4 mortgage lenders are based in Winterset, IA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Madison County, IA in 2025.
In 2025, 107 lenders made 540 home loans worth $120.7 million in Madison County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Madison County, which includes Winterset.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Greenstate Credit Union North Liberty, IA | 56 | $11.5M | $205,000 | 10.4% |
| 2 | Farmers & Merchants State Bank Winterset, IA | 41 | $6.5M | $158,000 | 7.6% |
| 3 | Veridian Credit Union Waterloo, IA | 33 | $4.5M | $137,000 | 6.1% |
| 4 | Community Choice Credit Union Johnston, IA | 31 | $7.0M | $225,000 | 5.7% |
| 5 | Union State Bank Winterset, IA | 25 | $3.2M | $128,000 | 4.6% |
| 6 | American State Bank Osceola, IA | 24 | $3.2M | $132,000 | 4.4% |
| 7 | Barrington Bank & Trust Company, N.A. Barrington, IL | 21 | $5.8M | $276,000 | 3.9% |
| 8 | New American Funding, Llc. Tustin, CA | 18 | $3.7M | $207,000 | 3.3% |
| 9 | United Wholesale Mortgage Plymouth, MI | 12 | $3.8M | $319,000 | 2.2% |
| 10 | Premier Credit Union Des Moines, IA | 12 | $2.0M | $168,000 | 2.2% |
See every lender in Madison County and its 2025 mortgage data · top lenders in Iowa · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Farmers & Merchants State Bank
101 W JEFFERSON STREET WINTERSET, IA 50273 |
* | 215 | $35,945,000 |
| Farmers and Merchants State Bank
101 W JEFFERSON STREET WINTERSET, IA 50273 |
* | 1,515 | $135,087,000 |
| Union State Bank
611 W HWY 92 WINTERSET, IA 50273 |
* | 1,211 | $117,342,000 |
| Union State Bank
611 W HWY 92 WINTERSET, IA 50273 |
* | 166 | $33,790,000 |
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