McCone County, MT Mortgage Lenders & HMDA Data, 2004

In 2004, lenders reported 51 mortgage applications in McCone County, MT totaling $4.2 million, up 11% from 2003. The average application was for $83,000, and applicants reported an average income of $53,000. 39% of applications resulted in an originated loan and 20% were denied. The most active lender was Wells Fargo Bank, NA, with 24 applications, followed by Ameriquest Mortgage Company and Saxon Mortgage.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 51
Total Mortgage Loan Application Amount $4,245,000
Average Mortgage Loan Application Amount $83,000
Highest Mortgage Loan Application Amount $250,000
Average Applicant Income $53,000
Highest Applicant Income $124,000

Mortgage Company List for Lending in McCone County, MT for 2004

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 250,474,000,000 24 $ 1,340,000
Ameriquest Mortgage Company
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 3 $ 316,000
Saxon Mortgage
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 2 $ 358,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 152,000
New Century Mortgage Corporati
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 2 $ 304,000
Calusa Investments, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 2 $ 291,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 97,957,619,000 2 $ 158,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 2 $ 130,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 256,787,000,000 1 $ 43,000
Mila, Inc
6021 244TH ST. SW
MOUNTLAKE TERRACE, WA 98043
* $ 10,000,000 1 $ 47,000
National City Bank of Indiana
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 42,548,912,000 1 $ 72,000
Dakota Community Bank
353 19TH STREET WEST
DICKINSON, ND 58601
* $ 164,942,000 1 $ 52,000
First Magnus Financial Corp
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 1 $ 72,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ 4,658,882,000 1 $ 250,000
Novastar Home Mortgage, Inc.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 1 $ 235,000
Wells Fargo Fin'l Montana, Inc
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 34,311,813,000 1 $ 21,000
Wells Fargo Fin'l North Dakota
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 34,311,813,000 1 $ 63,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 1 $ 72,000
Argent Mortgage Company
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 1 $ 209,000
Beneficial
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 1 $ 60,000

The tables below break down 2004 mortgage applications in McCone County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for McCone County, MT in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 38 $3,374,000 $88,000 $235,000 $52,000 $124,000
Home Purchase 10 $749,000 $74,000 $250,000 $52,000 $98,000
Home Improvement 3 $122,000 $40,000 $60,000 $63,000 $82,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 43 $3,098,000 $72,000 $209,000 $54,000 $124,000
Not Provided 6 $914,000 $152,000 $250,000 $56,000 $98,000
Not applicable 2 $233,000 $116,000 $190,000 $31,000 $63,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 49 $3,935,000 $80,000 $235,000 $53,000 $124,000
FHA-insured (Federal Housing Administration) 1 $60,000 $60,000 $60,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $250,000 $250,000 $250,000 $98,000 $98,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 20 $1,211,000 $60,000 $162,000 $50,000 $117,000
Application Withdrawn By Applicant 12 $1,307,000 $108,000 $216,000 $65,000 $124,000
Application Denied By Financial Institution 10 $827,000 $82,000 $235,000 $49,000 $113,000
Application Approved But Not Accepted 6 $723,000 $120,000 $250,000 $50,000 $98,000
Loan Purchased By The Institution 3 $177,000 $59,000 $72,000 $33,000 $73,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 3 $232,000 $77,000 $100,000 $49,000 $113,000
Debt-To-Income Ratio 2 $36,000 $18,000 $21,000 $21,000 $24,000
Collateral 1 $30,000 $30,000 $30,000 $61,000 $61,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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