Wings Financial Credit Union Mortgage Lending & HMDA Data, 2022

In 2022, Wings Financial Credit Union of Apple Valley, MN reported 8,763 mortgage applications totaling $2.0 billion, down 2% from 2021. The average application was for $225,435, and applicants reported an average income of $131,338. 59% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (4,954), Atlanta-Sandy Springs-Roswell, GA (167) and Detroit-Dearborn-Livonia, MI (109) (applications in parentheses).

Mortgage Company & Address Wings Financial Credit Union
14985 Glazier Avenue
Apple Valley, MN 55124
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 8,763
Total Mortgage Loan Application Amount $1,975,495,000
Average Mortgage Loan Application Amount $225,435
Highest Mortgage Loan Application Amount $41,325,000
Average Applicant Income $131,338
Highest Applicant Income $9,348,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wings Financial Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wings Financial Credit Union by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin, Minnesota 1,815 $ 377,495,000 $ 207,986 $ 136,000
Dakota, Minnesota 1,077 $ 178,595,000 $ 165,826 $ 126,000
Anoka, Minnesota 390 $ 58,560,000 $ 150,153 $ 106,000
Scott, Minnesota 370 $ 70,550,000 $ 190,675 $ 148,000
Ramsey, Minnesota 346 $ 69,320,000 $ 200,346 $ 126,000
Washington, Minnesota 308 $ 64,890,000 $ 210,681 $ 142,000
Carver, Minnesota 216 $ 42,140,000 $ 195,092 $ 137,000
Wright, Minnesota 176 $ 40,000,000 $ 227,272 $ 136,000
Wayne, Michigan 109 $ 10,425,000 $ 95,642 $ 82,000
Sherburne, Minnesota 107 $ 15,635,000 $ 146,121 $ 140,000
Rice, Minnesota 88 $ 20,060,000 $ 227,954 $ 119,000
Crow Wing, Minnesota 76 $ 19,980,000 $ 262,894 $ 139,000
St. Croix, Wisconsin 55 $ 11,215,000 $ 203,909 $ 131,000
Maricopa, Arizona 52 $ 14,230,000 $ 273,653 $ 174,000
King, Washington 51 $ 12,775,000 $ 250,490 $ 170,000
Fulton, Georgia 42 $ 6,970,000 $ 165,952 $ 118,000
Pennington, Minnesota 41 $ 14,385,000 $ 350,853 $ 67,000
Orange, Florida 33 $ 4,115,000 $ 124,696 $ 129,000
St. Louis, Minnesota 32 $ 46,730,000 $ 1,460,312 $ 116,000
Broward, Florida 31 $ 5,865,000 $ 189,193 $ 169,000
Lee, Florida 31 $ 6,985,000 $ 225,322 $ 223,000
Chisago, Minnesota 31 $ 4,485,000 $ 144,677 $ 124,000
Osceola, Florida 30 $ 4,380,000 $ 146,000 $ 98,000
Los Angeles, California 25 $ 4,985,000 $ 199,400 $ 132,000
Pierce, Washington 23 $ 7,515,000 $ 326,739 $ 180,000
Clark, Nevada 22 $ 3,930,000 $ 178,636 $ 133,000
Cobb, Georgia 21 $ 4,115,000 $ 195,952 $ 137,000
Cass, Minnesota 21 $ 4,165,000 $ 198,333 $ 167,000
Goodhue, Minnesota 21 $ 4,165,000 $ 198,333 $ 106,000
Pierce, Wisconsin 21 $ 6,075,000 $ 289,285 $ 130,000
Le Sueur, Minnesota 18 $ 3,070,000 $ 170,555 $ 127,000
Pinellas, Florida 17 $ 1,985,000 $ 116,764 $ 94,000
Coweta, Georgia 17 $ 3,705,000 $ 217,941 $ 126,000
Isanti, Minnesota 17 $ 3,275,000 $ 192,647 $ 90,000
Hillsborough, Florida 16 $ 3,970,000 $ 248,125 $ 154,000
Clayton, Georgia 16 $ 1,260,000 $ 78,750 $ 95,000
Cook, Illinois 16 $ 4,590,000 $ 286,875 $ 136,000
Washtenaw, Michigan 16 $ 2,030,000 $ 126,875 $ 117,000
Brevard, Florida 15 $ 4,315,000 $ 287,666 $ 198,000
Fayette, Georgia 15 $ 2,815,000 $ 187,666 $ 201,000
Oakland, Michigan 15 $ 1,715,000 $ 114,333 $ 96,000
Collier, Florida 14 $ 4,490,000 $ 320,714 $ 262,000
Palm Beach, Florida 14 $ 2,690,000 $ 192,142 $ 183,000
Polk, Florida 14 $ 1,760,000 $ 125,714 $ 150,000
Olmsted, Minnesota 14 $ 4,170,000 $ 297,857 $ 147,000
Shelby, Tennessee 14 $ 2,450,000 $ 175,000 $ 172,000
Volusia, Florida 13 $ 3,205,000 $ 246,538 $ 186,000
Itasca, Minnesota 13 $ 2,075,000 $ 159,615 $ 119,000
McLeod, Minnesota 13 $ 1,765,000 $ 135,769 $ 72,000
Stearns, Minnesota 13 $ 2,605,000 $ 200,384 $ 108,000
Denver, Colorado 12 $ 3,250,000 $ 270,833 $ 189,000
Gwinnett, Georgia 12 $ 2,400,000 $ 200,000 $ 98,000
Steele, Minnesota 12 $ 2,360,000 $ 196,666 $ 79,000
Charlotte, Florida 11 $ 1,805,000 $ 164,090 $ 112,000
Henry, Georgia 11 $ 1,085,000 $ 98,636 $ 108,000
Monroe, Michigan 11 $ 975,000 $ 88,636 $ 95,000
Pine, Minnesota 11 $ 1,305,000 $ 118,636 $ 88,000
Polk, Wisconsin 11 $ 3,595,000 $ 326,818 $ 241,000
Pima, Arizona 10 $ 1,830,000 $ 183,000 $ 98,000
Lake, Florida 10 $ 1,690,000 $ 169,000 $ 92,000
Livingston, Michigan 10 $ 1,690,000 $ 169,000 $ 195,000
Beaufort, South Carolina 10 $ 4,460,000 $ 446,000 $ 207,000
Snohomish, Washington 10 $ 2,740,000 $ 274,000 $ 171,000
Baldwin, Alabama 9 $ 3,235,000 $ 359,444 $ 174,000
Sarasota, Florida 9 $ 3,035,000 $ 337,222 $ 249,000
Cherokee, Georgia 9 $ 2,095,000 $ 232,777 $ 182,000
Aitkin, Minnesota 9 $ 1,475,000 $ 163,888 $ 108,000
Hubbard, Minnesota 9 $ 2,015,000 $ 223,888 $ 136,000
Otter Tail, Minnesota 9 $ 1,505,000 $ 167,222 $ 142,000
Pinal, Arizona 8 $ 1,540,000 $ 192,500 $ 86,000
Jefferson, Colorado 8 $ 2,940,000 $ 367,500 $ 108,000
Sumter, Florida 8 $ 1,940,000 $ 242,500 $ 121,000
Will, Illinois 8 $ 2,380,000 $ 297,500 $ 125,000
Morrison, Minnesota 8 $ 1,400,000 $ 175,000 $ 164,000
Yellowstone, Montana 8 $ 1,670,000 $ 208,750 $ 80,000
Burnett, Wisconsin 8 $ 1,380,000 $ 172,500 $ 196,000
Contra Costa, California 7 $ 985,000 $ 140,714 $ 233,000
Riverside, California 7 $ 1,545,000 $ 220,714 $ 262,000
DeKalb, Georgia 7 $ 1,325,000 $ 189,285 $ 92,000
Douglas, Minnesota 7 $ 1,795,000 $ 256,428 $ 142,000
Mille Lacs, Minnesota 7 $ 555,000 $ 79,285 $ 83,000
Greenville, South Carolina 7 $ 2,155,000 $ 307,857 $ 179,000
La Crosse, Wisconsin 7 $ 1,855,000 $ 265,000 $ 0
Douglas, Colorado 6 $ 1,150,000 $ 191,666 $ 255,000
El Paso, Colorado 6 $ 1,400,000 $ 233,333 $ 138,000
Manatee, Florida 6 $ 1,560,000 $ 260,000 $ 239,000
Pasco, Florida 6 $ 860,000 $ 143,333 $ 138,000
Chatham, Georgia 6 $ 700,000 $ 116,666 $ 93,000
Douglas, Georgia 6 $ 970,000 $ 161,666 $ 112,000
DuPage, Illinois 6 $ 2,500,000 $ 416,666 $ 230,000
Benton, Minnesota 6 $ 820,000 $ 136,666 $ 119,000
Fillmore, Minnesota 6 $ 740,000 $ 123,333 $ 104,000
Nicollet, Minnesota 6 $ 1,260,000 $ 210,000 $ 112,000
Tarrant, Texas 6 $ 2,760,000 $ 460,000 $ 193,000
Clark, Washington 6 $ 1,050,000 $ 175,000 $ 162,000
Alameda, California 5 $ 3,525,000 $ 705,000 $ 305,000
Orange, California 5 $ 1,255,000 $ 251,000 $ 223,000
San Diego, California 5 $ 1,505,000 $ 301,000 $ 291,000
Duval, Florida 5 $ 1,175,000 $ 235,000 $ 135,000
Miami-Dade, Florida 5 $ 895,000 $ 179,000 $ 247,000
Seminole, Florida 5 $ 535,000 $ 107,000 $ 176,000
Effingham, Georgia 5 $ 1,375,000 $ 275,000 $ 92,000
Jackson, Michigan 5 $ 585,000 $ 117,000 $ 125,000
Macomb, Michigan 5 $ 885,000 $ 177,000 $ 73,000
Carlton, Minnesota 5 $ 1,425,000 $ 285,000 $ 149,000
Kanabec, Minnesota 5 $ 645,000 $ 129,000 $ 56,000
Lake, Minnesota 5 $ 805,000 $ 161,000 $ 136,000
DeSoto, Mississippi 5 $ 685,000 $ 137,000 $ 100,000
Greene, Missouri 5 $ 1,125,000 $ 225,000 $ 56,000
Queens, New York 5 $ 1,245,000 $ 249,000 $ 185,000
Wake, North Carolina 5 $ 1,185,000 $ 237,000 $ 99,000
Burleigh, North Dakota 5 $ 1,465,000 $ 293,000 $ 166,000
Multnomah, Oregon 5 $ 1,295,000 $ 259,000 $ 137,000
Rutherford, Tennessee 5 $ 895,000 $ 179,000 $ 139,000
Kitsap, Washington 5 $ 1,325,000 $ 265,000 $ 214,000
Barron, Wisconsin 5 $ 1,305,000 $ 261,000 $ 158,000
Trempealeau, Wisconsin 5 $ 445,000 $ 89,000 $ 105,000
Anchorage, Alaska 4 $ 440,000 $ 110,000 $ 144,000
Benton, Arkansas 4 $ 1,100,000 $ 275,000 $ 83,000
San Joaquin, California 4 $ 420,000 $ 105,000 $ 104,000
Larimer, Colorado 4 $ 470,000 $ 117,500 $ 111,000
Hernando, Florida 4 $ 320,000 $ 80,000 $ 71,000
Marion, Florida 4 $ 1,270,000 $ 317,500 $ 130,000
Monroe, Florida 4 $ 2,080,000 $ 520,000 $ 697,000
St. Johns, Florida 4 $ 560,000 $ 140,000 $ 128,000
Polk, Iowa 4 $ 1,390,000 $ 347,500 $ 235,000
Jefferson, Kentucky 4 $ 520,000 $ 130,000 $ 101,000
Baltimore City, Maryland 4 $ 470,000 $ 117,500 $ 112,000
Middlesex, Massachusetts 4 $ 1,940,000 $ 485,000 $ 266,000
Blue Earth, Minnesota 4 $ 760,000 $ 190,000 $ 119,000
Brown, Minnesota 4 $ 760,000 $ 190,000 $ 138,000
Marshall, Minnesota 4 $ 750,000 $ 187,500 $ 82,000
Renville, Minnesota 4 $ 420,000 $ 105,000 $ 46,000
Sibley, Minnesota 4 $ 430,000 $ 107,500 $ 90,000
Washoe, Nevada 4 $ 1,500,000 $ 375,000 $ 397,000
Rockingham, New Hampshire 4 $ 1,190,000 $ 297,500 $ 90,000
Cass, North Dakota 4 $ 910,000 $ 227,500 $ 136,000
Cuyahoga, Ohio 4 $ 740,000 $ 185,000 $ 241,000
Philadelphia, Pennsylvania 4 $ 660,000 $ 165,000 $ 246,000
Charleston, South Carolina 4 $ 2,160,000 $ 540,000 $ 188,000
Williamson, Tennessee 4 $ 1,280,000 $ 320,000 $ 179,000
Bayfield, Wisconsin 4 $ 590,000 $ 147,500 $ 93,000
Dane, Wisconsin 4 $ 1,500,000 $ 375,000 $ 161,000
Outagamie, Wisconsin 4 $ 280,000 $ 70,000 $ 94,000
Washburn, Wisconsin 4 $ 1,790,000 $ 447,500 $ 513,000
Waukesha, Wisconsin 4 $ 1,990,000 $ 497,500 $ 217,000
Sacramento, California 3 $ 525,000 $ 175,000 $ 189,000
San Bernardino, California 3 $ 505,000 $ 168,333 $ 99,000
Boulder, Colorado 3 $ 1,195,000 $ 398,333 $ 220,000
Hartford, Connecticut 3 $ 675,000 $ 225,000 $ 108,000
Indian River, Florida 3 $ 435,000 $ 145,000 $ 116,000
Gilmer, Georgia 3 $ 1,555,000 $ 518,333 $ 197,000
Paulding, Georgia 3 $ 415,000 $ 138,333 $ 95,000
Hamilton, Indiana 3 $ 1,535,000 $ 511,666 $ 157,000
Des Moines, Iowa 3 $ 225,000 $ 75,000 $ 66,000
Orleans, Louisiana 3 $ 1,405,000 $ 468,333 $ 150,000
Worcester, Maryland 3 $ 1,165,000 $ 388,333 $ 82,000
Essex, Massachusetts 3 $ 765,000 $ 255,000 $ 302,000
Suffolk, Massachusetts 3 $ 2,185,000 $ 728,333 $ 128,000
Lenawee, Michigan 3 $ 825,000 $ 275,000 $ 137,000
Becker, Minnesota 3 $ 405,000 $ 135,000 $ 249,000
Beltrami, Minnesota 3 $ 485,000 $ 161,666 $ 76,000
Chippewa, Minnesota 3 $ 635,000 $ 211,666 $ 67,000
Clay, Minnesota 3 $ 695,000 $ 231,666 $ 69,000
Meeker, Minnesota 3 $ 425,000 $ 141,666 $ 61,000
Polk, Minnesota 3 $ 315,000 $ 105,000 $ 3,175,000
Pope, Minnesota 3 $ 685,000 $ 228,333 $ 164,000
Todd, Minnesota 3 $ 545,000 $ 181,666 $ 144,000
Wadena, Minnesota 3 $ 415,000 $ 138,333 $ 79,000
Forsyth, North Carolina 3 $ 575,000 $ 191,666 $ 250,000
Guilford, North Carolina 3 $ 1,125,000 $ 375,000 $ 146,000
Mecklenburg, North Carolina 3 $ 935,000 $ 311,666 $ 163,000
Hamilton, Ohio 3 $ 495,000 $ 165,000 $ 205,000
Richland, South Carolina 3 $ 635,000 $ 211,666 $ 68,000
Davidson, Tennessee 3 $ 955,000 $ 318,333 $ 150,000
Harris, Texas 3 $ 965,000 $ 321,666 $ 146,000
Montgomery, Texas 3 $ 865,000 $ 288,333 $ 112,000
Salt Lake, Utah 3 $ 505,000 $ 168,333 $ 115,000
Washington, Utah 3 $ 1,135,000 $ 378,333 $ 201,000
Stafford, Virginia 3 $ 1,015,000 $ 338,333 $ 125,000
Spokane, Washington 3 $ 725,000 $ 241,666 $ 117,000
Whatcom, Washington 3 $ 605,000 $ 201,666 $ 185,000
Douglas, Wisconsin 3 $ 1,005,000 $ 335,000 $ 268,000
Eau Claire, Wisconsin 3 $ 725,000 $ 241,666 $ 105,000
Milwaukee, Wisconsin 3 $ 815,000 $ 271,666 $ 146,000
Sawyer, Wisconsin 3 $ 425,000 $ 141,666 $ 161,000
Tallapoosa, Alabama 2 $ 710,000 $ 355,000 $ 371,000
Cochise, Arizona 2 $ 200,000 $ 100,000 $ 35,000
Yuma, Arizona 2 $ 190,000 $ 95,000 $ 91,000
Pulaski, Arkansas 2 $ 310,000 $ 155,000 $ 174,000
Kern, California 2 $ 110,000 $ 55,000 $ 111,000
Solano, California 2 $ 280,000 $ 140,000 $ 400,000
Ventura, California 2 $ 460,000 $ 230,000 $ 168,000
Yuba, California 2 $ 110,000 $ 55,000 $ 226,000
Arapahoe, Colorado 2 $ 330,000 $ 165,000 $ 199,000
Eagle, Colorado 2 $ 630,000 $ 315,000 $ 138,000
Park, Colorado 2 $ 1,650,000 $ 825,000 $ 693,000
Escambia, Florida 2 $ 840,000 $ 420,000 $ 117,000
Flagler, Florida 2 $ 340,000 $ 170,000 $ 107,000
St. Lucie, Florida 2 $ 140,000 $ 70,000 $ 124,000
Carroll, Georgia 2 $ 350,000 $ 175,000 $ 119,000
Fannin, Georgia 2 $ 630,000 $ 315,000 $ 145,000
Forsyth, Georgia 2 $ 1,170,000 $ 585,000 $ 223,000
Greene, Georgia 2 $ 310,000 $ 155,000 $ 103,000
Bonneville, Idaho 2 $ 350,000 $ 175,000 $ 98,000
Kendall, Illinois 2 $ 320,000 $ 160,000 $ 264,000
Allen, Indiana 2 $ 450,000 $ 225,000 $ 82,000
Floyd, Iowa 2 $ 220,000 $ 110,000 $ 46,000
Story, Iowa 2 $ 15,120,000 $ 7,560,000 $ 88,000
Prince George's, Maryland 2 $ 110,000 $ 55,000 $ 122,000
Berkshire, Massachusetts 2 $ 610,000 $ 305,000 $ 71,000
Bristol, Massachusetts 2 $ 390,000 $ 195,000 $ 114,000
Plymouth, Massachusetts 2 $ 810,000 $ 405,000 $ 0
Alpena, Michigan 2 $ 110,000 $ 55,000 $ 113,000
Antrim, Michigan 2 $ 360,000 $ 180,000 $ 72,000
Arenac, Michigan 2 $ 120,000 $ 60,000 $ 108,000
Berrien, Michigan 2 $ 890,000 $ 445,000 $ 165,000
Genesee, Michigan 2 $ 620,000 $ 310,000 $ 279,000
Grand Traverse, Michigan 2 $ 110,000 $ 55,000 $ 58,000
Ingham, Michigan 2 $ 320,000 $ 160,000 $ 114,000
Ottawa, Michigan 2 $ 310,000 $ 155,000 $ 60,000
Faribault, Minnesota 2 $ 240,000 $ 120,000 $ 37,000
Freeborn, Minnesota 2 $ 170,000 $ 85,000 $ 54,000
Kandiyohi, Minnesota 2 $ 160,000 $ 80,000 $ 131,000
Wabasha, Minnesota 2 $ 660,000 $ 330,000 $ 130,000
Waseca, Minnesota 2 $ 430,000 $ 215,000 $ 109,000
Harrison, Mississippi 2 $ 690,000 $ 345,000 $ 118,000
Benton, Missouri 2 $ 260,000 $ 130,000 $ 33,000
Taney, Missouri 2 $ 250,000 $ 125,000 $ 124,000
Cheyenne, Nebraska 2 $ 830,000 $ 415,000 $ 177,000
Douglas, Nebraska 2 $ 490,000 $ 245,000 $ 136,000
Carroll, New Hampshire 2 $ 260,000 $ 130,000 $ 96,000
Somerset, New Jersey 2 $ 350,000 $ 175,000 $ 161,000
Dutchess, New York 2 $ 610,000 $ 305,000 $ 181,000
Kings, New York 2 $ 230,000 $ 115,000 $ 120,000
Nassau, New York 2 $ 420,000 $ 210,000 $ 136,000
Warren, New York 2 $ 1,110,000 $ 555,000 $ 248,000
Gaston, North Carolina 2 $ 950,000 $ 475,000 $ 153,000
Iredell, North Carolina 2 $ 840,000 $ 420,000 $ 334,000
Wayne, North Carolina 2 $ 170,000 $ 85,000 $ 49,000
Grand Forks, North Dakota 2 $ 580,000 $ 290,000 $ 150,000
Stutsman, North Dakota 2 $ 380,000 $ 190,000 $ 56,000
Delaware, Ohio 2 $ 370,000 $ 185,000 $ 107,000
Lorain, Ohio 2 $ 50,000 $ 25,000 $ 66,000
Lucas, Ohio 2 $ 260,000 $ 130,000 $ 97,000
Summit, Ohio 2 $ 320,000 $ 160,000 $ 94,000
Wagoner, Oklahoma 2 $ 570,000 $ 285,000 $ 108,000
Deschutes, Oregon 2 $ 610,000 $ 305,000 $ 305,000
Lane, Oregon 2 $ 1,060,000 $ 530,000 $ 186,000
Montgomery, Pennsylvania 2 $ 1,180,000 $ 590,000 $ 197,000
York, Pennsylvania 2 $ 510,000 $ 255,000 $ 133,000
Horry, South Carolina 2 $ 220,000 $ 110,000 $ 210,000
Jasper, South Carolina 2 $ 960,000 $ 480,000 $ 0
Minnehaha, South Dakota 2 $ 500,000 $ 250,000 $ 205,000
Pennington, South Dakota 2 $ 290,000 $ 145,000 $ 52,000
Carroll, Tennessee 2 $ 310,000 $ 155,000 $ 78,000
Knox, Tennessee 2 $ 170,000 $ 85,000 $ 197,000
Sumner, Tennessee 2 $ 270,000 $ 135,000 $ 140,000
Wilson, Tennessee 2 $ 170,000 $ 85,000 $ 142,000
Waller, Texas 2 $ 850,000 $ 425,000 $ 133,000
Williamson, Texas 2 $ 790,000 $ 395,000 $ 202,000
Davis, Utah 2 $ 700,000 $ 350,000 $ 82,000
Wasatch, Utah 2 $ 990,000 $ 495,000 $ 169,000
Albemarle, Virginia 2 $ 160,000 $ 80,000 $ 102,000
Fairfax, Virginia 2 $ 280,000 $ 140,000 $ 136,000
Thurston, Washington 2 $ 1,420,000 $ 710,000 $ 198,000
Brown, Wisconsin 2 $ 210,000 $ 105,000 $ 109,000
Crawford, Wisconsin 2 $ 530,000 $ 265,000 $ 77,000
Dunn, Wisconsin 2 $ 430,000 $ 215,000 $ 69,000
Portage, Wisconsin 2 $ 300,000 $ 150,000 $ 106,000
Sheridan, Wyoming 2 $ 180,000 $ 90,000 $ 79,000
Madison, Alabama 1 $ 255,000 $ 255,000 $ 66,000
Perry, Alabama 1 $ 95,000 $ 95,000 $ 58,000
Matanuska-Susitna, Alaska 1 $ 575,000 $ 575,000 $ 333,000
Navajo, Arizona 1 $ 275,000 $ 275,000 $ 313,000
Yavapai, Arizona 1 $ 625,000 $ 625,000 $ 173,000
Drew, Arkansas 1 $ 145,000 $ 145,000 $ 110,000
Faulkner, Arkansas 1 $ 465,000 $ 465,000 $ 499,000
Van Buren, Arkansas 1 $ 115,000 $ 115,000 $ 76,000
Amador, California 1 $ 315,000 $ 315,000 $ 94,000
Plumas, California 1 $ 235,000 $ 235,000 $ 111,000
San Benito, California 1 $ 125,000 $ 125,000 $ 92,000
San Francisco, California 1 $ 55,000 $ 55,000 $ 211,000
Santa Clara, California 1 $ 155,000 $ 155,000 $ 338,000
Sonoma, California 1 $ 245,000 $ 245,000 $ 155,000
Adams, Colorado 1 $ 455,000 $ 455,000 $ 100,000
Chaffee, Colorado 1 $ 205,000 $ 205,000 $ 210,000
Custer, Colorado 1 $ 785,000 $ 785,000 $ 159,000
Grand, Colorado 1 $ 105,000 $ 105,000 $ 129,000
La Plata, Colorado 1 $ 55,000 $ 55,000 $ 264,000
Moffat, Colorado 1 $ 105,000 $ 105,000 $ 95,000
Montrose, Colorado 1 $ 385,000 $ 385,000 $ 256,000
Rio Grande, Colorado 1 $ 245,000 $ 245,000 $ 599,000
Routt, Colorado 1 $ 1,285,000 $ 1,285,000 $ 404,000
Summit, Colorado 1 $ 155,000 $ 155,000 $ 480,000
Weld, Colorado 1 $ 105,000 $ 105,000 $ 0
Fairfield, Connecticut 1 $ 1,085,000 $ 1,085,000 $ 314,000
Litchfield, Connecticut 1 $ 155,000 $ 155,000 $ 0
New Haven, Connecticut 1 $ 285,000 $ 285,000 $ 0
New Castle, Delaware 1 $ 105,000 $ 105,000 $ 66,000
Sussex, Delaware 1 $ 485,000 $ 485,000 $ 241,000
District of Columbia, District Of Columbia 1 $ 45,000 $ 45,000 $ 92,000
Alachua, Florida 1 $ 55,000 $ 55,000 $ 203,000
Glades, Florida 1 $ 105,000 $ 105,000 $ 94,000
Martin, Florida 1 $ 865,000 $ 865,000 $ 0
Nassau, Florida 1 $ 25,000 $ 25,000 $ 26,000
Santa Rosa, Florida 1 $ 55,000 $ 55,000 $ 86,000
Walton, Florida 1 $ 505,000 $ 505,000 $ 238,000
Banks, Georgia 1 $ 215,000 $ 215,000 $ 132,000
Bartow, Georgia 1 $ 375,000 $ 375,000 $ 180,000
Bryan, Georgia 1 $ 55,000 $ 55,000 $ 133,000
Butts, Georgia 1 $ 45,000 $ 45,000 $ 110,000
Catoosa, Georgia 1 $ 175,000 $ 175,000 $ 137,000
Coffee, Georgia 1 $ 55,000 $ 55,000 $ 214,000
Colquitt, Georgia 1 $ 75,000 $ 75,000 $ 227,000
Jackson, Georgia 1 $ 295,000 $ 295,000 $ 185,000
Jasper, Georgia 1 $ 155,000 $ 155,000 $ 118,000
Murray, Georgia 1 $ 15,000 $ 15,000 $ 114,000
Pike, Georgia 1 $ 105,000 $ 105,000 $ 165,000
Upson, Georgia 1 $ 85,000 $ 85,000 $ 39,000
White, Georgia 1 $ 165,000 $ 165,000 $ 121,000
Honolulu, Hawaii 1 $ 325,000 $ 325,000 $ 65,000
Ada, Idaho 1 $ 165,000 $ 165,000 $ 96,000
Kootenai, Idaho 1 $ 105,000 $ 105,000 $ 56,000
Henry, Illinois 1 $ 65,000 $ 65,000 $ 0
Lake, Illinois 1 $ 95,000 $ 95,000 $ 96,000
McDonough, Illinois 1 $ 185,000 $ 185,000 $ 147,000
McHenry, Illinois 1 $ 75,000 $ 75,000 $ 222,000
St. Clair, Illinois 1 $ 175,000 $ 175,000 $ 75,000
Stephenson, Illinois 1 $ 185,000 $ 185,000 $ 124,000
Vermilion, Illinois 1 $ 135,000 $ 135,000 $ 137,000
Whiteside, Illinois 1 $ 95,000 $ 95,000 $ 37,000
Carroll, Indiana 1 $ 145,000 $ 145,000 $ 112,000
Hendricks, Indiana 1 $ 455,000 $ 455,000 $ 180,000
Howard, Indiana 1 $ 75,000 $ 75,000 $ 414,000
Marion, Indiana 1 $ 245,000 $ 245,000 $ 76,000
Vanderburgh, Indiana 1 $ 165,000 $ 165,000 $ 84,000
Black Hawk, Iowa 1 $ 345,000 $ 345,000 $ 313,000
Cerro Gordo, Iowa 1 $ 55,000 $ 55,000 $ 29,000
Dallas, Iowa 1 $ 315,000 $ 315,000 $ 107,000
Emmet, Iowa 1 $ 155,000 $ 155,000 $ 187,000
Jasper, Iowa 1 $ 125,000 $ 125,000 $ 78,000
Winneshiek, Iowa 1 $ 45,000 $ 45,000 $ 138,000
Crawford, Kansas 1 $ 95,000 $ 95,000 $ 18,000
Johnson, Kansas 1 $ 145,000 $ 145,000 $ 264,000
Reno, Kansas 1 $ 295,000 $ 295,000 $ 80,000
East Baton Rouge, Louisiana 1 $ 1,005,000 $ 1,005,000 $ 0
Jefferson, Louisiana 1 $ 105,000 $ 105,000 $ 65,000
Cumberland, Maine 1 $ 205,000 $ 205,000 $ 0
York, Maine 1 $ 55,000 $ 55,000 $ 94,000
Anne Arundel, Maryland 1 $ 55,000 $ 55,000 $ 91,000
Baltimore, Maryland 1 $ 105,000 $ 105,000 $ 190,000
Carroll, Maryland 1 $ 55,000 $ 55,000 $ 55,000
Frederick, Maryland 1 $ 195,000 $ 195,000 $ 117,000
Howard, Maryland 1 $ 205,000 $ 205,000 $ 180,000
Barnstable, Massachusetts 1 $ 165,000 $ 165,000 $ 67,000
Hampshire, Massachusetts 1 $ 265,000 $ 265,000 $ 0
Norfolk, Massachusetts 1 $ 585,000 $ 585,000 $ 0
Worcester, Massachusetts 1 $ 455,000 $ 455,000 $ 0
Charlevoix, Michigan 1 $ 255,000 $ 255,000 $ 43,000
Crawford, Michigan 1 $ 425,000 $ 425,000 $ 242,000
Eaton, Michigan 1 $ 295,000 $ 295,000 $ 92,000
Iosco, Michigan 1 $ 195,000 $ 195,000 $ 45,000
Kent, Michigan 1 $ 65,000 $ 65,000 $ 200,000
Lake, Michigan 1 $ 65,000 $ 65,000 $ 46,000
Leelanau, Michigan 1 $ 155,000 $ 155,000 $ 108,000
Mackinac, Michigan 1 $ 155,000 $ 155,000 $ 114,000
Mecosta, Michigan 1 $ 445,000 $ 445,000 $ 281,000
Montcalm, Michigan 1 $ 105,000 $ 105,000 $ 100,000
Ontonagon, Michigan 1 $ 345,000 $ 345,000 $ 386,000
Roscommon, Michigan 1 $ 75,000 $ 75,000 $ 36,000
Big Stone, Minnesota 1 $ 105,000 $ 105,000 $ 120,000
Cook, Minnesota 1 $ 35,000 $ 35,000 $ 140,000
Dodge, Minnesota 1 $ 195,000 $ 195,000 $ 47,000
Lac qui Parle, Minnesota 1 $ 65,000 $ 65,000 $ 114,000
Mower, Minnesota 1 $ 295,000 $ 295,000 $ 130,000
Red Lake, Minnesota 1 $ 175,000 $ 175,000 $ 82,000
Roseau, Minnesota 1 $ 185,000 $ 185,000 $ 49,000
Watonwan, Minnesota 1 $ 165,000 $ 165,000 $ 63,000
Winona, Minnesota 1 $ 155,000 $ 155,000 $ 55,000
Yellow Medicine, Minnesota 1 $ 275,000 $ 275,000 $ 96,000
Alcorn, Mississippi 1 $ 45,000 $ 45,000 $ 98,000
Benton, Mississippi 1 $ 85,000 $ 85,000 $ 207,000
Copiah, Mississippi 1 $ 15,000 $ 15,000 $ 50,000
Prentiss, Mississippi 1 $ 85,000 $ 85,000 $ 63,000
Boone, Missouri 1 $ 315,000 $ 315,000 $ 245,000
Buchanan, Missouri 1 $ 155,000 $ 155,000 $ 34,000
Cass, Missouri 1 $ 205,000 $ 205,000 $ 51,000
Johnson, Missouri 1 $ 75,000 $ 75,000 $ 100,000
Platte, Missouri 1 $ 385,000 $ 385,000 $ 125,000
St. Charles, Missouri 1 $ 205,000 $ 205,000 $ 250,000
St. Louis City, Missouri 1 $ 305,000 $ 305,000 $ 244,000
Carbon, Montana 1 $ 415,000 $ 415,000 $ 0
Cascade, Montana 1 $ 255,000 $ 255,000 $ 385,000
Custer, Montana 1 $ 165,000 $ 165,000 $ 0
Flathead, Montana 1 $ 555,000 $ 555,000 $ 175,000
Gallatin, Montana 1 $ 535,000 $ 535,000 $ 148,000
Lake, Montana 1 $ 205,000 $ 205,000 $ 151,000
Missoula, Montana 1 $ 205,000 $ 205,000 $ 70,000
Sanders, Montana 1 $ 165,000 $ 165,000 $ 196,000
Hall, Nebraska 1 $ 385,000 $ 385,000 $ 207,000
Storey, Nevada 1 $ 505,000 $ 505,000 $ 0
Hillsborough, New Hampshire 1 $ 335,000 $ 335,000 $ 0
Merrimack, New Hampshire 1 $ 565,000 $ 565,000 $ 149,000
Bergen, New Jersey 1 $ 1,105,000 $ 1,105,000 $ 4,782,000
Burlington, New Jersey 1 $ 25,000 $ 25,000 $ 177,000
Middlesex, New Jersey 1 $ 275,000 $ 275,000 $ 292,000
Monmouth, New Jersey 1 $ 795,000 $ 795,000 $ 181,000
Ocean, New Jersey 1 $ 205,000 $ 205,000 $ 519,000
Dona Ana, New Mexico 1 $ 45,000 $ 45,000 $ 83,000
Sandoval, New Mexico 1 $ 105,000 $ 105,000 $ 124,000
Erie, New York 1 $ 75,000 $ 75,000 $ 156,000
Putnam, New York 1 $ 205,000 $ 205,000 $ 190,000
Cabarrus, North Carolina 1 $ 475,000 $ 475,000 $ 218,000
Carteret, North Carolina 1 $ 385,000 $ 385,000 $ 78,000
Catawba, North Carolina 1 $ 255,000 $ 255,000 $ 143,000
Chatham, North Carolina 1 $ 215,000 $ 215,000 $ 92,000
Durham, North Carolina 1 $ 465,000 $ 465,000 $ 160,000
Jackson, North Carolina 1 $ 115,000 $ 115,000 $ 236,000
Johnston, North Carolina 1 $ 275,000 $ 275,000 $ 103,000
Lincoln, North Carolina 1 $ 345,000 $ 345,000 $ 190,000
Macon, North Carolina 1 $ 45,000 $ 45,000 $ 44,000
New Hanover, North Carolina 1 $ 105,000 $ 105,000 $ 142,000
Pender, North Carolina 1 $ 265,000 $ 265,000 $ 51,000
Rowan, North Carolina 1 $ 275,000 $ 275,000 $ 70,000
Rutherford, North Carolina 1 $ 135,000 $ 135,000 $ 150,000
Stanly, North Carolina 1 $ 85,000 $ 85,000 $ 51,000
Union, North Carolina 1 $ 75,000 $ 75,000 $ 167,000
Watauga, North Carolina 1 $ 665,000 $ 665,000 $ 180,000
Ward, North Dakota 1 $ 35,000 $ 35,000 $ 72,000
Allen, Ohio 1 $ 55,000 $ 55,000 $ 75,000
Fairfield, Ohio 1 $ 405,000 $ 405,000 $ 110,000
Franklin, Ohio 1 $ 505,000 $ 505,000 $ 450,000
Lake, Ohio 1 $ 205,000 $ 205,000 $ 47,000
Medina, Ohio 1 $ 265,000 $ 265,000 $ 134,000
Trumbull, Ohio 1 $ 125,000 $ 125,000 $ 150,000
Wayne, Ohio 1 $ 55,000 $ 55,000 $ 80,000
McClain, Oklahoma 1 $ 205,000 $ 205,000 $ 39,000
Clackamas, Oregon 1 $ 25,000 $ 25,000 $ 160,000
Marion, Oregon 1 $ 445,000 $ 445,000 $ 150,000
Washington, Oregon 1 $ 465,000 $ 465,000 $ 133,000
Allegheny, Pennsylvania 1 $ 75,000 $ 75,000 $ 136,000
Chester, Pennsylvania 1 $ 45,000 $ 45,000 $ 180,000
Delaware, Pennsylvania 1 $ 75,000 $ 75,000 $ 145,000
Lebanon, Pennsylvania 1 $ 305,000 $ 305,000 $ 125,000
Pike, Pennsylvania 1 $ 155,000 $ 155,000 $ 874,000
Wyoming, Pennsylvania 1 $ 15,000 $ 15,000 $ 115,000
Kershaw, South Carolina 1 $ 105,000 $ 105,000 $ 24,000
Lancaster, South Carolina 1 $ 415,000 $ 415,000 $ 92,000
Lexington, South Carolina 1 $ 295,000 $ 295,000 $ 0
Hamlin, South Dakota 1 $ 145,000 $ 145,000 $ 82,000
Lincoln, South Dakota 1 $ 265,000 $ 265,000 $ 62,000
Turner, South Dakota 1 $ 255,000 $ 255,000 $ 140,000
Yankton, South Dakota 1 $ 35,000 $ 35,000 $ 24,000
Blount, Tennessee 1 $ 105,000 $ 105,000 $ 212,000
Bradley, Tennessee 1 $ 245,000 $ 245,000 $ 49,000
Dickson, Tennessee 1 $ 475,000 $ 475,000 $ 122,000
Hardeman, Tennessee 1 $ 105,000 $ 105,000 $ 62,000
Maury, Tennessee 1 $ 405,000 $ 405,000 $ 124,000
Montgomery, Tennessee 1 $ 315,000 $ 315,000 $ 72,000
Stewart, Tennessee 1 $ 405,000 $ 405,000 $ 80,000
Bexar, Texas 1 $ 475,000 $ 475,000 $ 141,000
Cameron, Texas 1 $ 105,000 $ 105,000 $ 150,000
Collin, Texas 1 $ 55,000 $ 55,000 $ 68,000
Dallas, Texas 1 $ 55,000 $ 55,000 $ 100,000
Galveston, Texas 1 $ 195,000 $ 195,000 $ 345,000
Guadalupe, Texas 1 $ 135,000 $ 135,000 $ 53,000
Johnson, Texas 1 $ 475,000 $ 475,000 $ 150,000
Llano, Texas 1 $ 1,015,000 $ 1,015,000 $ 528,000
Rockwall, Texas 1 $ 315,000 $ 315,000 $ 220,000
Victoria, Texas 1 $ 185,000 $ 185,000 $ 192,000
Box Elder, Utah 1 $ 125,000 $ 125,000 $ 118,000
Summit, Utah 1 $ 205,000 $ 205,000 $ 78,000
Utah, Utah 1 $ 445,000 $ 445,000 $ 108,000
Weber, Utah 1 $ 615,000 $ 615,000 $ 291,000
Alexandria, Virginia 1 $ 35,000 $ 35,000 $ 129,000
Chesapeake, Virginia 1 $ 55,000 $ 55,000 $ 111,000
Culpeper, Virginia 1 $ 65,000 $ 65,000 $ 276,000
Goochland, Virginia 1 $ 285,000 $ 285,000 $ 63,000
Henrico, Virginia 1 $ 235,000 $ 235,000 $ 138,000
Loudoun, Virginia 1 $ 105,000 $ 105,000 $ 204,000
New Kent, Virginia 1 $ 75,000 $ 75,000 $ 127,000
Prince William, Virginia 1 $ 205,000 $ 205,000 $ 180,000
Spotsylvania, Virginia 1 $ 45,000 $ 45,000 $ 154,000
Chelan, Washington 1 $ 455,000 $ 455,000 $ 334,000
Clallam, Washington 1 $ 155,000 $ 155,000 $ 156,000
Grant, Washington 1 $ 25,000 $ 25,000 $ 55,000
Grays Harbor, Washington 1 $ 255,000 $ 255,000 $ 75,000
Island, Washington 1 $ 155,000 $ 155,000 $ 42,000
Kittitas, Washington 1 $ 145,000 $ 145,000 $ 350,000
Mason, Washington 1 $ 65,000 $ 65,000 $ 88,000
Stevens, Washington 1 $ 25,000 $ 25,000 $ 200,000
Yakima, Washington 1 $ 345,000 $ 345,000 $ 223,000
Adams, Wisconsin 1 $ 215,000 $ 215,000 $ 0
Ashland, Wisconsin 1 $ 95,000 $ 95,000 $ 124,000
Calumet, Wisconsin 1 $ 465,000 $ 465,000 $ 298,000
Chippewa, Wisconsin 1 $ 445,000 $ 445,000 $ 164,000
Columbia, Wisconsin 1 $ 25,000 $ 25,000 $ 74,000
Jackson, Wisconsin 1 $ 145,000 $ 145,000 $ 0
Juneau, Wisconsin 1 $ 325,000 $ 325,000 $ 124,000
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Mortgage Loan Application Detail Totals for Wings Financial Credit Union in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,655 $1,304,595,000 $356,000 $41,325,000 $125,000 $4,782,000
Other Purpose 1,818 $154,830,000 $85,000 $1,255,000 $134,000 $1,857,000
Home Improvement 1,757 $146,295,000 $83,000 $675,000 $140,000 $1,644,000
Cash-out Refinancing 773 $219,715,000 $284,000 $20,105,000 $118,000 $3,317,000
Refinancing 760 $150,060,000 $197,000 $3,325,000 $149,000 $9,348,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,641 $1,159,455,000 $205,000 $3,205,000 $133,000 $9,348,000
Not Provided 1,113 $244,575,000 $219,000 $2,085,000 $147,000 $4,782,000
Black or African American 704 $139,820,000 $198,000 $2,855,000 $93,000 $1,041,000
Hispanic 542 $84,250,000 $155,000 $875,000 $140,000 $874,000
Asian 326 $74,050,000 $227,000 $1,085,000 $121,000 $600,000
Not applicable 205 $229,095,000 $1,117,000 $41,325,000 $67,000 $103,000
American Indian or Alaskan Native 93 $15,765,000 $169,000 $505,000 $125,000 $800,000
Native Hawaiian or Other Pacific Islander 72 $8,340,000 $115,000 $455,000 $142,000 $580,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,763 $1,975,495,000 $225,000 $41,325,000 $132,000 $9,348,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,185 $1,065,795,000 $205,000 $41,325,000 $142,000 $9,348,000
Preapproval Approved but not Accepted 1,233 $409,555,000 $332,000 $2,005,000 $113,000 $669,000
Application Denied By Financial Institution 768 $89,900,000 $117,000 $1,365,000 $97,000 $3,317,000
Application Approved But Not Accepted 594 $181,010,000 $304,000 $3,205,000 $132,000 $4,782,000
Application Withdrawn By Applicant 588 $63,160,000 $107,000 $1,005,000 $146,000 $1,644,000
Preapproval Denied by Financial Institution 204 $56,360,000 $276,000 $1,005,000 $73,000 $468,000
Loan Purchased By The Institution 190 $109,410,000 $575,000 $1,885,000 $0 $0
File Closed For Incompleteness 1 $305,000 $305,000 $305,000 $110,000 $110,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,791 $1,829,235,000 $234,000 $41,325,000 $137,000 $9,348,000
Debt-To-Income Ratio 502 $80,670,000 $160,000 $1,365,000 $73,000 $3,317,000
Credit History 298 $40,560,000 $136,000 $885,000 $88,000 $800,000
Collateral 89 $9,615,000 $108,000 $605,000 $136,000 $1,620,000
Other 37 $5,595,000 $151,000 $805,000 $191,000 $2,340,000
Unverifiable Information 28 $5,690,000 $203,000 $1,255,000 $200,000 $1,440,000
Insufficient Cash (Downpayment, Closing Cost) 11 $2,475,000 $225,000 $405,000 $96,000 $300,000
Employment History 5 $995,000 $199,000 $525,000 $88,000 $156,000
Credit Application Incomplete 1 $475,000 $475,000 $475,000 $103,000 $103,000
Mortgage Insurance Denied 1 $185,000 $185,000 $185,000 $78,000 $78,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wings Financial Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wings Financial Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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