Marinette County, WI Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 2,016 mortgage applications in Marinette County, WI totaling $367.9 million, up 21% from 2024. The average application was for $182,000, and applicants reported an average income of $98,000. 58% of applications resulted in an originated loan and 14% were denied. The most active lender was First Colony Mortgage Corporat, with 136 applications, followed by Associated Bank NA and Stephenson National Bank & Trust.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,016
Total Mortgage Loan Application Amount $367,910,000
Average Mortgage Loan Application Amount $182,000
Highest Mortgage Loan Application Amount $18,615,000
Average Applicant Income $98,000
Highest Applicant Income $763,000
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Top Mortgage Lenders in Marinette County, WI (2025)

Ranked by the number of mortgage applications each lender reported in Marinette County, WI in 2025.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 First Colony Mortgage Corporat
Orem, UT
136 $27,950,000 $205,000 $85,000
2 Associated Bank NA
Green Bay, WI
117 $19,375,000 $165,000 $109,000
3 Stephenson National Bank & Trust
Marinette, WI
113 $18,195,000 $161,000 $107,000
4 Covantage Credit Union
Antigo, WI
102 $28,060,000 $275,000 $83,000
5 Guaranteed Rate, Inc.
Chicago, IL
84 $14,340,000 $170,000 $82,000
6 PennyMac Loan Services LLC
Westlake Village, CA
78 $13,930,000 $178,000 $77,000
7 Capital Credit Union
Green Bay, WI
72 $18,560,000 $257,000 $106,000
8 Pcm Credit Union
Green Bay, WI
66 $7,880,000 $119,000 $98,000
9 Nicolet National Bank
Green Bay, WI
66 $10,990,000 $166,000 $126,000
10 United Wholesale Mortgage
Plymouth, MI
66 $12,960,000 $196,000 $74,000

See every lender active in Marinette County, WI in 2025 »

The tables below break down 2025 mortgage applications in Marinette County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Marinette County, WI in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 906 $187,110,000 $206,000 $5,805,000 $108,000 $763,000
Cash-out Refinancing 435 $81,405,000 $187,000 $18,615,000 $81,000 $323,000
Refinancing 290 $50,080,000 $172,000 $1,005,000 $99,000 $526,000
Other Purpose 235 $19,735,000 $83,000 $905,000 $94,000 $535,000
Home Improvement 148 $29,320,000 $198,000 $9,515,000 $102,000 $656,000
Not Applicable 2 $260,000 $130,000 $205,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,535 $241,615,000 $157,000 $1,385,000 $99,000 $763,000
Not applicable 254 $89,750,000 $353,000 $18,615,000 $81,000 $147,000
Not Provided 148 $21,950,000 $148,000 $605,000 $94,000 $656,000
Hispanic 41 $8,035,000 $195,000 $565,000 $107,000 $417,000
American Indian or Alaskan Native 22 $3,930,000 $178,000 $415,000 $74,000 $144,000
Asian 8 $1,670,000 $208,000 $365,000 $71,000 $111,000
Black or African American 4 $330,000 $82,000 $155,000 $113,000 $137,000
Native Hawaiian or Other Pacific Islander 4 $630,000 $157,000 $335,000 $123,000 $175,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,560 $272,230,000 $174,000 $18,615,000 $102,000 $763,000
FHA-insured (Federal Housing Administration) 196 $36,750,000 $187,000 $465,000 $73,000 $250,000
VA-guaranteed (Veterans Administration) 183 $45,875,000 $250,000 $555,000 $89,000 $319,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 77 $13,055,000 $169,000 $405,000 $57,000 $103,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,171 $232,595,000 $198,000 $18,615,000 $105,000 $763,000
Application Denied By Financial Institution 289 $38,315,000 $132,000 $1,385,000 $76,000 $438,000
Loan Purchased By The Institution 212 $37,740,000 $178,000 $565,000 $75,000 $147,000
Application Withdrawn By Applicant 202 $36,250,000 $179,000 $1,445,000 $101,000 $650,000
Application Approved But Not Accepted 71 $12,425,000 $175,000 $915,000 $93,000 $438,000
File Closed For Incompleteness 64 $9,690,000 $151,000 $505,000 $90,000 $516,000
Preapproval Approved but not Accepted 5 $725,000 $145,000 $185,000 $101,000 $152,000
Preapproval Denied by Financial Institution 2 $170,000 $85,000 $135,000 $83,000 $110,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,688 $315,140,000 $186,000 $18,615,000 $101,000 $763,000
Debt-To-Income Ratio 120 $25,540,000 $212,000 $5,805,000 $88,000 $703,000
Credit History 64 $6,330,000 $98,000 $275,000 $79,000 $188,000
Collateral 61 $9,705,000 $159,000 $1,385,000 $97,000 $438,000
Credit Application Incomplete 41 $5,585,000 $136,000 $565,000 $68,000 $256,000
Other 19 $1,815,000 $95,000 $315,000 $85,000 $205,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,865,000 $169,000 $365,000 $77,000 $218,000
Unverifiable Information 9 $1,625,000 $180,000 $405,000 $89,000 $224,000
Employment History 3 $305,000 $101,000 $125,000 $45,000 $55,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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