Oxford County, ME Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 2,595 mortgage applications in Oxford County, ME totaling $402.8 million, up 7% from 2018. The average application was for $155,000, and applicants reported an average income of $102,000. 54% of applications resulted in an originated loan and 17% were denied. The most active lender was Norway Savings Bank, with 278 applications, followed by Bangor Savings Bank and Residential Mortgage Services, Inc..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,595
Total Mortgage Loan Application Amount $402,775,000
Average Mortgage Loan Application Amount $155,000
Highest Mortgage Loan Application Amount $1,365,000
Average Applicant Income $102,000
Highest Applicant Income $2,006,000

Mortgage Company List for Lending in Oxford County, ME for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Norway Savings Bank
261 MAIN STREET, P.O. BOX 347
NORWAY, ME 04268
* $ 1,207,277,000 278 $ 44,080,000
Bangor Savings Bank
19 MAINE AVENUE
BANGOR, ME 04401
* $ 4,410,311,000 129 $ 14,765,000
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ -1,000 126 $ 20,070,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 109 $ 19,215,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 137,976,503,000 106 $ 11,190,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 302,668,929,000 101 $ 11,715,000
Dirigo Federal Credit Union
391 MAIN STREET
LEWISTON, ME 04243
* $ 241,371,000 90 $ 7,730,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 62 $ 11,240,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 54 $ 8,380,000
The Camden National Bank
2 ELM STREET
CAMDEN, ME 04843
* $ 4,281,999,000 52 $ 9,890,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 52 $ 8,870,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 51 $ 7,515,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 50 $ 7,690,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 47 $ 8,745,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 46 $ 8,080,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 45 $ 6,665,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 45 $ 7,215,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 40 $ 8,010,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 37 $ 6,065,000
Lighthouse Federal Credit Union
100 BORTHWICK AVE
PORTSMOUTH, NH 03801
* $ 1,458,550,000 34 $ 2,680,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 32 $ 5,640,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 31 $ 5,665,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 30 $ 6,090,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 28 $ 5,090,000
Northeast Bank
500 CANAL ST
LEWISTON, ME 04240
* $ 1,193,608,000 26 $ 3,320,000
Cuso Mortgage Corporation
101 WESTERN AVENUE
HAMPDEN, ME 04444
* $ -1,000 24 $ 2,790,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 23 $ 2,655,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ -1,000 22 $ 4,610,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 21 $ 3,605,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 21 $ 1,295,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 20 $ 3,470,000
Northway Bank

CAMDEN, ME 04856
* $ 922,168,000 20 $ 4,060,000
People's United Bank
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 47,601,600,000 19 $ 2,745,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 17 $ 2,655,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ -1,000 17 $ 2,425,000
Androscoggin Bank
30 LISBON STREET
LEWISTON, ME 04243
* $ 1,050,684,000 17 $ 2,875,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 17 $ 1,945,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 15 $ 2,185,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 15 $ 2,305,000
Mechanics Savings Bank
100 MINOT AVENUE
AUBURN, ME 04210
* $ 412,622,000 13 $ 1,775,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 13 $ 2,765,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 13 $ 2,115,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 13 $ 2,225,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 13 $ 1,795,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 12 $ 2,350,000
Auburn Savings Bank, FSB
256 COURT ST. PO BOX 3157
AUBURN, ME 04210
* $ 77,995,000 12 $ 1,810,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 11 $ 2,405,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 10 $ 1,590,000
Maine Family Federal Credit Union
555 SABATTUS STREET
LEWISTON, ME 04240
* $ 164,046,000 10 $ 1,200,000
Atlantic Federal Credit Union
PO BOX 188
BRUNSWICK, ME 04011
* $ 387,828,000 10 $ 1,150,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 9 $ 1,285,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 9 $ 1,275,000
Salem Five Mortgage Company LLC
210 ESSEX STREET
SALEM, MA 01970
* $ -1,000 8 $ 2,070,000
Evergreen Credit Union
225 RIVERSIDE STREET
PORTLAND, ME 04103
* $ 292,437,000 8 $ 760,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 8 $ 1,670,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 7 $ 1,515,000
Infinity Federal Credit Union
202 LARRABEE ROAD
WESTBROOK, ME 04092
* $ 345,450,000 7 $ 615,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 7 $ 945,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ -1,000 7 $ 1,405,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 7 $ 2,145,000
Northpoint Mortgage, Inc.
204 TURNPIKE ROAD
STURBRIDGE, MA 01566
* $ -1,000 7 $ 1,325,000
Truchoice FCU
332 CUMMINGS RD
SOUTH PORTLAND, ME 04106
* $ 139,511,000 6 $ 580,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 6 $ 680,000
Passumpsic Bank
25 MR ARTHUR DRIVE
CHESTERFIELD, NH 03466
* $ -1,000 6 $ 760,000
Cumberland County Federal Credit Union
101 GRAY RD
FALMOUTH, ME 04105
* $ 259,987,000 6 $ 540,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 6 $ 1,410,000
Skowhegan Savings Bank
13 ELM ST
SKOWHEGAN, ME 04976
* $ 593,199,000 5 $ 585,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 5 $ 605,000
Peopleschoice Credit Union
23 INDUSTRIAL PARK RD
SACO, ME 04072
* $ 202,927,000 5 $ 695,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 5 $ 955,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 5 $ 605,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 1,348,132,000 5 $ 1,845,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 5 $ 1,255,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 75,169,000,000 5 $ 2,285,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 4 $ 700,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ -1,000 4 $ 890,000
Bank of New Hampshire
62 PLEASANT ST
LACONIA, NH 03246
* $ 1,639,101,000 4 $ 1,500,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 4 $ 530,000
Berkshire Bank

ALBANY, NY 12207
* $ 12,187,936,000 4 $ 430,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 395,677,000 4 $ 950,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 4 $ 610,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 4 $ 960,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 4 $ 520,000
Newburyport Five Cents Savings Bank
63 STATE STREET
NEWBURYPORT, MA 01950
* $ 874,944,000 3 $ 875,000
Optima Bank & Trust Company
2 HARBOUR PLACE
PORTSMOUTH, NH 03801
* $ 531,594,000 3 $ 545,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 3 $ 465,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 3 $ 425,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 3 $ 555,000
University Credit Union
15 MAIN STREET
ORONO, ME 04473
* $ 305,452,000 3 $ 385,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 3 $ 695,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 3 $ 85,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 3 $ 295,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 119,636,147,000 3 $ 435,000
Katahdin Trust Company
11 MAIN STREET / PO BOX 450
PATTEN, ME 04765
* $ 802,900,000 3 $ 205,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 3 $ 635,000
Saco Valley Credit Union
312 MAIN ST
SACO, ME 04072
* $ 118,060,000 3 $ 525,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 3 $ 125,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 77,243,612,000 3 $ 95,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 302,006,000 3 $ 95,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 3 $ 635,000
Sofi Mortgage, LLC
6175 MAIN STREET, SUITE 490
FRISCO, TX 75034
* $ -1,000 3 $ 575,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 3 $ 155,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 3 $ 445,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 3 $ 435,000
Town and Country Federal Credi
557 MAIN STREET P.O. BOX 9420
SOUTH PORTLAND, ME 04116
* $ 385,383,000 3 $ 515,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 2 $ 460,000
Partners Bank of New England
900 MAIN ST
SANFORD, ME 04073
* $ 580,618,000 2 $ 330,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,071,570,000 2 $ 490,000
Radius Financial Group Inc
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ -1,000 2 $ 400,000
Bath Savings Institution
105 FRONT STREET
BATH, ME 04530
* $ 920,917,000 2 $ 400,000
Casco Federal Credit Union
393 OSSIPEE TRAIL
GORHAM, ME 04038
* $ 70,040,000 2 $ 110,000
Integrity Mortgage LLC
2320 CONGRESS ST SUITE D
PORTLAND, ME 04102
* $ -1,000 2 $ 370,000
Citibank, NA

NEW YORK, NY 10012
* $ 826,876,000,000 2 $ 290,000
Ally Bank

CHARLOTTE, NC 28202
* $ 159,291,000,000 2 $ 690,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 2 $ 260,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 390,000
Trademark FCU
44 EDISON DRIVE
AUGUSTA, ME 04330
* $ 87,660,000 2 $ 140,000
Saco & Biddeford Savings Institution
50 INDUSTRIAL PARK ROAD
SACO, ME 04072
* $ 989,050,000 2 $ 270,000
United Bank
225 ASYLUM ST
HARTFORD, CT 06103
* $ 7,347,510,000 2 $ 250,000
Lendus, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ -1,000 2 $ 460,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 240,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 268,405,000 2 $ 380,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 2 $ 600,000
Salem Five Cents Savings Bank
210 ESSEX ST
SALEM, MA 01970
* $ 5,010,771,000 2 $ 150,000
Harvest Bank
75 NORTH MAIN STREET
KIMBALL, MN 55353
* $ 2,101,384,000 2 $ 580,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 2 $ 290,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 180,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 8,530,262,000 2 $ 490,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 2 $ 510,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 2 $ 290,000
First National Bank
P.O. BOX 940
DAMARISCOTTA, ME 04543
* $ 1,915,448,000 2 $ 480,000
Northern Bank & Trust Company
275 MISHAWUM ROAD
WOBURN, MA 01801
* $ 2,162,309,000 1 $ 125,000
Trunorth Bank
248 ANDOVER STREET
PEABODY, MA 01960
* $ 870,506,000 1 $ 355,000
Rockland Trust Company
120 LIBERTY STREET
BROCKTON, MA 02302
* $ 8,850,543,000 1 $ 205,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 135,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 75,000
Bar Harbor Bank & Trust
82 MAIN STREET
BAR HARBOR, ME 04609
* $ 3,604,567,000 1 $ 365,000
Northern Mortgage Services, LLC
3714 28TH ST SW
GRANDVILLE, MI 49418
* $ -1,000 1 $ 165,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 1,327,580,000 1 $ 105,000
Members Mortgage Company Inc
90 MAPLE STREET
STONEHAM, MA 02180
* $ -1,000 1 $ 175,000
Cfbank NA
4960 E DUBLIN GRANVILLE RD SUITE 400
COLUMBUS, OH 43081
* $ 664,284,000 1 $ 325,000
Nbt Bank NA
52 S BROAD ST
NORWICH, NY 13815
* $ 9,492,332,000 1 $ 185,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 1 $ 145,000
Ross Mortgage Company
115 FLANDERS ROAD, SUITE 120
WESTBOROUGH, MA 01581
* $ -1,000 1 $ 435,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 5,133,339,000 1 $ 65,000
Eagle Bank
350 BROADWAY
EVERETT, MA 02149
* $ 447,540,000 1 $ 175,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 165,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 99,205,204,000 1 $ 435,000
Athas Capital Group, Inc.
27001 AGOURA ROAD, STE. 200
CALABASAS, CA 91301
* $ -1,000 1 $ 385,000
Gfa Federal Credit Union
PO BOX 468
GARDNER, MA 01440
* $ 502,519,000 1 $ 155,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 1 $ 105,000
Boston Private Bank & Trust Company
TEN POST OFFICE SQUARE
BOSTON, MA 02109
* $ 8,421,894,000 1 $ 115,000
Rushmore Loan Management Services LLC
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ -1,000 1 $ 135,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,029,298,000 1 $ 275,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ -1,000 1 $ 105,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ -1,000 1 $ 185,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 8,305,036,000 1 $ 105,000
Chou Team Realty, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 1 $ 175,000
Mountainone Bank
93 MAIN STREET
NORTH ADAMS, MA 01247
* $ 889,548,000 1 $ 175,000
Newtown Savings Bank
39 MAIN STREET
NEWTOWN, CT 06470
* $ 1,318,237,000 1 $ 235,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 285,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 1 $ 135,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ 1,701,300,000 1 $ 755,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 1 $ 125,000
Sebasticook Valley FCU
PO BOX 10
PITTSFIELD, ME 04967
* $ 111,629,000 1 $ 575,000
Parkside Lending, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ -1,000 1 $ 125,000
Midcoast
186 LOWER MAIN STREET
FREEPORT, ME 04032
* $ 177,679,000 1 $ 95,000
Priority Funding, LLC
292 MAIN STREET, SUITE G1
NORTHBORO, MA 01532
* $ -1,000 1 $ 25,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 34,104,022,000 1 $ 215,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ -1,000 1 $ 145,000
Granite State Credit Union
1415 ELM STREET
MANCHESTER, NH 03101
* $ 414,148,000 1 $ 55,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 55,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 1 $ 485,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 95,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 1 $ 455,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 3,502,273,000 1 $ 425,000
Malvern Bank N.A.
42 E LANCASTER AVE
PAOLI, PA 19301
* $ 1,127,573,000 1 $ 755,000
Cport Credit Union
PO BOX 777
PORTLAND, ME 04103
* $ 217,766,000 1 $ 135,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 27,614,851,000 1 $ 295,000
BNC National Bank

BISMARCK, ND 58501
* $ 970,161,000 1 $ 245,000
Fall River Five Cents Savings
79 NORTH MAIN ST
FALL RIVER, MA 02720
* $ 961,165,000 1 $ 315,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 1 $ 185,000
Firstrust Savings Bank
1 WALNUT GROVE DRIVE
HORSHAM, PA 19044
* $ 3,458,196,000 1 $ 265,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 1 $ 55,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 1 $ 165,000
Enterprise Bank and Trust Company
222 MERRIMACK STREET
LOWELL, MA 01852
* $ 2,964,358,000 1 $ 165,000
Home State Bank National Association
40 GRANT STREET
CRYSTAL LAKE, IL 60014
* $ 585,157,000 1 $ 55,000
Ancorum Credit Union
765 WASHINGTON STREET
BATH, ME 04530
* $ 244,210,000 1 $ 215,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 240,252,000 1 $ 5,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 155,000
Kennebunk Savings Bank
104 MAIN STREET
KENNEBUNK, ME 04043
* $ 1,249,639,000 1 $ 125,000
Community Credit Union of Lynn
1 ANDREW STREET
LYNN, MA 01902
* $ 146,214,000 1 $ 205,000

The tables below break down 2019 mortgage applications in Oxford County, ME by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Oxford County, ME in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,325 $227,365,000 $171,000 $1,365,000 $111,000 $2,006,000
Refinancing 487 $79,615,000 $163,000 $865,000 $109,000 $879,000
Cash-out Refinancing 417 $67,195,000 $161,000 $855,000 $84,000 $1,115,000
Home Improvement 179 $12,495,000 $69,000 $435,000 $83,000 $445,000
Other Purpose 161 $13,355,000 $82,000 $615,000 $80,000 $529,000
Not Applicable 26 $2,750,000 $105,000 $185,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,003 $304,315,000 $151,000 $1,365,000 $100,000 $2,006,000
Not Provided 287 $48,235,000 $168,000 $545,000 $116,000 $854,000
Not applicable 250 $40,040,000 $160,000 $865,000 $92,000 $458,000
Hispanic 17 $3,245,000 $190,000 $505,000 $112,000 $275,000
American Indian or Alaskan Native 14 $1,960,000 $140,000 $325,000 $56,000 $98,000
Black or African American 11 $2,395,000 $217,000 $665,000 $118,000 $522,000
Asian 10 $2,080,000 $208,000 $345,000 $191,000 $377,000
Native Hawaiian or Other Pacific Islander 1 $175,000 $175,000 $175,000 $108,000 $108,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,783 $277,495,000 $155,000 $1,365,000 $118,000 $2,006,000
FHA-insured (Federal Housing Administration) 410 $60,820,000 $148,000 $325,000 $57,000 $311,000
VA-guaranteed (Veterans Administration) 232 $41,180,000 $177,000 $515,000 $65,000 $292,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 170 $23,280,000 $136,000 $255,000 $45,000 $87,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,398 $229,070,000 $163,000 $1,365,000 $111,000 $2,006,000
Application Denied By Financial Institution 431 $54,895,000 $127,000 $755,000 $70,000 $726,000
Loan Purchased By The Institution 311 $51,745,000 $166,000 $505,000 $130,000 $854,000
Application Withdrawn By Applicant 294 $44,070,000 $149,000 $755,000 $95,000 $1,115,000
File Closed For Incompleteness 106 $16,030,000 $151,000 $515,000 $93,000 $518,000
Application Approved But Not Accepted 55 $6,965,000 $126,000 $385,000 $92,000 $319,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,774 $288,370,000 $162,000 $865,000 $109,000 $1,184,000
Debt-To-Income Ratio 585 $84,885,000 $145,000 $1,365,000 $92,000 $2,006,000
Credit History 90 $9,350,000 $103,000 $365,000 $70,000 $292,000
Collateral 61 $7,335,000 $120,000 $485,000 $89,000 $402,000
Other 31 $5,565,000 $179,000 $755,000 $81,000 $518,000
Credit Application Incomplete 25 $3,735,000 $149,000 $265,000 $73,000 $150,000
Unverifiable Information 16 $2,000,000 $125,000 $385,000 $119,000 $435,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,025,000 $113,000 $185,000 $45,000 $74,000
Employment History 4 $510,000 $127,000 $315,000 $50,000 $72,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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