Mycumortgage Mortgage Lending & HMDA Data, 2025

In 2025, Mycumortgage of Beavercreek, OH reported 1,530 mortgage applications totaling $297.8 million, down 6% from 2024. The average application was for $194,640, and applicants reported an average income of $92,878. 17% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Dayton-Springfield-Kettering, OH (260), Cincinnati, OH-KY-IN (93) and Cleveland, OH (69) (applications in parentheses).

Mortgage Company & Address Mycumortgage
3560 Pentagon Blvd. Suite 301
Beavercreek, OH 45431
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2004  2003  
Total Number of Mortgage Applications 1,530
Total Mortgage Loan Application Amount $297,800,000
Average Mortgage Loan Application Amount $194,640
Highest Mortgage Loan Application Amount $985,000
Average Applicant Income $92,878
Highest Applicant Income $782,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mycumortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mycumortgage by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Montgomery, Ohio 174 $ 33,580,000 $ 192,988 $ 115,000
Stark, Ohio 61 $ 10,635,000 $ 174,344 $ 75,000
Greene, Ohio 55 $ 12,105,000 $ 220,090 $ 0
Scioto, Ohio 52 $ 9,170,000 $ 176,346 $ 83,000
Allen, Ohio 43 $ 7,205,000 $ 167,558 $ 97,000
Cuyahoga, Ohio 41 $ 4,755,000 $ 115,975 $ 78,000
Mercer, Ohio 36 $ 6,670,000 $ 185,277 $ 77,000
Wayne, Indiana 34 $ 4,240,000 $ 124,705 $ 62,000
Franklin, Ohio 32 $ 7,770,000 $ 242,812 $ 126,000
Hamilton, Ohio 32 $ 6,550,000 $ 204,687 $ 110,000
Clark, Ohio 31 $ 6,665,000 $ 215,000 $ 0
Miami, Ohio 31 $ 5,765,000 $ 185,967 $ 58,000
Butler, Ohio 30 $ 6,790,000 $ 226,333 $ 92,000
Marshall, Kentucky 26 $ 5,220,000 $ 200,769 $ 67,000
Defiance, Ohio 22 $ 3,240,000 $ 147,272 $ 0
Hancock, Ohio 21 $ 3,585,000 $ 170,714 $ 145,000
Greenup, Kentucky 20 $ 3,690,000 $ 184,500 $ 101,000
Fayette, Indiana 19 $ 2,505,000 $ 131,842 $ 72,000
Boyd, Kentucky 19 $ 2,905,000 $ 152,894 $ 75,000
Santa Fe, New Mexico 19 $ 5,865,000 $ 308,684 $ 53,000
Summit, Ohio 18 $ 2,450,000 $ 136,111 $ 101,000
Warren, Ohio 17 $ 5,095,000 $ 299,705 $ 150,000
Henry, Indiana 16 $ 1,580,000 $ 98,750 $ 66,000
Wayne, Ohio 16 $ 3,020,000 $ 188,750 $ 215,000
Guilford, North Carolina 13 $ 2,595,000 $ 199,615 $ 0
Auglaize, Ohio 13 $ 2,245,000 $ 172,692 $ 76,000
Licking, Ohio 13 $ 3,495,000 $ 268,846 $ 107,000
Lawrence, Ohio 12 $ 1,680,000 $ 140,000 $ 44,000
Preble, Ohio 12 $ 2,490,000 $ 207,500 $ 62,000
Henry, Ohio 11 $ 1,475,000 $ 134,090 $ 0
Medina, Ohio 11 $ 3,145,000 $ 285,909 $ 79,000
Stanislaus, California 10 $ 4,780,000 $ 478,000 $ 228,000
Baraga, Michigan 10 $ 1,310,000 $ 131,000 $ 53,000
Genesee, Michigan 10 $ 1,620,000 $ 162,000 $ 82,000
Ashtabula, Ohio 10 $ 1,350,000 $ 135,000 $ 59,000
Erie, Ohio 10 $ 1,640,000 $ 164,000 $ 61,000
Mahoning, Ohio 9 $ 1,075,000 $ 119,444 $ 85,000
Trumbull, Ohio 9 $ 1,515,000 $ 168,333 $ 81,000
Abbeville, South Carolina 8 $ 760,000 $ 95,000 $ 0
Knox, Tennessee 8 $ 2,140,000 $ 267,500 $ 122,000
Jefferson, Kentucky 7 $ 1,655,000 $ 236,428 $ 0
Knox, Ohio 7 $ 1,225,000 $ 175,000 $ 0
Paulding, Ohio 7 $ 825,000 $ 117,857 $ 0
Lycoming, Pennsylvania 7 $ 925,000 $ 132,142 $ 75,000
Champaign, Ohio 6 $ 1,010,000 $ 168,333 $ 0
Clinton, Ohio 6 $ 1,160,000 $ 193,333 $ 0
Darke, Ohio 6 $ 830,000 $ 138,333 $ 56,000
Fairfield, Ohio 6 $ 1,570,000 $ 261,666 $ 0
Ross, Ohio 6 $ 990,000 $ 165,000 $ 0
Hardin, Ohio 5 $ 685,000 $ 137,000 $ 50,000
Huron, Ohio 5 $ 595,000 $ 119,000 $ 49,000
Shelby, Ohio 5 $ 1,005,000 $ 201,000 $ 109,000
Williams, Ohio 5 $ 725,000 $ 145,000 $ 0
Henry, Virginia 5 $ 875,000 $ 175,000 $ 81,000
Los Angeles, California 4 $ 1,270,000 $ 317,500 $ 0
Duval, Florida 4 $ 520,000 $ 130,000 $ 173,000
Franklin, Indiana 4 $ 660,000 $ 165,000 $ 48,000
Lafayette, Louisiana 4 $ 710,000 $ 177,500 $ 89,000
San Miguel, New Mexico 4 $ 510,000 $ 127,500 $ 0
Pitt, North Carolina 4 $ 1,140,000 $ 285,000 $ 132,000
Randolph, North Carolina 4 $ 740,000 $ 185,000 $ 56,000
Clermont, Ohio 4 $ 1,120,000 $ 280,000 $ 0
Delaware, Ohio 4 $ 1,050,000 $ 262,500 $ 121,000
Fulton, Ohio 4 $ 540,000 $ 135,000 $ 0
Lorain, Ohio 4 $ 830,000 $ 207,500 $ 128,000
Van Wert, Ohio 4 $ 720,000 $ 180,000 $ 100,000
Clinton, Pennsylvania 4 $ 620,000 $ 155,000 $ 0
Greenwood, South Carolina 4 $ 680,000 $ 170,000 $ 55,000
Chesterfield, Virginia 4 $ 810,000 $ 202,500 $ 62,000
Kanawha, West Virginia 4 $ 640,000 $ 160,000 $ 55,000
Preston, West Virginia 4 $ 570,000 $ 142,500 $ 87,000
Wood, West Virginia 4 $ 440,000 $ 110,000 $ 22,000
Imperial, California 3 $ 1,025,000 $ 341,666 $ 109,000
San Bernardino, California 3 $ 1,075,000 $ 358,333 $ 0
Miami-Dade, Florida 3 $ 1,445,000 $ 481,666 $ 153,000
Polk, Florida 3 $ 705,000 $ 235,000 $ 78,000
DeKalb, Illinois 3 $ 435,000 $ 145,000 $ 0
Dearborn, Indiana 3 $ 825,000 $ 275,000 $ 129,000
Delaware, Indiana 3 $ 985,000 $ 328,333 $ 181,000
Lake, Indiana 3 $ 405,000 $ 135,000 $ 68,000
Marion, Indiana 3 $ 715,000 $ 238,333 $ 195,000
Randolph, Indiana 3 $ 155,000 $ 51,666 $ 78,000
Vigo, Indiana 3 $ 505,000 $ 168,333 $ 48,000
Daviess, Kentucky 3 $ 715,000 $ 238,333 $ 77,000
Fayette, Kentucky 3 $ 695,000 $ 231,666 $ 0
Graves, Kentucky 3 $ 675,000 $ 225,000 $ 99,000
Saginaw, Michigan 3 $ 335,000 $ 111,666 $ 50,000
Forsyth, North Carolina 3 $ 615,000 $ 205,000 $ 0
Athens, Ohio 3 $ 475,000 $ 158,333 $ 0
Highland, Ohio 3 $ 325,000 $ 108,333 $ 0
Lake, Ohio 3 $ 545,000 $ 181,666 $ 88,000
Madison, Ohio 3 $ 835,000 $ 278,333 $ 0
Anderson, South Carolina 3 $ 995,000 $ 331,666 $ 74,000
Augusta, Virginia 3 $ 515,000 $ 171,666 $ 73,000
Henrico, Virginia 3 $ 715,000 $ 238,333 $ 70,000
Snohomish, Washington 3 $ 995,000 $ 331,666 $ 119,000
Cabell, West Virginia 3 $ 625,000 $ 208,333 $ 0
Putnam, West Virginia 3 $ 555,000 $ 185,000 $ 0
Fresno, California 2 $ 340,000 $ 170,000 $ 0
Orange, California 2 $ 1,560,000 $ 780,000 $ 0
Riverside, California 2 $ 980,000 $ 490,000 $ 102,000
San Diego, California 2 $ 950,000 $ 475,000 $ 142,000
Brevard, Florida 2 $ 530,000 $ 265,000 $ 0
Broward, Florida 2 $ 450,000 $ 225,000 $ 0
Escambia, Florida 2 $ 220,000 $ 110,000 $ 0
Hillsborough, Florida 2 $ 530,000 $ 265,000 $ 115,000
Santa Rosa, Florida 2 $ 470,000 $ 235,000 $ 0
Cook, Illinois 2 $ 420,000 $ 210,000 $ 0
Kane, Illinois 2 $ 520,000 $ 260,000 $ 0
Tippecanoe, Indiana 2 $ 370,000 $ 185,000 $ 0
Calloway, Kentucky 2 $ 450,000 $ 225,000 $ 98,000
Carter, Kentucky 2 $ 430,000 $ 215,000 $ 0
Hardin, Kentucky 2 $ 640,000 $ 320,000 $ 62,000
Lewis, Kentucky 2 $ 180,000 $ 90,000 $ 110,000
Livingston, Kentucky 2 $ 250,000 $ 125,000 $ 99,000
Rowan, Kentucky 2 $ 300,000 $ 150,000 $ 38,000
Shelby, Kentucky 2 $ 390,000 $ 195,000 $ 0
Tangipahoa, Louisiana 2 $ 420,000 $ 210,000 $ 0
Lapeer, Michigan 2 $ 560,000 $ 280,000 $ 56,000
Colfax, New Mexico 2 $ 130,000 $ 65,000 $ 0
Lea, New Mexico 2 $ 400,000 $ 200,000 $ 0
Rio Arriba, New Mexico 2 $ 390,000 $ 195,000 $ 124,000
Taos, New Mexico 2 $ 260,000 $ 130,000 $ 0
Watauga, North Carolina 2 $ 1,060,000 $ 530,000 $ 501,000
Ashland, Ohio 2 $ 370,000 $ 185,000 $ 62,000
Carroll, Ohio 2 $ 390,000 $ 195,000 $ 0
Hocking, Ohio 2 $ 360,000 $ 180,000 $ 0
Logan, Ohio 2 $ 500,000 $ 250,000 $ 0
Morrow, Ohio 2 $ 790,000 $ 395,000 $ 0
Pickaway, Ohio 2 $ 330,000 $ 165,000 $ 0
Pike, Ohio 2 $ 390,000 $ 195,000 $ 0
Putnam, Ohio 2 $ 410,000 $ 205,000 $ 0
Tuscarawas, Ohio 2 $ 360,000 $ 180,000 $ 93,000
Wyandot, Ohio 2 $ 370,000 $ 185,000 $ 0
Erie, Pennsylvania 2 $ 320,000 $ 160,000 $ 40,000
Laurens, South Carolina 2 $ 250,000 $ 125,000 $ 0
Spartanburg, South Carolina 2 $ 500,000 $ 250,000 $ 98,000
Jefferson, Tennessee 2 $ 930,000 $ 465,000 $ 0
Bexar, Texas 2 $ 500,000 $ 250,000 $ 0
Kerr, Texas 2 $ 550,000 $ 275,000 $ 0
Webb, Texas 2 $ 100,000 $ 50,000 $ 98,000
Franklin, Virginia 2 $ 410,000 $ 205,000 $ 107,000
Hampton, Virginia 2 $ 270,000 $ 135,000 $ 83,000
Hanover, Virginia 2 $ 470,000 $ 235,000 $ 63,000
King William, Virginia 2 $ 310,000 $ 155,000 $ 78,000
Newport News, Virginia 2 $ 620,000 $ 310,000 $ 0
Patrick, Virginia 2 $ 220,000 $ 110,000 $ 0
Mason, Washington 2 $ 280,000 $ 140,000 $ 0
Barbour, West Virginia 2 $ 250,000 $ 125,000 $ 0
Berkeley, West Virginia 2 $ 130,000 $ 65,000 $ 0
Boone, West Virginia 2 $ 70,000 $ 35,000 $ 0
Logan, West Virginia 2 $ 250,000 $ 125,000 $ 97,000
Coffee, Alabama 1 $ 355,000 $ 355,000 $ 0
Elmore, Alabama 1 $ 235,000 $ 235,000 $ 0
Morgan, Alabama 1 $ 175,000 $ 175,000 $ 0
Winston, Alabama 1 $ 355,000 $ 355,000 $ 0
Maricopa, Arizona 1 $ 805,000 $ 805,000 $ 0
Mohave, Arizona 1 $ 75,000 $ 75,000 $ 0
Benton, Arkansas 1 $ 595,000 $ 595,000 $ 318,000
Mono, California 1 $ 405,000 $ 405,000 $ 0
San Joaquin, California 1 $ 205,000 $ 205,000 $ 162,000
Tulare, California 1 $ 325,000 $ 325,000 $ 82,000
Tuolumne, California 1 $ 195,000 $ 195,000 $ 48,000
La Plata, Colorado 1 $ 235,000 $ 235,000 $ 0
Citrus, Florida 1 $ 205,000 $ 205,000 $ 0
Collier, Florida 1 $ 445,000 $ 445,000 $ 178,000
Columbia, Florida 1 $ 285,000 $ 285,000 $ 0
Indian River, Florida 1 $ 295,000 $ 295,000 $ 0
Lake, Florida 1 $ 245,000 $ 245,000 $ 0
Manatee, Florida 1 $ 235,000 $ 235,000 $ 0
Marion, Florida 1 $ 255,000 $ 255,000 $ 0
Okeechobee, Florida 1 $ 195,000 $ 195,000 $ 0
Palm Beach, Florida 1 $ 805,000 $ 805,000 $ 0
Pasco, Florida 1 $ 265,000 $ 265,000 $ 0
Pinellas, Florida 1 $ 305,000 $ 305,000 $ 0
Sarasota, Florida 1 $ 165,000 $ 165,000 $ 0
Seminole, Florida 1 $ 145,000 $ 145,000 $ 0
St. Lucie, Florida 1 $ 265,000 $ 265,000 $ 0
Volusia, Florida 1 $ 275,000 $ 275,000 $ 58,000
Cherokee, Georgia 1 $ 465,000 $ 465,000 $ 0
Oconee, Georgia 1 $ 355,000 $ 355,000 $ 234,000
Payette, Idaho 1 $ 195,000 $ 195,000 $ 0
Lake, Illinois 1 $ 175,000 $ 175,000 $ 60,000
Macon, Illinois 1 $ 155,000 $ 155,000 $ 129,000
McHenry, Illinois 1 $ 395,000 $ 395,000 $ 217,000
Peoria, Illinois 1 $ 95,000 $ 95,000 $ 0
Stephenson, Illinois 1 $ 145,000 $ 145,000 $ 95,000
Whiteside, Illinois 1 $ 85,000 $ 85,000 $ 72,000
Winnebago, Illinois 1 $ 105,000 $ 105,000 $ 0
Floyd, Indiana 1 $ 285,000 $ 285,000 $ 0
Harrison, Indiana 1 $ 125,000 $ 125,000 $ 0
Howard, Indiana 1 $ 215,000 $ 215,000 $ 0
Jay, Indiana 1 $ 185,000 $ 185,000 $ 0
Johnson, Indiana 1 $ 175,000 $ 175,000 $ 0
Parke, Indiana 1 $ 55,000 $ 55,000 $ 76,000
Rush, Indiana 1 $ 205,000 $ 205,000 $ 0
St. Joseph, Indiana 1 $ 195,000 $ 195,000 $ 0
Union, Indiana 1 $ 145,000 $ 145,000 $ 0
Geary, Kansas 1 $ 135,000 $ 135,000 $ 0
Ballard, Kentucky 1 $ 165,000 $ 165,000 $ 37,000
Boone, Kentucky 1 $ 265,000 $ 265,000 $ 0
Boyle, Kentucky 1 $ 165,000 $ 165,000 $ 0
Breckinridge, Kentucky 1 $ 55,000 $ 55,000 $ 96,000
Bullitt, Kentucky 1 $ 175,000 $ 175,000 $ 0
Campbell, Kentucky 1 $ 165,000 $ 165,000 $ 0
Christian, Kentucky 1 $ 245,000 $ 245,000 $ 0
Hickman, Kentucky 1 $ 155,000 $ 155,000 $ 54,000
Madison, Kentucky 1 $ 105,000 $ 105,000 $ 0
Mason, Kentucky 1 $ 215,000 $ 215,000 $ 0
McCracken, Kentucky 1 $ 155,000 $ 155,000 $ 44,000
Morgan, Kentucky 1 $ 115,000 $ 115,000 $ 0
Nelson, Kentucky 1 $ 105,000 $ 105,000 $ 102,000
Oldham, Kentucky 1 $ 125,000 $ 125,000 $ 135,000
Owen, Kentucky 1 $ 255,000 $ 255,000 $ 0
Scott, Kentucky 1 $ 215,000 $ 215,000 $ 0
Union, Kentucky 1 $ 75,000 $ 75,000 $ 0
Acadia, Louisiana 1 $ 185,000 $ 185,000 $ 93,000
Allen, Louisiana 1 $ 115,000 $ 115,000 $ 0
Ascension, Louisiana 1 $ 275,000 $ 275,000 $ 103,000
Avoyelles, Louisiana 1 $ 45,000 $ 45,000 $ 0
Calcasieu, Louisiana 1 $ 315,000 $ 315,000 $ 0
Iberville, Louisiana 1 $ 65,000 $ 65,000 $ 75,000
St. Charles, Louisiana 1 $ 215,000 $ 215,000 $ 105,000
St. James, Louisiana 1 $ 225,000 $ 225,000 $ 105,000
Prince George's, Maryland 1 $ 405,000 $ 405,000 $ 0
Crawford, Michigan 1 $ 165,000 $ 165,000 $ 0
Jackson, Michigan 1 $ 95,000 $ 95,000 $ 0
Midland, Michigan 1 $ 195,000 $ 195,000 $ 0
Ogemaw, Michigan 1 $ 55,000 $ 55,000 $ 0
Wayne, Michigan 1 $ 325,000 $ 325,000 $ 0
Douglas, Nebraska 1 $ 265,000 $ 265,000 $ 0
Clark, Nevada 1 $ 455,000 $ 455,000 $ 71,000
Sandoval, New Mexico 1 $ 115,000 $ 115,000 $ 0
Alamance, North Carolina 1 $ 95,000 $ 95,000 $ 0
Caswell, North Carolina 1 $ 175,000 $ 175,000 $ 35,000
Chatham, North Carolina 1 $ 495,000 $ 495,000 $ 0
Cumberland, North Carolina 1 $ 115,000 $ 115,000 $ 122,000
Franklin, North Carolina 1 $ 75,000 $ 75,000 $ 0
Graham, North Carolina 1 $ 105,000 $ 105,000 $ 0
Johnston, North Carolina 1 $ 365,000 $ 365,000 $ 0
Nash, North Carolina 1 $ 135,000 $ 135,000 $ 0
New Hanover, North Carolina 1 $ 145,000 $ 145,000 $ 0
Onslow, North Carolina 1 $ 65,000 $ 65,000 $ 0
Perquimans, North Carolina 1 $ 185,000 $ 185,000 $ 50,000
Rockingham, North Carolina 1 $ 215,000 $ 215,000 $ 0
Stokes, North Carolina 1 $ 255,000 $ 255,000 $ 0
Wake, North Carolina 1 $ 495,000 $ 495,000 $ 0
Adams, Ohio 1 $ 275,000 $ 275,000 $ 67,000
Brown, Ohio 1 $ 165,000 $ 165,000 $ 0
Coshocton, Ohio 1 $ 145,000 $ 145,000 $ 0
Guernsey, Ohio 1 $ 135,000 $ 135,000 $ 0
Marion, Ohio 1 $ 135,000 $ 135,000 $ 0
Meigs, Ohio 1 $ 145,000 $ 145,000 $ 0
Portage, Ohio 1 $ 105,000 $ 105,000 $ 0
Richland, Ohio 1 $ 175,000 $ 175,000 $ 97,000
Sandusky, Ohio 1 $ 165,000 $ 165,000 $ 66,000
Seneca, Ohio 1 $ 125,000 $ 125,000 $ 0
Washington, Ohio 1 $ 65,000 $ 65,000 $ 0
Wood, Ohio 1 $ 195,000 $ 195,000 $ 0
Allegheny, Pennsylvania 1 $ 115,000 $ 115,000 $ 51,000
Tioga, Pennsylvania 1 $ 195,000 $ 195,000 $ 0
Berkeley, South Carolina 1 $ 295,000 $ 295,000 $ 99,000
McCormick, South Carolina 1 $ 155,000 $ 155,000 $ 0
Saluda, South Carolina 1 $ 245,000 $ 245,000 $ 0
Grainger, Tennessee 1 $ 125,000 $ 125,000 $ 0
Macon, Tennessee 1 $ 215,000 $ 215,000 $ 0
Pickett, Tennessee 1 $ 285,000 $ 285,000 $ 0
Rutherford, Tennessee 1 $ 85,000 $ 85,000 $ 0
Shelby, Tennessee 1 $ 115,000 $ 115,000 $ 0
Williamson, Tennessee 1 $ 265,000 $ 265,000 $ 0
Angelina, Texas 1 $ 145,000 $ 145,000 $ 0
Colorado, Texas 1 $ 225,000 $ 225,000 $ 129,000
Fort Bend, Texas 1 $ 415,000 $ 415,000 $ 0
Harris, Texas 1 $ 135,000 $ 135,000 $ 0
Hood, Texas 1 $ 725,000 $ 725,000 $ 0
Karnes, Texas 1 $ 95,000 $ 95,000 $ 0
Kimble, Texas 1 $ 185,000 $ 185,000 $ 0
Williamson, Texas 1 $ 245,000 $ 245,000 $ 0
Yoakum, Texas 1 $ 95,000 $ 95,000 $ 0
Amherst, Virginia 1 $ 275,000 $ 275,000 $ 0
Brunswick, Virginia 1 $ 105,000 $ 105,000 $ 0
Colonial Heights, Virginia 1 $ 125,000 $ 125,000 $ 0
Covington, Virginia 1 $ 105,000 $ 105,000 $ 0
Danville, Virginia 1 $ 25,000 $ 25,000 $ 0
Fauquier, Virginia 1 $ 315,000 $ 315,000 $ 0
James City, Virginia 1 $ 485,000 $ 485,000 $ 315,000
Page, Virginia 1 $ 245,000 $ 245,000 $ 81,000
Pittsylvania, Virginia 1 $ 215,000 $ 215,000 $ 0
Prince William, Virginia 1 $ 135,000 $ 135,000 $ 0
Richmond City, Virginia 1 $ 425,000 $ 425,000 $ 0
Suffolk, Virginia 1 $ 355,000 $ 355,000 $ 0
Sussex, Virginia 1 $ 125,000 $ 125,000 $ 0
Waynesboro, Virginia 1 $ 145,000 $ 145,000 $ 0
King, Washington 1 $ 525,000 $ 525,000 $ 68,000
Kitsap, Washington 1 $ 125,000 $ 125,000 $ 0
Klickitat, Washington 1 $ 225,000 $ 225,000 $ 0
Pierce, Washington 1 $ 435,000 $ 435,000 $ 0
Thurston, Washington 1 $ 555,000 $ 555,000 $ 0
Jackson, West Virginia 1 $ 135,000 $ 135,000 $ 0
Mason, West Virginia 1 $ 205,000 $ 205,000 $ 0
Pocahontas, West Virginia 1 $ 95,000 $ 95,000 $ 0
Raleigh, West Virginia 1 $ 85,000 $ 85,000 $ 0
Wayne, West Virginia 1 $ 105,000 $ 105,000 $ 0
Wetzel, West Virginia 1 $ 85,000 $ 85,000 $ 0
Wirt, West Virginia 1 $ 225,000 $ 225,000 $ 115,000

Mortgage Loan Application Detail Totals for Mycumortgage in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,202 $243,900,000 $202,000 $985,000 $97,000 $782,000
Cash-out Refinancing 261 $41,145,000 $157,000 $565,000 $79,000 $162,000
Refinancing 67 $12,755,000 $190,000 $655,000 $73,000 $112,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,048 $200,220,000 $191,000 $805,000 $0 $0
White 278 $54,730,000 $196,000 $795,000 $92,000 $782,000
Not Provided 93 $20,375,000 $219,000 $985,000 $104,000 $315,000
Black or African American 65 $8,915,000 $137,000 $525,000 $81,000 $195,000
Hispanic 42 $12,780,000 $304,000 $805,000 $112,000 $217,000
American Indian or Alaskan Native 2 $260,000 $130,000 $165,000 $88,000 $88,000
Asian 2 $520,000 $260,000 $325,000 $65,000 $82,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,075 $199,255,000 $185,000 $985,000 $122,000 $782,000
FHA-insured (Federal Housing Administration) 313 $61,925,000 $197,000 $495,000 $82,000 $217,000
VA-guaranteed (Veterans Administration) 107 $30,735,000 $287,000 $725,000 $43,000 $43,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 35 $5,885,000 $168,000 $315,000 $56,000 $56,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 1,045 $199,775,000 $191,000 $805,000 $0 $0
Loan Originated 253 $54,025,000 $213,000 $805,000 $97,000 $782,000
Application Denied By Financial Institution 87 $12,595,000 $144,000 $575,000 $65,000 $125,000
Application Withdrawn By Applicant 62 $14,560,000 $234,000 $985,000 $122,000 $122,000
File Closed For Incompleteness 50 $9,320,000 $186,000 $645,000 $104,000 $178,000
Application Approved But Not Accepted 31 $7,025,000 $226,000 $805,000 $0 $0
Preapproval Approved but not Accepted 2 $500,000 $250,000 $335,000 $109,000 $180,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,443 $285,205,000 $197,000 $985,000 $97,000 $782,000
Credit History 38 $4,670,000 $122,000 $495,000 $83,000 $87,000
Debt-To-Income Ratio 28 $4,300,000 $153,000 $525,000 $64,000 $125,000
Collateral 14 $2,640,000 $188,000 $575,000 $0 $0
Employment History 3 $455,000 $151,000 $205,000 $54,000 $86,000
Other 2 $250,000 $125,000 $195,000 $0 $0
Unverifiable Information 1 $165,000 $165,000 $165,000 $90,000 $90,000
Insufficient Cash (Downpayment, Closing Cost) 1 $115,000 $115,000 $115,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mycumortgage's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mycumortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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