In 2009, lenders reported 8,731 mortgage applications in Napa County, CA totaling $3.1 billion, up 28% from 2008. The average application was for $353,000, and applicants reported an average income of $138,000. 46% of applications resulted in an originated loan and 15% were denied. The most active lender was Bank of America, N.A., with 1,440 applications, followed by Wells Fargo Bank, NA and Citibank, N.A..
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,731 |
| Total Mortgage Loan Application Amount | $3,085,867,000 |
| Average Mortgage Loan Application Amount | $353,000 |
| Highest Mortgage Loan Application Amount | $14,162,000 |
| Average Applicant Income | $138,000 |
| Highest Applicant Income | $9,999,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Bank of America, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,471,631,047,000 | 1,440 | $ 518,982,000 |
| Wells Fargo Bank, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 538,958,000,000 | 1,433 | $ 482,679,000 |
| Citibank, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,227,040,000,000 | 532 | $ 210,880,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,746,242,000,000 | 358 | $ 123,572,000 |
| Countrywide Bank FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 117,978,966,000 | 291 | $ 99,799,000 |
| Citimortgage, Inc 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 289 | $ 97,640,000 |
| Wachovia Mortgage FSB TONYA YOUNG 100 N MAIN ST MAC D4001-063 WINSTON-SALEM, NC 27101 |
* | $ 69,166,325,000 | 240 | $ 81,371,000 |
| Ally Bank F/K/A/ Gmac Bank 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 32,882,574,000 | 239 | $ 79,968,000 |
| Provident Funding Associates 1235 NORTH DUTTON AVE STE E SANTA ROSA, CA 95401 |
* | $ 10,000,000 | 235 | $ 71,531,000 |
| Wells Fargo Funding, Inc 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 229 | $ 66,730,000 |
| Prospect Mortgage, LLC 15301 VENTURA BLVD. SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 198 | $ 61,092,000 |
| Rpm Mortgage Inc. 3236 STONE VALLEY ROAD W ALAMO, CA 94507 |
* | $ 62,000,000 | 184 | $ 62,268,000 |
| Flagstar Bank 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,157,838,000 | 155 | $ 52,408,000 |
| Gmac Mortgage LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 138 | $ 46,301,000 |
| Sierra Pacific Mortgage Co. Inc 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ 10,000,000 | 131 | $ 38,522,000 |
| US Bank, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 261,775,591,000 | 128 | $ 42,967,000 |
| Stearns Lending, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 111 | $ 40,599,000 |
| Fremont Bank 39150 FREMONT BLVD FREMONT, CA 94538 |
* | $ 2,144,548,000 | 89 | $ 22,957,000 |
| Bank of the West 1977 SATURN STREET MS SC-MPK-03-N MONTEREY PARK, CA 91755 |
* | $ 66,890,239,000 | 69 | $ 21,639,000 |
| Charles Schwab Bank 211 MAIN STREET SAN FRANCISCO, CA 94105 |
* | $ 25,365,108,000 | 63 | $ 28,802,000 |
| Onewest Bank, FSB 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 36,000,000,000 | 63 | $ 37,017,000 |
| Metlife Bank, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 10,273,647,000 | 61 | $ 23,955,000 |
| Standard Pacific Mortgage 15360 BARRANCA PKWY IRVINE, CA 92618 |
* | $ 10,000,000 | 60 | $ 27,409,000 |
| Reunion Mortgage, Inc 860 HILLVIEW COURT #300 MILPITAS, CA 95035 |
* | $ 10,000,000 | 54 | $ 17,213,000 |
| PNC Bank N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 140,777,455,000 | 53 | $ 24,720,000 |
| First California Mortgage Co., Inc. 1400 N MCDOWELL BLVD, SUITE 300 PETALUMA, CA 94954 |
* | $ 10,000,000 | 52 | $ 17,479,000 |
| Merrill Lynch Bank & Trust FSB 30930 RUSSELL RANCH RD MS CA6-916-02-07 WESTLAKE VILLAGE, CA 91362 |
* | $ 37,986,413,000 | 51 | $ 50,607,000 |
| PHH Mortgage Corporation WEST PALM BEACH, FL 33409 |
* | $ 31,000,000 | 50 | $ 24,388,000 |
| Umpqua Bank ONE SW COLUMBIA STREET, SUITE 1050 PORTLAND, OR 97258 |
* | $ 8,599,058,000 | 48 | $ 25,158,000 |
| Redwood Credit Union P O BOX 6104 SANTA ROSA, CA 95406 |
* | $ 1,761,526,000 | 47 | $ 12,583,000 |
| Parkside Lending, LLC 1130 HOWARD ST. SAN FRANCISCO, CA 94103 |
* | $ 9,102,000 | 46 | $ 20,916,000 |
| Bay Equity LLC DETROIT, MI 48226 |
* | $ 12,210,000 | 44 | $ 13,676,000 |
| Plaza Home Mortgage, Inc 5090 SHOREHAM PLACE, SUITE #206 SAN DIEGO, CA 92122 |
* | $ 10,000,000 | 44 | $ 14,003,000 |
| CMG Mortgage Inc 3160 CROW CANYON ROAD, SUITE 400 SAN RAMON, IL 94583 |
* | $ 100,000,000 | 44 | $ 13,405,000 |
| Credit Human Federal Credit Un 6061 IH 10 WEST SAN ANTONIO, TX 78215 |
* | $ 2,677,931,000 | 39 | $ 3,025,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 32,584,979,000 | 39 | $ 10,926,000 |
| First Residential Mortgage 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 38 | $ 14,337,000 |
| Amerisave Mortgage Company 1200 ALTMORE AVENUE BUILDING 2 SUITE 300 SANDY SPRINGS, GA 30342 |
* | $ 8,994,122,000 | 37 | $ 13,428,000 |
| Travis Credit Union ONE TRAVIS WAY VACAVILLE, CA 95687 |
* | $ 1,585,845,000 | 35 | $ 6,716,000 |
| Suntrust Mortgage, Inc 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 185,098,787,000 | 35 | $ 13,794,000 |
| New York Community Bank 1 JERICHO PLAZA JERICHO, NY 11753 |
* | $ 30,307,736,000 | 34 | $ 11,607,000 |
| Franklin American Mortgage Co 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 32 | $ 9,186,000 |
| Austin Perry Financial Corp 405 W. COLLEGE AVE., SUITE C SANTA ROSA, CA 95401 |
* | $ 40,000,000 | 31 | $ 10,583,000 |
| Provident Savings Bank, F.S.B. 3756 CENTRAL AVENUE RIVERSIDE, CA 92506 |
* | $ 1,551,165,000 | 31 | $ 9,639,000 |
| Amera Mortgage Corporation 1050 CORPORATE OFFICE DR #200 MILFORD, MI 48381 |
* | $ 1,300,000,000 | 29 | $ 9,330,000 |
| Ark-La-Tex Financial Services 5160 TENNYSON PKWY, SUITE 2000W PLANO, TX 75024 |
* | $ 10,000,000 | 29 | $ 9,026,000 |
| Home Loan Center 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 28 | $ 7,768,000 |
| Mason McDuffie Mortgage Corp 2010 CROW CANYON PLACE, SUITE 400 SAN RAMON, CA 94583 |
* | $ 1,300,000 | 26 | $ 8,041,000 |
| Gateway Business Bank 18000 STUDEBAKER ROAD, SUITE 550 CERRITOS, CA 90703 |
* | $ 198,774,000 | 26 | $ 9,333,000 |
| US Bank North Dakota 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 4,858,594,000 | 26 | $ 11,556,000 |
| Patelco Credit Union 5050 HOPYARD ROAD DUBLIN, CA 94568 |
* | $ 4,111,449,000 | 26 | $ 6,011,000 |
| Silverado Credit Union P O BOX 330 ANGWIN, CA 94508 |
* | $ 45,773,000 | 19 | $ 3,905,000 |
| Union Bank, N.A. 8954 RIO SAN DIEGO DRIVE SUITE 500 SAN DIEGO, CA 92108 |
* | $ 69,736,605,000 | 19 | $ 32,574,000 |
| Carnegie Mortgage 2297 STATE HIGHWAY 33 HAMILTON SQUARE, NJ 08690 |
* | $ 193,976,000 | 19 | $ 5,940,000 |
| American Internet Mortgage, Inc. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 19 | $ 7,145,000 |
| Everbank 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 7,047,356,000 | 18 | $ 5,353,000 |
| The Golden 1 Credit Union 8945 CAL CENTER DRIVE SACRAMENTO, CA 95826 |
* | $ 6,942,805,000 | 17 | $ 3,300,000 |
| Merrill Lynch Credit Corp 4500 PARK GRANADA CA7-910-01-24 CALABASAS, CA 91302 |
* | $ 2,223,299,000 | 16 | $ 9,712,000 |
| Rmr Financial, LLC 16780 LARK AVENUE LOS GATOS, CA 95032 |
* | $ 10,000,000 | 16 | $ 7,558,000 |
| Land/Home Financial Services 1355 WILLOW WAY, SUITE 250 CONCORD, CA 94520 |
* | $ 10,000,000 | 16 | $ 5,491,000 |
| Taylor, Bean & Whitaker 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 15 | $ 5,748,000 |
| Mountain West Financial Inc. 1209 NEVADA STREET SUITE 200 REDLANDS, CA 92374 |
* | $ 10,000,000 | 14 | $ 3,353,000 |
| BBVA USA 15 SOUTH 20TH STREET BIRMINGHAM, AL 35233 |
* | $ 62,251,283,000 | 14 | $ 4,605,000 |
| Colorado Federal Savings Bank 8400 EAST PRENTICE AVE, SUITE 545 GREENWOOD VILLAGE, CO 80111 |
* | $ 77,289,000 | 13 | $ 3,356,000 |
| Freedom Mortgage Corp. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 13 | $ 4,104,000 |
| Nationstar Mortgage 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 12 | $ 3,239,000 |
| 21st Mortgage 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 11 | $ 947,000 |
| Cashcall, Inc. 1 CITY BLVD WEST SUITE 1000 ORANGE, CA 92868 |
* | $ 10,000,000 | 11 | $ 3,212,000 |
| Gateway Bank, FSB 2336 MERCED STREET SAN LEANDRO, CA 94577 |
* | $ 479,176,000 | 11 | $ 2,990,000 |
| 1st Pacific Credit Union 536 SANTA CLARA STREET VALLEJO, CA 94590 |
* | $ 186,420,000 | 11 | $ 5,815,000 |
| Embrace Home Loans, Inc. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 10 | $ 3,365,000 |
| Citicorp Trust Bank, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 21,270,147,000 | 10 | $ 2,394,000 |
| HSBC Bank USA, NA 1 HSBC CENTER - 24TH FLOOR BUFFALO, NY 14203 |
* | $ 181,604,079,000 | 10 | $ 2,729,000 |
| Trust One Mortgage Corporation 108 PACIFICA, SUITE 300 IRVINE, CA 92618 |
* | $ 10,000,000 | 10 | $ 3,386,000 |
| Csw Financial LLC dba Titan Wh 7510 LONGLEY LANE RENO, NV 89502 |
* | $ 15,000,000 | 10 | $ 4,112,000 |
| Guild Mortgage Company 5898 COPLEY DRIVE SAN DIEGO, CA 92111 |
* | $ 31,000,000 | 9 | $ 4,604,000 |
| Jmac Lending Inc 16782 VON KARMAN AVE, SUITE 12 IRVINE, CA 92606 |
* | $ 1,000,000,000 | 9 | $ 2,348,000 |
| First Mortgage Corporation 1131 W. 6TH STREET ONTARIO, CA 91762 |
* | $ 10,000,000 | 9 | $ 2,315,000 |
| Hfc Company LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 15,000,000 | 9 | $ 1,584,000 |
| Nfcu 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 36,351,625,000 | 9 | $ 2,236,000 |
| Ing Bank, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 82,416,721,000 | 9 | $ 5,215,000 |
| Chevron Federal Credit Union 2300 CLAYTON ROAD SUITE 700 CONCORD, CA 94520 |
* | $ 1,253,672,000 | 9 | $ 2,637,000 |
| First Technology Federal Credit Union HILLSBORO, OR 97124 |
* | $ 2,170,723,000 | 9 | $ 2,359,000 |
| Home Savings of America 35 E BROADWAY LITTLE FALLS, MN 56345 |
* | $ 427,899,000 | 8 | $ 2,404,000 |
| Mechanics Bank 1111 CIVIC DR WALNUT CREEK, CA 94596 |
* | $ 2,869,683,000 | 8 | $ 8,700,000 |
| Primary Residential Mortgage 4750 W WILEY POST WAY SUITE 200 SALT LAKE CITY, UT 84116 |
* | $ 10,000,000 | 8 | $ 2,786,000 |
| Direct Mortgage Corp 13894 S BANGERTER PARKWAY SUITE 200 DRAPER, UT 84020 |
* | $ 10,000,000 | 7 | $ 1,720,000 |
| Assurity Financial Services 6025 SOUTH QUEBEC STREET, #260 ENGLEWOOD, CO 80111 |
* | $ 10,000,000 | 7 | $ 2,611,000 |
| Pacific Union Financial, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ 40,000,000 | 7 | $ 2,056,000 |
| Broadview Mortgage Corporation 2200 W ORANGEWOOD AVE SUITE 215 ORANGE, CA 92868 |
* | $ 10,000,000 | 7 | $ 1,880,000 |
| UBS Ag, Tampa Branch 3000 BAYPORT TAMPA, FL 33607 |
* | $ 2,019,127,000 | 7 | $ 1,747,000 |
| Community West Bank, A California Banking Corporation FRESNO, CA 93720 |
* | $ 656,886,000 | 7 | $ 588,000 |
| First Tennessee Bank NA 165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 30,786,926,000 | 7 | $ 1,822,000 |
| Capital One NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 115,142,306,000 | 7 | $ 94,000 |
| Indymac Bank, F.S.B. 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 23,334,333,000 | 7 | $ 2,830,000 |
| Wells Fargo Bank, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 635,476,000,000 | 6 | $ 3,594,000 |
| Pacific National Bank 345 CALIFORNIA ST. SAN FRANCISCO, CA 94104 |
* | $ 1,887,198,000 | 6 | $ 1,653,000 |
| Americahomekey, Inc 3838 OAK LAWN STE 1050 DALLAS, TX 75219 |
* | $ 10,000,000 | 6 | $ 2,287,000 |
| Data Mortgage Inc., dba Essex 1100 W. TOWN & COUNTRY RD. STE. 100 ORANGE, CA 92868 |
* | $ 10,000,000 | 6 | $ 2,239,000 |
| Wilson Resources, Inc 5905 GRANITE LAKE DR #120 GRANITE BAY, CA 95746 |
* | $ 10,000,000 | 6 | $ 2,373,000 |
| Opes Advisors, Inc. 19330 STEVENS CREEK BLVD CUPERTINO, CA 95014 |
* | $ 2,541,000 | 6 | $ 1,755,000 |
| Americash 3080 BRISTOL STREET, SUITE 300 COSTA MESA, CA 92626 |
* | $ 10,000,000 | 6 | $ 1,623,000 |
| Sacramento 1st Mortgage, Inc 3626 FAIR OAKS BLVD, SUITE 100 SACRAMENTO, CA 95864 |
* | $ 10,000,000 | 5 | $ 1,328,000 |
| Multi-State Home Lending Inc. 2081 BUSINESS CENTER DRIVE SUITE 190 IRVINE, CA 92612 |
* | $ 10,000,000 | 5 | $ 2,190,000 |
| Affiliated Funding dba Inhouse 5 HUTTON CENTRE DRIVE SUITE 1100 SOUTH COAST METRO, CA 92707 |
* | $ 10,000,000 | 5 | $ 1,331,000 |
| Pmc Bancorp 17800 CASTLETON STREET, SUITE 488 CITY OF INDUSTRY, CA 91748 |
* | $ 10,000,000 | 5 | $ 1,650,000 |
| East West Bank 9300 FLAIR DRIVE, 5TH FLOOR EL MONTE, CA 91731 |
* | $ 12,411,098,000 | 5 | $ 1,332,000 |
| Pentagon Federal Credit Union 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 12,942,945,000 | 5 | $ 2,096,000 |
| State Farm Bank 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 16,669,297,000 | 5 | $ 1,108,000 |
| New American Funding, Llc. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ 10,000,000 | 5 | $ 1,721,000 |
| Provident Credit Union 303 TWIN DOLPHIN DRIVE REDWOOD CITY, CA 94065 |
* | $ 1,703,214,000 | 4 | $ 1,192,000 |
| Blupeak Credit Union 10120 PACIFIC HEIGHTS BLVD, SUITE 100 SAN DIEGO, CA 92121 |
* | $ 840,508,000 | 4 | $ 2,264,000 |
| HSBC Mortgage Corp 2929 WALDEN AVE DEPEW, NY 14043 |
* | $ 92,958,000 | 4 | $ 1,433,000 |
| City National Bank 555 SOUTH FLOWER STREET LOS ANGELES, CA 90071 |
* | $ 16,097,768,000 | 4 | $ 4,327,000 |
| First Northern Bank of Dixon 195 NORTH FIRST STREET DIXON, CA 95620 |
* | $ 670,796,000 | 4 | $ 1,240,000 |
| Affiliated Mortgage Company 1301 HUDSON LANE MONROE, LA 71201 |
* | $ 212,423,000 | 4 | $ 905,000 |
| Charter Oak Bank 600 TRANCAS ST NAPA, CA 94558 |
* | $ 136,512,000 | 4 | $ 1,028,000 |
| Goodleap, LLC 8781 SIERRA COLLEGE BLVD ROSEVILLE, CA 95661 |
* | $ 10,000,000 | 4 | $ 1,023,000 |
| Reliance First Capital, LLC 201 OLD COUNTRY ROAD SUITE 205 MELVILLE, NY 11747 |
* | $ 100,000,000 | 4 | $ 1,802,000 |
| Golden Empire Mortgage Inc 1200 DISCOVERY DRIVE - THIRD FLOOR BAKESRFIELD, CA 93309 |
* | $ 10,000,000 | 4 | $ 942,000 |
| Alameda Mortgage Corporation 780 SAN RAMON VALLEY BLVD DANVILLE, CA 94526 |
* | $ 10,000,000 | 4 | $ 1,804,000 |
| Vitek Real Estate Industries Group, Inc. 2882 PROSPECT PARK DRIVE, SUITE 100 RANCHO CORDOVA, CA 95670 |
* | $ 10,000,000 | 4 | $ 1,096,000 |
| American Pacific Mortgage Corporation 3000 LAVA RIDGE COURT, SUITE 200 ROSEVILLE, CA 95661 |
* | $ 10,000,000 | 4 | $ 780,000 |
| Pmac Lending Services Inc 15325 FAIRFIELD RANCH ROAD STE 200 CHINO HILLS, CA 91709 |
* | $ 10,000,000 | 3 | $ 1,157,000 |
| Crestline Funding Corp 18851 BARDEEN AVE IRVINE, CA 92612 |
* | $ 10,000,000 | 3 | $ 800,000 |
| Sage Home Loans Corporation 1423 RED VENTURES DRIVE SUITE 201 FORT MILL, SC 29707 |
* | $ 39,000,000 | 3 | $ 782,000 |
| Sre Mortgage Alliance Inc. 2245 CAMPUS DRIVE EL SEGUNDO, CA 90245 |
* | $ 1,000,000 | 3 | $ 1,150,000 |
| Northwest Mortgage Group, Inc 10260 SW GREENBURG ROAD SUITE 900 PORTLAND, OR 97223 |
* | $ 10,000,000 | 3 | $ 1,138,000 |
| Summit Funding.Inc 2135 BUTANO DRIVE SUITE 150 SACRAMENTO, CA 95825 |
* | $ 1,000,000,000 | 3 | $ 860,000 |
| American General Fin.Serv.(De) 601 N.W. SECOND STREET, P.O. BOX 59 EVANSVILLE, IN 47701 |
* | $ 10,000,000 | 3 | $ 14,000 |
| Ctx Mortgage Company, LLC 1603 LBJ FREEWAY FL 6 DALLAS, TX 75234 |
* | $ 31,000,000 | 3 | $ 1,455,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ 10,000,000 | 3 | $ 934,000 |
| Sirva Mortgage, Inc. 6200 OAK TREE BLVD STE 300 SEVEN HILLS, OH 44131 |
* | $ 101,315,000 | 3 | $ 938,000 |
| Courtesy Mortgage Company 2615 CAMINO DEL RIO S. SUITE 200 SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 3 | $ 720,000 |
| Intelliloan, Inc. 4 PARK PLAZA SUITE 800 IRVINE, CA 92614 |
* | $ 10,000,000 | 3 | $ 1,282,000 |
| American Home Equity Corp 2 ADA, SUITE 100 IRVINE, CA 92618 |
* | $ 10,000,000 | 3 | $ 857,000 |
| Avelo Mortgage, L.L.C 250 EAST JOHN CARPENTER FREEWAY IRVING, TX 75062 |
* | $ 10,000,000 | 3 | $ 1,611,000 |
| Nations Direct Mortgage, LLC 2475 VILLAGE VIEW DRIVE SUITE 100 HENDERSON, NV 89074 |
* | $ 11,000,000 | 3 | $ 1,341,000 |
| Hightechlending, Inc 2030 MAIN ST 350 IRVINE, CA 92614 |
* | $ 10,000,000 | 3 | $ 754,000 |
| Netmore America, Inc. 109 EAST MAIN STREET, SUITE 301 WALLA WALLA, WA 99362 |
* | $ 37,000,000 | 3 | $ 1,219,000 |
| Aurora Bank FSB 1271 SIXTH AVENUE, 46TH FLOOR NEW YORK, NY 10020 |
* | $ 6,513,521,000 | 3 | $ 1,160,000 |
| Citifinancial Services, Inc. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 3 | $ 264,000 |
| California Bank & Trust 16041 GOLDENWEST STREET HUNTINGTON BEACH, CA 92647 |
* | $ 10,145,372,000 | 3 | $ 1,012,000 |
| National Bank of Kansas City 10700 NALL AVENUE OVERLAND PARK, KS 66211 |
* | $ 823,318,000 | 3 | $ 1,266,000 |
| First Bank 11901 OLIVE BOULEVARD SAINT LOUIS, MO 63141 |
* | $ 10,737,031,000 | 3 | $ 859,000 |
| The Police Credit Union of California 2550 IRVING STREET SAN BRUNO, CA 94066 |
* | $ 530,746,000 | 3 | $ 787,000 |
| Alliant Credit Union 11545 W TOUHY CHICAGO, IL 60666 |
* | $ 5,947,478,000 | 3 | $ 1,935,000 |
| Star One Credit Union PO BOX 3643 SUNNYVALE, CA 94088 |
* | $ 4,122,609,000 | 3 | $ 1,171,000 |
| San Francisco Fire Credit Union 3201 CALIFORNIA STREET SAN FRANCISCO, CA 94118 |
* | $ 525,131,000 | 3 | $ 1,050,000 |
| Luther Burbank Savings 804 FOURTH STREET SANTA ROSA, CA 95404 |
* | $ 3,172,438,000 | 3 | $ 3,219,000 |
| Guaranty Bank, FSB 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 1,629,217,000 | 3 | $ 1,231,000 |
| Ameriprise Bank, FSB 707 2ND AVENUE SOUTH MINNEAPOLIS, MN 55474 |
* | $ 1,476,384,000 | 2 | $ 501,000 |
| Urban Trust Bank 400 COLONIAL CENTER PARKWAY LAKE MARY, FL 32746 |
* | $ 249,756,000 | 2 | $ 655,000 |
| Financial Freedom Acquisition 1 BANTING IRVINE, CA 92618 |
* | $ 36,000,000,000 | 2 | $ 873,000 |
| Shelter Mortgage Company, LLC 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 12,000,000 | 2 | $ 645,000 |
| Gb Mortgage, LLC 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 29,183,000 | 2 | $ 834,000 |
| Premier America Credit Union 19867 PRAIRIE STREET CHATSWORTH, CA 91311 |
* | $ 1,454,101,000 | 2 | $ 332,000 |
| San Francisco Federal Credit Union 770 GOLDEN GATE AVENUE SAN FRANCISCO, CA 94102 |
* | $ 653,406,000 | 2 | $ 1,155,000 |
| California Credit Union 701 N BRAND BLVD GLENDALE, CA 91203 |
* | $ 1,351,131,000 | 2 | $ 863,000 |
| Technology Credit Union 2010 N FIRST ST, SUITE #200 SAN JOSE, CA 95131 |
* | $ 1,251,147,000 | 2 | $ 351,000 |
| The Northern Trust Company 50 S. LA SALLE, M-20 CHICAGO, IL 60603 |
* | $ 70,433,589,000 | 2 | $ 696,000 |
| Private Mortgage Advisors, LLC 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,000,000 | 2 | $ 964,000 |
| Tri Counties Bank 63 CONSTITUTION DRIVE CHICO, CA 95973 |
* | $ 2,041,951,000 | 2 | $ 525,000 |
| Exchange Bank 444 AVIATION BLVD SANTA ROSA, CA 95401 |
* | $ 1,629,346,000 | 2 | $ 712,000 |
| Equifirst Corporation 13000 S TRYON ST, STE F, PMB 317 CHARLOTTE, NC 28278 |
* | $ 279,777,049,000 | 2 | $ 693,000 |
| Primelending 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 3,930,807,000 | 2 | $ 593,000 |
| Poppy Bank 438 FIRST STREET SANTA ROSA, CA 95401 |
* | $ 712,200,000 | 2 | $ 2,454,000 |
| Midwest Loan Solutions, Inc. 29777 TELEGRAPH RD. SUITE 3580 SOUTHFIELD, MI 48034 |
* | $ 46,200,000 | 2 | $ 391,000 |
| Americanmtgnetwork dba Vertice TONYA YOUNG 100 N MAIN ST MAC D4001-063 WINSTON-SALEM, NC 27101 |
* | $ 473,000,000,000 | 2 | $ 614,000 |
| Circle Bank 1400 GRANT AVENUE NOVATO, CA 94945 |
* | $ 252,681,000 | 2 | $ 1,470,000 |
| Bank of Marin 504 REDWOOD BLVD., SUITE 100 NOVATO, CA 94947 |
* | $ 1,049,536,000 | 2 | $ 72,000 |
| Pro City Mortgage Corporation 2241 DOUGLAS BLVD. STE 100 ROSEVILLE, CA 95661 |
* | $ 1,000,000,000 | 2 | $ 441,000 |
| American Mortgage Partners,Inc 3392 MENDOCINO AVENUE SANTA ROSA, CA 94928 |
* | $ 100,000,000 | 2 | $ 643,000 |
| First Liberty Financial Group 9520 ORMSBY STATION RD SUITE 20 LOUISVILLE, KY 40223 |
* | $ 1,000,000,000 | 2 | $ 765,000 |
| Direct Equity Mortgage 3285 N. FORT APACHE RD. LAS VEGAS, NV 89129 |
* | $ 10,000,000 | 2 | $ 683,000 |
| Paramount Residential Mortgage 1265 CORONA POINTE CT SUITE 301 CORONA, CA 92879 |
* | $ 4,993,000 | 2 | $ 611,000 |
| Lsi Mortgage Plus 6470 E JOHNS CROSSING STE 400 DULUTH, GA 30097 |
* | $ 1,704,000 | 2 | $ 690,000 |
| Just Mortgage 9680 HAVEN AVE. SUIT 200 RANCHO CUCAMONGA, CA 91730 |
* | $ 10,000,000 | 2 | $ 507,000 |
| W. J. Bradley Mortgage Capital 6465 GREENWOOD PLAZA BLVD, SUITE 500 CENTENNIAL, CO 80111 |
* | $ 10,000,000 | 2 | $ 1,193,000 |
| Skyline Financial Corp. 27001 AGOURA ROAD STE. 350 CALABASAS, CA 91301 |
* | $ 10,000,000 | 2 | $ 1,195,000 |
| California Mortgage Advisors 4304 REDWOOD HWY. STE 100 SAN RAFAEL, CA 94903 |
* | $ 500,000 | 2 | $ 997,000 |
| Resource Lenders Inc 7330 N. PALM AVE STE 106 FRESNO, CA 93711 |
* | $ 10,000,000 | 2 | $ 655,000 |
| Greenlight Financial Services 18200 VON KARMAN STE #300 IRVINE, CA 92612 |
* | $ 10,000,000 | 2 | $ 419,000 |
| Simonich Corporation 3130 CROW CANYON PL SUITE 300 SAN RAMON, CA 94583 |
* | $ 7,700,000 | 2 | $ 808,000 |
| Pinnacle Mortgage Group, Inc. 3605 SOUTH TELLER ST LAKEWOOD, CO 80235 |
* | $ 10,000,000 | 2 | $ 561,000 |
| American Mortgage Specialists 16100 N GREENWAY HAYDEN LOOP STE 108 SCOTTSDALE, AZ 85260 |
* | $ 38,791,000 | 2 | $ 402,000 |
| Meridias Capital Incorporated P.O. BOX 241429 CHARLOTTE, NC 28273 |
* | $ 10,000,000 | 1 | $ 720,000 |
| Southern Fidelity Mortgage, LLC 9075 W DIABLO DRIVE SUITE 130 LAS VEGAS, NV 89148 |
* | $ 10,000,000 | 1 | $ 480,000 |
| Shea Mortgage Inc 1295 W. WASHINGTON STREET, SUITE 215 TEMPE, AZ 85281 |
* | $ 10,000,000 | 1 | $ 500,000 |
| Rmc Vanguard 7670 WOODWAY, SUITE 162 HOUSTON, TX 77063 |
* | $ 20,000,000 | 1 | $ 342,000 |
| Security Atlantic Wholesale 499 THORNALL ST, SUITE 220 EDISON, NJ 08837 |
* | $ 10,000,000 | 1 | $ 147,000 |
| Platinum Home Mortgage Corporation 2200 HICKS RD, STE 101 SPRINGFIELD, IL 60008 |
* | $ 10,000,000 | 1 | $ 171,000 |
| Franklin Loan Center 44800 VILLAGE COURT PALM DESERT, CA 92260 |
* | $ 10,000,000 | 1 | $ 592,000 |
| Eagle Home Mortgage, LLC 301 116TH AVENUE SE #400 BELLEVUE, WA 98004 |
* | $ 10,000,000 | 1 | $ 239,000 |
| Ifreedom Direct Corporation 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 611,000 |
| Mortgage Capital Associates, Inc. 11150 W OYMPIC BLVD. STE. 1160 LOS ANGELES, CA 90064 |
* | $ 10,000,000 | 1 | $ 290,000 |
| Mega Capital Funding, Inc. 5000 N PARKWAY CALABASAS SUITE 100, CA 91302 |
* | $ 10,000,000 | 1 | $ 130,000 |
| New Day Financial, Llc. 360 SOUTH ROSEMARY AVENUE SUITE 1900 WEST PALM BEACH, FL 33401 |
* | $ 4,088,336,000 | 1 | $ 172,000 |
| Premium Capital Funding LLC 125 JERICHO TPKE JERICHO, NY 11753 |
* | $ 10,000,000 | 1 | $ 349,000 |
| Golden Equity Mortgage Corp 7670 OPPORTUNITY ROAD, SUITE 165 SAN DIEGO, CA 92111 |
* | $ 297,000 | 1 | $ 104,000 |
| Roundpoint Mortgage Company 5032 PARKWAY PLAZA BLVD, STE 200 CHARLOTTE, NC 28278 |
* | $ 10,000,000 | 1 | $ 720,000 |
| American Interbanc Mortgage, Llc. 4 PARK PLAZA #650 IRVINE, CA 92614 |
* | $ 6,512,000 | 1 | $ 385,000 |
| International City Mortgage, Inc. 333 S ANITA DR, STE 300 ORANGE, CA 92868 |
* | $ 2,589,000 | 1 | $ 165,000 |
| Sierra Pacific Home Loans, Inc 1477 E. SHAW AVENUE SUITE 100 FRESNO, CA 93710 |
* | $ 10,000,000 | 1 | $ 275,000 |
| Sound Mortgage,Inc. 500 SOUTH 336TH STREET, SUITE 201 FEDERAL WAY, WA 98003 |
* | $ 10,000,000 | 1 | $ 288,000 |
| Jayco Capital Group 18831 VON KARMAN AVENUE STE 100 IRVINE, CA 92612 |
* | $ 10,000,000 | 1 | $ 464,000 |
| Guaranteed Rate, Inc. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ 10,000,000 | 1 | $ 213,000 |
| Newrez LLC FORT WASHINGTON, PA 19034 |
* | $ 10,000,000 | 1 | $ 310,000 |
| Everett Financial Inc. 14801 QUORUM DR SUITE 300 DALLAS, TX 75254 |
* | $ 3,642,000 | 1 | $ 417,000 |
| Republic Mortgage Home Loans 5241 SOUTH STATE STREET, SUITE #2 MURRAY, UT 84107 |
* | $ 10,000,000 | 1 | $ 251,000 |
| Imortgage.Com, Inc. 4800 N. SCOTTSDALE ROAD, SUITE 3800 SCOTTSDALE, AZ 85251 |
* | $ 10,000,000 | 1 | $ 417,000 |
| Residential Finance Corp. 401 N. FRONT STREET, SUITE 300 COLUMBUS, OH 43215 |
* | $ 17,533,484,000 | 1 | $ 591,000 |
| Flagship Mortgage Corporation 100 OLD WILSON BRIDGE RD WORTHINGTON, OH 43085 |
* | $ 10,000,000 | 1 | $ 687,000 |
| Coast 2 Coast Funding Group, Inc 1 ORCHARD ROAD, SUITE 235 LAKER FOREST, CA 92630 |
* | $ 750,000 | 1 | $ 559,000 |
| Village Capital & Investment 2460 PASEO VERDE PKWY SUITE 100 HENDERSON, NV 89074 |
* | $ 11,000,000 | 1 | $ 687,000 |
| Continental Home Loans Inc. 175 PINELAWN ROAD, SUITE 303 MELVILLE, NY 11747 |
* | $ 14,386,000 | 1 | $ 179,000 |
| Megastar Financial 1080 CHEROKEE ST DENVER, CO 80204 |
* | $ 10,000,000 | 1 | $ 390,000 |
| Integrity First Financial Group, Inc. 6333 GREENWICH DRIVE SUITE 280 SAN DIEGO, CA 92122 |
* | $ 10,000,000 | 1 | $ 472,000 |
| Ditech Mortgage Corp 1100 VIRGINIA DRIVE, SUITE 100 FT. WASHINGTON, PA 19034 |
* | $ 5,720,000 | 1 | $ 333,000 |
| Fidelity Bank 100 E ENGLISH WICHITA, KS 67202 |
* | $ 1,853,520,000 | 1 | $ 82,000 |
| Colonial Savings, F. A. P. O. BOX 2988 FORT WORTH, TX 76113 |
* | $ 941,902,000 | 1 | $ 283,000 |
| Westamerica Mortgage Company P.O. BOX 1250 SUISUN CITY, CA 94585 |
* | $ 4,517,718,000 | 1 | $ 750,000 |
| Napa Community Bank 700 TRANCAS STREET NAPA, CA 94558 |
* | $ 149,093,000 | 1 | $ 650,000 |
| Db Private Weath Mortgage Ltd. 345 PARK AVENUE, 14TH FL NEW YORK, NY 10154 |
* | $ 35,425,000,000 | 1 | $ 3,000,000 |
| First Star Bank, S.S.B. 109 S COMMERCE / PO BOX 7 BREMOND, TX 76629 |
* | $ 171,486,000 | 1 | $ 293,000 |
| Wemple State Bank PO BOX 105 WAVERLY, IL 62692 |
* | $ 56,473,000 | 1 | $ 94,000 |
| Discover Bank 502 EAST MARKET STREET GREENWOOD, DE 19950 |
* | $ 36,276,270,000 | 1 | $ 20,000 |
| Citizens Commerce Bank 160 BOVET ROAD, SUITE #400 VERSAILLES, KY 94402 |
* | $ 1,421,229,000 | 1 | $ 368,000 |
| Sterling Savings Bank 111 N WALL ST SPOKANE, WA 99201 |
* | $ 12,264,416,000 | 1 | $ 215,000 |
| Summit State Bank 500 BICENTENNIAL WAY SANTA ROSA, CA 95403 |
* | $ 364,580,000 | 1 | $ 5,970,000 |
| Western Paradise Financial 94-799 LUMIAINA ST. STE. A1 WAIPAHU, HI 96797 |
* | $ 2,223,299,000 | 1 | $ 567,000 |
| Rabobank, N.A. 915 HIGHLAND POINTE DR., STE 350 ROSEVILLE, CA 95678 |
* | $ 8,681,774,000 | 1 | $ 873,000 |
| Regions Bank 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 142,084,005,000 | 1 | $ 473,000 |
| North Valley Bank 836 E. CYPRESS AVE REDDING, CA 96002 |
* | $ 878,459,000 | 1 | $ 180,000 |
| Arvest Mortgage Company 931 W MONROE LOWELL, AR 72745 |
* | $ 10,210,879,000 | 1 | $ 300,000 |
| Beneficial Company LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 4,017,643,000 | 1 | $ 52,000 |
| Zions First National Bank ONE S MAIN ST 11TH FL SALT LAKE CITY, UT 84133 |
* | $ 20,778,268,000 | 1 | $ 250,000 |
| Frost National Bank 100 W. HOUSTON T-5 SAN ANTONIO, TX 78205 |
* | $ 15,112,135,000 | 1 | $ 2,320,000 |
| Northern Trust, NA 700 BRICKELL AVE MIAMI, FL 33131 |
* | $ 11,740,400,000 | 1 | $ 633,000 |
| Schools Financial Credit Union 1485 RESPONSE ROAD SACRAMENTO, CA 95815 |
* | $ 1,185,798,000 | 1 | $ 219,000 |
| Pacific Service Credit Union 3000 CLAYTON ROAD CONCORD, CA 94520 |
* | $ 1,040,706,000 | 1 | $ 221,000 |
| Orange County's FCU 1701 E. ST. ANDREW PLACE SANTA ANA, CA 92705 |
* | $ 893,439,000 | 1 | $ 150,000 |
| True Sky Federal Credit Union P.O. BOX 26406 OKLAHOMA CITY, OK 73126 |
* | $ 350,262,000 | 1 | $ 300,000 |
| 1st United Credit Union 5901 GIIBRALTAR DRIVE NORTH PLEASANTON, CA 94588 |
* | $ 685,565,000 | 1 | $ 1,000,000 |
| Keypoint Credit Union 2805 BOWERS AVENUE SANTA CLARA, CA 95051 |
* | $ 837,334,000 | 1 | $ 227,000 |
| Fed Ex Employees Credit Association 2731 NONCONNAH BLVD MEMPHIS, TN 38132 |
* | $ 296,649,000 | 1 | $ 170,000 |
| Digital Federal Credit Union 220 DONALD LYNCH BOULEVARD MARLBOROUGH, MA 01752 |
* | $ 4,494,575,000 | 1 | $ 250,000 |
| American Airlines Federal Cred 4151 AMON CARTER BLVD FORT WORTH, TX 76155 |
* | $ 5,317,250,000 | 1 | $ 190,000 |
| Operating Engineers Federal Credit Union 250 N CANYONS PARKWAY LIVERMORE, CA 94551 |
* | $ 831,675,000 | 1 | $ 78,000 |
| Safe Credit Union 2295 IRON POINT RD SUITE 100 FOLSOM, CA 95630 |
* | $ 1,341,774,000 | 1 | $ 71,000 |
| American First Credit Union 6 POINTE DRIVE, STE 400 BREA, CA 92821 |
* | $ 665,782,000 | 1 | $ 126,000 |
| Meriwest Mortgage Company 5615 CHESBRO AVE SUITE 110 SAN JOSE, CA 95123 |
* | $ 912,428,000 | 1 | $ 155,000 |
| One Reverse Mortgage, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 1 | $ 172,000 |
| Mountain View Mortgage Company 6585 HIGH ST LAS VEGAS, NV 89113 |
* | $ 10,000,000 | 1 | $ 480,000 |
| DHI Mortgage Company, Ltd. 10700 PECAN PARK BLVD, SUITE 450 AUSTIN, TX 78750 |
* | $ 10,000,000 | 1 | $ 353,000 |
| World Alliance Financial Corp. 3 HUNTINGTON QUADRANGLE SUITE 201N MELVILLE, NY 11747 |
* | $ 389,397,000 | 1 | $ 284,000 |
| Everhome Mortgage Company 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 3,027,261,000 | 1 | $ 85,000 |
| Morgan Stanley Credit Corp 75 N. FAIRWAY DR. VERNON HILLS, IL 60061 |
* | $ 36,000,000 | 1 | $ 111,000 |
| Valley Strong Credit Union 11500 BOLTHOUSE DRIVE BAKERSFIELD, CA 93311 |
* | $ 1,703,796,000 | 1 | $ 330,000 |
| Kinecta Federal Credit Union 1440 ROSECRANS AVE MANHATTAN BEACH, CA 90266 |
* | $ 4,150,560,000 | 1 | $ 696,000 |
| Inova Federal Credit Union 358 S ELKHART AVENUE ELKHART, IN 46516 |
* | $ 253,926,000 | 1 | $ 410,000 |
| Sunward 3707 JUAN TABO NE ALBUQUERQUE, NM 87109 |
* | $ 1,200,308,000 | 1 | $ 480,000 |
| Contra Costa FCU 1111 PINE STREET MARTINEZ, CA 94553 |
* | $ 512,864,000 | 1 | $ 320,000 |
| Paradise Valley Federal Credit Union 2700 E 4TH ST NATIONAL CITY, CA 91950 |
* | $ 60,990,000 | 1 | $ 530,000 |
| Sea West Coast Gurad FCU P.O.BOX 4949 OAKLAND, CA 94605 |
* | $ 302,991,000 | 1 | $ 167,000 |
| Stanford Federal Credit Union 1860 EMBARCADERO ROAD PALO ALTO, CA 94303 |
* | $ 1,015,724,000 | 1 | $ 217,000 |
| Unify Financial Federal Credit Union 1899 WESTERN WAY ALLEN, TX 75013 |
* | $ 1,529,917,000 | 1 | $ 330,000 |
| Inter Savings Bank, FSB 13601 80TH CIRCLE N MAPLE GROVE, MN 55369 |
* | $ 843,853,000 | 1 | $ 676,000 |
| Midfirst Bank 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 14,649,039,000 | 1 | $ 1,000 |
The tables below break down 2009 mortgage applications in Napa County, CA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,022 | $2,187,422,000 | $363,000 | $10,000,000 | $141,000 | $9,999,000 |
| Home Purchase | 2,465 | $842,887,000 | $341,000 | $14,162,000 | $132,000 | $3,695,000 |
| Home Improvement | 244 | $55,558,000 | $227,000 | $4,000,000 | $129,000 | $3,037,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,092 | $1,753,099,000 | $344,000 | $10,000,000 | $146,000 | $9,999,000 |
| Not Provided | 1,182 | $471,120,000 | $398,000 | $4,000,000 | $162,000 | $3,037,000 |
| Not applicable | 1,150 | $455,223,000 | $395,000 | $14,162,000 | $127,000 | $6,779,000 |
| Hispanic | 753 | $214,486,000 | $284,000 | $5,000,000 | $85,000 | $2,496,000 |
| Asian | 376 | $131,751,000 | $350,000 | $2,990,000 | $122,000 | $1,980,000 |
| Native Hawaiian or Other Pacific Islander | 83 | $31,406,000 | $378,000 | $772,000 | $98,000 | $349,000 |
| Black or African American | 68 | $21,842,000 | $321,000 | $880,000 | $127,000 | $540,000 |
| American Indian or Alaskan Native | 27 | $6,940,000 | $257,000 | $462,000 | $80,000 | $203,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,227 | $2,560,314,000 | $354,000 | $14,162,000 | $151,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 1,436 | $500,617,000 | $348,000 | $743,000 | $78,000 | $677,000 |
| VA-guaranteed (Veterans Administration) | 66 | $23,867,000 | $361,000 | $651,000 | $90,000 | $204,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $1,069,000 | $534,000 | $873,000 | $22,000 | $45,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,008 | $1,368,650,000 | $341,000 | $14,162,000 | $142,000 | $5,892,000 |
| Loan Purchased By The Institution | 1,982 | $694,214,000 | $350,000 | $6,250,000 | $124,000 | $6,779,000 |
| Application Denied By Financial Institution | 1,335 | $489,080,000 | $366,000 | $2,870,000 | $135,000 | $3,931,000 |
| Application Withdrawn By Applicant | 738 | $287,840,000 | $390,000 | $7,818,000 | $167,000 | $9,999,000 |
| Application Approved But Not Accepted | 425 | $160,091,000 | $376,000 | $10,000,000 | $143,000 | $1,878,000 |
| File Closed For Incompleteness | 236 | $84,081,000 | $356,000 | $2,990,000 | $122,000 | $2,504,000 |
| Preapproval Denied by Financial Institution | 7 | $1,911,000 | $273,000 | $398,000 | $58,000 | $84,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 398 | $160,277,000 | $402,000 | $2,650,000 | $171,000 | $3,931,000 |
| Debt-To-Income Ratio | 335 | $126,629,000 | $377,000 | $2,870,000 | $88,000 | $1,612,000 |
| Other | 147 | $52,187,000 | $355,000 | $2,000,000 | $133,000 | $925,000 |
| Credit Application Incomplete | 97 | $34,986,000 | $360,000 | $2,835,000 | $167,000 | $1,999,000 |
| Credit History | 88 | $27,867,000 | $316,000 | $1,797,000 | $115,000 | $2,200,000 |
| Unverifiable Information | 48 | $16,196,000 | $337,000 | $730,000 | $121,000 | $385,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $5,508,000 | $344,000 | $569,000 | $155,000 | $513,000 |
| Mortgage Insurance Denied | 7 | $2,671,000 | $381,000 | $490,000 | $92,000 | $139,000 |
| Employment History | 7 | $2,155,000 | $307,000 | $520,000 | $65,000 | $168,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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