Lyon County, MN Mortgage Lenders & HMDA Data, 2009

In 2009, lenders reported 1,021 mortgage applications in Lyon County, MN totaling $132.3 million, up 27% from 2008. The average application was for $129,000, and applicants reported an average income of $65,000. 48% of applications resulted in an originated loan and 13% were denied. The most active lender was Wells Fargo Bank, NA, with 320 applications, followed by JPMorgan Chase Bank, NA and Bank of the West.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,021
Total Mortgage Loan Application Amount $132,255,000
Average Mortgage Loan Application Amount $129,000
Highest Mortgage Loan Application Amount $900,000
Average Applicant Income $65,000
Highest Applicant Income $593,000

Mortgage Company List for Lending in Lyon County, MN for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 320 $ 41,268,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 100 $ 13,155,000
Bank of the West
1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, CA 91755
* $ 66,890,239,000 85 $ 10,041,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 58 $ 9,991,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 52 $ 7,634,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 37 $ 4,967,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 27 $ 2,550,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 23 $ 1,602,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,858,594,000 23 $ 2,276,000
Home Federal Bank
P.O. BOX 5000
SIOUX FALLS, SD 57117
* $ 1,172,207,000 21 $ 2,340,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 17 $ 1,928,000
Minnwest Mortgage Corporation
5324 EAST ARROWHEAD PKY, SUITE 102
SIOUX FALLS, SD 57110
* $ 1,693,099,000 13 $ 1,509,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 13 $ 1,835,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 9 $ 1,276,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 8 $ 891,000
Summit Mortgage Corporation
13355 10TH AVE N, #100
PLYMOUTH, MN 55441
* $ 10,000,000 8 $ 1,171,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 7 $ 649,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 6 $ 724,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 6 $ 928,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 6 $ 1,151,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 739,517,000 5 $ 279,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,669,297,000 5 $ 870,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 5 $ 607,000
United Prairie Bank
10 FIRESTONE DRIVE, SUITE 300
MANKATO, MN 56001
* $ 533,866,000 5 $ 683,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 4 $ 602,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 4 $ 595,000
Midcountry Bank
2611 BLUE HERON DR.
MARION, IL 62959
* $ 967,308,000 4 $ 382,000
Wells Federal Bank
53 1ST ST SW
WELLS, MN 56097
* $ 253,306,000 4 $ 272,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,677,931,000 4 $ 199,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 4 $ 571,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 4 $ 590,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 4 $ 448,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 4 $ 589,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 4 $ 359,000
Bell America Mortgage LLC dba
1000 SHELARD PARKWAY SUITE 500
MINNEAPOLIS, MN 55434
* $ 10,000,000 3 $ 360,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 450,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 3 $ 266,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,330,928,000 3 $ 339,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 3 $ 277,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 3 $ 569,000
Citifinancial Services Inc
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 2 $ 42,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 369,650,000 2 $ 396,000
New York Community Bank
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 2 $ 367,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 2 $ 30,000
Tcf National Bank
2508 LOUISE AVE S (002-01-P)
SIOUX FALLS, SD 57106
* $ 16,703,060,000 2 $ 437,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 614,669,000 2 $ 169,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ 10,000,000 2 $ 356,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,350,223,000 2 $ 426,000
Mwabank
1701 1ST AVENUE
ROCK ISLAND, IL 61201
* $ 208,407,000 2 $ 184,000
Northwest Bank
101 W 5TH ST.
SPENCER, IA 51301
* $ 756,287,000 2 $ 294,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 82,416,721,000 2 $ 129,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 427,899,000 2 $ 252,000
Liberty Savings Bank, FSB
2251 ROMBACH AVE.
WILMINGTON, OH 45177
* $ 1,519,961,000 2 $ 429,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 465,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 2 $ 166,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 2 $ 211,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 2 $ 341,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 2 $ 312,000
Lakeland Mortgage Corporation
8300 NORMAN CENTER DRIVE SUITE 240
BLOOMINGTON, MN 55437
* $ 10,000,000 2 $ 212,000
Security Atlantic Wholesale
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 2 $ 419,000
River City Mortgage and Financ
5001 AMERICAN BLVD SUITE 1000
BLOOMINGTON, MN 55437
* $ 10,000,000 2 $ 262,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 155,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 186,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 142,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 81,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 1 $ 245,000
Lendsource Inc
12701 WHITEWATER DR STE 340
MINNETONKA, MN 55343
* $ 10,000,000 1 $ 159,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 153,000
Greenberry Financial Services
999 CORPORATE DRIVE, SUITE 110
LADERA RANCH, CA 92694
* $ 21,366,000 1 $ 175,000
Mill City Credit Union
9999 WAYZATA BOULEVARD
MINNETONKA, MN 55305
* $ 238,577,000 1 $ 359,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 2,568,044,000 1 $ 210,000
Hometown Bank
1000 COOK STREET
REDWOOD FALLS, MN 56283
* $ 140,904,000 1 $ 159,000
Urban Trust Bank
400 COLONIAL CENTER PARKWAY
LAKE MARY, FL 32746
* $ 249,756,000 1 $ 151,000
Inter Savings Bank, FSB
13601 80TH CIRCLE N
MAPLE GROVE, MN 55369
* $ 843,853,000 1 $ 147,000
Citizens Community Federal
PO BOX 218
ALTOONA, WI 54720
* $ 487,565,000 1 $ 153,000
American Investors Bank Mtg
6385 OLD SHADY OAK RD, SUITE 110
EDEN PRAIRIE, MN 55344
* $ 69,459,000 1 $ 5,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 1,476,384,000 1 $ 175,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 161,000
Plaza Home Mortgage, Inc
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 133,000
Everett Financial Inc.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 171,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 114,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 1 $ 238,000
Wealthbridge Mortgage Corp.
15455 NW GREENBRIER PKWY, STE. 111
BEAVERTON, OR 97006
* $ 10,000,000 1 $ 89,000
Onewest Bank, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 36,000,000,000 1 $ 136,000
Gb Mortgage, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 29,183,000 1 $ 52,000
Liberty Mortgage Corporation
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 1 $ 169,000
Pentagon Federal Credit Union
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 12,942,945,000 1 $ 60,000
Lake Area Bank
12790 FIRST AVE N - PO BOX 743
LINDSTROM, MN 55045
* $ 319,893,000 1 $ 71,000
Kleinbank
301 CHESTNUT ST
CHASKA, MN 55318
* $ 1,631,389,000 1 $ 47,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ 854,438,000 1 $ 247,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 740,031,000 1 $ 193,000
State Bank of Table Rock
402 HOUSTON
TABLE ROCK, NE 68447
* $ 43,276,000 1 $ 299,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 1 $ 169,000
Minnwest Bank
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ 530,080,000 1 $ 200,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 1,926,633,000 1 $ 184,000
The Business Bank
11100 WAYZATA BLVD SUITE 150
MINNETONKA, MN 55305
* $ 144,489,000 1 $ 130,000
Hfc Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 1 $ 175,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 1 $ 131,000
Pioneer Bank
320 STADIUM ROAD SUITE 100
MANKATO, MN 56001
* $ 255,918,000 1 $ 166,000
M&I Marshall & Ilsley Bank
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 55,486,249,000 1 $ 70,000
Associated Bank, N.A.
200 N ADAMS ST
GREEN BAY, WI 54301
* $ 23,843,152,000 1 $ 181,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 1 $ 143,000
Cortrust Bank
100 EAST HAVENS
MITCHELL, SD 57301
* $ 538,936,000 1 $ 3,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 213,972,000 1 $ 12,000
HSBC Bank USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 181,604,079,000 1 $ 105,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 1 $ 117,000
First Dakota National Bak
225 CEDAR ST
YANKTON, SD 57078
* $ 718,213,000 1 $ 30,000
The Huntington National Bank
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 53,586,626,000 1 $ 284,000

The tables below break down 2009 mortgage applications in Lyon County, MN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Lyon County, MN in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 741 $99,773,000 $134,000 $500,000 $69,000 $593,000
Home Purchase 227 $29,646,000 $130,000 $900,000 $54,000 $405,000
Home Improvement 53 $2,836,000 $53,000 $267,000 $63,000 $200,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 831 $106,819,000 $128,000 $500,000 $68,000 $487,000
Not applicable 99 $13,892,000 $140,000 $900,000 $52,000 $593,000
Not Provided 65 $8,463,000 $130,000 $267,000 $53,000 $168,000
Hispanic 11 $1,569,000 $142,000 $262,000 $91,000 $551,000
Asian 10 $840,000 $84,000 $207,000 $45,000 $125,000
Black or African American 3 $434,000 $144,000 $154,000 $73,000 $119,000
American Indian or Alaskan Native 2 $238,000 $119,000 $124,000 $83,000 $90,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 711 $93,344,000 $131,000 $900,000 $74,000 $593,000
FHA-insured (Federal Housing Administration) 240 $30,393,000 $126,000 $276,000 $49,000 $178,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 43 $4,577,000 $106,000 $178,000 $19,000 $81,000
VA-guaranteed (Veterans Administration) 27 $3,941,000 $145,000 $267,000 $44,000 $156,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 493 $67,159,000 $136,000 $900,000 $72,000 $551,000
Loan Purchased By The Institution 223 $28,679,000 $128,000 $375,000 $56,000 $593,000
Application Denied By Financial Institution 134 $16,708,000 $124,000 $500,000 $59,000 $188,000
Application Withdrawn By Applicant 108 $12,819,000 $118,000 $300,000 $64,000 $346,000
Application Approved But Not Accepted 35 $3,745,000 $107,000 $359,000 $58,000 $126,000
File Closed For Incompleteness 28 $3,145,000 $112,000 $396,000 $64,000 $200,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 35 $3,400,000 $97,000 $277,000 $55,000 $154,000
Collateral 30 $4,328,000 $144,000 $359,000 $75,000 $188,000
Debt-To-Income Ratio 16 $2,514,000 $157,000 $267,000 $62,000 $155,000
Other 7 $698,000 $99,000 $200,000 $97,000 $153,000
Credit Application Incomplete 5 $762,000 $152,000 $186,000 $48,000 $68,000
Unverifiable Information 2 $232,000 $116,000 $178,000 $41,000 $81,000
Insufficient Cash (Downpayment, Closing Cost) 2 $617,000 $308,000 $500,000 $0 $0
Employment History 1 $164,000 $164,000 $164,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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