Wood & Huston Bank Mortgage Lending & HMDA Data, 2008
In 2008, Wood & Huston Bank of Marshall, MO reported 751 mortgage applications totaling $93.7 million, about the same as 2007. The average application was for $124,749, and applicants reported an average income of $59,185. 81% of its applications resulted in an originated loan and 11% were denied. Its largest market was Springfield, MO (41).
| Mortgage Company & Address | Wood & Huston Bank 27 E. North Street Marshall, MO 65340 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 751 |
| Total Mortgage Loan Application Amount | $93,687,000 |
| Average Mortgage Loan Application Amount | $124,749 |
| Highest Mortgage Loan Application Amount | $3,780,000 |
| Average Applicant Income | $59,185 |
| Highest Applicant Income | $1,594,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wood & Huston Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Wood & Huston Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 361 | $54,420,000 | $150,000 | $3,760,000 | $64,000 | $566,000 |
| Home Purchase | 332 | $38,654,000 | $116,000 | $3,780,000 | $58,000 | $1,594,000 |
| Home Improvement | 58 | $613,000 | $10,000 | $49,000 | $36,000 | $116,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 622 | $67,617,000 | $108,000 | $1,100,000 | $67,000 | $1,594,000 |
| Not applicable | 60 | $19,407,000 | $323,000 | $3,780,000 | $0 | $0 |
| Hispanic | 43 | $3,245,000 | $75,000 | $405,000 | $36,000 | $150,000 |
| Black or African American | 19 | $1,670,000 | $87,000 | $394,000 | $32,000 | $110,000 |
| Asian | 5 | $1,615,000 | $323,000 | $595,000 | $59,000 | $128,000 |
| Not Provided | 2 | $133,000 | $66,000 | $80,000 | $32,000 | $37,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 692 | $88,947,000 | $128,000 | $3,780,000 | $61,000 | $1,594,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 59 | $4,740,000 | $80,000 | $165,000 | $35,000 | $91,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 605 | $75,153,000 | $124,000 | $3,780,000 | $60,000 | $1,594,000 |
| Application Denied By Financial Institution | 83 | $8,101,000 | $97,000 | $394,000 | $42,000 | $122,000 |
| Application Withdrawn By Applicant | 49 | $7,188,000 | $146,000 | $497,000 | $74,000 | $432,000 |
| Application Approved But Not Accepted | 14 | $3,245,000 | $231,000 | $930,000 | $92,000 | $150,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4 | $153,000 | $38,000 | $75,000 | $36,000 | $47,000 |
| Employment History | 1 | $10,000 | $10,000 | $10,000 | $16,000 | $16,000 |
| Other | 1 | $115,000 | $115,000 | $115,000 | $36,000 | $36,000 |
| Unverifiable Information | 1 | $62,000 | $62,000 | $62,000 | $27,000 | $27,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wood & Huston Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wood & Huston Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About