Zions Bancorporation, N.A. Mortgage Lending & HMDA Data, 2024
In 2024, Zions Bancorporation, N.A. of Denver, CO reported 19,040 mortgage applications totaling $8.2 billion, down 8% from 2023. The average application was for $432,372, and applicants reported an average income of $244,986. 50% of its applications resulted in an originated loan and 32% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (2,504), Las Vegas-Henderson-Paradise, NV (1,972) and Denver-Aurora-Lakewood, CO (1,038) (applications in parentheses).
| Mortgage Company & Address | Zions Bancorporation, N.A. Denver, CO 80237 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 19,040 |
| Total Mortgage Loan Application Amount | $8,232,370,000 |
| Average Mortgage Loan Application Amount | $432,372 |
| Highest Mortgage Loan Application Amount | $89,005,000 |
| Average Applicant Income | $244,986 |
| Highest Applicant Income | $9,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Zions Bancorporation, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark, Nevada | 1,972 | $ 580,750,000 | $ 294,497 | $ 209,000 |
| Harris, Texas | 1,591 | $ 457,045,000 | $ 287,269 | $ 205,000 |
| Salt Lake, Utah | 982 | $ 422,010,000 | $ 429,745 | $ 252,000 |
| Maricopa, Arizona | 828 | $ 396,100,000 | $ 478,381 | $ 259,000 |
| Los Angeles, California | 749 | $ 539,265,000 | $ 719,979 | $ 398,000 |
| San Diego, California | 668 | $ 465,600,000 | $ 697,005 | $ 307,000 |
| Utah, Utah | 474 | $ 204,790,000 | $ 432,046 | $ 292,000 |
| Orange, California | 417 | $ 339,495,000 | $ 814,136 | $ 442,000 |
| Pima, Arizona | 347 | $ 121,745,000 | $ 350,850 | $ 212,000 |
| Montgomery, Texas | 347 | $ 86,585,000 | $ 249,524 | $ 187,000 |
| Washington, Utah | 335 | $ 173,165,000 | $ 516,910 | $ 270,000 |
| Yavapai, Arizona | 316 | $ 93,220,000 | $ 295,000 | $ 144,000 |
| Dallas, Texas | 315 | $ 93,905,000 | $ 298,111 | $ 242,000 |
| Yuma, Arizona | 288 | $ 37,870,000 | $ 131,493 | $ 91,000 |
| Denver, Colorado | 285 | $ 95,135,000 | $ 333,807 | $ 224,000 |
| Fort Bend, Texas | 261 | $ 67,495,000 | $ 258,601 | $ 245,000 |
| Bexar, Texas | 248 | $ 83,970,000 | $ 338,588 | $ 302,000 |
| Washoe, Nevada | 238 | $ 70,630,000 | $ 296,764 | $ 183,000 |
| Davis, Utah | 225 | $ 194,885,000 | $ 866,155 | $ 269,000 |
| Jefferson, Colorado | 220 | $ 65,440,000 | $ 297,454 | $ 202,000 |
| Ada, Idaho | 219 | $ 93,075,000 | $ 425,000 | $ 230,000 |
| Collin, Texas | 198 | $ 53,420,000 | $ 269,797 | $ 215,000 |
| Riverside, California | 197 | $ 97,435,000 | $ 494,593 | $ 274,000 |
| Mohave, Arizona | 190 | $ 39,570,000 | $ 208,263 | $ 130,000 |
| Summit, Utah | 187 | $ 195,765,000 | $ 1,046,871 | $ 530,000 |
| Arapahoe, Colorado | 184 | $ 77,380,000 | $ 420,543 | $ 254,000 |
| Canyon, Idaho | 179 | $ 63,185,000 | $ 352,988 | $ 131,000 |
| Galveston, Texas | 177 | $ 44,365,000 | $ 250,649 | $ 179,000 |
| Navajo, Arizona | 160 | $ 43,870,000 | $ 274,187 | $ 142,000 |
| Boulder, Colorado | 156 | $ 62,760,000 | $ 402,307 | $ 248,000 |
| San Bernardino, California | 152 | $ 68,490,000 | $ 450,592 | $ 214,000 |
| El Paso, Colorado | 151 | $ 40,575,000 | $ 268,708 | $ 170,000 |
| Coconino, Arizona | 141 | $ 53,535,000 | $ 379,680 | $ 191,000 |
| Douglas, Colorado | 141 | $ 106,235,000 | $ 753,439 | $ 333,000 |
| Alameda, California | 140 | $ 99,600,000 | $ 711,428 | $ 301,000 |
| Adams, Colorado | 139 | $ 32,675,000 | $ 235,071 | $ 171,000 |
| Tarrant, Texas | 134 | $ 32,210,000 | $ 240,373 | $ 200,000 |
| Denton, Texas | 130 | $ 35,770,000 | $ 275,153 | $ 230,000 |
| Pueblo, Colorado | 122 | $ 23,610,000 | $ 193,524 | $ 124,000 |
| Santa Clara, California | 116 | $ 108,860,000 | $ 938,448 | $ 537,000 |
| Contra Costa, California | 114 | $ 74,960,000 | $ 657,543 | $ 298,000 |
| Wasatch, Utah | 108 | $ 140,130,000 | $ 1,297,500 | $ 647,000 |
| Travis, Texas | 107 | $ 69,755,000 | $ 651,915 | $ 443,000 |
| Cache, Utah | 106 | $ 28,130,000 | $ 265,377 | $ 127,000 |
| Teton, Idaho | 105 | $ 66,765,000 | $ 635,857 | $ 279,000 |
| San Joaquin, California | 103 | $ 65,245,000 | $ 633,446 | $ 237,000 |
| Mesa, Colorado | 102 | $ 27,960,000 | $ 274,117 | $ 175,000 |
| Nye, Nevada | 94 | $ 15,530,000 | $ 165,212 | $ 101,000 |
| Bonneville, Idaho | 90 | $ 51,500,000 | $ 572,222 | $ 124,000 |
| Weber, Utah | 84 | $ 50,690,000 | $ 603,452 | $ 297,000 |
| Sacramento, California | 83 | $ 41,775,000 | $ 503,313 | $ 211,000 |
| Pinal, Arizona | 80 | $ 20,050,000 | $ 250,625 | $ 128,000 |
| Uintah, Utah | 69 | $ 15,275,000 | $ 221,376 | $ 129,000 |
| Fresno, California | 62 | $ 37,280,000 | $ 601,290 | $ 470,000 |
| San Juan, New Mexico | 62 | $ 9,150,000 | $ 147,580 | $ 137,000 |
| Larimer, Colorado | 61 | $ 17,685,000 | $ 289,918 | $ 206,000 |
| Cochise, Arizona | 58 | $ 8,990,000 | $ 155,000 | $ 80,000 |
| Bannock, Idaho | 58 | $ 20,330,000 | $ 350,517 | $ 193,000 |
| Brazoria, Texas | 56 | $ 17,210,000 | $ 307,321 | $ 158,000 |
| Gila, Arizona | 54 | $ 16,190,000 | $ 299,814 | $ 207,000 |
| Snohomish, Washington | 54 | $ 43,840,000 | $ 811,851 | $ 260,000 |
| Weld, Colorado | 51 | $ 15,185,000 | $ 297,745 | $ 177,000 |
| Latah, Idaho | 51 | $ 17,645,000 | $ 345,980 | $ 133,000 |
| Lyon, Nevada | 47 | $ 6,435,000 | $ 136,914 | $ 93,000 |
| Box Elder, Utah | 47 | $ 14,065,000 | $ 299,255 | $ 153,000 |
| Apache, Arizona | 45 | $ 9,485,000 | $ 210,777 | $ 127,000 |
| Elko, Nevada | 44 | $ 6,270,000 | $ 142,500 | $ 107,000 |
| La Plata, Colorado | 43 | $ 17,685,000 | $ 411,279 | $ 265,000 |
| Tooele, Utah | 43 | $ 12,255,000 | $ 285,000 | $ 133,000 |
| King, Washington | 43 | $ 62,625,000 | $ 1,456,395 | $ 591,000 |
| Montezuma, Colorado | 42 | $ 5,840,000 | $ 139,047 | $ 76,000 |
| Sanpete, Utah | 41 | $ 7,035,000 | $ 171,585 | $ 117,000 |
| Millard, Utah | 40 | $ 7,340,000 | $ 183,500 | $ 96,000 |
| San Mateo, California | 38 | $ 29,070,000 | $ 765,000 | $ 393,000 |
| Duchesne, Utah | 38 | $ 9,520,000 | $ 250,526 | $ 133,000 |
| Blaine, Idaho | 37 | $ 24,735,000 | $ 668,513 | $ 286,000 |
| Bingham, Idaho | 36 | $ 8,770,000 | $ 243,611 | $ 104,000 |
| Madison, Idaho | 36 | $ 11,150,000 | $ 309,722 | $ 187,000 |
| Iron, Utah | 36 | $ 9,110,000 | $ 253,055 | $ 139,000 |
| Routt, Colorado | 35 | $ 17,165,000 | $ 490,428 | $ 277,000 |
| Comal, Texas | 34 | $ 11,880,000 | $ 349,411 | $ 205,000 |
| Williamson, Texas | 34 | $ 11,370,000 | $ 334,411 | $ 185,000 |
| Ventura, California | 33 | $ 14,235,000 | $ 431,363 | $ 228,000 |
| Payette, Idaho | 33 | $ 9,235,000 | $ 279,848 | $ 98,000 |
| Douglas, Nevada | 33 | $ 12,815,000 | $ 388,333 | $ 256,000 |
| Kern, California | 32 | $ 12,870,000 | $ 402,187 | $ 208,000 |
| Kane, Utah | 32 | $ 11,790,000 | $ 368,437 | $ 196,000 |
| Teton, Wyoming | 32 | $ 57,480,000 | $ 1,796,250 | $ 1,082,000 |
| Placer, California | 31 | $ 28,655,000 | $ 924,354 | $ 611,000 |
| San Francisco, California | 31 | $ 23,845,000 | $ 769,193 | $ 324,000 |
| Broomfield, Colorado | 31 | $ 12,225,000 | $ 394,354 | $ 260,000 |
| Carson City, Nevada | 31 | $ 6,195,000 | $ 199,838 | $ 143,000 |
| Garfield, Utah | 30 | $ 3,810,000 | $ 127,000 | $ 104,000 |
| Sevier, Utah | 29 | $ 5,435,000 | $ 187,413 | $ 159,000 |
| Grand, Colorado | 28 | $ 15,260,000 | $ 545,000 | $ 408,000 |
| Waller, Texas | 28 | $ 13,400,000 | $ 478,571 | $ 308,000 |
| Bear Lake, Idaho | 27 | $ 10,445,000 | $ 386,851 | $ 279,000 |
| Hays, Texas | 27 | $ 10,055,000 | $ 372,407 | $ 283,000 |
| Rockwall, Texas | 25 | $ 7,105,000 | $ 284,200 | $ 205,000 |
| Grand, Utah | 25 | $ 7,865,000 | $ 314,600 | $ 149,000 |
| San Juan, Utah | 25 | $ 6,455,000 | $ 258,200 | $ 363,000 |
| Graham, Arizona | 24 | $ 7,250,000 | $ 302,083 | $ 108,000 |
| Solano, California | 24 | $ 10,680,000 | $ 445,000 | $ 164,000 |
| Twin Falls, Idaho | 24 | $ 6,300,000 | $ 262,500 | $ 129,000 |
| Jefferson, Idaho | 23 | $ 4,845,000 | $ 210,652 | $ 97,000 |
| La Paz, Arizona | 22 | $ 2,850,000 | $ 129,545 | $ 100,000 |
| Summit, Colorado | 22 | $ 10,360,000 | $ 470,909 | $ 341,000 |
| Chambers, Texas | 22 | $ 2,990,000 | $ 135,909 | $ 131,000 |
| Teller, Colorado | 21 | $ 7,625,000 | $ 363,095 | $ 152,000 |
| Ellis, Texas | 21 | $ 4,595,000 | $ 218,809 | $ 158,000 |
| Carbon, Utah | 20 | $ 26,460,000 | $ 1,323,000 | $ 95,000 |
| San Luis Obispo, California | 19 | $ 22,055,000 | $ 1,160,789 | $ 380,000 |
| Grayson, Texas | 19 | $ 4,255,000 | $ 223,947 | $ 162,000 |
| Parker, Texas | 19 | $ 6,085,000 | $ 320,263 | $ 215,000 |
| Rich, Utah | 19 | $ 7,715,000 | $ 406,052 | $ 244,000 |
| Lincoln, Wyoming | 19 | $ 10,765,000 | $ 566,578 | $ 236,000 |
| Malheur, Oregon | 18 | $ 3,880,000 | $ 215,555 | $ 89,000 |
| Santa Cruz, Arizona | 17 | $ 4,775,000 | $ 280,882 | $ 143,000 |
| Brazos, Texas | 17 | $ 5,805,000 | $ 341,470 | $ 222,000 |
| Garfield, Colorado | 16 | $ 8,220,000 | $ 513,750 | $ 333,000 |
| Churchill, Nevada | 16 | $ 2,750,000 | $ 171,875 | $ 140,000 |
| Humboldt, Nevada | 16 | $ 1,490,000 | $ 93,125 | $ 185,000 |
| Eagle, Colorado | 15 | $ 14,155,000 | $ 943,666 | $ 888,000 |
| Montrose, Colorado | 15 | $ 1,895,000 | $ 126,333 | $ 97,000 |
| Cassia, Idaho | 15 | $ 4,325,000 | $ 288,333 | $ 117,000 |
| Valley, Idaho | 15 | $ 10,455,000 | $ 697,000 | $ 357,000 |
| Guadalupe, Texas | 15 | $ 1,745,000 | $ 116,333 | $ 103,000 |
| Morgan, Utah | 15 | $ 25,855,000 | $ 1,723,666 | $ 910,000 |
| Santa Barbara, California | 14 | $ 19,420,000 | $ 1,387,142 | $ 508,000 |
| Sonoma, California | 14 | $ 20,950,000 | $ 1,496,428 | $ 436,000 |
| Elbert, Colorado | 14 | $ 8,430,000 | $ 602,142 | $ 232,000 |
| Park, Colorado | 14 | $ 5,340,000 | $ 381,428 | $ 190,000 |
| Washington, Idaho | 14 | $ 1,880,000 | $ 134,285 | $ 60,000 |
| Kaufman, Texas | 13 | $ 1,305,000 | $ 100,384 | $ 121,000 |
| Kendall, Texas | 13 | $ 6,255,000 | $ 481,153 | $ 254,000 |
| Tulare, California | 12 | $ 6,410,000 | $ 534,166 | $ 259,000 |
| Gunnison, Colorado | 12 | $ 6,510,000 | $ 542,500 | $ 271,000 |
| Pitkin, Colorado | 12 | $ 17,060,000 | $ 1,421,666 | $ 503,000 |
| Nevada, California | 11 | $ 9,815,000 | $ 892,272 | $ 368,000 |
| Elmore, Idaho | 11 | $ 2,515,000 | $ 228,636 | $ 139,000 |
| Nez Perce, Idaho | 11 | $ 2,475,000 | $ 225,000 | $ 134,000 |
| Whitman, Washington | 11 | $ 3,995,000 | $ 363,181 | $ 125,000 |
| El Dorado, California | 10 | $ 10,870,000 | $ 1,087,000 | $ 370,000 |
| Monterey, California | 10 | $ 4,930,000 | $ 493,000 | $ 215,000 |
| Franklin, Idaho | 10 | $ 2,880,000 | $ 288,000 | $ 183,000 |
| Fremont, Idaho | 10 | $ 3,420,000 | $ 342,000 | $ 140,000 |
| Pershing, Nevada | 10 | $ 650,000 | $ 65,000 | $ 78,000 |
| Napa, California | 9 | $ 15,465,000 | $ 1,718,333 | $ 1,090,000 |
| Austin, Texas | 9 | $ 2,365,000 | $ 262,777 | $ 137,000 |
| Grimes, Texas | 9 | $ 4,075,000 | $ 452,777 | $ 249,000 |
| Walker, Texas | 9 | $ 4,395,000 | $ 488,333 | $ 205,000 |
| Wharton, Texas | 9 | $ 1,335,000 | $ 148,333 | $ 162,000 |
| Marin, California | 8 | $ 9,190,000 | $ 1,148,750 | $ 498,000 |
| Clear Creek, Colorado | 8 | $ 2,980,000 | $ 372,500 | $ 164,000 |
| Fremont, Colorado | 8 | $ 2,040,000 | $ 255,000 | $ 86,000 |
| Gooding, Idaho | 8 | $ 1,120,000 | $ 140,000 | $ 59,000 |
| Kootenai, Idaho | 8 | $ 7,970,000 | $ 996,250 | $ 1,266,000 |
| Liberty, Texas | 8 | $ 1,550,000 | $ 193,750 | $ 126,000 |
| Emery, Utah | 8 | $ 980,000 | $ 122,500 | $ 72,000 |
| Imperial, California | 7 | $ 12,285,000 | $ 1,755,000 | $ 236,000 |
| Merced, California | 7 | $ 1,475,000 | $ 210,714 | $ 162,000 |
| Caribou, Idaho | 7 | $ 4,035,000 | $ 576,428 | $ 259,000 |
| Bell, Texas | 7 | $ 1,735,000 | $ 247,857 | $ 129,000 |
| Burnet, Texas | 7 | $ 3,665,000 | $ 523,571 | $ 315,000 |
| Johnson, Texas | 7 | $ 805,000 | $ 115,000 | $ 120,000 |
| Calaveras, California | 6 | $ 2,900,000 | $ 483,333 | $ 271,000 |
| Madera, California | 6 | $ 1,760,000 | $ 293,333 | $ 219,000 |
| Yolo, California | 6 | $ 3,020,000 | $ 503,333 | $ 1,739,000 |
| Lake, Colorado | 6 | $ 2,910,000 | $ 485,000 | $ 188,000 |
| San Miguel, Colorado | 6 | $ 4,070,000 | $ 678,333 | $ 157,000 |
| Adams, Idaho | 6 | $ 6,320,000 | $ 1,053,333 | $ 239,000 |
| Gem, Idaho | 6 | $ 2,810,000 | $ 468,333 | $ 150,000 |
| Storey, Nevada | 6 | $ 690,000 | $ 115,000 | $ 110,000 |
| White Pine, Nevada | 6 | $ 2,390,000 | $ 398,333 | $ 136,000 |
| Santa Fe, New Mexico | 6 | $ 2,990,000 | $ 498,333 | $ 183,000 |
| Washington, Oregon | 6 | $ 3,630,000 | $ 605,000 | $ 177,000 |
| Hunt, Texas | 6 | $ 1,020,000 | $ 170,000 | $ 156,000 |
| Nueces, Texas | 6 | $ 1,520,000 | $ 253,333 | $ 233,000 |
| Washington, Texas | 6 | $ 1,360,000 | $ 226,666 | $ 179,000 |
| Butte, California | 5 | $ 3,195,000 | $ 639,000 | $ 220,000 |
| Minidoka, Idaho | 5 | $ 425,000 | $ 85,000 | $ 62,000 |
| Catron, New Mexico | 5 | $ 435,000 | $ 87,000 | $ 91,000 |
| Henderson, Texas | 5 | $ 2,885,000 | $ 577,000 | $ 239,000 |
| Hood, Texas | 5 | $ 1,555,000 | $ 311,000 | $ 768,000 |
| Lubbock, Texas | 5 | $ 505,000 | $ 101,000 | $ 270,000 |
| Polk, Texas | 5 | $ 1,775,000 | $ 355,000 | $ 291,000 |
| San Jacinto, Texas | 5 | $ 1,005,000 | $ 201,000 | $ 156,000 |
| Van Zandt, Texas | 5 | $ 1,785,000 | $ 357,000 | $ 156,000 |
| Asotin, Washington | 5 | $ 1,055,000 | $ 211,000 | $ 84,000 |
| Stanislaus, California | 4 | $ 1,180,000 | $ 295,000 | $ 126,000 |
| Chaffee, Colorado | 4 | $ 2,250,000 | $ 562,500 | $ 221,000 |
| Delta, Colorado | 4 | $ 1,060,000 | $ 265,000 | $ 116,000 |
| Boise, Idaho | 4 | $ 1,510,000 | $ 377,500 | $ 210,000 |
| Colfax, New Mexico | 4 | $ 950,000 | $ 237,500 | $ 203,000 |
| Dona Ana, New Mexico | 4 | $ 830,000 | $ 207,500 | $ 104,000 |
| Clackamas, Oregon | 4 | $ 2,950,000 | $ 737,500 | $ 734,000 |
| El Paso, Texas | 4 | $ 570,000 | $ 142,500 | $ 101,000 |
| Hidalgo, Texas | 4 | $ 950,000 | $ 237,500 | $ 203,000 |
| Smith, Texas | 4 | $ 370,000 | $ 92,500 | $ 82,000 |
| Taylor, Texas | 4 | $ 1,200,000 | $ 300,000 | $ 141,000 |
| Trinity, Texas | 4 | $ 530,000 | $ 132,500 | $ 46,000 |
| Wise, Texas | 4 | $ 820,000 | $ 205,000 | $ 326,000 |
| Kitsap, Washington | 4 | $ 1,610,000 | $ 402,500 | $ 301,000 |
| Pierce, Washington | 4 | $ 6,640,000 | $ 1,660,000 | $ 351,000 |
| Mendocino, California | 3 | $ 1,145,000 | $ 381,666 | $ 252,000 |
| Santa Cruz, California | 3 | $ 1,565,000 | $ 521,666 | $ 201,000 |
| Shasta, California | 3 | $ 1,965,000 | $ 655,000 | $ 393,000 |
| Yuba, California | 3 | $ 475,000 | $ 158,333 | $ 115,000 |
| Archuleta, Colorado | 3 | $ 785,000 | $ 261,666 | $ 240,000 |
| Rio Blanco, Colorado | 3 | $ 415,000 | $ 138,333 | $ 67,000 |
| Bonner, Idaho | 3 | $ 6,065,000 | $ 2,021,666 | $ 1,573,000 |
| Jerome, Idaho | 3 | $ 385,000 | $ 128,333 | $ 121,000 |
| Owyhee, Idaho | 3 | $ 385,000 | $ 128,333 | $ 73,000 |
| Power, Idaho | 3 | $ 965,000 | $ 321,666 | $ 139,000 |
| Shoshone, Idaho | 3 | $ 1,065,000 | $ 355,000 | $ 128,000 |
| Esmeralda, Nevada | 3 | $ 155,000 | $ 51,666 | $ 89,000 |
| Eureka, Nevada | 3 | $ 345,000 | $ 115,000 | $ 108,000 |
| Bernalillo, New Mexico | 3 | $ 525,000 | $ 175,000 | $ 130,000 |
| Lane, Oregon | 3 | $ 1,935,000 | $ 645,000 | $ 234,000 |
| Multnomah, Oregon | 3 | $ 1,385,000 | $ 461,666 | $ 586,000 |
| Anderson, Texas | 3 | $ 1,165,000 | $ 388,333 | $ 174,000 |
| Angelina, Texas | 3 | $ 445,000 | $ 148,333 | $ 105,000 |
| Bastrop, Texas | 3 | $ 515,000 | $ 171,666 | $ 138,000 |
| Fayette, Texas | 3 | $ 1,345,000 | $ 448,333 | $ 173,000 |
| Jefferson, Texas | 3 | $ 275,000 | $ 91,666 | $ 135,000 |
| Matagorda, Texas | 3 | $ 415,000 | $ 138,333 | $ 204,000 |
| Medina, Texas | 3 | $ 1,235,000 | $ 411,666 | $ 563,000 |
| Navarro, Texas | 3 | $ 435,000 | $ 145,000 | $ 108,000 |
| Webb, Texas | 3 | $ 815,000 | $ 271,666 | $ 135,000 |
| Wilson, Texas | 3 | $ 1,755,000 | $ 585,000 | $ 250,000 |
| Clark, Washington | 3 | $ 1,165,000 | $ 388,333 | $ 336,000 |
| Fremont, Wyoming | 3 | $ 905,000 | $ 301,666 | $ 247,000 |
| Laramie, Wyoming | 3 | $ 1,005,000 | $ 335,000 | $ 50,000 |
| Natrona, Wyoming | 3 | $ 685,000 | $ 228,333 | $ 125,000 |
| Greenlee, Arizona | 2 | $ 220,000 | $ 110,000 | $ 68,000 |
| Humboldt, California | 2 | $ 940,000 | $ 470,000 | $ 120,000 |
| Mariposa, California | 2 | $ 610,000 | $ 305,000 | $ 158,000 |
| Mono, California | 2 | $ 880,000 | $ 440,000 | $ 606,000 |
| Gilpin, Colorado | 2 | $ 370,000 | $ 185,000 | $ 84,000 |
| Manatee, Florida | 2 | $ 1,500,000 | $ 750,000 | $ 2,895,000 |
| Clark, Idaho | 2 | $ 400,000 | $ 200,000 | $ 49,000 |
| Oneida, Idaho | 2 | $ 890,000 | $ 445,000 | $ 127,000 |
| Flathead, Montana | 2 | $ 3,510,000 | $ 1,755,000 | $ 1,194,000 |
| Lander, Nevada | 2 | $ 90,000 | $ 45,000 | $ 39,000 |
| Lincoln, Nevada | 2 | $ 460,000 | $ 230,000 | $ 75,000 |
| Hidalgo, New Mexico | 2 | $ 110,000 | $ 55,000 | $ 146,000 |
| Sandoval, New Mexico | 2 | $ 1,190,000 | $ 595,000 | $ 690,000 |
| Kings, New York | 2 | $ 9,290,000 | $ 4,645,000 | $ 0 |
| Clatsop, Oregon | 2 | $ 830,000 | $ 415,000 | $ 111,000 |
| Crook, Oregon | 2 | $ 3,800,000 | $ 1,900,000 | $ 3,588,000 |
| Jackson, Oregon | 2 | $ 860,000 | $ 430,000 | $ 367,000 |
| Wallowa, Oregon | 2 | $ 200,000 | $ 100,000 | $ 113,000 |
| Bandera, Texas | 2 | $ 1,090,000 | $ 545,000 | $ 302,000 |
| Blanco, Texas | 2 | $ 660,000 | $ 330,000 | $ 0 |
| Cameron, Texas | 2 | $ 6,550,000 | $ 3,275,000 | $ 55,000 |
| Colorado, Texas | 2 | $ 190,000 | $ 95,000 | $ 68,000 |
| Eastland, Texas | 2 | $ 980,000 | $ 490,000 | $ 266,000 |
| Erath, Texas | 2 | $ 560,000 | $ 280,000 | $ 183,000 |
| Fannin, Texas | 2 | $ 610,000 | $ 305,000 | $ 144,000 |
| Gillespie, Texas | 2 | $ 1,700,000 | $ 850,000 | $ 348,000 |
| Hill, Texas | 2 | $ 150,000 | $ 75,000 | $ 161,000 |
| Hopkins, Texas | 2 | $ 680,000 | $ 340,000 | $ 204,000 |
| Jim Wells, Texas | 2 | $ 140,000 | $ 70,000 | $ 134,000 |
| Kerr, Texas | 2 | $ 1,210,000 | $ 605,000 | $ 245,000 |
| Madison, Texas | 2 | $ 710,000 | $ 355,000 | $ 116,000 |
| Maverick, Texas | 2 | $ 1,100,000 | $ 550,000 | $ 348,000 |
| McLennan, Texas | 2 | $ 350,000 | $ 175,000 | $ 235,000 |
| Midland, Texas | 2 | $ 160,000 | $ 80,000 | $ 148,000 |
| Juab, Utah | 2 | $ 330,000 | $ 165,000 | $ 177,000 |
| Benton, Washington | 2 | $ 330,000 | $ 165,000 | $ 137,000 |
| Thurston, Washington | 2 | $ 8,600,000 | $ 4,300,000 | $ 311,000 |
| Baldwin, Alabama | 1 | $ 515,000 | $ 515,000 | $ 370,000 |
| Madison, Alabama | 1 | $ 465,000 | $ 465,000 | $ 315,000 |
| Amador, California | 1 | $ 55,000 | $ 55,000 | $ 91,000 |
| Kings, California | 1 | $ 605,000 | $ 605,000 | $ 8,000 |
| Plumas, California | 1 | $ 105,000 | $ 105,000 | $ 148,000 |
| Tuolumne, California | 1 | $ 55,000 | $ 55,000 | $ 200,000 |
| Alamosa, Colorado | 1 | $ 65,000 | $ 65,000 | $ 120,000 |
| Bent, Colorado | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Crowley, Colorado | 1 | $ 55,000 | $ 55,000 | $ 92,000 |
| Custer, Colorado | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Dolores, Colorado | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Huerfano, Colorado | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Morgan, Colorado | 1 | $ 265,000 | $ 265,000 | $ 111,000 |
| Otero, Colorado | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Ouray, Colorado | 1 | $ 605,000 | $ 605,000 | $ 176,000 |
| Rio Grande, Colorado | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Saguache, Colorado | 1 | $ 575,000 | $ 575,000 | $ 224,000 |
| San Juan, Colorado | 1 | $ 455,000 | $ 455,000 | $ 102,000 |
| Western Connecticut Planning Region, Connecticut | 1 | $ 3,305,000 | $ 3,305,000 | $ 1,396,000 |
| District of Columbia, District Of Columbia | 1 | $ 265,000 | $ 265,000 | $ 405,000 |
| Flagler, Florida | 1 | $ 505,000 | $ 505,000 | $ 614,000 |
| Palm Beach, Florida | 1 | $ 995,000 | $ 995,000 | $ 658,000 |
| Volusia, Florida | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Bartow, Georgia | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| Cobb, Georgia | 1 | $ 3,945,000 | $ 3,945,000 | $ 1,703,000 |
| Honolulu, Hawaii | 1 | $ 785,000 | $ 785,000 | $ 417,000 |
| Kauai, Hawaii | 1 | $ 2,005,000 | $ 2,005,000 | $ 1,835,000 |
| Butte, Idaho | 1 | $ 405,000 | $ 405,000 | $ 56,000 |
| Camas, Idaho | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Custer, Idaho | 1 | $ 255,000 | $ 255,000 | $ 144,000 |
| Idaho, Idaho | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Lemhi, Idaho | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Lincoln, Idaho | 1 | $ 105,000 | $ 105,000 | $ 159,000 |
| Marion, Indiana | 1 | $ 14,405,000 | $ 14,405,000 | $ 0 |
| Cerro Gordo, Iowa | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Story, Iowa | 1 | $ 335,000 | $ 335,000 | $ 105,000 |
| Ravalli, Montana | 1 | $ 2,005,000 | $ 2,005,000 | $ 1,354,000 |
| Mineral, Nevada | 1 | $ 35,000 | $ 35,000 | $ 155,000 |
| Atlantic, New Jersey | 1 | $ 255,000 | $ 255,000 | $ 14,000 |
| Taos, New Mexico | 1 | $ 305,000 | $ 305,000 | $ 290,000 |
| Stark, North Dakota | 1 | $ 14,205,000 | $ 14,205,000 | $ 0 |
| Baker, Oregon | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Deschutes, Oregon | 1 | $ 2,075,000 | $ 2,075,000 | $ 584,000 |
| Marion, Oregon | 1 | $ 105,000 | $ 105,000 | $ 118,000 |
| Andrews, Texas | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| Atascosa, Texas | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Bosque, Texas | 1 | $ 85,000 | $ 85,000 | $ 119,000 |
| Burleson, Texas | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Calhoun, Texas | 1 | $ 175,000 | $ 175,000 | $ 113,000 |
| Coleman, Texas | 1 | $ 25,000 | $ 25,000 | $ 19,000 |
| Freestone, Texas | 1 | $ 125,000 | $ 125,000 | $ 250,000 |
| Gregg, Texas | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Hamilton, Texas | 1 | $ 145,000 | $ 145,000 | $ 1,004,000 |
| Lee, Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Llano, Texas | 1 | $ 445,000 | $ 445,000 | $ 233,000 |
| Nacogdoches, Texas | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Palo Pinto, Texas | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Rains, Texas | 1 | $ 125,000 | $ 125,000 | $ 116,000 |
| Real, Texas | 1 | $ 255,000 | $ 255,000 | $ 17,000 |
| Runnels, Texas | 1 | $ 245,000 | $ 245,000 | $ 193,000 |
| Rusk, Texas | 1 | $ 105,000 | $ 105,000 | $ 300,000 |
| Sabine, Texas | 1 | $ 85,000 | $ 85,000 | $ 173,000 |
| Stephens, Texas | 1 | $ 125,000 | $ 125,000 | $ 166,000 |
| Uvalde, Texas | 1 | $ 385,000 | $ 385,000 | $ 225,000 |
| Ward, Texas | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Wichita, Texas | 1 | $ 405,000 | $ 405,000 | $ 606,000 |
| Wood, Texas | 1 | $ 265,000 | $ 265,000 | $ 131,000 |
| Beaver, Utah | 1 | $ 75,000 | $ 75,000 | $ 673,000 |
| Daggett, Utah | 1 | $ 175,000 | $ 175,000 | $ 157,000 |
| Piute, Utah | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Alexandria, Virginia | 1 | $ 775,000 | $ 775,000 | $ 373,000 |
| Clallam, Washington | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Garfield, Washington | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Grant, Washington | 1 | $ 2,405,000 | $ 2,405,000 | $ 262,000 |
| Island, Washington | 1 | $ 645,000 | $ 645,000 | $ 134,000 |
| Jefferson, Washington | 1 | $ 255,000 | $ 255,000 | $ 156,000 |
| Lewis, Washington | 1 | $ 395,000 | $ 395,000 | $ 196,000 |
| Pacific, Washington | 1 | $ 575,000 | $ 575,000 | $ 151,000 |
| Spokane, Washington | 1 | $ 475,000 | $ 475,000 | $ 120,000 |
| Stevens, Washington | 1 | $ 295,000 | $ 295,000 | $ 91,000 |
| Whatcom, Washington | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Big Horn, Wyoming | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Hot Springs, Wyoming | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Uinta, Wyoming | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
Mortgage Loan Application Detail Totals for Zions Bancorporation, N.A. in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 5,981 | $1,387,455,000 | $231,000 | $89,005,000 | $198,000 | $6,263,000 |
| Home Purchase | 5,122 | $4,151,540,000 | $810,000 | $42,005,000 | $337,000 | $9,500,000 |
| Refinancing | 3,515 | $1,433,885,000 | $407,000 | $14,405,000 | $244,000 | $6,263,000 |
| Home Improvement | 3,345 | $798,575,000 | $238,000 | $15,945,000 | $193,000 | $9,000,000 |
| Cash-out Refinancing | 1,077 | $460,915,000 | $427,000 | $6,455,000 | $233,000 | $6,500,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,833 | $4,917,065,000 | $415,000 | $89,005,000 | $256,000 | $8,106,000 |
| Hispanic | 2,936 | $736,710,000 | $250,000 | $5,005,000 | $150,000 | $9,500,000 |
| Asian | 1,966 | $1,052,720,000 | $535,000 | $6,005,000 | $306,000 | $9,000,000 |
| Not Provided | 1,366 | $874,690,000 | $640,000 | $6,205,000 | $316,000 | $4,000,000 |
| Black or African American | 694 | $200,520,000 | $288,000 | $4,705,000 | $156,000 | $2,567,000 |
| Not applicable | 88 | $412,530,000 | $4,687,000 | $42,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 80 | $21,900,000 | $273,000 | $2,505,000 | $148,000 | $540,000 |
| Native Hawaiian or Other Pacific Islander | 77 | $16,235,000 | $210,000 | $2,205,000 | $134,000 | $694,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,876 | $8,165,470,000 | $432,000 | $89,005,000 | $245,000 | $9,500,000 |
| FHA-insured (Federal Housing Administration) | 107 | $41,845,000 | $391,000 | $1,205,000 | $138,000 | $1,117,000 |
| VA-guaranteed (Veterans Administration) | 57 | $25,055,000 | $439,000 | $1,145,000 | $104,000 | $348,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,493 | $4,166,215,000 | $438,000 | $42,005,000 | $264,000 | $8,106,000 |
| Application Denied By Financial Institution | 6,095 | $2,020,975,000 | $331,000 | $89,005,000 | $173,000 | $6,211,000 |
| Application Approved But Not Accepted | 2,822 | $1,576,910,000 | $558,000 | $9,995,000 | $318,000 | $9,000,000 |
| Preapproval Approved but not Accepted | 209 | $151,995,000 | $727,000 | $4,005,000 | $251,000 | $1,933,000 |
| Application Withdrawn By Applicant | 194 | $180,400,000 | $929,000 | $10,185,000 | $495,000 | $9,500,000 |
| Preapproval Denied by Financial Institution | 120 | $74,400,000 | $620,000 | $2,565,000 | $180,000 | $1,117,000 |
| File Closed For Incompleteness | 97 | $33,345,000 | $343,000 | $4,495,000 | $203,000 | $2,554,000 |
| Loan Purchased By The Institution | 10 | $28,130,000 | $2,813,000 | $8,535,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 12,825 | $6,136,995,000 | $478,000 | $42,005,000 | $279,000 | $9,500,000 |
| Debt-To-Income Ratio | 3,631 | $1,229,375,000 | $338,000 | $10,005,000 | $122,000 | $3,696,000 |
| Credit History | 1,137 | $306,725,000 | $269,000 | $89,005,000 | $166,000 | $4,060,000 |
| Collateral | 940 | $330,450,000 | $351,000 | $5,005,000 | $322,000 | $6,211,000 |
| Other | 294 | $81,680,000 | $277,000 | $5,005,000 | $288,000 | $4,117,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 103 | $55,445,000 | $538,000 | $4,505,000 | $243,000 | $1,611,000 |
| Unverifiable Information | 69 | $58,525,000 | $848,000 | $5,165,000 | $320,000 | $1,386,000 |
| Credit Application Incomplete | 24 | $27,900,000 | $1,162,000 | $10,325,000 | $383,000 | $978,000 |
| Employment History | 17 | $5,275,000 | $310,000 | $555,000 | $105,000 | $279,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Zions Bancorporation, N.A.'s 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Zions Bancorporation, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
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