Meade County, SD Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 1,185 mortgage applications in Meade County, SD totaling $202.1 million, down 30% from 2013. The average application was for $170,000, and applicants reported an average income of $61,000. 52% of applications resulted in an originated loan and 13% were denied. The most active lender was Wells Fargo Bank NA, with 111 applications, followed by First Interstate Bank and Black Hills Federal Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,185
Total Mortgage Loan Application Amount $202,050,000
Average Mortgage Loan Application Amount $170,000
Highest Mortgage Loan Application Amount $2,082,000
Average Applicant Income $61,000
Highest Applicant Income $1,897,000

Mortgage Company List for Lending in Meade County, SD for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 111 $ 17,011,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 7,537,959,000 98 $ 16,625,000
Black Hills Federal Credit Union
PO BOX 1420-225 MAIN ST
RAPID CITY, SD 57702
* $ 984,590,000 74 $ 11,078,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 67 $ 12,595,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 54 $ 9,373,000
First National Bank
125 WEST SIOUX AVE
PIERRE, SD 57501
* $ 722,823,000 53 $ 8,944,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 48 $ 9,792,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 40 $ 6,597,000
Pioneer Bank & Trust
125 E COLORADO BLVD STE 1A
SPEARFISH, SD 57783
* $ 584,159,000 39 $ 6,382,000
Black Hills Community Bank, NA
840 MT. RUSHMORE RD.
RAPID CITY, SD 57701
* $ 143,079,000 36 $ 7,769,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 36 $ 7,166,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 34 $ 5,154,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 33 $ 6,596,000
Northern Hills Federal Credit Union
1080 MAIN ST
STURGIS, SD 57785
* $ 78,430,000 30 $ 2,729,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 24 $ 4,276,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ 2,304,353,000 24 $ 4,420,000
Highmark Federal Credit Union
725 5TH STREET
RAPID CITY, SD 57701
* $ 93,806,000 21 $ 3,501,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 850,750,000 20 $ 3,326,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 9,269,540,000 17 $ 1,944,000
American Bank of Freedom
127 WEST HUDSON
WELLSVILLE, MO 63384
* $ 128,245,000 16 $ 3,143,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 15 $ 2,189,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 14 $ 1,619,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 14 $ 2,528,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 13 $ 2,385,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 11 $ 1,893,000
Farm Credit Services of America, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 9 $ 2,425,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,362,044,000 9 $ 1,926,000
Neighborhood Mortgage Solutions, LLC
PO BOX 209 544 N MAIN ST
FRANKENMUTH, MI 48734
* $ 77,551,000 9 $ 916,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 539,275,000 8 $ 1,614,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 943,388,000 8 $ 1,414,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 8 $ 1,356,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 8 $ 946,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 7 $ 1,322,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 7 $ 1,519,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 7 $ 1,129,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 7 $ 1,409,000
Dacotah Bank
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57401
* $ 2,106,311,000 6 $ 1,021,000
Midwest Bank
200 EAST BROADWAY, P.O. BOX 440
MONMOUTH, IL 61462
* $ 416,466,000 6 $ 1,194,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 26,795,278,000 5 $ 1,068,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 5 $ 644,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 5 $ 770,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 5 $ 1,326,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 245,863,000 4 $ 1,182,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 4 $ 895,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 4 $ 364,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 4 $ 737,000
Med5 Federal Credit Union
625 FLORMANN ST
RAPID CITY, SD 57701
* $ 50,299,000 4 $ 130,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 4 $ 667,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 4 $ 628,000
Security First Bank
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ 879,159,000 3 $ 118,000
Sentinel Federal Credit Union
2723 LEMAY BOULEVARD
ELLSWORTHAFB, SD 57706
* $ 61,106,000 3 $ 208,000
CU Mortgage Direct, LLC
5010 S. SOLBERG AVENUE
SIOUX FALLS, SD 57108
* $ 48,476,000 3 $ 383,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 3 $ 546,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 3 $ 552,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 3 $ 813,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 3 $ 581,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 3 $ 654,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 566,962,000 3 $ 995,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,492,889,000 2 $ 535,000
Home Federal Bank
P.O. BOX 5000
SIOUX FALLS, SD 57117
* $ 1,251,718,000 2 $ 148,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 2 $ 342,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 2 $ 366,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 225,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 2 $ 366,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 2 $ 229,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 2 $ 428,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 2 $ 422,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 439,528,000 2 $ 256,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 2 $ 248,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 114,000
First Bank & Trust
110 N. MINNESOTA AVE
SIOUX FALLS, SD 57104
* $ 580,156,000 1 $ 284,000
Air Academy Federal Credit Union
9810 N UNION BLVD
COLORADO SPRINGS, CO 80924
* $ 470,010,000 1 $ 144,000
Pinnacle Bank - Wyoming
PO BOX 760
CODY, WY 82414
* $ 654,362,000 1 $ 935,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,256,102,000 1 $ 396,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,664,450,000 1 $ 189,000
Levo Federal Credit Union
700 E 14TH STREET
SIOUX FALLS, SD 57106
* $ 208,945,000 1 $ 158,000
Choice Financial Group
4501 23RD AVE S
FARGO, ND 58104
* $ 653,119,000 1 $ 223,000
The Bank of Carbondale
216 E MAIN STREET
CARBONDALE, IL 62901
* $ 211,028,000 1 $ 42,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 223,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ 7,380,000 1 $ 100,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 162,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 415,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 1 $ 255,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 210,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,763,439,000 1 $ 48,000
First Federal Credit Union
425 1ST AVE SW
CEDAR RAPIDS, IA 52405
* $ 112,712,000 1 $ 120,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 127,428,329,000 1 $ 80,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 173,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ 3,295,000 1 $ 223,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 100,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 26,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 173,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 180,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 184,000
Blackridgebank
4040 42ND ST SW, SUITE O
FARGO, ND 58104
* $ 375,683,000 1 $ 259,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,351,095,000 1 $ 104,000
Frontier Bank
301 1ST AVE
ROCK RAPIDS, IA 51246
* $ 167,398,000 1 $ 112,000
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ 10,000,000 1 $ 125,000
BNC National Bank

BISMARCK, ND 58501
* $ 841,451,000 1 $ 275,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 3,618,297,000 1 $ 162,000

The tables below break down 2014 mortgage applications in Meade County, SD by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Meade County, SD in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 732 $135,821,000 $185,000 $904,000 $61,000 $1,897,000
Refinancing 400 $62,352,000 $155,000 $2,082,000 $60,000 $1,030,000
Home Improvement 53 $3,877,000 $73,000 $365,000 $70,000 $239,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 861 $141,151,000 $163,000 $935,000 $72,000 $1,030,000
Not applicable 215 $43,224,000 $201,000 $2,082,000 $8,000 $149,000
Not Provided 67 $9,411,000 $140,000 $904,000 $85,000 $1,897,000
Black or African American 13 $2,571,000 $197,000 $434,000 $56,000 $113,000
American Indian or Alaskan Native 12 $2,613,000 $217,000 $710,000 $71,000 $121,000
Hispanic 9 $1,771,000 $196,000 $411,000 $68,000 $119,000
Asian 7 $1,216,000 $173,000 $350,000 $81,000 $186,000
Native Hawaiian or Other Pacific Islander 1 $93,000 $93,000 $93,000 $34,000 $34,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 644 $101,798,000 $158,000 $2,082,000 $70,000 $1,897,000
VA-guaranteed (Veterans Administration) 279 $57,618,000 $206,000 $434,000 $60,000 $239,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 175 $28,114,000 $160,000 $710,000 $34,000 $93,000
FHA-insured (Federal Housing Administration) 87 $14,520,000 $166,000 $275,000 $58,000 $1,030,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 618 $108,402,000 $175,000 $2,082,000 $71,000 $676,000
Loan Purchased By The Institution 239 $43,684,000 $182,000 $417,000 $22,000 $161,000
Application Denied By Financial Institution 151 $22,004,000 $145,000 $904,000 $72,000 $1,897,000
Application Withdrawn By Applicant 115 $19,574,000 $170,000 $413,000 $67,000 $288,000
File Closed For Incompleteness 36 $4,773,000 $132,000 $365,000 $84,000 $1,030,000
Application Approved But Not Accepted 26 $3,613,000 $138,000 $395,000 $64,000 $171,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 30 $4,619,000 $153,000 $370,000 $56,000 $123,000
Credit History 25 $2,886,000 $115,000 $418,000 $55,000 $239,000
Collateral 12 $1,981,000 $165,000 $378,000 $64,000 $138,000
Other 8 $1,162,000 $145,000 $400,000 $42,000 $100,000
Credit Application Incomplete 7 $973,000 $139,000 $255,000 $39,000 $105,000
Unverifiable Information 5 $1,419,000 $283,000 $904,000 $423,000 $1,897,000
Employment History 3 $485,000 $161,000 $278,000 $50,000 $98,000
Insufficient Cash (Downpayment, Closing Cost) 1 $98,000 $98,000 $98,000 $46,000 $46,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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