Mineral County, NV Mortgage Lenders & HMDA Data, 2004

In 2004, lenders reported 218 mortgage applications in Mineral County, NV totaling $12.8 million, up 20% from 2003. The average application was for $58,000, and applicants reported an average income of $46,000. 28% of applications resulted in an originated loan and 37% were denied. The most active lender was Countrywide Home Loans, with 24 applications, followed by Nationstar Mortgage and Bank of America, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 218
Total Mortgage Loan Application Amount $12,811,000
Average Mortgage Loan Application Amount $58,000
Highest Mortgage Loan Application Amount $306,000
Average Applicant Income $46,000
Highest Applicant Income $288,000

Mortgage Company List for Lending in Mineral County, NV for 2004

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 97,957,619,000 24 $ 1,423,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 22 $ 1,145,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 617,888,534,000 17 $ 881,000
Ameriquest Mortgage Company
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 14 $ 1,136,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 250,474,000,000 14 $ 1,025,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 13 $ 625,000
Wells Fargo Fin'l Nevada 2,Inc
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 34,311,813,000 11 $ 831,000
Beneficial
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 8 $ 289,000
Hfc
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 6 $ 179,000
H&R Block Mortgage Corporation
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 5 $ 338,000
Argent Mortgage Company
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 5 $ 337,000
Chase Manhattan Bank USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 36,578,612,000 4 $ 207,000
Gmac Bank
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 2,615,181,000 4 $ 217,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 154,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 3 $ 157,000
Washington Mutual Bank
227 EAST AVENUE
ALBION, NY 14411
* $ 234,680,095,000 3 $ 457,000
Homeowners Loan Corporation
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 3 $ 141,000
Irwin Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,655,913,000 3 $ 93,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 256,787,000,000 3 $ 128,000
Aurora Bank FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 14,165,872,000 3 $ 274,000
Long Beach Mortgage Co.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 3 $ 111,000
Fieldstone Mortgage Company
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 3 $ 96,000
Americas Moneyline
4880 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 3 $ 169,000
Accredited Home Lenders, Inc
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 3 $ 142,000
Amtrust Bank
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 11,298,870,000 2 $ 86,000
First Horizon Home Loan Corp
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 2 $ 118,000
First Magnus Financial Corp
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 2 $ 195,000
U.S. Financial Mortgage Corp
970 SUNRISE AVE. SUITE 125 BOX 327
ROSEVILLE, CA 95661
* $ 10,000,000 2 $ 126,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 2 $ 181,000
Mila, Inc
6021 244TH ST. SW
MOUNTLAKE TERRACE, WA 98043
* $ 10,000,000 2 $ 50,000
National City Bank of Indiana
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 42,548,912,000 2 $ 114,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 206,104,000 1 $ 44,000
Residential Funding Corp. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 80,000
Spectrum Funding Corporation
7084 SOUTH 2300 EAST
SLC, UT 84121
* $ 2,028,000,000 1 $ 80,000
The Cit Group/Consumer Finance
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 1 $ 74,000
Nevada State Bank
4170 S. MARYLAND PKWY, 2ND FL
LAS VEGAS, NV 89119
* $ 2,957,847,000 1 $ 40,000
New Century Mortgage Corporati
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 1 $ 65,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 68,000
Gnl. Inc. dba Freedom Mortgage
1727 SWEETWATER ROAD SUITE P
NATIONAL CITY, CA 91950
* $ 10,000,000 1 $ 49,000
Greater Nevada Mortgage
4070 SILVER SAGE DRIVE
CARSON CITY, NV 89701
* $ 338,783,000 1 $ 31,000
Greenpoint Mortgage Funding
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 1 $ 80,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 9,078,943,000 1 $ 42,000
Home Loan Investment Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 282,755,000 1 $ 83,000
Aegis Lending Corporation
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 77,000
Aig Federal Savings Bank
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,223,098,000 1 $ 44,000
American Benefit Mortgage, Inc
120 COLUMBIA, SUITE 600
ALISO VIEJO, CA 92656
* $ 10,000,000 1 $ 71,000
American Mortgage Network
10421 WATERIDGE CIR STE 250
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 80,000
Chase Manhattan Mortgage Corp.
194 WOOD AVENUE SOUTH
ISELIN, NJ 08830
* $ 770,912,000 1 $ 73,000
Citifinancial Mtg Co, Inc
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 1 $ 94,000
Citimortgage, Inc.
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 59,720,267,000 1 $ 9,000
Countrywide Bank, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 19,381,781,000 1 $ 9,000
Ctx Mortgage Company, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 1 $ 56,000
Encore Credit Corp
1833 ALTON PARKWAY
IRVINE, CA 92606
* $ 10,000,000 1 $ 55,000
Equifirst Corporation
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 45,247,734,000 1 $ 82,000

The tables below break down 2004 mortgage applications in Mineral County, NV by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Mineral County, NV in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 132 $8,664,000 $65,000 $270,000 $43,000 $288,000
Home Purchase 71 $3,826,000 $53,000 $306,000 $51,000 $208,000
Home Improvement 15 $321,000 $21,000 $63,000 $47,000 $90,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 166 $9,646,000 $58,000 $270,000 $47,000 $288,000
Not Provided 34 $1,967,000 $57,000 $130,000 $41,000 $93,000
Not applicable 7 $336,000 $48,000 $80,000 $9,000 $59,000
American Indian or Alaskan Native 5 $289,000 $57,000 $88,000 $47,000 $63,000
Hispanic 4 $204,000 $51,000 $77,000 $52,000 $71,000
Asian 1 $63,000 $63,000 $63,000 $93,000 $93,000
Black or African American 1 $306,000 $306,000 $306,000 $208,000 $208,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 197 $11,593,000 $58,000 $306,000 $48,000 $288,000
VA-guaranteed (Veterans Administration) 15 $953,000 $63,000 $101,000 $33,000 $89,000
FHA-insured (Federal Housing Administration) 6 $265,000 $44,000 $61,000 $33,000 $82,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 80 $4,473,000 $55,000 $306,000 $46,000 $208,000
Loan Originated 62 $3,418,000 $55,000 $120,000 $46,000 $137,000
Application Withdrawn By Applicant 35 $2,183,000 $62,000 $216,000 $51,000 $120,000
Loan Purchased By The Institution 19 $1,102,000 $58,000 $102,000 $21,000 $89,000
Application Approved But Not Accepted 17 $1,190,000 $70,000 $270,000 $62,000 $288,000
File Closed For Incompleteness 5 $445,000 $89,000 $162,000 $56,000 $90,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 22 $897,000 $40,000 $79,000 $38,000 $90,000
Credit History 19 $926,000 $48,000 $93,000 $38,000 $100,000
Credit Application Incomplete 14 $1,034,000 $73,000 $306,000 $60,000 $208,000
Collateral 12 $735,000 $61,000 $130,000 $51,000 $93,000
Debt-To-Income Ratio 3 $129,000 $43,000 $64,000 $47,000 $70,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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