Loup County, NE Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 16 mortgage applications in Loup County, NE totaling $3.9 million, up 220% from 2015. The average application was for $242,000, and applicants reported an average income of $149,000. 62% of applications resulted in an originated loan and 25% were denied. The most active lender was West Gate Bank, with 3 applications, followed by Pathway Bank and Great Western Bank.

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Total Number of Mortgage Applications 16
Total Mortgage Loan Application Amount $3,872,000
Average Mortgage Loan Application Amount $242,000
Highest Mortgage Loan Application Amount $852,000
Average Applicant Income $149,000
Highest Applicant Income $422,000

Mortgage Company List for Lending in Loup County, NE for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 435,793,000 3 $ 968,000
Pathway Bank
306 S HIGH ST PO BOX 428
CAIRO, NE 68824
* $ 137,933,000 2 $ 384,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 9,952,150,000 2 $ 800,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 3,351,909,000 2 $ 180,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 18,260,025,000 1 $ 124,000
Liberty First Credit Union
501 N 46TH STREET
LINCOLN, NE 68503
* $ 204,215,000 1 $ 40,000
First State Bank Nebraska
2701 GRAINGER PARKWAY
LINCOLN, NE 68516
* $ 448,126,000 1 $ 852,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 1 $ 150,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 3,128,427,000 1 $ 42,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 318,361,000 1 $ 300,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 1 $ 32,000

The tables below break down 2016 mortgage applications in Loup County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Loup County, NE in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 10 $3,130,000 $313,000 $852,000 $167,000 $422,000
Home Purchase 6 $742,000 $123,000 $351,000 $121,000 $260,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14 $3,690,000 $263,000 $852,000 $145,000 $422,000
Not applicable 1 $32,000 $32,000 $32,000 $0 $0
Not Provided 1 $150,000 $150,000 $150,000 $361,000 $361,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 16 $3,872,000 $242,000 $852,000 $149,000 $422,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10 $2,810,000 $281,000 $852,000 $180,000 $422,000
Application Denied By Financial Institution 4 $990,000 $247,000 $400,000 $116,000 $361,000
Application Withdrawn By Applicant 1 $40,000 $40,000 $40,000 $128,000 $128,000
Loan Purchased By The Institution 1 $32,000 $32,000 $32,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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