida 15 $ 4,315,000 $ 287,000 $ 198,000
Fayette County Georgia 15 $ 2,815,000 $ 187,000 $ 201,000
Oakland County Michigan 15 $ 1,715,000 $ 114,000 $ 96,000
Collier County Florida 14 $ 4,490,000 $ 320,000 $ 262,000
Palm Beach County Florida 14 $ 2,690,000 $ 192,000 $ 183,000
Polk County Florida 14 $ 1,760,000 $ 125,000 $ 150,000
Olmsted County Minnesota 14 $ 4,170,000 $ 297,000 $ 147,000
Shelby County Tennessee 14 $ 2,450,000 $ 175,000 $ 172,000
Volusia County Florida 13 $ 3,205,000 $ 246,000 $ 186,000
Itasca County Minnesota 13 $ 2,075,000 $ 159,000 $ 119,000
McLeod County Minnesota 13 $ 1,765,000 $ 135,000 $ 72,000
Stearns County Minnesota 13 $ 2,605,000 $ 200,000 $ 108,000
Denver County Colorado 12 $ 3,250,000 $ 270,000 $ 189,000
Gwinnett County Georgia 12 $ 2,400,000 $ 200,000 $ 98,000
Steele County Minnesota 12 $ 2,360,000 $ 196,000 $ 79,000
Charlotte County Florida 11 $ 1,805,000 $ 164,000 $ 112,000
Henry County Georgia 11 $ 1,085,000 $ 98,000 $ 108,000
Monroe County Michigan 11 $ 975,000 $ 88,000 $ 95,000
Pine County Minnesota 11 $ 1,305,000 $ 118,000 $ 88,000
Polk County Wisconsin 11 $ 3,595,000 $ 326,000 $ 241,000
Pima County Arizona 10 $ 1,830,000 $ 183,000 $ 98,000
Lake County Florida 10 $ 1,690,000 $ 169,000 $ 92,000
Livingston County Michigan 10 $ 1,690,000 $ 169,000 $ 195,000
Beaufort County South Carolina 10 $ 4,460,000 $ 446,000 $ 207,000
Snohomish County Washington 10 $ 2,740,000 $ 274,000 $ 171,000
Baldwin County Alabama 9 $ 3,235,000 $ 359,000 $ 174,000
Sarasota County Florida 9 $ 3,035,000 $ 337,000 $ 249,000
Cherokee County Georgia 9 $ 2,095,000 $ 232,000 $ 182,000
Aitkin County Minnesota 9 $ 1,475,000 $ 163,000 $ 108,000
Hubbard County Minnesota 9 $ 2,015,000 $ 223,000 $ 136,000
Otter Tail County Minnesota 9 $ 1,505,000 $ 167,000 $ 142,000
Pinal County Arizona 8 $ 1,540,000 $ 192,000 $ 86,000
Jefferson County Colorado 8 $ 2,940,000 $ 367,000 $ 108,000
Sumter County Florida 8 $ 1,940,000 $ 242,000 $ 121,000
Will County Illinois 8 $ 2,380,000 $ 297,000 $ 125,000
Morrison County Minnesota 8 $ 1,400,000 $ 175,000 $ 164,000
Yellowstone County Montana 8 $ 1,670,000 $ 208,000 $ 80,000
Burnett County Wisconsin 8 $ 1,380,000 $ 172,000 $ 196,000
Contra Costa County California 7 $ 985,000 $ 140,000 $ 233,000
Riverside County California 7 $ 1,545,000 $ 220,000 $ 262,000
DeKalb County Georgia 7 $ 1,325,000 $ 189,000 $ 92,000
Douglas County Minnesota 7 $ 1,795,000 $ 256,000 $ 142,000
Mille Lacs County Minnesota 7 $ 555,000 $ 79,000 $ 83,000
Greenville County South Carolina 7 $ 2,155,000 $ 307,000 $ 179,000
La Crosse County Wisconsin 7 $ 1,855,000 $ 265,000 $ 0
Douglas County Colorado 6 $ 1,150,000 $ 191,000 $ 255,000
El Paso County Colorado 6 $ 1,400,000 $ 233,000 $ 138,000
Manatee County Florida 6 $ 1,560,000 $ 260,000 $ 239,000
Pasco County Florida 6 $ 860,000 $ 143,000 $ 138,000
Chatham County Georgia 6 $ 700,000 $ 116,000 $ 93,000
Douglas County Georgia 6 $ 970,000 $ 161,000 $ 112,000
DuPage County Illinois 6 $ 2,500,000 $ 416,000 $ 230,000
Benton County Minnesota 6 $ 820,000 $ 136,000 $ 119,000
Fillmore County Minnesota 6 $ 740,000 $ 123,000 $ 104,000
Nicollet County Minnesota 6 $ 1,260,000 $ 210,000 $ 112,000
Tarrant County Texas 6 $ 2,760,000 $ 460,000 $ 193,000
Clark County Washington 6 $ 1,050,000 $ 175,000 $ 162,000
Alameda County California 5 $ 3,525,000 $ 705,000 $ 305,000
Orange County California 5 $ 1,255,000 $ 251,000 $ 223,000
San Diego County California 5 $ 1,505,000 $ 301,000 $ 291,000
Duval County Florida 5 $ 1,175,000 $ 235,000 $ 135,000
Miami-Dade County Florida 5 $ 895,000 $ 179,000 $ 247,000
Seminole County Florida 5 $ 535,000 $ 107,000 $ 176,000
Effingham County Georgia 5 $ 1,375,000 $ 275,000 $ 92,000
Jackson County Michigan 5 $ 585,000 $ 117,000 $ 125,000
Macomb County Michigan 5 $ 885,000 $ 177,000 $ 73,000
Carlton County Minnesota 5 $ 1,425,000 $ 285,000 $ 149,000
Kanabec County Minnesota 5 $ 645,000 $ 129,000 $ 56,000
Lake County Minnesota 5 $ 805,000 $ 161,000 $ 136,000
DeSoto County Mississippi 5 $ 685,000 $ 137,000 $ 100,000
Greene County Missouri 5 $ 1,125,000 $ 225,000 $ 56,000
Queens County New York 5 $ 1,245,000 $ 249,000 $ 185,000
Wake County North Carolina 5 $ 1,185,000 $ 237,000 $ 99,000
Burleigh County North Dakota 5 $ 1,465,000 $ 293,000 $ 166,000
Multnomah County Oregon 5 $ 1,295,000 $ 259,000 $ 137,000
Rutherford County Tennessee 5 $ 895,000 $ 179,000 $ 139,000
Kitsap County Washington 5 $ 1,325,000 $ 265,000 $ 214,000
Barron County Wisconsin 5 $ 1,305,000 $ 261,000 $ 158,000
Trempealeau County Wisconsin 5 $ 445,000 $ 89,000 $ 105,000
Anchorage County Alaska 4 $ 440,000 $ 110,000 $ 144,000
Benton County Arkansas 4 $ 1,100,000 $ 275,000 $ 83,000
San Joaquin County California 4 $ 420,000 $ 105,000 $ 104,000
Larimer County Colorado 4 $ 470,000 $ 117,000 $ 111,000
Hernando County Florida 4 $ 320,000 $ 80,000 $ 71,000
Marion County Florida 4 $ 1,270,000 $ 317,000 $ 130,000
Monroe County Florida 4 $ 2,080,000 $ 520,000 $ 697,000
St. Johns County Florida 4 $ 560,000 $ 140,000 $ 128,000
Polk County Iowa 4 $ 1,390,000 $ 347,000 $ 235,000
Jefferson County Kentucky 4 $ 520,000 $ 130,000 $ 101,000
Baltimore City County Maryland 4 $ 470,000 $ 117,000 $ 112,000
Middlesex County Massachusetts 4 $ 1,940,000 $ 485,000 $ 266,000
Blue Earth County Minnesota 4 $ 760,000 $ 190,000 $ 119,000
Brown County Minnesota 4 $ 760,000 $ 190,000 $ 138,000
Marshall County Minnesota 4 $ 750,000 $ 187,000 $ 82,000
Renville County Minnesota 4 $ 420,000 $ 105,000 $ 46,000
Sibley County Minnesota 4 $ 430,000 $ 107,000 $ 90,000
Washoe County Nevada 4 $ 1,500,000 $ 375,000 $ 397,000
Rockingham County New Hampshire 4 $ 1,190,000 $ 297,000 $ 90,000
Cass County North Dakota 4 $ 910,000 $ 227,000 $ 136,000
Cuyahoga County Ohio 4 $ 740,000 $ 185,000 $ 241,000
Philadelphia County Pennsylvania 4 $ 660,000 $ 165,000 $ 246,000
Charleston County South Carolina 4 $ 2,160,000 $ 540,000 $ 188,000
Williamson County Tennessee 4 $ 1,280,000 $ 320,000 $ 179,000
Bayfield County Wisconsin 4 $ 590,000 $ 147,000 $ 93,000
Dane County Wisconsin 4 $ 1,500,000 $ 375,000 $ 161,000
Outagamie County Wisconsin 4 $ 280,000 $ 70,000 $ 94,000
Washburn County Wisconsin 4 $ 1,790,000 $ 447,000 $ 513,000
Waukesha County Wisconsin 4 $ 1,990,000 $ 497,000 $ 217,000
Sacramento County California 3 $ 525,000 $ 175,000 $ 189,000
San Bernardino County California 3 $ 505,000 $ 168,000 $ 99,000
Boulder County Colorado 3 $ 1,195,000 $ 398,000 $ 220,000
Hartford County Connecticut 3 $ 675,000 $ 225,000 $ 108,000
Indian River County Florida 3 $ 435,000 $ 145,000 $ 116,000
Gilmer County Georgia 3 $ 1,555,000 $ 518,000 $ 197,000
Paulding County Georgia 3 $ 415,000 $ 138,000 $ 95,000
Hamilton County Indiana 3 $ 1,535,000 $ 511,000 $ 157,000
Des Moines County Iowa 3 $ 225,000 $ 75,000 $ 66,000
Orleans County Louisiana 3 $ 1,405,000 $ 468,000 $ 150,000
Worcester County Maryland 3 $ 1,165,000 $ 388,000 $ 82,000
Essex County Massachusetts 3 $ 765,000 $ 255,000 $ 302,000
Suffolk County Massachusetts 3 $ 2,185,000 $ 728,000 $ 128,000
Lenawee County Michigan 3 $ 825,000 $ 275,000 $ 137,000
Becker County Minnesota 3 $ 405,000 $ 135,000 $ 249,000
Beltrami County Minnesota 3 $ 485,000 $ 161,000 $ 76,000
Chippewa County Minnesota 3 $ 635,000 $ 211,000 $ 67,000
Clay County Minnesota 3 $ 695,000 $ 231,000 $ 69,000
Meeker County Minnesota 3 $ 425,000 $ 141,000 $ 61,000
Polk County Minnesota 3 $ 315,000 $ 105,000 $ 3,175,000
Pope County Minnesota 3 $ 685,000 $ 228,000 $ 164,000
Todd County Minnesota 3 $ 545,000 $ 181,000 $ 144,000
Wadena County Minnesota 3 $ 415,000 $ 138,000 $ 79,000
Forsyth County North Carolina 3 $ 575,000 $ 191,000 $ 250,000
Guilford County North Carolina 3 $ 1,125,000 $ 375,000 $ 146,000
Mecklenburg County North Carolina 3 $ 935,000 $ 311,000 $ 163,000
Hamilton County Ohio 3 $ 495,000 $ 165,000 $ 205,000
Richland County South Carolina 3 $ 635,000 $ 211,000 $ 68,000
Davidson County Tennessee 3 $ 955,000 $ 318,000 $ 150,000
Harris County Texas 3 $ 965,000 $ 321,000 $ 146,000
Montgomery County Texas 3 $ 865,000 $ 288,000 $ 112,000
Salt Lake County Utah 3 $ 505,000 $ 168,000 $ 115,000
Washington County Utah 3 $ 1,135,000 $ 378,000 $ 201,000
Stafford County Virginia 3 $ 1,015,000 $ 338,000 $ 125,000
Spokane County Washington 3 $ 725,000 $ 241,000 $ 117,000
Whatcom County Washington 3 $ 605,000 $ 201,000 $ 185,000
Douglas County Wisconsin 3 $ 1,005,000 $ 335,000 $ 268,000
Eau Claire County Wisconsin 3 $ 725,000 $ 241,000 $ 105,000
Milwaukee County Wisconsin 3 $ 815,000 $ 271,000 $ 146,000
Sawyer County Wisconsin 3 $ 425,000 $ 141,000 $ 161,000
Tallapoosa County Alabama 2 $ 710,000 $ 355,000 $ 371,000
Cochise County Arizona 2 $ 200,000 $ 100,000 $ 35,000
Yuma County Arizona 2 $ 190,000 $ 95,000 $ 91,000
Pulaski County Arkansas 2 $ 310,000 $ 155,000 $ 174,000
Kern County California 2 $ 110,000 $ 55,000 $ 111,000
Solano County California 2 $ 280,000 $ 140,000 $ 400,000
Ventura County California 2 $ 460,000 $ 230,000 $ 168,000
Yuba County California 2 $ 110,000 $ 55,000 $ 226,000
Arapahoe County Colorado 2 $ 330,000 $ 165,000 $ 199,000
Eagle County Colorado 2 $ 630,000 $ 315,000 $ 138,000
Park County Colorado 2 $ 1,650,000 $ 825,000 $ 693,000
Escambia County Florida 2 $ 840,000 $ 420,000 $ 117,000
Flagler County Florida 2 $ 340,000 $ 170,000 $ 107,000
St. Lucie County Florida 2 $ 140,000 $ 70,000 $ 124,000
Carroll County Georgia 2 $ 350,000 $ 175,000 $ 119,000
Fannin County Georgia 2 $ 630,000 $ 315,000 $ 145,000
Forsyth County Georgia 2 $ 1,170,000 $ 585,000 $ 223,000
Greene County Georgia 2 $ 310,000 $ 155,000 $ 103,000
Bonneville County Idaho 2 $ 350,000 $ 175,000 $ 98,000
Kendall County Illinois 2 $ 320,000 $ 160,000 $ 264,000
Allen County Indiana 2 $ 450,000 $ 225,000 $ 82,000
Floyd County Iowa 2 $ 220,000 $ 110,000 $ 46,000
Story County Iowa 2 $ 15,120,000 $ 7,560,000 $ 88,000
Prince George's County Maryland 2 $ 110,000 $ 55,000 $ 122,000
Berkshire County Massachusetts 2 $ 610,000 $ 305,000 $ 71,000
Bristol County Massachusetts 2 $ 390,000 $ 195,000 $ 114,000
Plymouth County Massachusetts 2 $ 810,000 $ 405,000 $ 0
Alpena County Michigan 2 $ 110,000 $ 55,000 $ 113,000
Antrim County Michigan 2 $ 360,000 $ 180,000 $ 72,000
Arenac County Michigan 2 $ 120,000 $ 60,000 $ 108,000
Berrien County Michigan 2 $ 890,000 $ 445,000 $ 165,000
Genesee County Michigan 2 $ 620,000 $ 310,000 $ 279,000
Grand Traverse County Michigan 2 $ 110,000 $ 55,000 $ 58,000
Ingham County Michigan 2 $ 320,000 $ 160,000 $ 114,000
Ottawa County Michigan 2 $ 310,000 $ 155,000 $ 60,000
Faribault County Minnesota 2 $ 240,000 $ 120,000 $ 37,000
Freeborn County Minnesota 2 $ 170,000 $ 85,000 $ 54,000
Kandiyohi County Minnesota 2 $ 160,000 $ 80,000 $ 131,000
Wabasha County Minnesota 2 $ 660,000 $ 330,000 $ 130,000
Waseca County Minnesota 2 $ 430,000 $ 215,000 $ 109,000
Harrison County Mississippi 2 $ 690,000 $ 345,000 $ 118,000
Benton County Missouri 2 $ 260,000 $ 130,000 $ 33,000
Taney County Missouri 2 $ 250,000 $ 125,000 $ 124,000
Cheyenne County Nebraska 2 $ 830,000 $ 415,000 $ 177,000
Douglas County Nebraska 2 $ 490,000 $ 245,000 $ 136,000
Carroll County New Hampshire 2 $ 260,000 $ 130,000 $ 96,000
Somerset County New Jersey 2 $ 350,000 $ 175,000 $ 161,000
Dutchess County New York 2 $ 610,000 $ 305,000 $ 181,000
Kings County New York 2 $ 230,000 $ 115,000 $ 120,000
Nassau County New York 2 $ 420,000 $ 210,000 $ 136,000
Warren County New York 2 $ 1,110,000 $ 555,000 $ 248,000
Gaston County North Carolina 2 $ 950,000 $ 475,000 $ 153,000
Iredell County North Carolina 2 $ 840,000 $ 420,000 $ 334,000
Wayne County North Carolina 2 $ 170,000 $ 85,000 $ 49,000
Grand Forks County North Dakota 2 $ 580,000 $ 290,000 $ 150,000
Stutsman County North Dakota 2 $ 380,000 $ 190,000 $ 56,000
Delaware County Ohio 2 $ 370,000 $ 185,000 $ 107,000
Lorain County Ohio 2 $ 50,000 $ 25,000 $ 66,000
Lucas County Ohio 2 $ 260,000 $ 130,000 $ 97,000
Summit County Ohio 2 $ 320,000 $ 160,000 $ 94,000
Wagoner County Oklahoma 2 $ 570,000 $ 285,000 $ 108,000
Deschutes County Oregon 2 $ 610,000 $ 305,000 $ 305,000
Lane County Oregon 2 $ 1,060,000 $ 530,000 $ 186,000
Montgomery County Pennsylvania 2 $ 1,180,000 $ 590,000 $ 197,000
York County Pennsylvania 2 $ 510,000 $ 255,000 $ 133,000
Horry County South Carolina 2 $ 220,000 $ 110,000 $ 210,000
Jasper County South Carolina 2 $ 960,000 $ 480,000 $ 0
Minnehaha County South Dakota 2 $ 500,000 $ 250,000 $ 205,000
Pennington County South Dakota 2 $ 290,000 $ 145,000 $ 52,000
Carroll County Tennessee 2 $ 310,000 $ 155,000 $ 78,000
Knox County Tennessee 2 $ 170,000 $ 85,000 $ 197,000
Sumner County Tennessee 2 $ 270,000 $ 135,000 $ 140,000
Wilson County Tennessee 2 $ 170,000 $ 85,000 $ 142,000
Waller County Texas 2 $ 850,000 $ 425,000 $ 133,000
Williamson County Texas 2 $ 790,000 $ 395,000 $ 202,000
Davis County Utah 2 $ 700,000 $ 350,000 $ 82,000
Wasatch County Utah 2 $ 990,000 $ 495,000 $ 169,000
Albemarle County Virginia 2 $ 160,000 $ 80,000 $ 102,000
Fairfax County Virginia 2 $ 280,000 $ 140,000 $ 136,000
Thurston County Washington 2 $ 1,420,000 $ 710,000 $ 198,000
Brown County Wisconsin 2 $ 210,000 $ 105,000 $ 109,000
Crawford County Wisconsin 2 $ 530,000 $ 265,000 $ 77,000
Dunn County Wisconsin 2 $ 430,000 $ 215,000 $ 69,000
Portage County Wisconsin 2 $ 300,000 $ 150,000 $ 106,000
Sheridan County Wyoming 2 $ 180,000 $ 90,000 $ 79,000
Madison County Alabama 1 $ 255,000 $ 255,000 $ 66,000
Perry County Alabama 1 $ 95,000 $ 95,000 $ 58,000
Matanuska-Susitna County Alaska 1 $ 575,000 $ 575,000 $ 333,000
Navajo County Arizona 1 $ 275,000 $ 275,000 $ 313,000
Yavapai County Arizona 1 $ 625,000 $ 625,000 $ 173,000
Drew County Arkansas 1 $ 145,000 $ 145,000 $ 110,000
Faulkner County Arkansas 1 $ 465,000 $ 465,000 $ 499,000
Van Buren County Arkansas 1 $ 115,000 $ 115,000 $ 76,000
Amador County California 1 $ 315,000 $ 315,000 $ 94,000
Plumas County California 1 $ 235,000 $ 235,000 $ 111,000
San Benito County California 1 $ 125,000 $ 125,000 $ 92,000
San Francisco County California 1 $ 55,000 $ 55,000 $ 211,000
Santa Clara County California 1 $ 155,000 $ 155,000 $ 338,000
Sonoma County California 1 $ 245,000 $ 245,000 $ 155,000
Adams County Colorado 1 $ 455,000 $ 455,000 $ 100,000
Chaffee County Colorado 1 $ 205,000 $ 205,000 $ 210,000
Custer County Colorado 1 $ 785,000 $ 785,000 $ 159,000
Grand County Colorado 1 $ 105,000 $ 105,000 $ 129,000
La Plata County Colorado 1 $ 55,000 $ 55,000 $ 264,000
Moffat County Colorado 1 $ 105,000 $ 105,000 $ 95,000
Montrose County Colorado 1 $ 385,000 $ 385,000 $ 256,000
Rio Grande County Colorado 1 $ 245,000 $ 245,000 $ 599,000
Routt County Colorado 1 $ 1,285,000 $ 1,285,000 $ 404,000
Summit County Colorado 1 $ 155,000 $ 155,000 $ 480,000
Weld County Colorado 1 $ 105,000 $ 105,000 $ 0
Fairfield County Connecticut 1 $ 1,085,000 $ 1,085,000 $ 314,000
Litchfield County Connecticut 1 $ 155,000 $ 155,000 $ 0
New Haven County Connecticut 1 $ 285,000 $ 285,000 $ 0
New Castle County Delaware 1 $ 105,000 $ 105,000 $ 66,000
Sussex County Delaware 1 $ 485,000 $ 485,000 $ 241,000
District of Columbia County District Of Columbia 1 $ 45,000 $ 45,000 $ 92,000
Alachua County Florida 1 $ 55,000 $ 55,000 $ 203,000
Glades County Florida 1 $ 105,000 $ 105,000 $ 94,000
Martin County Florida 1 $ 865,000 $ 865,000 $ 0
Nassau County Florida 1 $ 25,000 $ 25,000 $ 26,000
Santa Rosa County Florida 1 $ 55,000 $ 55,000 $ 86,000
Walton County Florida 1 $ 505,000 $ 505,000 $ 238,000
Banks County Georgia 1 $ 215,000 $ 215,000 $ 132,000
Bartow County Georgia 1 $ 375,000 $ 375,000 $ 180,000
Bryan County Georgia 1 $ 55,000 $ 55,000 $ 133,000
Butts County Georgia 1 $ 45,000 $ 45,000 $ 110,000
Catoosa County Georgia 1 $ 175,000 $ 175,000 $ 137,000
Coffee County Georgia 1 $ 55,000 $ 55,000 $ 214,000
Colquitt County Georgia 1 $ 75,000 $ 75,000 $ 227,000
Jackson County Georgia 1 $ 295,000 $ 295,000 $ 185,000
Jasper County Georgia 1 $ 155,000 $ 155,000 $ 118,000
Murray County Georgia 1 $ 15,000 $ 15,000 $ 114,000
Pike County Georgia 1 $ 105,000 $ 105,000 $ 165,000
Upson County Georgia 1 $ 85,000 $ 85,000 $ 39,000
White County Georgia 1 $ 165,000 $ 165,000 $ 121,000
Honolulu County Hawaii 1 $ 325,000 $ 325,000 $ 65,000
Ada County Idaho 1 $ 165,000 $ 165,000 $ 96,000
Kootenai County Idaho 1 $ 105,000 $ 105,000 $ 56,000
Henry County Illinois 1 $ 65,000 $ 65,000 $ 0
Lake County Illinois 1 $ 95,000 $ 95,000 $ 96,000
McDonough County Illinois 1 $ 185,000 $ 185,000 $ 147,000
McHenry County Illinois 1 $ 75,000 $ 75,000 $ 222,000
St. Clair County Illinois 1 $ 175,000 $ 175,000 $ 75,000
Stephenson County Illinois 1 $ 185,000 $ 185,000 $ 124,000
Vermilion County Illinois 1 $ 135,000 $ 135,000 $ 137,000
Whiteside County Illinois 1 $ 95,000 $ 95,000 $ 37,000
Carroll County Indiana 1 $ 145,000 $ 145,000 $ 112,000
Hendricks County Indiana 1 $ 455,000 $ 455,000 $ 180,000
Howard County Indiana 1 $ 75,000 $ 75,000 $ 414,000
Marion County Indiana 1 $ 245,000 $ 245,000 $ 76,000
Vanderburgh County Indiana 1 $ 165,000 $ 165,000 $ 84,000
Black Hawk County Iowa 1 $ 345,000 $ 345,000 $ 313,000
Cerro Gordo County Iowa 1 $ 55,000 $ 55,000 $ 29,000
Dallas County Iowa 1 $ 315,000 $ 315,000 $ 107,000
Emmet County Iowa 1 $ 155,000 $ 155,000 $ 187,000
Jasper County Iowa 1 $ 125,000 $ 125,000 $ 78,000
Winneshiek County Iowa 1 $ 45,000 $ 45,000 $ 138,000
Crawford County Kansas 1 $ 95,000 $ 95,000 $ 18,000
Johnson County Kansas 1 $ 145,000 $ 145,000 $ 264,000
Reno County Kansas 1 $ 295,000 $ 295,000 $ 80,000
East Baton Rouge County Louisiana 1 $ 1,005,000 $ 1,005,000 $ 0
Jefferson County Louisiana 1 $ 105,000 $ 105,000 $ 65,000
Cumberland County Maine 1 $ 205,000 $ 205,000 $ 0
York County Maine 1 $ 55,000 $ 55,000 $ 94,000
Anne Arundel County Maryland 1 $ 55,000 $ 55,000 $ 91,000
Baltimore County Maryland 1 $ 105,000 $ 105,000 $ 190,000
Carroll County Maryland 1 $ 55,000 $ 55,000 $ 55,000
Frederick County Maryland 1 $ 195,000 $ 195,000 $ 117,000
Howard County Maryland 1 $ 205,000 $ 205,000 $ 180,000
Barnstable County Massachusetts 1 $ 165,000 $ 165,000 $ 67,000
Hampshire County Massachusetts 1 $ 265,000 $ 265,000 $ 0
Norfolk County Massachusetts 1 $ 585,000 $ 585,000 $ 0
Worcester County Massachusetts 1 $ 455,000 $ 455,000 $ 0
Charlevoix County Michigan 1 $ 255,000 $ 255,000 $ 43,000
Crawford County Michigan 1 $ 425,000 $ 425,000 $ 242,000
Eaton County Michigan 1 $ 295,000 $ 295,000 $ 92,000
Iosco County Michigan 1 $ 195,000 $ 195,000 $ 45,000
Kent County Michigan 1 $ 65,000 $ 65,000 $ 200,000
Lake County Michigan 1 $ 65,000 $ 65,000 $ 46,000
Leelanau County Michigan 1 $ 155,000 $ 155,000 $ 108,000
Mackinac County Michigan 1 $ 155,000 $ 155,000 $ 114,000
Mecosta County Michigan 1 $ 445,000 $ 445,000 $ 281,000
Montcalm County Michigan 1 $ 105,000 $ 105,000 $ 100,000
Ontonagon County Michigan 1 $ 345,000 $ 345,000 $ 386,000
Roscommon County Michigan 1 $ 75,000 $ 75,000 $ 36,000
Big Stone County Minnesota 1 $ 105,000 $ 105,000 $ 120,000
Cook County Minnesota 1 $ 35,000 $ 35,000 $ 140,000
Dodge County Minnesota 1 $ 195,000 $ 195,000 $ 47,000
Lac qui Parle County Minnesota 1 $ 65,000 $ 65,000 $ 114,000
Mower County Minnesota 1 $ 295,000 $ 295,000 $ 130,000
Red Lake County Minnesota 1 $ 175,000 $ 175,000 $ 82,000
Roseau County Minnesota 1 $ 185,000 $ 185,000 $ 49,000
Watonwan County Minnesota 1 $ 165,000 $ 165,000 $ 63,000
Winona County Minnesota 1 $ 155,000 $ 155,000 $ 55,000
Yellow Medicine County Minnesota 1 $ 275,000 $ 275,000 $ 96,000
Alcorn County Mississippi 1 $ 45,000 $ 45,000 $ 98,000
Benton County Mississippi 1 $ 85,000 $ 85,000 $ 207,000
Copiah County Mississippi 1 $ 15,000 $ 15,000 $ 50,000
Prentiss County Mississippi 1 $ 85,000 $ 85,000 $ 63,000
Boone County Missouri 1 $ 315,000 $ 315,000 $ 245,000
Buchanan County Missouri 1 $ 155,000 $ 155,000 $ 34,000
Cass County Missouri 1 $ 205,000 $ 205,000 $ 51,000
Johnson County Missouri 1 $ 75,000 $ 75,000 $ 100,000
Platte County Missouri 1 $ 385,000 $ 385,000 $ 125,000
St. Charles County Missouri 1 $ 205,000 $ 205,000 $ 250,000
St. Louis City County Missouri 1 $ 305,000 $ 305,000 $ 244,000
Carbon County Montana 1 $ 415,000 $ 415,000 $ 0
Cascade County Montana 1 $ 255,000 $ 255,000 $ 385,000
Custer County Montana 1 $ 165,000 $ 165,000 $ 0
Flathead County Montana 1 $ 555,000 $ 555,000 $ 175,000
Gallatin County Montana 1 $ 535,000 $ 535,000 $ 148,000
Lake County Montana 1 $ 205,000 $ 205,000 $ 151,000
Missoula County Montana 1 $ 205,000 $ 205,000 $ 70,000
Sanders County Montana 1 $ 165,000 $ 165,000 $ 196,000
Hall County Nebraska 1 $ 385,000 $ 385,000 $ 207,000
Storey County Nevada 1 $ 505,000 $ 505,000 $ 0
Hillsborough County New Hampshire 1 $ 335,000 $ 335,000 $ 0
Merrimack County New Hampshire 1 $ 565,000 $ 565,000 $ 149,000
Bergen County New Jersey 1 $ 1,105,000 $ 1,105,000 $ 4,782,000
Burlington County New Jersey 1 $ 25,000 $ 25,000 $ 177,000
Middlesex County New Jersey 1 $ 275,000 $ 275,000 $ 292,000
Monmouth County New Jersey 1 $ 795,000 $ 795,000 $ 181,000
Ocean County New Jersey 1 $ 205,000 $ 205,000 $ 519,000
Dona Ana County New Mexico 1 $ 45,000 $ 45,000 $ 83,000
Sandoval County New Mexico 1 $ 105,000 $ 105,000 $ 124,000
Erie County New York 1 $ 75,000 $ 75,000 $ 156,000
Putnam County New York 1 $ 205,000 $ 205,000 $ 190,000
Cabarrus County North Carolina 1 $ 475,000 $ 475,000 $ 218,000
Carteret County North Carolina 1 $ 385,000 $ 385,000 $ 78,000
Catawba County North Carolina 1 $ 255,000 $ 255,000 $ 143,000
Chatham County North Carolina 1 $ 215,000 $ 215,000 $ 92,000
Durham County North Carolina 1 $ 465,000 $ 465,000 $ 160,000
Jackson County North Carolina 1 $ 115,000 $ 115,000 $ 236,000
Johnston County North Carolina 1 $ 275,000 $ 275,000 $ 103,000
Lincoln County North Carolina 1 $ 345,000 $ 345,000 $ 190,000
Macon County North Carolina 1 $ 45,000 $ 45,000 $ 44,000
New Hanover County North Carolina 1 $ 105,000 $ 105,000 $ 142,000
Pender County North Carolina 1 $ 265,000 $ 265,000 $ 51,000
Rowan County North Carolina 1 $ 275,000 $ 275,000 $ 70,000
Rutherford County North Carolina 1 $ 135,000 $ 135,000 $ 150,000
Stanly County North Carolina 1 $ 85,000 $ 85,000 $ 51,000
Union County North Carolina 1 $ 75,000 $ 75,000 $ 167,000
Watauga County North Carolina 1 $ 665,000 $ 665,000 $ 180,000
Ward County North Dakota 1 $ 35,000 $ 35,000 $ 72,000
Allen County Ohio 1 $ 55,000 $ 55,000 $ 75,000
Fairfield County Ohio 1 $ 405,000 $ 405,000 $ 110,000
Franklin County Ohio 1 $ 505,000 $ 505,000 $ 450,000
Lake County Ohio 1 $ 205,000 $ 205,000 $ 47,000
Medina County Ohio 1 $ 265,000 $ 265,000 $ 134,000
Trumbull County Ohio 1 $ 125,000 $ 125,000 $ 150,000
Wayne County Ohio 1 $ 55,000 $ 55,000 $ 80,000
McClain County Oklahoma 1 $ 205,000 $ 205,000 $ 39,000
Clackamas County Oregon 1 $ 25,000 $ 25,000 $ 160,000
Marion County Oregon 1 $ 445,000 $ 445,000 $ 150,000
Washington County Oregon 1 $ 465,000 $ 465,000 $ 133,000
Allegheny County Pennsylvania 1 $ 75,000 $ 75,000 $ 136,000
Chester County Pennsylvania 1 $ 45,000 $ 45,000 $ 180,000
Delaware County Pennsylvania 1 $ 75,000 $ 75,000 $ 145,000
Lebanon County Pennsylvania 1 $ 305,000 $ 305,000 $ 125,000
Pike County Pennsylvania 1 $ 155,000 $ 155,000 $ 874,000
Wyoming County Pennsylvania 1 $ 15,000 $ 15,000 $ 115,000
Kershaw County South Carolina 1 $ 105,000 $ 105,000 $ 24,000
Lancaster County South Carolina 1 $ 415,000 $ 415,000 $ 92,000
Lexington County South Carolina 1 $ 295,000 $ 295,000 $ 0
Hamlin County South Dakota 1 $ 145,000 $ 145,000 $ 82,000
Lincoln County South Dakota 1 $ 265,000 $ 265,000 $ 62,000
Turner County South Dakota 1 $ 255,000 $ 255,000 $ 140,000
Yankton County South Dakota 1 $ 35,000 $ 35,000 $ 24,000
Blount County Tennessee 1 $ 105,000 $ 105,000 $ 212,000
Bradley County Tennessee 1 $ 245,000 $ 245,000 $ 49,000
Dickson County Tennessee 1 $ 475,000 $ 475,000 $ 122,000
Hardeman County Tennessee 1 $ 105,000 $ 105,000 $ 62,000
Maury County Tennessee 1 $ 405,000 $ 405,000 $ 124,000
Montgomery County Tennessee 1 $ 315,000 $ 315,000 $ 72,000
Stewart County Tennessee 1 $ 405,000 $ 405,000 $ 80,000
Bexar County Texas 1 $ 475,000 $ 475,000 $ 141,000
Cameron County Texas 1 $ 105,000 $ 105,000 $ 150,000
Collin County Texas 1 $ 55,000 $ 55,000 $ 68,000
Dallas County Texas 1 $ 55,000 $ 55,000 $ 100,000
Galveston County Texas 1 $ 195,000 $ 195,000 $ 345,000
Guadalupe County Texas 1 $ 135,000 $ 135,000 $ 53,000
Johnson County Texas 1 $ 475,000 $ 475,000 $ 150,000
Llano County Texas 1 $ 1,015,000 $ 1,015,000 $ 528,000
Rockwall County Texas 1 $ 315,000 $ 315,000 $ 220,000
Victoria County Texas 1 $ 185,000 $ 185,000 $ 192,000
Box Elder County Utah 1 $ 125,000 $ 125,000 $ 118,000
Summit County Utah 1 $ 205,000 $ 205,000 $ 78,000
Utah County Utah 1 $ 445,000 $ 445,000 $ 108,000
Weber County Utah 1 $ 615,000 $ 615,000 $ 291,000
Alexandria County Virginia 1 $ 35,000 $ 35,000 $ 129,000
Chesapeake County Virginia 1 $ 55,000 $ 55,000 $ 111,000
Culpeper County Virginia 1 $ 65,000 $ 65,000 $ 276,000
Goochland County Virginia 1 $ 285,000 $ 285,000 $ 63,000
Henrico County Virginia 1 $ 235,000 $ 235,000 $ 138,000
Loudoun County Virginia 1 $ 105,000 $ 105,000 $ 204,000
New Kent County Virginia 1 $ 75,000 $ 75,000 $ 127,000
Prince William County Virginia 1 $ 205,000 $ 205,000 $ 180,000
Spotsylvania County Virginia 1 $ 45,000 $ 45,000 $ 154,000
Chelan County Washington 1 $ 455,000 $ 455,000 $ 334,000
Clallam County Washington 1 $ 155,000 $ 155,000 $ 156,000
Grant County Washington 1 $ 25,000 $ 25,000 $ 55,000
Grays Harbor County Washington 1 $ 255,000 $ 255,000 $ 75,000
Island County Washington 1 $ 155,000 $ 155,000 $ 42,000
Kittitas County Washington 1 $ 145,000 $ 145,000 $ 350,000
Mason County Washington 1 $ 65,000 $ 65,000 $ 88,000
Stevens County Washington 1 $ 25,000 $ 25,000 $ 200,000
Yakima County Washington 1 $ 345,000 $ 345,000 $ 223,000
Adams County Wisconsin 1 $ 215,000 $ 215,000 $ 0
Ashland County Wisconsin 1 $ 95,000 $ 95,000 $ 124,000
Calumet County Wisconsin 1 $ 465,000 $ 465,000 $ 298,000
Chippewa County Wisconsin 1 $ 445,000 $ 445,000 $ 164,000
Columbia County Wisconsin 1 $ 25,000 $ 25,000 $ 74,000
Jackson County Wisconsin 1 $ 145,000 $ 145,000 $ 0
Juneau County Wisconsin 1 $ 325,000 $ 325,000 $ 124,000
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Mortgage Loan Application Detail Totals for Wings Financial Credit Union in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,655 $1,304,595,000 $356,000 $41,325,000 $125,000 $4,782,000
Other Purpose 1,818 $154,830,000 $85,000 $1,255,000 $134,000 $1,857,000
Home Improvement 1,757 $146,295,000 $83,000 $675,000 $140,000 $1,644,000
Cash-out Refinancing 773 $219,715,000 $284,000 $20,105,000 $118,000 $3,317,000
Refinancing 760 $150,060,000 $197,000 $3,325,000 $149,000 $9,348,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,641 $1,159,455,000 $205,000 $3,205,000 $133,000 $9,348,000
Not Provided 1,113 $244,575,000 $219,000 $2,085,000 $147,000 $4,782,000
Black or African American 704 $139,820,000 $198,000 $2,855,000 $93,000 $1,041,000
Hispanic 542 $84,250,000 $155,000 $875,000 $140,000 $874,000
Asian 326 $74,050,000 $227,000 $1,085,000 $121,000 $600,000
Not applicable 205 $229,095,000 $1,117,000 $41,325,000 $67,000 $103,000
American Indian or Alaskan Native 93 $15,765,000 $169,000 $505,000 $125,000 $800,000
Native Hawaiian or Other Pacific Islander 72 $8,340,000 $115,000 $455,000 $142,000 $580,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,763 $1,975,495,000 $225,000 $41,325,000 $132,000 $9,348,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,185 $1,065,795,000 $205,000 $41,325,000 $142,000 $9,348,000
Preapproval Approved but not Accepted 1,233 $409,555,000 $332,000 $2,005,000 $113,000 $669,000
Application Denied By Financial Institution 768 $89,900,000 $117,000 $1,365,000 $97,000 $3,317,000
Application Approved But Not Accepted 594 $181,010,000 $304,000 $3,205,000 $132,000 $4,782,000
Application Withdrawn By Applicant 588 $63,160,000 $107,000 $1,005,000 $146,000 $1,644,000
Preapproval Denied by Financial Institution 204 $56,360,000 $276,000 $1,005,000 $73,000 $468,000
Loan Purchased By The Institution 190 $109,410,000 $575,000 $1,885,000 $0 $0
File Closed For Incompleteness 1 $305,000 $305,000 $305,000 $110,000 $110,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,791 $1,829,235,000 $234,000 $41,325,000 $137,000 $9,348,000
Debt-To-Income Ratio 502 $80,670,000 $160,000 $1,365,000 $73,000 $3,317,000
Credit History 298 $40,560,000 $136,000 $885,000 $88,000 $800,000
Collateral 89 $9,615,000 $108,000 $605,000 $136,000 $1,620,000
Other 37 $5,595,000 $151,000 $805,000 $191,000 $2,340,000
Unverifiable Information 28 $5,690,000 $203,000 $1,255,000 $200,000 $1,440,000
Insufficient Cash (Downpayment, Closing Cost) 11 $2,475,000 $225,000 $405,000 $96,000 $300,000
Employment History 5 $995,000 $199,000 $525,000 $88,000 $156,000
Credit Application Incomplete 1 $475,000 $475,000 $475,000 $103,000 $103,000
Mortgage Insurance Denied 1 $185,000 $185,000 $185,000 $78,000 $78,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wings Financial Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wings Financial Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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