Moca Municipio, PR Mortgage Lenders & HMDA Data, 2025
In 2025, lenders reported 104 mortgage applications in Moca Municipio, PR totaling $18.3 million, up 22% from 2024. The average application was for $175,000, and applicants reported an average income of $75,000. 69% of applications resulted in an originated loan and 11% were denied. The most active lender was Banco Popular, with 32 applications, followed by Firstbank and Cooperativa De Ahorroy Credito.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 104 |
| Total Mortgage Loan Application Amount | $18,270,000 |
| Average Mortgage Loan Application Amount | $175,000 |
| Highest Mortgage Loan Application Amount | $805,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $210,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ n/a | 32 | $ 6,160,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ n/a | 23 | $ 3,485,000 |
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ n/a | 17 | $ 2,665,000 |
| Cooperativa De A/C Camuy AVE. BALTAZAR JIMÉNEZ MÉNDEZ #300 CAMUY, PR 00627 |
* | $ n/a | 5 | $ 585,000 |
| Cooperativa De A/C Isabela 21 CALLE BARBOSA SUITE 1 ISABELA, PR 00662 |
* | $ n/a | 4 | $ 670,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ n/a | 4 | $ 410,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ n/a | 4 | $ 820,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ n/a | 3 | $ 725,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ n/a | 2 | $ 280,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ n/a | 1 | $ 225,000 |
| San Rafael Coop CALLE RAFAEL RODR+¡GUEZ, CANAL 1 URB. AVI QUEBRADILLAS, PR 00678 |
* | $ n/a | 1 | $ 805,000 |
| Caribe Federal Credit Union 195 ONEIL ST SAN JUAN, PR 00918 |
* | $ n/a | 1 | $ 155,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ n/a | 1 | $ 115,000 |
| Capital Mortgage 206 ELEANOR ROOSEVELT SAN JUAN, PR 00918 |
* | $ n/a | 1 | $ 165,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ n/a | 1 | $ 105,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ n/a | 1 | $ 185,000 |
| Crosscountry Mortgage, LLC 2160 SUPERIOR AVENUE CLEVELAND, OH 44114 |
* | $ n/a | 1 | $ 445,000 |
| Village Capital & Investment 2460 PASEO VERDE PKWY SUITE 100 HENDERSON, NV 89074 |
* | $ n/a | 1 | $ 135,000 |
| Everett Financial, Inc. 14801 QUORUM DRIVE, SUITE 300 DALLAS, TX 75254 |
* | $ n/a | 1 | $ 135,000 |
The tables below break down 2025 mortgage applications in Moca Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Moca Municipio, PR in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 69 | $12,585,000 | $182,000 | $805,000 | $74,000 | $208,000 |
| Cash-out Refinancing | 21 | $3,695,000 | $175,000 | $455,000 | $80,000 | $210,000 |
| Other Purpose | 5 | $785,000 | $157,000 | $245,000 | $77,000 | $144,000 |
| Refinancing | 4 | $660,000 | $165,000 | $255,000 | $64,000 | $149,000 |
| Home Improvement | 3 | $415,000 | $138,000 | $205,000 | $64,000 | $97,000 |
| Not Applicable | 2 | $130,000 | $65,000 | $125,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 94 | $15,690,000 | $166,000 | $455,000 | $74,000 | $210,000 |
| Not applicable | 7 | $1,705,000 | $243,000 | $805,000 | $0 | $0 |
| White | 2 | $770,000 | $385,000 | $445,000 | $142,000 | $160,000 |
| Not Provided | 1 | $105,000 | $105,000 | $105,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 48 | $7,970,000 | $166,000 | $805,000 | $89,000 | $210,000 |
| FHA-insured (Federal Housing Administration) | 31 | $5,225,000 | $168,000 | $315,000 | $54,000 | $128,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $2,430,000 | $173,000 | $285,000 | $59,000 | $86,000 |
| VA-guaranteed (Veterans Administration) | 11 | $2,645,000 | $240,000 | $445,000 | $91,000 | $160,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 72 | $13,200,000 | $183,000 | $805,000 | $78,000 | $210,000 |
| Application Withdrawn By Applicant | 12 | $2,060,000 | $171,000 | $285,000 | $65,000 | $146,000 |
| Application Denied By Financial Institution | 11 | $1,715,000 | $155,000 | $205,000 | $73,000 | $205,000 |
| Loan Purchased By The Institution | 6 | $860,000 | $143,000 | $265,000 | $0 | $0 |
| Application Approved But Not Accepted | 2 | $290,000 | $145,000 | $165,000 | $57,000 | $63,000 |
| File Closed For Incompleteness | 1 | $145,000 | $145,000 | $145,000 | $54,000 | $54,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 93 | $16,555,000 | $178,000 | $805,000 | $75,000 | $210,000 |
| Collateral | 5 | $815,000 | $163,000 | $175,000 | $99,000 | $205,000 |
| Credit History | 2 | $250,000 | $125,000 | $165,000 | $27,000 | $34,000 |
| Debt-To-Income Ratio | 2 | $270,000 | $135,000 | $155,000 | $37,000 | $39,000 |
| Other | 1 | $175,000 | $175,000 | $175,000 | $89,000 | $89,000 |
| Unverifiable Information | 1 | $205,000 | $205,000 | $205,000 | $89,000 | $89,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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