Moca Municipio, PR Mortgage Lenders & HMDA Data, 2024
In 2024, lenders reported 85 mortgage applications in Moca Municipio, PR totaling $16.1 million, down 23% from 2023. The average application was for $189,000, and applicants reported an average income of $77,000. 61% of applications resulted in an originated loan and 12% were denied. The most active lender was Firstbank, with 21 applications, followed by Banco Popular and Oriental Bank.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 85 |
| Total Mortgage Loan Application Amount | $16,125,000 |
| Average Mortgage Loan Application Amount | $189,000 |
| Highest Mortgage Loan Application Amount | $625,000 |
| Average Applicant Income | $77,000 |
| Highest Applicant Income | $204,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ n/a | 21 | $ 3,785,000 |
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ n/a | 21 | $ 4,095,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ n/a | 10 | $ 1,720,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ n/a | 5 | $ 1,285,000 |
| Crosscountry Mortgage, LLC 2160 SUPERIOR AVENUE CLEVELAND, OH 44114 |
* | $ n/a | 4 | $ 1,290,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ n/a | 4 | $ 860,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ n/a | 4 | $ 970,000 |
| Cooperativa De Ahorroy Credito PO BOX 608 RINCON, PR 00677 |
* | $ n/a | 4 | $ 480,000 |
| Cooperativa De A/C Isabela 21 CALLE BARBOSA SUITE 1 ISABELA, PR 00662 |
* | $ n/a | 3 | $ 305,000 |
| Cooperativa De A/C Camuy AVE. BALTAZAR JIMÉNEZ MÉNDEZ #300 CAMUY, PR 00627 |
* | $ n/a | 1 | $ 165,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ n/a | 1 | $ 115,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ n/a | 1 | $ 85,000 |
| Cooperativa De Ac Hatillo PO BOX 95 HATILLO, PR 00659 |
* | $ n/a | 1 | $ 145,000 |
| Cooperativa De A\C Lares CARR 111 KM 3.8 AVE LOS PATRIOTAS LARES, PR 00669 |
* | $ n/a | 1 | $ 105,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ n/a | 1 | $ 125,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ n/a | 1 | $ 255,000 |
| Everett Financial, Inc. 14801 QUORUM DRIVE, SUITE 300 DALLAS, TX 75254 |
* | $ n/a | 1 | $ 215,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ n/a | 1 | $ 125,000 |
The tables below break down 2024 mortgage applications in Moca Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Moca Municipio, PR in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 72 | $14,220,000 | $197,000 | $625,000 | $80,000 | $204,000 |
| Cash-out Refinancing | 6 | $970,000 | $161,000 | $305,000 | $55,000 | $109,000 |
| Refinancing | 4 | $540,000 | $135,000 | $195,000 | $84,000 | $137,000 |
| Not Applicable | 2 | $330,000 | $165,000 | $255,000 | $0 | $0 |
| Other Purpose | 1 | $65,000 | $65,000 | $65,000 | $38,000 | $38,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 71 | $13,005,000 | $183,000 | $465,000 | $75,000 | $204,000 |
| Not applicable | 8 | $1,610,000 | $201,000 | $315,000 | $0 | $0 |
| White | 3 | $1,005,000 | $335,000 | $625,000 | $120,000 | $175,000 |
| Black or African American | 2 | $390,000 | $195,000 | $225,000 | $81,000 | $111,000 |
| Not Provided | 1 | $115,000 | $115,000 | $115,000 | $76,000 | $76,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 36 | $7,080,000 | $196,000 | $465,000 | $75,000 | $204,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 31 | $4,465,000 | $144,000 | $385,000 | $77,000 | $185,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $2,200,000 | $220,000 | $375,000 | $69,000 | $91,000 |
| VA-guaranteed (Veterans Administration) | 8 | $2,380,000 | $297,000 | $625,000 | $100,000 | $175,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 52 | $9,770,000 | $187,000 | $625,000 | $77,000 | $204,000 |
| Application Denied By Financial Institution | 10 | $2,410,000 | $241,000 | $385,000 | $92,000 | $164,000 |
| Application Withdrawn By Applicant | 9 | $1,435,000 | $159,000 | $305,000 | $77,000 | $145,000 |
| Loan Purchased By The Institution | 7 | $1,445,000 | $206,000 | $315,000 | $0 | $0 |
| File Closed For Incompleteness | 4 | $720,000 | $180,000 | $255,000 | $80,000 | $111,000 |
| Application Approved But Not Accepted | 3 | $345,000 | $115,000 | $155,000 | $26,000 | $32,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 75 | $13,715,000 | $182,000 | $625,000 | $75,000 | $204,000 |
| Collateral | 4 | $810,000 | $202,000 | $305,000 | $70,000 | $109,000 |
| Debt-To-Income Ratio | 3 | $665,000 | $221,000 | $325,000 | $123,000 | $164,000 |
| Credit History | 2 | $550,000 | $275,000 | $315,000 | $84,000 | $91,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $385,000 | $385,000 | $385,000 | $107,000 | $107,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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