Ponce, PR Metro Area Mortgage Lenders & HMDA Data, 2012
In 2012, lenders reported 4,614 mortgage applications in Ponce, PR metro area totaling $430.7 million, down 4% from 2011. The average application was for $93,351, and applicants reported an average income of $40,000. 47% of applications resulted in an originated loan and 23% were denied. The most active lender was Banco Popular, with 1,822 applications, followed by Scotiabank De Puerto Rico and Doral Mortgage LLC.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Puerto Rico.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,614 |
| Total Mortgage Loan Application Amount | $430,723,000 |
| Average Mortgage Loan Application Amount | $93,351 |
| Highest Mortgage Loan Application Amount | $799,000 |
| Average Applicant Income | $40,000 |
| Highest Applicant Income | $2,413,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Banco Popular PO BOX 362708 SAN JUAN, PR 00936 |
* | $ 27,941,000,000 | 1,822 | $ 135,827,000 |
| Scotiabank De Puerto Rico 290 JESUS T. PIN++ERO SAN JUAN, PR 00918 |
* | $ 6,740,450,000 | 487 | $ 52,701,000 |
| Doral Mortgage LLC DORAL FINANCIAL PLAZA, 1451 ROOSEVELT AV SAN JUAN, PR 00921 |
* | $ 11,855,073,000 | 349 | $ 38,473,000 |
| Doral Bank 268 PONCE DE LEON SUITE 910 SAN JUAN, PR 00918 |
* | $ 7,241,449,000 | 292 | $ 32,462,000 |
| Oriental Bank PO BOX 195115 SAN JUAN, PR 00919 |
* | $ 6,642,161,000 | 291 | $ 27,371,000 |
| Firstbank PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 13,111,660,000 | 212 | $ 24,442,000 |
| The Moneyhouse Inc. #52 CALLE PASEO COVANDONGA SAN JUAN, PR 00901 |
* | $ 10,000,000 | 171 | $ 17,254,000 |
| Banco Santander Puerto Rico P O BOX 362589, SAN JUAN, PR 00936 |
* | $ 6,587,459,000 | 143 | $ 16,602,000 |
| First Equity Mortgage Bankers Inc. 9300 S DADELAND BLVD STE 500 MIAMI, FL 33156 |
* | $ 10,000,000 | 122 | $ 13,834,000 |
| Firstmortgage PO BOX 9146 SAN JUAN, PR 00908 |
* | $ 9,582,507,000 | 110 | $ 12,649,000 |
| Banco Bilbao Vizcaya Argentari 254 MU?OZ RIVERA AVE., SAN JUAN, PR 00936 |
* | $ 5,016,217,000 | 99 | $ 10,117,000 |
| Finance of America Reverse LLC 8023 EAST 63RD PLACE, SUITE 700 TULSA, OK 74133 |
* | $ 3,125,000 | 66 | $ 5,580,000 |
| Vig Mortgage 1225 PONCE DE LEON VIG TOWER SUITE B-J SAN JUAN, PR 00907 |
* | $ 789,772,000 | 59 | $ 5,652,000 |
| Jr Mortgage Home 2979 EMILIO FAGOT AVE. SUITE 1 PONCE, PR 00716 |
* | $ 1,395,899,000 | 40 | $ 4,485,000 |
| Santander Financial Services P.O. BOX 71504 SAN JUAN, PR 00936 |
* | $ 8,082,156,000 | 37 | $ 1,577,000 |
| Senior Mortgage Banker 1239 ROOSEVELT AVE SAN JUAN, PR 00920 |
* | $ 0 | 35 | $ 2,616,000 |
| Advance Mortgage Bankers, Inc. P.O. BOX 50286 TOA BAJA, PR 00950 |
* | $ 15,555,000 | 34 | $ 3,680,000 |
| Metro Island Mortgage VILLA NEVAREZ PROF. CENTER SUITE 201 RIO PIEDRAS, PR 00927 |
* | $ 10,000,000 | 30 | $ 3,103,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ 1,580,221,000 | 20 | $ 2,294,000 |
| Emi Equity Mortgage, Inc. 1651 PONCE DE LEON AVE, SUITE 102 SAN JUAN, PR 00909 |
* | $ 10,000,000 | 19 | $ 2,066,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ 10,000,000 | 17 | $ 1,745,000 |
| Preferred Mortgage LLC 307 AVE FD ROOSEVELT SAN JUAN, PR 00918 |
* | $ 10,000,000 | 16 | $ 1,714,000 |
| The Lending Center Corporation G-8 ONEILL STREET SAN JUAN, PR 00918 |
* | $ 525,000 | 14 | $ 1,758,000 |
| Actual Mortgage Bankers PO BOX 2808 BAYAMON, PR 00960 |
* | $ 10,000,000 | 12 | $ 1,317,000 |
| Coop Agustin Burgos CARR 149 KM 58.0 POBLADO TIERRA SANTA VILLALBA, PR 00766 |
* | $ 42,226,000 | 11 | $ 1,062,000 |
| Cooperativa De A\C Oriental PO BOX 876 HUMACAO, PR 00791 |
* | $ 155,431,000 | 9 | $ 914,000 |
| Cooperativa De A/C Arecibo PO BOX 1056 ARECIBO, PR 00613 |
* | $ 10,000,000 | 9 | $ 574,000 |
| Generation Mortgage Company 3565 PIEDMONT ROAD, NE STE. 300 ATLANTA, GA 30305 |
* | $ 73,926,000 | 8 | $ 705,000 |
| Express Solution Mortgage Corp 1606 PONCE DE LEON AVE. SUITE L-06 SAN JUAN, PR 00909 |
* | $ 15,000,000 | 8 | $ 918,000 |
| Hr Mortgage Corp M11 CALLE ROBLE, VILLA TURABO CAGUAS, PR 00725 |
* | $ 10,000,000 | 7 | $ 832,000 |
| Rf Mortgage & Investment Corp PO BOX 361309 SAN JUAN, PR 00936 |
* | $ 10,000,000 | 7 | $ 954,000 |
| Trust Mortgage Corp. EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS SAN JUAN, PR 00923 |
* | $ 279,615,000 | 7 | $ 738,000 |
| Coop A/C Padre Mac Donald P O BOX 7022 PONCE, PR 00728 |
* | $ 49,286,000 | 7 | $ 477,000 |
| First Security Mortgage, Inc. 97 DE DIEGO AVE. SAN FRANCISCO SAN JUAN, PR 00929 |
* | $ 10,000,000 | 6 | $ 639,000 |
| Cooperativa De Ac Santa Isabel P.O. BOX 812 SANTA ISABEL, PR 00757 |
* | $ 10,000,000 | 4 | $ 242,000 |
| Cooperativa A/C Caribe Coop. P.O. BOX 560547 GUAYANILLA, PR 00656 |
* | $ 100,068,000 | 3 | $ 321,000 |
| Aeela Mortgage PO BOX 71502 SAN JUAN, PR 00936 |
* | $ 1,000,000,000 | 3 | $ 278,000 |
| Home Mortgage Bankers AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F CAROLINA, PR 00983 |
* | $ 10,000,000 | 3 | $ 310,000 |
| Multiples Mortgage Corp. 761 AVE. LUIS MUNOZ RIVERA, SAN JUAN, PR 00918 |
* | $ 10,000,000 | 3 | $ 353,000 |
| Citimortgage, Inc. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 3 | $ 315,000 |
| Navy Federal Credit Union 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 46,925,466,000 | 2 | $ 9,000 |
| Coop Ac De La Industria Biopha VILLA CAROLINA, C9 AVE. ROBERTO CLEMENTE CAROLINA, PR 00985 |
* | $ 10,000,000 | 2 | $ 331,000 |
| Aaa Concordia Mortgage Corp RR-37 BOX 1837 SAN JUAN, PR 00926 |
* | $ 10,000,000 | 2 | $ 205,000 |
| The Mortgage House Inc. 915 ROBERTO SANCHEZ VILELA AVE SAN JUAN, PR 00924 |
* | $ 10,000,000 | 1 | $ 83,000 |
| Cooperativa A/C Cristobal PO BOX 438 COAMO, PR 00769 |
* | $ 45,026,402,000 | 1 | $ 100,000 |
| Cooperativa A/C Cabo Rojo PR 100 KM. 7.0 BO.MIRADERO CABO ROJO, PR 00623 |
* | $ 10,000,000 | 1 | $ 106,000 |
| Cooperativa De Ac Maunabo BOX 127 MAUNABO, PR 00707 |
* | $ 10,000,000 | 1 | $ 63,000 |
| Cooperativa De A/C De Adjuntas 8 PRIMO DELGADO ST ADJUNTAS,PR 00601 00601, PR 00601 |
* | $ 10,000,000 | 1 | $ 22,000 |
| Vegacoop APARTADO 1078 VEGA ALTA, PR 00692 |
* | $ 262,934,000 | 1 | $ 170,000 |
| Latin American Financlal 1700 JESUS T. PINERO AVE 2ND FL STE 26 SAN JUAN, PR 00921 |
* | $ 10,000,000 | 1 | $ 73,000 |
| Top Mortgage Bankers PONCE DE LEON AVE. 1913 SANTURCE, PR 00607 |
* | $ 100,000,000 | 1 | $ 218,000 |
| Hispania Mortgage AVE. DEGETAU A-14 BONNEVILLE TERRACE CAGUAS, PR 00725 |
* | $ 947,000 | 1 | $ 76,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 15,056,671,000 | 1 | $ 150,000 |
| Caribe Federal Credit Union 195 ONEIL ST SAN JUAN, PR 00918 |
* | $ 225,810,000 | 1 | $ 108,000 |
| Puerto Rico Federal Credit Uni RESOLUCION 55 ESQ. AVE ROOSEVELT SAN JUAN, PR 00922 |
* | $ 111,093,000 | 1 | $ 48,000 |
| Tinker Federal Credit Union 4140 W I-40 OKLAHOMA CITY, OK 73108 |
* | $ 2,647,148,000 | 1 | $ 10,000 |
The tables below break down 2012 mortgage applications in Ponce, PR metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Ponce, PR in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,974 | $219,201,000 | $111,000 | $799,000 | $42,000 | $1,020,000 |
| Home Purchase | 1,688 | $190,393,000 | $112,000 | $503,000 | $41,000 | $1,188,000 |
| Home Improvement | 952 | $21,129,000 | $22,000 | $236,000 | $34,000 | $2,413,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 3,946 | $360,749,000 | $91,000 | $799,000 | $42,000 | $1,188,000 |
| Not applicable | 588 | $64,936,000 | $110,000 | $417,000 | $22,000 | $250,000 |
| Not Provided | 46 | $1,575,000 | $34,000 | $397,000 | $81,000 | $2,413,000 |
| White | 27 | $2,657,000 | $98,000 | $205,000 | $53,000 | $178,000 |
| Asian | 3 | $344,000 | $114,000 | $132,000 | $69,000 | $153,000 |
| Black or African American | 3 | $326,000 | $108,000 | $214,000 | $50,000 | $79,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $136,000 | $136,000 | $136,000 | $39,000 | $39,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,557 | $210,189,000 | $82,000 | $799,000 | $51,000 | $2,413,000 |
| FHA-insured (Federal Housing Administration) | 1,521 | $153,363,000 | $100,000 | $397,000 | $24,000 | $174,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 377 | $44,831,000 | $118,000 | $295,000 | $26,000 | $87,000 |
| VA-guaranteed (Veterans Administration) | 159 | $22,340,000 | $140,000 | $325,000 | $47,000 | $261,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,153 | $208,571,000 | $96,000 | $547,000 | $43,000 | $1,020,000 |
| Application Denied By Financial Institution | 1,050 | $72,086,000 | $68,000 | $417,000 | $38,000 | $2,413,000 |
| Loan Purchased By The Institution | 769 | $83,507,000 | $108,000 | $417,000 | $24,000 | $250,000 |
| Application Withdrawn By Applicant | 382 | $41,779,000 | $109,000 | $799,000 | $55,000 | $1,188,000 |
| File Closed For Incompleteness | 137 | $15,261,000 | $111,000 | $504,000 | $51,000 | $300,000 |
| Application Approved But Not Accepted | 123 | $9,519,000 | $77,000 | $447,000 | $49,000 | $523,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 72 | $7,664,000 | $106,000 | $417,000 | $42,000 | $158,000 |
| Collateral | 61 | $6,777,000 | $111,000 | $417,000 | $43,000 | $237,000 |
| Debt-To-Income Ratio | 59 | $5,445,000 | $92,000 | $332,000 | $27,000 | $95,000 |
| Other | 22 | $1,751,000 | $79,000 | $149,000 | $29,000 | $127,000 |
| Unverifiable Information | 6 | $730,000 | $121,000 | $260,000 | $53,000 | $125,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $395,000 | $65,000 | $102,000 | $20,000 | $55,000 |
| Credit Application Incomplete | 6 | $653,000 | $108,000 | $125,000 | $40,000 | $49,000 |
| Employment History | 4 | $379,000 | $94,000 | $128,000 | $24,000 | $31,000 |
| Mortgage Insurance Denied | 1 | $63,000 | $63,000 | $63,000 | $64,000 | $64,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About