Penuelas County PR
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Unlock detailed Penuelas County PR mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Puerto Rico.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 583 |
| Total Mortgage Loan Application Amount | $31,483,000 |
| Average Mortgage Loan Application Amount | $54,000 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $33,000 |
| Highest Applicant Income | $265,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| BANCO POPULAR DE PUERTO RICO PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 22,182,000,000 | 117 | $ 2,581,000 |
| WESTERNBAK PUERTO RICO PO BOX 1180 MAYAGUEZ, PR 00681 |
* | $ 11,515,958,000 | 55 | $ 1,287,000 |
| CITIFINANCIAL 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 424,000,000,000 | 49 | $ 2,034,000 |
| DORAL MORTGAGE CORP. PO BOX 71528 SAN JUAN, PR 00936 |
* | $ 10,393,996,000 | 47 | $ 2,602,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 582,123,000,000 | 43 | $ 936,000 |
| POPULAR MORTGAGE, INC. PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 21,491,000,000 | 34 | $ 5,096,000 |
| FIRSTBANK PUERTO RICO PO BOX 9146 SANTURCE, PR 00908 |
* | $ 12,547,128,000 | 24 | $ 1,620,000 |
| HF MORTGAGE BANKERS DORAL FINANCIAL PLAZA 1451 ROOSEVELT AVE S.J., PR 00921 |
* | $ 10,393,996,000 | 24 | $ 1,937,000 |
| R-G PREMIER BANK OF P.R. PO BOX 2510 GUAYNABO, PR 00970 |
* | $ 6,145,152,000 | 21 | $ 1,205,000 |
| DORAL BANK 268 PONCE DE LEON SUITE 910 SAN JUAN, PR 00918 |
* | $ 6,720,029,000 | 20 | $ 2,342,000 |
| BANCO SANTANDER P.O.BOX 362589 SAN JUAN, PR 00936 |
* | $ 7,284,382,000 | 18 | $ 1,138,000 |
| ORIENTAL BANK PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 3,314,724,000 | 17 | $ 840,000 |
| BANCO BILBAO VIZCAYA ARGENTARI 254 MUNOZ RIVERA AVE SAN JUAN, PR 00918 |
* | $ 5,237,310,000 | 16 | $ 996,000 |
| R & G MORTGAGE CORPORATION P O BOX 362394 SAN JUAN, PR 00936 |
* | $ 8,198,880,000 | 16 | $ 1,141,000 |
| SANA MORTGAGE PO BOX 71528 SAN JUAN, PR 00936 |
* | $ 10,393,996,000 | 13 | $ 726,000 |
| SCOTIABANK DE PUERTO RICO 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 1,297,549,000 | 12 | $ 970,000 |
| THE MORTGAGE STORE OF P.R. PO BOX 362394 SAN JUAN, PR 00936 |
* | $ 8,198,880,000 | 12 | $ 632,000 |
| SANTANDER MORTGAGE CORPORATION PO BOX 192199 SAN JUAN, PR 00919 |
* | $ 47,000,000 | 9 | $ 779,000 |
| POPULAR FINANCE, INC. PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 21,491,000,000 | 7 | $ 199,000 |
| AEELA MORTGAGE PO BOX 71502 SAN JUAN, PR 00936 |
* | $ 10,000,000 | 5 | $ 378,000 |
| FIRSTMORTGAGE PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 9,582,507,000 | 4 | $ 470,000 |
| CMFC, INC. 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 455,000,000,000 | 3 | $ 129,000 |
| RF MORTGAGE (TEL 782-8255; FAX 1148 AVE FRANKLIN D. ROOSEVELT SAN JUAN, PR 00920 |
* | $ 10,000,000 | 3 | $ 221,000 |
| NEW YORK MORTGAGE BANKERS AVE.PONCE DE LEON #818 MIRAMAR SAN JUAN, PR 00908 |
* | $ 10,000,000 | 3 | $ 539,000 |
| POPULAR AUTO PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 21,491,000,000 | 2 | $ 27,000 |
| MASTER MORTGAGE CORPORATION 280 DOMENECH AVE. BALDRICH DEV. SAN JUAN, PR 00918 |
* | $ 10,000,000 | 2 | $ 113,000 |
| METRO ISLAND MORTGAGE, INC. VILLA NEVAREZ PROF. CENTER SUITE 201 SAN JUAN, PR 00927 |
* | $ 10,000,000 | 2 | $ 169,000 |
| BENEFICIAL MORTGAGE CORP. 1322 F.D. ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ 10,000,000 | 2 | $ 120,000 |
| CITIFINANCIAL PLUS 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 582,100,000,000 | 1 | $ 30,000 |
| BEEWEE MORTGAGE BANKERS CORPOR 416 PONCE DE LEON UNION PLAZA SAN JUAN, PR 00918 |
* | $ 10,000,000 | 1 | $ 106,000 |
| PAN AMERICAN FINANCIAL CORP. 1505 F.D. ROOSEVELT, SUITE 201 GUAYNABO, PR 00968 |
* | $ 10,000,000 | 1 | $ 120,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2004, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Penuelas County PR in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 240 | $19,353,000 | $80,000 | $2,000,000 | $32,000 | $265,000 |
| Home Improvement | 226 | $3,638,000 | $16,000 | $266,000 | $26,000 | $254,000 |
| Home Purchase | 117 | $8,492,000 | $72,000 | $262,000 | $41,000 | $225,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 461 | $21,767,000 | $47,000 | $311,000 | $37,000 | $265,000 |
| Not applicable | 82 | $8,008,000 | $97,000 | $2,000,000 | $1,000 | $41,000 |
| Not Provided | 38 | $1,370,000 | $36,000 | $262,000 | $27,000 | $103,000 |
| White | 2 | $338,000 | $169,000 | $250,000 | $58,000 | $90,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 566 | $30,198,000 | $53,000 | $2,000,000 | $34,000 | $265,000 |
| FHA-insured (Federal Housing Administration) | 13 | $877,000 | $67,000 | $96,000 | $22,000 | $53,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $286,000 | $143,000 | $154,000 | $59,000 | $60,000 |
| VA-guaranteed (Veterans Administration) | 2 | $122,000 | $61,000 | $66,000 | $24,000 | $32,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 227 | $15,299,000 | $67,000 | $2,000,000 | $37,000 | $225,000 |
| Application Denied By Financial Institution | 207 | $5,816,000 | $28,000 | $300,000 | $30,000 | $254,000 |
| Loan Purchased By The Institution | 83 | $6,314,000 | $76,000 | $311,000 | $6,000 | $170,000 |
| Application Withdrawn By Applicant | 33 | $2,278,000 | $69,000 | $250,000 | $45,000 | $265,000 |
| Application Approved But Not Accepted | 19 | $1,096,000 | $57,000 | $266,000 | $55,000 | $105,000 |
| File Closed For Incompleteness | 14 | $680,000 | $48,000 | $100,000 | $24,000 | $50,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 45 | $1,509,000 | $33,000 | $120,000 | $31,000 | $180,000 |
| Collateral | 19 | $948,000 | $49,000 | $210,000 | $43,000 | $66,000 |
| Other | 16 | $895,000 | $55,000 | $169,000 | $27,000 | $90,000 |
| Debt-To-Income Ratio | 11 | $271,000 | $24,000 | $96,000 | $32,000 | $114,000 |
| Credit Application Incomplete | 9 | $366,000 | $40,000 | $115,000 | $38,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $63,000 | $31,000 | $43,000 | $29,000 | $43,000 |
| Mortgage Insurance Denied | 1 | $79,000 | $79,000 | $79,000 | $31,000 | $31,000 |
| Employment History | 1 | $25,000 | $25,000 | $25,000 | $21,000 | $21,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.