Milam County TX
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014

Unlock detailed Milam County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 557
Total Mortgage Loan Application Amount $62,974,000
Average Mortgage Loan Application Amount $113,000
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $68,000
Highest Applicant Income $450,000

Mortgage Company List for Lending in Milam County TX for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,373,600,000,000 51 $ 6,216,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 44 $ 6,561,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 41 $ 2,319,000
CLASSIC BANK, NATIONAL ASSOCIATION
P.O. BOX 835
CAMERON, TX 76520
* $ 265,687,000 34 $ 2,966,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 19 $ 1,455,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 18 $ 2,135,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 16 $ 1,412,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 12 $ 1,923,000
PROSPERITY BANK
1301 N MECHANIC
EL CAMPO, TX 77437
* $ 18,638,685,000 12 $ 617,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 11 $ 1,097,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 11 $ 1,159,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,433,716,000,000 11 $ 1,404,000
CITIZENS NATIONAL BANK
118 S HOUSTON
CAMERON, TX 76520
* $ 381,360,000 10 $ 909,000
FIRST NATIONAL BANK OF CENTRAL TEXAS
1835 N. VALLEY MILLS DR.
WACO, TX 76710
* $ 732,226,000 9 $ 509,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 7 $ 704,000
UNITED BUILT HOMES, L.L.C.
8500 LINE AVE
BATON ROUGE, LA 71106
* $ 59,713,000 7 $ 1,143,000
SUSSER BANK
500 HARWOOD ROAD
BEDFORD, TX 76021
* $ 409,634,000 7 $ 819,000
TXL MORTGAGE CORPORATION
11931 WICKCHESTER LN STE 444
HOUSTON, TX 77043
* $ 100,000,000 7 $ 1,509,000
TEXELL CREDIT UNION
PO BOX 983
TEMPLE, TX 76503
* $ 225,883,000 6 $ 243,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ 5,889,539,000 6 $ 593,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 5 $ 699,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 5 $ 640,000
AMCAP MORTGAGE, LTD.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ 10,000,000 5 $ 839,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 5 $ 611,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 5 $ 506,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ 3,642,000 5 $ 506,000
EXTRACO BANKS, NATIONAL ASSOCIATION
18 SOUTH MAIN STREET
TEMPLE, TX 76501
* $ 1,208,806,000 4 $ 632,000
R BANK
3600 E PALM VALLEY BLVD
ROUND ROCK, TX 78665
* $ 262,376,000 4 $ 472,000
FIRST STAR BANK, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 239,113,000 4 $ 115,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 4 $ 457,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 943,388,000 3 $ 385,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,346,747,000,000 3 $ 205,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ 10,000,000 3 $ 323,000
CITIZENS STATE BANK
PO BOX 518
SOMERVILLE, TX 77879
* $ 389,740,000 3 $ 417,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 3 $ 410,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 12,648,357,000 3 $ 715,000
CENTRAL NATIONAL BANK
8320 W HWY 84
WACO, TX 76712
* $ 692,957,000 3 $ 129,000
ROUND TOP STATE BANK
301 N WASHINGTON
ROUND TOP, TX 78954
* $ 420,512,000 3 $ 99,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 3 $ 264,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 3 $ 233,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 3 $ 495,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 26,795,278,000 2 $ 414,000
CAPSTAR LENDING, LLC
6836 AUSTIN CENTER BLVD #110
AUSTIN, TX 78717
* $ 500,000 2 $ 290,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
AUSTIN, TX 75001
* $ 10,000,000 2 $ 373,000
MB FINANCIAL BANK NA
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,624,027,000 2 $ 164,000
AMPLIFY FEDERAL CREDIT UNION
3600 W PARMER LANE
AUSTIN, TX 78727
* $ 646,611,000 2 $ 17,000
DISCOVER HOME LOANS, INC
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 2 $ 520,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 71,737,435,000 2 $ 708,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ 242,587,000 2 $ 239,000
ASPIRE FINANCIAL INC
4100 ALPHA RD #112
DALLAS, TX 75244
* $ 10,000,000 2 $ 245,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 2 $ 308,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 2 $ 106,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 2 $ 129,000
NETWORK FUNDING, L.P.
9700 RICHMOND, SUITE 320
DALLAS, TX 77042
* $ 43,942,000 2 $ 371,000
A+ FEDERAL CREDIT UNION
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 1,062,462,000 2 $ 93,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 2 $ 182,000
AMERIPRO FUNDING
8300 N. MOPAC EXPRESSWAY SUITE 120
AUSTIN, TX 78759
* $ 40,000,000 2 $ 295,000
SECURITYNATIONAL MORTGAGE COMPANY
5300 SOUTH 360 WEST
WILMINGTON, DE 84123
* $ 10,000,000 2 $ 211,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 2 $ 193,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 309,999,678,000 2 $ 193,000
WILLOW BEND MORTGAGE COMPANY, LLC
5800 W PLANO PKWY STE 105
PLANO, TX 75093
* $ 22,642,000 2 $ 464,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 179,126,294,000 2 $ 161,000
ALLIANCE FINANCIAL RESOURCES
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 2 $ 198,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,763,439,000 2 $ 124,000
THE BUCKHOLTS STATE BANK
100 N 4TH STREET
BUCKHOLTS, TX 76520
* $ 64,226,000 2 $ 89,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 16,840,840,000 2 $ 310,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 245,863,000 2 $ 719,000
TEXAS STAR BANK SSB
101 GASSAWAY
LOTT, TX 76656
* $ 83,392,000 2 $ 59,000
LENNAR MORTGAGE, LLC
730 NW 107TH AVENUE, 4TH FL
NORTH PALM BEACH, FL 33172
* $ 31,000,000 2 $ 124,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ 1,825,398,000 1 $ 60,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 1 $ 20,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ 10,000,000 1 $ 74,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 62,000
DHI MORTGAGE COMPANY, LTD.
10700 PECAN PARK BLVD, SUITE 450
DALLAS, TX 78750
* $ 10,000,000 1 $ 160,000
PUBLIC EMPLOYEES
PO BOX 2205
AUSTIN, TX 78768
* $ 285,446,000 1 $ 80,000
FIDELITY BANK OF TEXAS
PO BOX 5540
WACO, TX 76708
* $ 90,526,000 1 $ 34,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,884,304,000 1 $ 50,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 1 $ 154,000
CHICAGO MORTGAGE SOLUTIONS LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 1 $ 196,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 1 $ 50,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 92,000
THE OZONA NATIONAL BANK
503 11TH ST
OZONA, TX 76943
* $ 218,665,000 1 $ 83,000
PRIMEWAY FEDERAL CREDIT UNION
12811 NORTHWEST FREEWAY
HOUSTON, TX 77040
* $ 429,256,000 1 $ 50,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 1 $ 66,000
FIRST CHOICE LOAN SERVICES INC.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 74,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 1 $ 9,000
HAMILTON NATIONAL MORTGAGE COMPANY
1275 DRUMMERS LANE
WAYNE, PA 19087
* $ 10,000,000 1 $ 271,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ 10,000,000 1 $ 175,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 76,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ 100,000,000 1 $ 196,000
THE BANK & TRUST OF BRYAN/COLLEGE STATION
1716 BRIARCREST, SUITE 400
BRYAN, TX 77802
* $ 368,875,000 1 $ 387,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 182,000
UNIVERSITY FEDERAL CREDIT UNION
8303 N MOPAC EXPRESSWAY
AUSTIN, TX 78759
* $ 1,673,431,000 1 $ 50,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 277,561,000 1 $ 62,000
FIRST STATE BANK CENTRAL TEXAS
P. O. BOX 6136
TEMPLE, TX 76503
* $ 1,313,153,000 1 $ 238,000
LENOX FINANCIAL MORTGAGE CORPORATION
200 E. SANDPOINTE SUITE 800
SANTA ANA, CA 92707
* $ 39,000,000 1 $ 335,000
COMMUNITY MORTGAGE FUNDING, LLC
3201 WEST TEMPLE AVE, SUITE 120
POMONA, CA 91768
* $ 500,000,000 1 $ 204,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 1 $ 212,000
FRONTIER BANK OF TEXAS
1213 HWY 290 E
E ELGIN, TX 78621
* $ 138,736,000 1 $ 140,000
CROCKETT NATIONAL BANK
8018 BROADWAY STE 200
SAN ANTONIO, TX 78209
* $ 440,149,000 1 $ 1,000,000
PROFICIO BANK
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 1 $ 136,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 1 $ 127,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ 4,410,000 1 $ 196,000
SOUTHWEST FUNDING, LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ 10,000,000 1 $ 236,000
THE FIRST NATIONAL BANK OF BASTROP
489 HIGHWAY 71 WEST (PO DRAWER F)
BASTROP, TX 78602
* $ 422,923,000 1 $ 5,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 116,608,550,000 1 $ 78,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 566,962,000 1 $ 108,000
SWBC MORTGAGE CORPORATION
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 1 $ 117,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 986,791,000 1 $ 70,000
FIRST TEXAS BANK
PO BOX 649
GEORGETOWN, TX 78627
* $ 537,469,000 1 $ 125,000
SMART FINANCIAL CREDIT UNION
6051 NORTH COURSE DR
HOUSTON, TX 77072
* $ 561,422,000 1 $ 180,000
AMERICAN HOME FREE MORTGAGE
PO BOX 760
PROSPER, TX 75078
* $ 11,149,000 1 $ 174,000
FIRST NATIONAL BANK TEXAS
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 1,138,264,000 1 $ 41,000
LRS FINANCIAL NETWORK, INC.
2101 W. WADLEY STE. 36
MIDLAND, TX 79705
* $ 11,322,000 1 $ 150,000
ADVANCIAL CREDIT UNION
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75201
* $ 1,132,304,000 1 $ 90,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ 11,000,000 1 $ 64,000
HIGHLANDS RESIDENTIAL MORTGAGE, LTD.
12001 NORTH CENTRAL EXPRESSWAY SUITE 750
DALLAS, TX 75243
* $ 40,000,000 1 $ 74,000
MEMBER HOME LOAN LLC
9601 JONES RD SUITE 108
HOUSTON, TX 77065
* $ 589,064,000 1 $ 50,000
TEXAS DOW EMPLOYEES CREDIT UNION
1001 FM 2004
LAKE JACKSON, TX 77566
* $ 2,165,845,000 1 $ 110,000
ALLIANCE BANK CENTRAL TEXAS
P.O. BOX 7554
WOODWAY, TX 76714
* $ 191,403,000 1 $ 297,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 186,000
SFMC, LP
6800 WEISKOPF AVENUE SUITE 200
MCKINNEY, TX 75070
* $ 10,000,000 1 $ 125,000
CAPITOL CREDIT UNION
11902 A BURNET RD
AUSTIN, TX 78758
* $ 124,647,000 1 $ 85,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 98,000
AMERICAN SOUTHWEST
PO BOX 370
SIERRA VISTA, AZ 85635
* $ 177,603,000 1 $ 58,000
TRUSTMARK NATIONAL BANK
PO BOX 291
JACKSON, MS 39205
* $ 11,681,215,000 1 $ 70,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ 10,000,000 1 $ 131,000
THRIVE MORTGAGE, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ 917,364,000 1 $ 338,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2014, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Milam County TX in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 317 $38,454,000 $121,000 $1,000,000 $68,000 $362,000
Refinancing 190 $23,111,000 $121,000 $492,000 $67,000 $360,000
Home Improvement 50 $1,409,000 $28,000 $120,000 $79,000 $450,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 362 $44,481,000 $122,000 $1,000,000 $79,000 $362,000
Hispanic 67 $5,683,000 $84,000 $323,000 $51,000 $161,000
Not applicable 56 $5,361,000 $95,000 $387,000 $8,000 $150,000
Not Provided 49 $5,729,000 $116,000 $382,000 $79,000 $312,000
Black or African American 18 $1,346,000 $74,000 $196,000 $44,000 $112,000
American Indian or Alaskan Native 4 $274,000 $68,000 $109,000 $96,000 $229,000
Asian 1 $100,000 $100,000 $100,000 $450,000 $450,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 397 $42,782,000 $107,000 $1,000,000 $76,000 $450,000
FHA-insured (Federal Housing Administration) 85 $10,064,000 $118,000 $270,000 $50,000 $154,000
VA-guaranteed (Veterans Administration) 40 $6,159,000 $153,000 $396,000 $63,000 $312,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 35 $3,969,000 $113,000 $211,000 $35,000 $82,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 262 $30,906,000 $117,000 $1,000,000 $71,000 $362,000
Application Denied By Financial Institution 123 $10,330,000 $83,000 $335,000 $75,000 $450,000
Loan Purchased By The Institution 66 $8,067,000 $122,000 $376,000 $31,000 $150,000
Application Withdrawn By Applicant 47 $6,818,000 $145,000 $492,000 $77,000 $312,000
Application Approved But Not Accepted 44 $4,785,000 $108,000 $355,000 $79,000 $264,000
File Closed For Incompleteness 15 $2,068,000 $137,000 $400,000 $80,000 $241,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 32 $1,876,000 $58,000 $200,000 $81,000 $450,000
Collateral 13 $1,176,000 $90,000 $335,000 $68,000 $194,000
Debt-To-Income Ratio 10 $765,000 $76,000 $154,000 $41,000 $102,000
Credit Application Incomplete 8 $987,000 $123,000 $320,000 $112,000 $223,000
Other 6 $645,000 $107,000 $218,000 $65,000 $122,000
Unverifiable Information 3 $443,000 $147,000 $207,000 $198,000 $360,000
Employment History 1 $65,000 $65,000 $65,000 $50,000 $50,000
Insufficient Cash (Downpayment, Closing Cost) 1 $92,000 $92,000 $92,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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