Wolfe Financial Inc Mortgage Lending & HMDA Data, 2025
In 2025, Wolfe Financial Inc of Asheboro, NC reported 1,819 mortgage applications totaling $514.8 million, up 3% from 2024. The average application was for $283,020, and applicants reported an average income of $123,008. 64% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Indianapolis-Carmel-Anderson, IN (238), Greensboro-High Point, NC (163) and Houston-The Woodlands-Sugar Land, TX (151) (applications in parentheses).
| Mortgage Company & Address | Wolfe Financial Inc 191 H Nc Highway 42 North Asheboro, NC 27203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 1,819 |
| Total Mortgage Loan Application Amount | $514,815,000 |
| Average Mortgage Loan Application Amount | $283,020 |
| Highest Mortgage Loan Application Amount | $2,305,000 |
| Average Applicant Income | $123,008 |
| Highest Applicant Income | $2,232,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wolfe Financial Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 445 | $ 114,435,000 | $ 257,157 | $ 104,874 |
| Indianapolis-Carmel-Anderson, IN | 238 | $ 63,130,000 | $ 265,252 | $ 109,000 |
| Greensboro-High Point, NC | 163 | $ 43,735,000 | $ 268,312 | $ 111,000 |
| Houston-The Woodlands-Sugar Land, TX | 151 | $ 70,695,000 | $ 468,178 | $ 222,000 |
| Memphis, TN-MS-AR | 119 | $ 34,735,000 | $ 291,890 | $ 113,235 |
| Baton Rouge, LA | 71 | $ 20,805,000 | $ 293,028 | $ 162,000 |
| Florence-Muscle Shoals, AL | 69 | $ 12,885,000 | $ 186,739 | $ 85,000 |
| Terre Haute, IN | 64 | $ 13,250,000 | $ 207,031 | $ 87,000 |
| Killeen-Temple, TX | 55 | $ 12,715,000 | $ 231,181 | $ 89,000 |
| Knoxville, TN | 39 | $ 10,445,000 | $ 267,820 | $ 98,000 |
| Ocala, FL | 38 | $ 9,630,000 | $ 253,421 | $ 79,000 |
| Winston-Salem, NC | 29 | $ 6,485,000 | $ 223,620 | $ 100,000 |
| Tampa, FL | 26 | $ 10,370,000 | $ 398,846 | $ 146,000 |
| Appleton, WI | 25 | $ 7,135,000 | $ 285,400 | $ 116,000 |
| Huntsville, AL | 24 | $ 6,850,000 | $ 285,416 | $ 100,000 |
| Atlanta-Sandy Springs-Roswell, GA | 22 | $ 6,650,000 | $ 302,272 | $ 137,000 |
| Oshkosh-Neenah, WI | 18 | $ 4,580,000 | $ 254,444 | $ 103,000 |
| Charlotte-Concord-Gastonia, NC-SC | 17 | $ 4,875,000 | $ 286,764 | $ 137,000 |
| Charleston-North Charleston, SC | 16 | $ 5,210,000 | $ 325,625 | $ 164,000 |
| Lafayette-West Lafayette, IN | 16 | $ 3,430,000 | $ 214,375 | $ 100,000 |
| Dallas-Plano-Irving, TX | 11 | $ 4,375,000 | $ 397,727 | $ 155,000 |
| Lafayette, LA | 11 | $ 2,845,000 | $ 258,636 | $ 299,000 |
| Burlington, NC | 10 | $ 3,230,000 | $ 323,000 | $ 110,000 |
| Bloomington, IN | 7 | $ 1,545,000 | $ 220,714 | $ 99,000 |
| Durham-Chapel Hill, NC | 7 | $ 1,965,000 | $ 280,714 | $ 124,000 |
| Orlando-Kissimmee-Sanford, FL | 7 | $ 2,365,000 | $ 337,857 | $ 113,000 |
| Chattanooga, TN-GA | 6 | $ 1,380,000 | $ 230,000 | $ 93,500 |
| Decatur, AL | 6 | $ 1,260,000 | $ 210,000 | $ 89,000 |
| Green Bay, WI | 5 | $ 1,375,000 | $ 275,000 | $ 103,000 |
| Homosassa Springs, FL | 5 | $ 835,000 | $ 167,000 | $ 46,000 |
| Kokomo, IN | 5 | $ 845,000 | $ 169,000 | $ 99,000 |
| Marietta, GA | 5 | $ 1,495,000 | $ 299,000 | $ 130,000 |
| Columbus, GA-AL | 4 | $ 1,320,000 | $ 330,000 | $ 132,250 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 1,620,000 | $ 405,000 | $ 122,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4 | $ 2,150,000 | $ 537,500 | $ 445,000 |
| Pinehurst-Southern Pines, NC | 4 | $ 1,060,000 | $ 265,000 | $ 89,000 |
| Columbus, IN | 3 | $ 635,000 | $ 211,666 | $ 77,000 |
| Fort Worth-Arlington, TX | 3 | $ 1,335,000 | $ 445,000 | $ 177,000 |
| Gainesville, FL | 3 | $ 905,000 | $ 301,666 | $ 137,000 |
| Hattiesburg, MS | 3 | $ 455,000 | $ 151,666 | $ 377,000 |
| Jackson, TN | 3 | $ 815,000 | $ 271,666 | $ 113,000 |
| Jacksonville, FL | 3 | $ 765,000 | $ 255,000 | $ 101,000 |
| Longview, TX | 3 | $ 1,025,000 | $ 341,666 | $ 130,000 |
| Louisville/Jefferson County, KY-IN | 3 | $ 625,000 | $ 208,333 | $ 79,000 |
| Morristown, TN | 3 | $ 665,000 | $ 221,666 | $ 101,000 |
| St. Petersburg-Clearwater-Largo, FL | 3 | $ 1,875,000 | $ 625,000 | $ 276,000 |
| College Station-Bryan, TX | 2 | $ 1,460,000 | $ 730,000 | $ 423,000 |
| Fayetteville, NC | 2 | $ 410,000 | $ 205,000 | $ 75,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 570,000 | $ 285,000 | $ 259,000 |
| Lake Charles, LA | 2 | $ 510,000 | $ 255,000 | $ 128,000 |
| Lake County-Porter County-Jasper County, IN | 2 | $ 480,000 | $ 240,000 | $ 99,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 630,000 | $ 315,000 | $ 76,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 520,000 | $ 260,000 | $ 144,000 |
| New Orleans-Metairie, LA | 2 | $ 850,000 | $ 425,000 | $ 165,000 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 570,000 | $ 285,000 | $ 103,000 |
| Raleigh, NC | 2 | $ 340,000 | $ 170,000 | $ 72,000 |
| Waco, TX | 2 | $ 830,000 | $ 415,000 | $ 213,000 |
| Albany, GA | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Austin-Round Rock, TX | 1 | $ 145,000 | $ 145,000 | $ 146,000 |
| Brunswick, GA | 1 | $ 655,000 | $ 655,000 | $ 339,000 |
| Columbia, SC | 1 | $ 455,000 | $ 455,000 | $ 440,000 |
| Elgin, IL | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Evansville, IN-KY | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Fort Wayne, IN | 1 | $ 185,000 | $ 185,000 | $ 375,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 405,000 | $ 405,000 | $ 171,000 |
| Hammond, LA | 1 | $ 225,000 | $ 225,000 | $ 119,000 |
| Johnson City, TN | 1 | $ 425,000 | $ 425,000 | $ 84,000 |
| Macon-Bibb County, GA | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| Michigan City-La Porte, IN | 1 | $ 675,000 | $ 675,000 | $ 2,232,000 |
| Montgomery, AL | 1 | $ 365,000 | $ 365,000 | $ 170,000 |
| Muncie, IN | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 655,000 | $ 655,000 | $ 159,000 |
| Port St. Lucie, FL | 1 | $ 325,000 | $ 325,000 | $ 74,000 |
| Savannah, GA | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Slidell-Mandeville-Covington, LA | 1 | $ 495,000 | $ 495,000 | $ 144,000 |
| Tuscaloosa, AL | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Victoria, TX | 1 | $ 245,000 | $ 245,000 | $ 149,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1 | $ 365,000 | $ 365,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Wolfe Financial Inc in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,422 | $393,210,000 | $276,000 | $2,305,000 | $116,000 | $2,232,000 |
| Refinancing | 229 | $80,325,000 | $350,000 | $1,605,000 | $168,000 | $1,723,000 |
| Cash-out Refinancing | 168 | $41,280,000 | $245,000 | $1,205,000 | $121,000 | $514,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,409 | $397,615,000 | $282,000 | $2,305,000 | $124,000 | $2,232,000 |
| Black or African American | 153 | $43,945,000 | $287,000 | $1,205,000 | $113,000 | $506,000 |
| Hispanic | 153 | $38,635,000 | $252,000 | $685,000 | $103,000 | $539,000 |
| Asian | 58 | $18,920,000 | $326,000 | $1,605,000 | $171,000 | $1,045,000 |
| Not Provided | 43 | $14,075,000 | $327,000 | $1,285,000 | $123,000 | $399,000 |
| American Indian or Alaskan Native | 3 | $1,625,000 | $541,000 | $1,125,000 | $224,000 | $485,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,053 | $317,675,000 | $301,000 | $2,305,000 | $144,000 | $2,232,000 |
| FHA-insured (Federal Housing Administration) | 548 | $135,480,000 | $247,000 | $685,000 | $92,000 | $375,000 |
| VA-guaranteed (Veterans Administration) | 156 | $50,480,000 | $323,000 | $1,445,000 | $110,000 | $739,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 62 | $11,180,000 | $180,000 | $295,000 | $66,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,161 | $307,085,000 | $264,000 | $1,445,000 | $114,000 | $2,232,000 |
| Application Withdrawn By Applicant | 616 | $197,240,000 | $320,000 | $2,305,000 | $142,000 | $1,080,000 |
| Application Denied By Financial Institution | 40 | $9,920,000 | $248,000 | $705,000 | $91,000 | $247,000 |
| File Closed For Incompleteness | 2 | $570,000 | $285,000 | $285,000 | $104,000 | $135,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,779 | $504,895,000 | $283,000 | $2,305,000 | $124,000 | $2,232,000 |
| Collateral | 12 | $2,370,000 | $197,000 | $515,000 | $112,000 | $247,000 |
| Debt-To-Income Ratio | 11 | $3,165,000 | $287,000 | $705,000 | $81,000 | $173,000 |
| Other | 9 | $2,195,000 | $243,000 | $465,000 | $80,000 | $106,000 |
| Unverifiable Information | 3 | $835,000 | $278,000 | $335,000 | $91,000 | $129,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $945,000 | $315,000 | $455,000 | $110,000 | $123,000 |
| Employment History | 1 | $235,000 | $235,000 | $235,000 | $62,000 | $62,000 |
| Credit History | 1 | $175,000 | $175,000 | $175,000 | $57,000 | $57,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wolfe Financial Inc's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wolfe Financial Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
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