Ponce, PR Metro Area Mortgage Lenders & HMDA Data, 2010
In 2010, lenders reported 4,577 mortgage applications in Ponce, PR metro area totaling $410.5 million, down 26% from 2009. The average application was for $89,677, and applicants reported an average income of $42,000. 44% of applications resulted in an originated loan and 25% were denied. The most active lender was Popular Mortgage, Inc., with 1,067 applications, followed by Banco Popular De Puerto Rico and Scotiabank De Puerto Rico.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,577 |
| Total Mortgage Loan Application Amount | $410,454,000 |
| Average Mortgage Loan Application Amount | $89,677 |
| Highest Mortgage Loan Application Amount | $700,000 |
| Average Applicant Income | $42,000 |
| Highest Applicant Income | $1,333,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Popular Mortgage, Inc. PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 25,691,000,000 | 1,067 | $ 111,073,000 |
| Banco Popular De Puerto Rico PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 23,271,000,000 | 770 | $ 9,396,000 |
| Scotiabank De Puerto Rico 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 1,775,127,000 | 584 | $ 53,822,000 |
| Doral Mortgage LLC DORAL FINANCIAL PLAZA, 1451 ROOSEVELT AV SAN JUAN, PR 00921 |
* | $ 11,855,073,000 | 331 | $ 39,908,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 6,412,164,000 | 267 | $ 29,773,000 |
| Doral Bank 268 PONCE DE LEON SUITE 910 SAN JUAN, PR 00918 |
* | $ 9,288,322,000 | 220 | $ 25,845,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ 10,000,000 | 189 | $ 18,262,000 |
| Firstbank Puerto Rico PO BOX 9146 SANTURCE, PR 00908 |
* | $ 19,616,388,000 | 182 | $ 21,265,000 |
| Reliable Financial Services PO BOX 21382, MAC F0302-001 SAN JUAN, PR 00928 |
* | $ 481,996,000 | 105 | $ 10,825,000 |
| Santander Financial Services P.O. BOX 362589 SAN JUAN, PR 00936 |
* | $ 8,082,156,000 | 97 | $ 5,824,000 |
| Banco Santander P.O.BOX 362589 SAN JUAN, PR 00936 |
* | $ 6,591,027,000 | 96 | $ 10,923,000 |
| Finance of America Reverse LLC 8023 EAST 63RD PLACE, SUITE 700 TULSA, OK 74133 |
* | $ 3,125,000 | 86 | $ 8,003,000 |
| First Equity Mortgage Bankers 9300 S DADELAND BLVD SUITE 500 MIAMI, FL 33156 |
* | $ 10,000,000 | 80 | $ 10,445,000 |
| Firstmortgage PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 9,582,507,000 | 76 | $ 8,020,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ 789,772,000 | 64 | $ 6,157,000 |
| Jr Mortgage Home 2979 EMILIO FAGOT AVE. SUITE 1 PONCE, PR 00716 |
* | $ 1,395,899,000 | 56 | $ 7,687,000 |
| Banco Bilbao Vizcaya Argentari 254 MUNOZ RIVERA AVE SAN JUAN, PR 00918 |
* | $ 5,519,043,000 | 49 | $ 6,637,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ 10,000,000 | 35 | $ 3,931,000 |
| Advance Mortgage Bankers, Inc. P.O. BOX 50286 TOA BAJA, PR 00950 |
* | $ 15,555,000 | 33 | $ 2,827,000 |
| Coop A/C Padre Mac Donald P O BOX 7022 PONCE, PR 00728 |
* | $ 49,286,000 | 24 | $ 1,422,000 |
| Coop Agustin Burgos CARR 149 KM 58.0 POBLADO TIERRA SANTA VILLALBA, PR 00766 |
* | $ 42,226,000 | 17 | $ 1,639,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ 1,422,795,000 | 15 | $ 1,900,000 |
| Aeela Mortgage PO BOX 71502 SAN JUAN, PR 00936 |
* | $ 1,000,000,000 | 14 | $ 1,201,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ 525,000 | 14 | $ 1,340,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ 10,000,000 | 12 | $ 1,157,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ 10,000,000 | 10 | $ 857,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ 10,000,000 | 10 | $ 1,193,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ 10,000,000 | 9 | $ 1,145,000 |
| Cooperativa A/C Caribe Coop. P.O. BOX 560547 GUAYANILLA, PR 00656 |
* | $ 100,068,000 | 9 | $ 829,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ 10,000,000 | 7 | $ 775,000 |
| Aaa Concordia Mortgage Corp RR-37 BOX 1837 SAN JUAN, PR 00926 |
* | $ 10,000,000 | 7 | $ 712,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ 10,000,000 | 5 | $ 599,000 |
| Express Solution Mortgage Corp 1606 PONCE DE LEON AVE. SUITE L-06 SAN JUAN, PR 00909 |
* | $ 15,000,000 | 4 | $ 426,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ 10,000,000 | 4 | $ 810,000 |
| Cooperativa De A/C De Adjuntas 8 PRIMO DELGADO ST ADJUNTAS,PR 00601 00601, PR 00601 |
* | $ 10,000,000 | 3 | $ 615,000 |
| Coopa/C Asoc De Maestros De Pr P.O. BOX 192770 SAN JUAN, PR 00919 |
* | $ 83,800,000 | 3 | $ 209,000 |
| James B. Nutter & Co. 4153 BROADWAY KANSAS CITY, MO 64111 |
* | $ 31,000,000 | 2 | $ 277,000 |
| The Mortgage House Inc. 915 ROBERTO SANCHEZ VILELA AVE SAN JUAN, PR 00924 |
* | $ 10,000,000 | 2 | $ 600,000 |
| Caguas Coop AVE JOSE GAUTIER BENITEZ, CARR 1 KM 37.5 CAGUAS, PR 00726 |
* | $ 67,650,000 | 2 | $ 447,000 |
| Cooperativa De Ac Santa Isabel P.O. BOX 812 SANTA ISABEL, PR 00757 |
* | $ 10,000,000 | 2 | $ 216,000 |
| Pentagon Federal Credit Union 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 13,969,885,000 | 2 | $ 266,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ 279,615,000 | 2 | $ 174,000 |
| Top Mortgage Bankers PONCE DE LEON AVE. 1913 SANTURCE, PR 00607 |
* | $ 100,000,000 | 1 | $ 55,000 |
| First Security Mortgage 97 DE DIEGO AVE. SAN JUAN, PR 00929 |
* | $ 10,000,000 | 1 | $ 211,000 |
| The Mortgage Loan Co. 915 CAMPO RICO AVE SAN JUAN, PR 00924 |
* | $ 10,000,000 | 1 | $ 80,000 |
| Rbs Mortgage Corporation 894-D MUNOZ RIVERA AVE SUITE 106 SAN JUAN, PR 00927 |
* | $ 10,000,000 | 1 | $ 68,000 |
| First Technology Federal Credit Union HILLSBORO, OR 97124 |
* | $ 2,475,868,000 | 1 | $ 15,000 |
| American Airlines Federal Cred 4151 AMON CARTER BLVD FORT WORTH, TX 76155 |
* | $ 5,061,586,000 | 1 | $ 45,000 |
| Cooperativa De Mayaguez PO BOX 416 MAYAGUEZ, PR 00680 |
* | $ 49,000,000 | 1 | $ 65,000 |
| Coop Ac De La Industria Biopha VILLA CAROLINA, C9 AVE. ROBERTO CLEMENTE CAROLINA, PR 00985 |
* | $ 10,000,000 | 1 | $ 101,000 |
| First Mortgage Capital P.O BOX 550 BAYAMON, PR 00960 |
* | $ 10,000,000 | 1 | $ 59,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ 10,000,000 | 1 | $ 84,000 |
| Cooperativa De A/C Arecibo PO BOX 1056 ARECIBO, PR 00613 |
* | $ 10,000,000 | 1 | $ 239,000 |
The tables below break down 2010 mortgage applications in Ponce, PR metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Ponce, PR in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,738 | $191,279,000 | $110,000 | $587,000 | $45,000 | $903,000 |
| Refinancing | 1,707 | $194,284,000 | $113,000 | $700,000 | $47,000 | $1,333,000 |
| Home Improvement | 1,132 | $24,891,000 | $21,000 | $338,000 | $31,000 | $351,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 3,972 | $346,611,000 | $87,000 | $700,000 | $43,000 | $1,333,000 |
| Not applicable | 539 | $60,082,000 | $111,000 | $651,000 | $38,000 | $903,000 |
| Not Provided | 39 | $757,000 | $19,000 | $144,000 | $34,000 | $88,000 |
| White | 22 | $2,299,000 | $104,000 | $244,000 | $47,000 | $184,000 |
| Asian | 4 | $553,000 | $138,000 | $210,000 | $44,000 | $117,000 |
| Black or African American | 1 | $152,000 | $152,000 | $152,000 | $65,000 | $65,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,554 | $180,286,000 | $70,000 | $700,000 | $48,000 | $1,333,000 |
| FHA-insured (Federal Housing Administration) | 1,537 | $165,360,000 | $107,000 | $388,000 | $35,000 | $624,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 331 | $41,639,000 | $125,000 | $314,000 | $32,000 | $133,000 |
| VA-guaranteed (Veterans Administration) | 155 | $23,169,000 | $149,000 | $358,000 | $46,000 | $141,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,011 | $186,222,000 | $92,000 | $700,000 | $45,000 | $1,333,000 |
| Application Denied By Financial Institution | 1,157 | $75,585,000 | $65,000 | $676,000 | $36,000 | $311,000 |
| Loan Purchased By The Institution | 635 | $69,758,000 | $109,000 | $651,000 | $35,000 | $903,000 |
| Application Withdrawn By Applicant | 510 | $56,007,000 | $109,000 | $592,000 | $51,000 | $624,000 |
| File Closed For Incompleteness | 153 | $15,597,000 | $101,000 | $575,000 | $51,000 | $308,000 |
| Application Approved But Not Accepted | 111 | $7,285,000 | $65,000 | $423,000 | $47,000 | $282,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 111 | $8,281,000 | $74,000 | $368,000 | $38,000 | $162,000 |
| Debt-To-Income Ratio | 74 | $7,501,000 | $101,000 | $540,000 | $33,000 | $144,000 |
| Collateral | 58 | $4,618,000 | $79,000 | $277,000 | $39,000 | $216,000 |
| Other | 44 | $5,398,000 | $122,000 | $397,000 | $64,000 | $204,000 |
| Unverifiable Information | 15 | $972,000 | $64,000 | $188,000 | $43,000 | $146,000 |
| Employment History | 8 | $901,000 | $112,000 | $191,000 | $44,000 | $158,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $664,000 | $94,000 | $146,000 | $33,000 | $64,000 |
| Credit Application Incomplete | 2 | $196,000 | $98,000 | $135,000 | $25,000 | $35,000 |
| Mortgage Insurance Denied | 1 | $172,000 | $172,000 | $172,000 | $64,000 | $64,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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