Penuelas Municipio, PR Mortgage Lenders & HMDA Data, 2009
In 2009, lenders reported 463 mortgage applications in Penuelas Municipio, PR totaling $37.3 million, down 1% from 2008. The average application was for $80,000, and applicants reported an average income of $36,000. 36% of applications resulted in an originated loan and 34% were denied. The most active lender was Popular Mortgage, Inc., with 104 applications, followed by Banco Popular De Puerto Rico and R-G Premier Bank of P.R..
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 463 |
| Total Mortgage Loan Application Amount | $37,347,000 |
| Average Mortgage Loan Application Amount | $80,000 |
| Highest Mortgage Loan Application Amount | $510,000 |
| Average Applicant Income | $36,000 |
| Highest Applicant Income | $342,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Popular Mortgage, Inc. PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 25,691,000,000 | 104 | $ 10,303,000 |
| Banco Popular De Puerto Rico PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 25,522,000,000 | 85 | $ 1,112,000 |
| R-G Premier Bank of P.R. PO BOX 2510 GUAYNABO, PR 00970 |
* | $ 7,050,076,000 | 59 | $ 6,584,000 |
| Westernbak Puerto Rico PO BOX 1180 MAYAGUEZ, PR 00681 |
* | $ 15,239,790,000 | 44 | $ 1,327,000 |
| Reliable Financial Services PO BOX 21382, MAC F0302-001 SAN JUAN, PR 00928 |
* | $ 481,996,000 | 25 | $ 2,535,000 |
| Firstbank Puerto Rico PO BOX 9146 SANTURCE, PR 00908 |
* | $ 18,492,607,000 | 21 | $ 2,051,000 |
| Citibank, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,227,040,000,000 | 19 | $ 894,000 |
| Santander Financial Services P.O. BOX 362589 SAN JUAN, PR 00936 |
* | $ 8,082,156,000 | 18 | $ 932,000 |
| Scotiabank De Puerto Rico 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 1,525,092,000 | 12 | $ 1,556,000 |
| Firstmortgage PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 9,582,507,000 | 10 | $ 1,901,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 5,839,415,000 | 10 | $ 1,866,000 |
| Doral Mortgage LLC DORAL FINANCIAL PLAZA, 1451 ROOSEVELT AV SAN JUAN, PR 00921 |
* | $ 11,855,073,000 | 10 | $ 1,153,000 |
| Doral Bank 268 PONCE DE LEON SUITE 910 SAN JUAN, PR 00918 |
* | $ 9,048,489,000 | 9 | $ 682,000 |
| Banco Bilbao Vizcaya Argentari 254 MUNOZ RIVERA AVE SAN JUAN, PR 00918 |
* | $ 6,033,316,000 | 5 | $ 395,000 |
| World Mortgage Bankers 1108 AVE. ROOSEVELT SAN JUAN, PR 00920 |
* | $ 10,000,000 | 4 | $ 575,000 |
| Jr Mortgage Home 2979 EMILIO FAGOT AVE. SUITE 1 PONCE, PR 00716 |
* | $ 1,395,899,000 | 3 | $ 424,000 |
| Banco Santander P.O.BOX 362589 SAN JUAN, PR 00936 |
* | $ 7,724,708,000 | 3 | $ 477,000 |
| Eurobank PO BOX 191009 SAN JUAN, PR 00926 |
* | $ 2,859,489,000 | 3 | $ 292,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ 1,357,964,000 | 2 | $ 523,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ 10,000,000 | 2 | $ 130,000 |
| James B. Nutter & Co. 4153 BROADWAY KANSAS CITY, MO 64111 |
* | $ 31,000,000 | 2 | $ 293,000 |
| Aaa Concordia Mortgage Corp RR-37 BOX 1837 SAN JUAN, PR 00926 |
* | $ 10,000,000 | 2 | $ 182,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ 10,000,000 | 2 | $ 180,000 |
| Advance Mortgage Bankers, Inc. P.O. BOX 50286 TOA BAJA, PR 00950 |
* | $ 15,555,000 | 2 | $ 477,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ 10,000,000 | 1 | $ 80,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ 10,000,000 | 1 | $ 60,000 |
| First Security Mortgage 97 DE DIEGO AVE. SAN JUAN, PR 00929 |
* | $ 10,000,000 | 1 | $ 78,000 |
| Mortgage One Group PO BOX 142213 ARECIBO, PR 00614 |
* | $ 10,000,000 | 1 | $ 91,000 |
| Beewee Mortgage Bankers Corpor PO BOX 16065 SAN JUAN, PR 00908 |
* | $ 10,000,000 | 1 | $ 65,000 |
| Hispania Mortgage AVE. DEGETAU A-14 BONNEVILLE TERRACE CAGUAS, PR 00725 |
* | $ 1,471,000,000 | 1 | $ 80,000 |
| First Equity Mortgage Bankers 9300 S DADELAND BLVD SUITE 500 MIAMI, FL 33156 |
* | $ 10,000,000 | 1 | $ 49,000 |
The tables below break down 2009 mortgage applications in Penuelas Municipio, PR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Penuelas Municipio, PR in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 188 | $20,646,000 | $109,000 | $510,000 | $38,000 | $250,000 |
| Home Improvement | 150 | $3,069,000 | $20,000 | $208,000 | $26,000 | $125,000 |
| Refinancing | 125 | $13,632,000 | $109,000 | $400,000 | $45,000 | $342,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 397 | $32,973,000 | $83,000 | $510,000 | $39,000 | $342,000 |
| Not applicable | 54 | $3,597,000 | $66,000 | $142,000 | $15,000 | $179,000 |
| Not Provided | 7 | $148,000 | $21,000 | $60,000 | $28,000 | $50,000 |
| White | 4 | $212,000 | $53,000 | $138,000 | $35,000 | $51,000 |
| Asian | 1 | $417,000 | $417,000 | $417,000 | $96,000 | $96,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 304 | $20,791,000 | $68,000 | $510,000 | $37,000 | $342,000 |
| FHA-insured (Federal Housing Administration) | 83 | $7,995,000 | $96,000 | $266,000 | $35,000 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 71 | $7,768,000 | $109,000 | $222,000 | $27,000 | $73,000 |
| VA-guaranteed (Veterans Administration) | 5 | $793,000 | $158,000 | $422,000 | $71,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 168 | $14,887,000 | $88,000 | $510,000 | $39,000 | $250,000 |
| Application Denied By Financial Institution | 156 | $9,682,000 | $62,000 | $465,000 | $31,000 | $191,000 |
| Loan Purchased By The Institution | 63 | $4,971,000 | $78,000 | $300,000 | $21,000 | $179,000 |
| Application Withdrawn By Applicant | 47 | $4,114,000 | $87,000 | $391,000 | $43,000 | $192,000 |
| Application Approved But Not Accepted | 15 | $1,496,000 | $99,000 | $392,000 | $55,000 | $144,000 |
| File Closed For Incompleteness | 14 | $2,197,000 | $156,000 | $485,000 | $68,000 | $342,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 28 | $1,179,000 | $42,000 | $255,000 | $31,000 | $121,000 |
| Debt-To-Income Ratio | 16 | $992,000 | $62,000 | $218,000 | $21,000 | $52,000 |
| Collateral | 8 | $482,000 | $60,000 | $104,000 | $28,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $36,000 | $6,000 | $10,000 | $11,000 | $20,000 |
| Other | 3 | $156,000 | $52,000 | $100,000 | $27,000 | $43,000 |
| Employment History | 1 | $10,000 | $10,000 | $10,000 | $23,000 | $23,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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