Perkins County, SD Mortgage Lenders & HMDA Data, 2003
In 2003, lenders reported 77 mortgage applications in Perkins County, SD totaling $3.4 million. The average application was for $43,000, and applicants reported an average income of $55,000. 52% of applications resulted in an originated loan and 18% were denied. The most active lender was Dacotah Bank, with 30 applications, followed by Community First National Bank and Wells Fargo Home Mortgage.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 77 |
| Total Mortgage Loan Application Amount | $3,350,000 |
| Average Mortgage Loan Application Amount | $43,000 |
| Highest Mortgage Loan Application Amount | $105,000 |
| Average Applicant Income | $55,000 |
| Highest Applicant Income | $269,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Dacotah Bank 308 S MAIN STREET, PO BOX 1210 ABERDEEN, SD 57401 |
* | $ 717,205,000 | 30 | $ 1,182,000 |
| Community First National Bank 520 MAIN AVENUE FARGO, ND 58124 |
* | $ 5,783,567,000 | 6 | $ 129,000 |
| Wells Fargo Home Mortgage 1 HOME CAMPUS, X9902-1R DES MOINES, IA 50328 |
* | $ 35,000,000,000 | 6 | $ 304,000 |
| Tcf Mortgage Corporation 801 MARQUETTE AVENUE (002-01-P) MINNEAPOLIS, MN 55402 |
* | $ 3,586,805,000 | 5 | $ 224,000 |
| Wells Fargo Fin'l South Dakota 800 WALNUT ST, 6TH FLOOR, MAC F4031-061 DES MOINES, IA 50309 |
* | $ 18,988,174,000 | 2 | $ 12,000 |
| Pioneer Bank & Trust 125 E COLORADO BLVD STE 1A SPEARFISH, SD 57783 |
* | $ 295,182,000 | 2 | $ 31,000 |
| Greenpoint Credit, LLC 10089 WILLOW CREEK SAN DIEGO, CA 92131 |
* | $ 12,500,000,000 | 2 | $ 78,000 |
| Abn Amro Mtg Group Inc 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 250,000,000 | 2 | $ 135,000 |
| Ameriquest Mortgage Company 1100 TOWN & COUNTRY ROAD ORANGE, CA 92868 |
* | $ 10,000,000 | 2 | $ 201,000 |
| Bank One, NA 45303 VAN DYKE SUITE 9048 UTICA, MI 48317 |
* | $ 53,001,000,000 | 2 | $ 74,000 |
| Chase Manhattan Bank USA, NA 200 WHITE CLAY CENTER DR NEWARK, DE 19711 |
* | $ 32,738,033,000 | 1 | $ 43,000 |
| Chase Manhattan Mortgage Corp 343 THORNALL STREET EDISON, NJ 08837 |
* | $ 622,388,000,000 | 1 | $ 38,000 |
| Decision One Mortgage 6060 J.A. JONES DRIVE CHARLOTTE, NC 28287 |
* | $ 10,000,000 | 1 | $ 93,000 |
| E-Loan, Inc. 6230 STONERIDGE MALL ROAD PLEASANTON, CA 94588 |
* | $ 10,000,000 | 1 | $ 96,000 |
| First Franklin Financial Corp. 2150 NORTH FIRST STREET SAN JOSE, CA 95131 |
* | $ 592,000,000 | 1 | $ 91,000 |
| Gmac Mortgage LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 1 | $ 24,000 |
| Great Western Bank 35 1ST AVE NE WATERTOWN, SD 57201 |
* | $ 595,406,000 | 1 | $ 56,000 |
| Home Federal Bank P.O. BOX 5000 SIOUX FALLS, SD 57117 |
* | $ 803,735,000 | 1 | $ 80,000 |
| Merchants Bank, National Association 102 EAST THIRD STREET WINONA, MN 55987 |
* | $ 414,183,000 | 1 | $ 48,000 |
| Nationstar Mortgage 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 1 | $ 53,000 |
| Nbank, N.A. 1731 NORTH ELM STREET COMMERCE, GA 30529 |
* | $ 335,210,000 | 1 | $ 85,000 |
| Rbmg, Inc 7215 FINANCIAL WAY JACKSONVILLE, FL 32256 |
* | $ 3,000,000,000 | 1 | $ 93,000 |
| Security Mortgage Corporation 100 N. PHILLIPS AVENUE SIOUX FALLS, SD 57104 |
* | $ 30,000,000 | 1 | $ 37,000 |
| Corinthian Mortgage Corp 5750 W 95TH STREET, SUITE 155 OVERLAND PARK, KS 66207 |
* | $ 341,661,000 | 1 | $ 56,000 |
| Vanderbilt Mortgage 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 1 | $ 39,000 |
| Washington Mutual Bank 227 EAST AVENUE ALBION, NY 14411 |
* | $ 236,422,336,000 | 1 | $ 30,000 |
| Wells Fargo Bank, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 183,712,000,000 | 1 | $ 7,000 |
| Wells Fargo Bank South Dakota 4406 PIEDRAS DR W, A SEFCIK, T5600-021 SAN ANTONIO, TX 78228 |
* | $ 9,239,090,000 | 1 | $ 11,000 |
The tables below break down 2003 mortgage applications in Perkins County, SD by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Perkins County, SD in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 39 | $1,696,000 | $43,000 | $105,000 | $48,000 | $165,000 |
| Home Purchase (one-to-four family) | 33 | $1,529,000 | $46,000 | $96,000 | $65,000 | $269,000 |
| Home Improvement (one-to-four family) | 5 | $125,000 | $25,000 | $40,000 | $46,000 | $82,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 63 | $2,755,000 | $43,000 | $105,000 | $63,000 | $269,000 |
| Information not provided by applicant in mail or telephone application | 9 | $369,000 | $41,000 | $93,000 | $38,000 | $80,000 |
| Not applicable | 2 | $86,000 | $43,000 | $48,000 | $16,000 | $33,000 |
| American Indian or Alaskan Native | 2 | $78,000 | $39,000 | $55,000 | $61,000 | $100,000 |
| Hispanic | 1 | $62,000 | $62,000 | $62,000 | $0 | $0 |
| Asian or Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Black | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 72 | $3,152,000 | $43,000 | $105,000 | $58,000 | $269,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $76,000 | $38,000 | $38,000 | $26,000 | $53,000 |
| VA-guaranteed (Veterans Administration) | 2 | $92,000 | $46,000 | $46,000 | $55,000 | $55,000 |
| FHA-insured (Federal Housing Administration) | 1 | $30,000 | $30,000 | $30,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 40 | $1,489,000 | $37,000 | $94,000 | $47,000 | $156,000 |
| Application Denied By Financial Institution | 14 | $600,000 | $42,000 | $96,000 | $66,000 | $269,000 |
| Application Approved But Not Accepted | 8 | $392,000 | $49,000 | $96,000 | $60,000 | $171,000 |
| Application Withdrawn By Applicant | 7 | $403,000 | $57,000 | $105,000 | $58,000 | $165,000 |
| Loan Purchased By The Institution | 6 | $280,000 | $46,000 | $62,000 | $34,000 | $59,000 |
| File Closed For Incompleteness | 2 | $186,000 | $93,000 | $93,000 | $77,000 | $155,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 5 | $245,000 | $49,000 | $91,000 | $40,000 | $63,000 |
| Credit History | 3 | $65,000 | $21,000 | $35,000 | $109,000 | $269,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $54,000 | $54,000 | $54,000 | $48,000 | $48,000 |
| Other | 1 | $96,000 | $96,000 | $96,000 | $89,000 | $89,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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