Mercer County WV
Mortgage Loan Application
Totals and Details
for 2020

Find mortgage statistics and lending data for the Mercer County WV metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Mercer County WV, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,994
Total Mortgage Loan Application Amount $251,450,000
Average Mortgage Loan Application Amount $126,000
Highest Mortgage Loan Application Amount $3,945,000
Average Applicant Income $74,000
Highest Applicant Income $930,000

Mortgage Company List for Lending in Mercer County WV for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRST COMMUNITY BANK
29 COLLEGE DR
BLUEFIELD, VA 24605
* $ 2,796,982,000 361 $ 51,985,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 461,256,000,000 141 $ 14,995,000
ATLANTIC UNION BANK
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 17,516,056,000 136 $ 19,810,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 120 $ 9,330,000
SUMMIT COMMUNITY BANK, INC.
PO BOX 680; 310 NORTH MAIN STREET
MOOREFIELD, WV 26836
* $ 2,401,941,000 107 $ 12,795,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 102 $ 7,780,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 77 $ 9,385,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 66 $ 8,940,000
MCNB BANK AND TRUST CO.
75 WYOMING ST
WELCH, WV 24801
* $ 301,427,000 63 $ 7,055,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 55 $ 7,175,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 53 $ 6,435,000
CITY NATIONAL BANK OF WEST VIRGINIA
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ 4,956,190,000 53 $ 5,545,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,712,919,000,000 49 $ 4,765,000
NEW PEOPLES BANK, INC.
PO BOX 1810
HONAKER, VA 24260
* $ 705,233,000 35 $ 4,085,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 28 $ 4,110,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 22 $ 3,610,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
TROY, MI 48083
* $ -1,000 18 $ 2,550,000
ALCOVA MORTGAGE LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ -1,000 16 $ 1,770,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 16 $ 2,090,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 15 $ 1,955,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 15 $ 2,425,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 15 $ 1,625,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 112,384,202,000 15 $ 765,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 13 $ 1,995,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,739,378,000 13 $ 2,025,000
RESIDENTIAL MORTGAGE SERVICES, INC.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ -1,000 13 $ 1,775,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 119,432,105,000 11 $ 1,375,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 10 $ 910,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 10 $ 1,200,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 10 $ 1,100,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 9 $ 1,635,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 9 $ 1,135,000
NATIONAL BANKSHARES, INC.
P.O. BOX 90002
BLACKSBURG, VA 24062
* $ 1,318,594,000 8 $ 830,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 7 $ 775,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 7 $ 1,075,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 6 $ 650,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 6 $ 500,000
SIWELL, INC.
4210 50TH ST
LUBBOCK, TX 79413
* $ -1,000 5 $ 495,000
UNITED BANK
11185 FAIRFAX BLVD
FAIRFAX, VA 22030
* $ 19,644,548,000 5 $ 2,285,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,852,983,000,000 5 $ 195,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 5 $ 645,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ -1,000 5 $ 725,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 4 $ 700,000
BLUE RIDGE BANK, NATIONAL ASSOCIATION
P.O. BOX 609, 17 WEST MAIN ST
LURAY, VA 22835
* $ 959,563,000 4 $ 400,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 4 $ 390,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 4 $ 90,000
LIBERTY HOME MORTGAGE CORPORATION
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ -1,000 3 $ 515,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
NEW YORK, NY 10013
* $ -1,000 3 $ 775,000
THE STATE CREDIT UNION
2200 WASHINGTON STREET, EAST,
CHARLESTON, WV 25311
* $ 70,080,000 3 $ 155,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 13,387,533,000 3 $ 555,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 325,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 3 $ 325,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 3 $ 325,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 3 $ 255,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
MERIDEN, CT 06540
* $ -1,000 3 $ 375,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 2 $ 150,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 330,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 167,845,100,000 2 $ 370,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
GILBERT, AZ 85297
* $ -1,000 2 $ 180,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,503,779,000 2 $ 660,000
MAGNOLIA BANK
794 OLD ELIZABETHTOWN RD
HODGENVILLE, KY 42748
* $ 313,272,000 2 $ 540,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 346,188,000 2 $ 30,000
FARM CREDIT OF THE VIRGINIAS, ACA
106 SANGERS LANE
STAUNTON, VA 24401
* $ -1,000 2 $ 200,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 2 $ 200,000
FREEDOM FIRST
5240 VALLEYPARK DRIVE
ROANOKE, VA 24019
* $ 658,588,000 2 $ 310,000
UNITED STATES SENATE FEDERAL CREDIT UNION
2750 EISENHOWER AVENUE
ALEXANDRIA, MD 22314
* $ 1,021,823,000 2 $ 210,000
OCEANSIDE MORTGAGE COMPANY
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 2 $ 310,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 397,703,264,000 2 $ 210,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 41,950,721,000 2 $ 250,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ -1,000 2 $ 450,000
PENDLETON COMMUNITY BANK, INC.
128 N MAIN ST
FRANKLIN, WV 26807
* $ 442,153,000 1 $ 125,000
DIRECT MORTGAGE LOANS, LLC
111011 MCCORMICK RD, SUITE 400
HUNT VALLEY, MD 21031
* $ -1,000 1 $ 145,000
ASSURANCE FINANCIAL GROUP, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ -1,000 1 $ 45,000
BAYER HERITAGE
17612 ENERGY RD
PROCTOR, WV 26055
* $ 511,023,000 1 $ 155,000
COUNTYBANK
425 MAIN STREET
GREENWOOD, SC 29646
* $ 437,911,000 1 $ 85,000
FIRST UNITED CORPORATION
19 S SECOND STREET
OAKLAND, MD 21550
* $ 1,423,446,000 1 $ 65,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
DRAPER, UT 84020
* $ -1,000 1 $ 185,000
FIRST BANCORP, INC.
PO BOX 1000
ABINGDON, VA 24212
* $ 1,946,484,000 1 $ 395,000
NORTHWEST BANK
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,688,814,000 1 $ 65,000
CELCO COMMUNITY FEDERAL CREDIT UNION
PO BOX 361
NARROWS, VA 24124
* $ 108,847,000 1 $ 45,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ -1,000 1 $ 75,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
CLARKSVILLE, IN 47129
* $ 1,289,704,000 1 $ 135,000
WESTERRA CREDIT UNION
3700 E ALAMEDA AVE
DENVER, CO 80209
* $ 1,571,774,000 1 $ 5,000
ATLANTIC COAST MORTGAGE, LLC
4100 MONUMENT CORNER DRIVE, SUITE 300
FAIRFAX, VA 22030
* $ -1,000 1 $ 135,000
LENDINGONE, LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 35,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
5455 N UNION BLVD, CO 80918
* $ -1,000 1 $ 165,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 2,177,570,000 1 $ 145,000
ROUNDPOINT MORTGAGE SERVICING CORPORATION
5016 PARKWAY PLAZA BLVD, BLDGS 6 & 8
CHARLOTTE, NC 28219
* $ -1,000 1 $ 115,000
AMERICAN NATIONAL BANK AND TRUST COMPANY
628 MAIN STREET
DANVILLE, VA 24541
* $ 2,464,860,000 1 $ 55,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 1 $ 95,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 215,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 295,000
MID-CONTINENT FUNDING, INC.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 135,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 185,000
KS STATEBANK
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,142,154,000 1 $ 115,000
FIRST FEDERAL BANK OF THE MIDWEST
601 CLINTON STREET
DEFIANCE, OH 43512
* $ 3,439,822,000 1 $ 85,000
CONNEXUS CREDIT UNION
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 2,675,632,000 1 $ 25,000
ALLY BANK
2101, 300 EAST REXFORD RD
CHARLOTTE, NC 28211
* $ 167,492,000,000 1 $ 75,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 115,000
COMMUNITY TRUST BANK, INC.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 4,344,716,000 1 $ 125,000
CARTER BANK & TRUST
PO BOX 3748
MARTINSVILLE, VA 24115
* $ 4,006,108,000 1 $ 3,945,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Mercer County WV in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,031 $126,875,000 $123,000 $3,945,000 $63,000 $760,000
Refinancing 504 $75,150,000 $149,000 $685,000 $90,000 $786,000
Cash-out Refinancing 277 $37,305,000 $134,000 $855,000 $84,000 $433,000
Home Improvement 78 $4,120,000 $52,000 $135,000 $94,000 $930,000
Other Purpose 69 $5,105,000 $73,000 $375,000 $83,000 $413,000
Not Applicable 35 $2,895,000 $82,000 $215,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,593 $198,005,000 $124,000 $1,705,000 $75,000 $930,000
Not applicable 193 $27,695,000 $143,000 $3,945,000 $60,000 $172,000
Not Provided 121 $16,545,000 $136,000 $385,000 $81,000 $930,000
Black or African American 61 $6,245,000 $102,000 $275,000 $61,000 $194,000
Hispanic 11 $1,485,000 $135,000 $385,000 $66,000 $187,000
American Indian or Alaskan Native 11 $905,000 $82,000 $265,000 $51,000 $98,000
Asian 2 $220,000 $110,000 $125,000 $63,000 $63,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,382 $173,250,000 $125,000 $3,945,000 $81,000 $930,000
FHA-insured (Federal Housing Administration) 249 $30,225,000 $121,000 $325,000 $53,000 $172,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 200 $22,380,000 $111,000 $255,000 $48,000 $103,000
VA-guaranteed (Veterans Administration) 163 $25,595,000 $157,000 $475,000 $75,000 $433,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,026 $142,610,000 $138,000 $3,945,000 $78,000 $930,000
Application Denied By Financial Institution 401 $42,685,000 $106,000 $1,705,000 $70,000 $930,000
Loan Purchased By The Institution 188 $23,210,000 $123,000 $355,000 $62,000 $249,000
Application Withdrawn By Applicant 185 $22,065,000 $119,000 $625,000 $75,000 $786,000
File Closed For Incompleteness 136 $13,800,000 $101,000 $855,000 $65,000 $420,000
Application Approved But Not Accepted 58 $7,080,000 $122,000 $495,000 $82,000 $530,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,541 $202,665,000 $131,000 $3,945,000 $75,000 $930,000
Debt-To-Income Ratio 165 $17,205,000 $104,000 $395,000 $62,000 $287,000
Credit History 132 $11,230,000 $85,000 $905,000 $64,000 $760,000
Collateral 57 $8,705,000 $152,000 $1,705,000 $114,000 $930,000
Unverifiable Information 37 $4,025,000 $108,000 $365,000 $76,000 $374,000
Credit Application Incomplete 24 $3,130,000 $130,000 $365,000 $71,000 $157,000
Other 24 $3,120,000 $130,000 $375,000 $89,000 $221,000
Insufficient Cash (Downpayment, Closing Cost) 8 $750,000 $93,000 $175,000 $90,000 $140,000
Employment History 6 $620,000 $103,000 $215,000 $42,000 $79,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information back through 2003.

Download the West Virginia Lender List