Minidoka County, ID Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 506 mortgage applications in Minidoka County, ID totaling $52.3 million, down 21% from 2013. The average application was for $103,000, and applicants reported an average income of $52,000. 44% of applications resulted in an originated loan and 28% were denied. The most active lender was Idaho Central Credit Union, with 95 applications, followed by D. L. Evans Bank and US Bank, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 506
Total Mortgage Loan Application Amount $52,320,000
Average Mortgage Loan Application Amount $103,000
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $52,000
Highest Applicant Income $690,000

Mortgage Company List for Lending in Minidoka County, ID for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Idaho Central Credit Union
4400 CENTRAL WAY
CHUBBUCK, ID 83202
* $ 1,511,535,000 95 $ 9,272,000
D. L. Evans Bank
375 N OVERLAND AVE
BURLEY, ID 83318
* $ 1,007,356,000 60 $ 4,955,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 48 $ 3,053,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 90,439,767,000 31 $ 2,531,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 28 $ 2,423,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 26 $ 2,705,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 22 $ 2,643,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 18,590,433,000 18 $ 2,325,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 13 $ 1,262,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 11 $ 1,248,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 9 $ 1,134,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 8 $ 936,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 8 $ 904,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 7 $ 570,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ 40,000,000 7 $ 918,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 5 $ 640,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,346,747,000,000 5 $ 323,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 5 $ 631,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 5 $ 309,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 5 $ 654,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ 10,000,000 4 $ 413,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 4 $ 571,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ 10,000,000 3 $ 373,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 3 $ 229,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 3 $ 315,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 3 $ 415,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 383,000
The Bank of Commerce
3113 SOUTH 25TH EAST
AMMON, ID 83406
* $ 962,534,000 3 $ 583,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 3 $ 406,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 943,388,000 3 $ 456,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 244,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 2 $ 240,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 208,000
Washington Federal
425 PIKE ST
SEATTLE, WA 98101
* $ 14,408,200,000 2 $ 172,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ 31,000,000 2 $ 165,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 2 $ 101,000
Banner Bank
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 4,165,399,000 1 $ 80,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 95,000
Panhandle State Bank
1301 A STREET
TACOMA, WA 98402
* $ 937,065,000 1 $ 162,000
Lewiston State Bank
P O BOX 32
LEWISTON, UT 84320
* $ 268,602,000 1 $ 102,000
Beehive Federal Credit Union
PO BOX 40
REXBURG, ID 83440
* $ 178,147,000 1 $ 300,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 417,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 1 $ 100,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 26,795,278,000 1 $ 176,000
Republic Mortgage Home Loans
5241 SOUTH STATE STREET, SUITE 2
MURRAY, UT 84107
* $ 10,000,000 1 $ 137,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 1 $ 119,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 135,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 3,618,297,000 1 $ 125,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 80,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 84,362,333,000 1 $ 224,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 25,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 115,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 137,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 144,000
Bank of Utah
2605 WASHINGTON BOULEVARD
OGDEN, UT 84401
* $ 834,970,000 1 $ 1,500,000
Westmark Credit Union
PO BOX 2869
IDAHO FALLS, ID 83404
* $ 540,557,000 1 $ 79,000
Frontier Credit Union
865 S WOODRUFF AVE
IDAHO FALLS, ID 83401
* $ 257,908,000 1 $ 104,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 204,003,000 1 $ 3,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 1 $ 20,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 439,528,000 1 $ 335,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,763,439,000 1 $ 75,000
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ 3,647,288,000 1 $ 900,000
Lookout Credit Union
707 S 9TH AVE
POCATELLO, ID 83201
* $ 139,295,000 1 $ 54,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ 10,000,000 1 $ 118,000

The tables below break down 2014 mortgage applications in Minidoka County, ID by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Minidoka County, ID in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 240 $23,190,000 $96,000 $335,000 $50,000 $385,000
Home Purchase 224 $27,477,000 $122,000 $1,500,000 $54,000 $690,000
Home Improvement 42 $1,653,000 $39,000 $135,000 $59,000 $351,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 306 $33,303,000 $108,000 $1,500,000 $65,000 $690,000
Hispanic 101 $8,366,000 $82,000 $314,000 $44,000 $343,000
Not applicable 62 $6,721,000 $108,000 $224,000 $10,000 $84,000
Not Provided 34 $3,705,000 $108,000 $335,000 $39,000 $138,000
Asian 2 $182,000 $91,000 $116,000 $46,000 $49,000
Black or African American 1 $43,000 $43,000 $43,000 $34,000 $34,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 336 $32,515,000 $96,000 $1,500,000 $62,000 $690,000
FHA-insured (Federal Housing Administration) 71 $8,403,000 $118,000 $236,000 $43,000 $211,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 63 $7,022,000 $111,000 $182,000 $23,000 $72,000
VA-guaranteed (Veterans Administration) 36 $4,380,000 $121,000 $335,000 $34,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 223 $22,282,000 $99,000 $490,000 $60,000 $385,000
Application Denied By Financial Institution 142 $13,458,000 $94,000 $900,000 $52,000 $690,000
Loan Purchased By The Institution 62 $6,851,000 $110,000 $224,000 $11,000 $84,000
Application Withdrawn By Applicant 43 $5,943,000 $138,000 $1,500,000 $61,000 $408,000
Application Approved But Not Accepted 28 $3,258,000 $116,000 $524,000 $72,000 $244,000
File Closed For Incompleteness 8 $528,000 $66,000 $125,000 $43,000 $60,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 39 $3,436,000 $88,000 $900,000 $65,000 $690,000
Debt-To-Income Ratio 26 $2,272,000 $87,000 $195,000 $36,000 $71,000
Collateral 25 $2,456,000 $98,000 $315,000 $69,000 $219,000
Other 7 $603,000 $86,000 $135,000 $52,000 $90,000
Credit Application Incomplete 6 $470,000 $78,000 $156,000 $48,000 $85,000
Unverifiable Information 3 $460,000 $153,000 $232,000 $73,000 $86,000
Employment History 3 $351,000 $117,000 $162,000 $46,000 $76,000
Insufficient Cash (Downpayment, Closing Cost) 2 $146,000 $73,000 $83,000 $39,000 $41,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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