Ponce-Yauco-Coamo, PR Metro Area Mortgage Lenders & HMDA Data, 2023
In 2023, lenders reported 309 mortgage applications in Ponce-Yauco-Coamo, PR metro area totaling $32.2 million, down 14% from 2022. The average application was for $104,126, and applicants reported an average income of $48,000. 51% of applications resulted in an originated loan and 18% were denied. The most active lender was Banco Popular, with 78 applications, followed by The Moneyhouse Inc. and Oriental Bank.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Puerto Rico.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 309 |
| Total Mortgage Loan Application Amount | $32,175,000 |
| Average Mortgage Loan Application Amount | $104,126 |
| Highest Mortgage Loan Application Amount | $455,000 |
| Average Applicant Income | $48,000 |
| Highest Applicant Income | $401,000 |
Top Mortgage Lenders in Ponce-Yauco-Coamo, PR Metro Area (2023)
Ranked by the number of mortgage applications each lender reported in Ponce-Yauco-Coamo, PR metro area in 2023.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Banco Popular San Juan, PR |
78 | $7,750,000 | $99,000 | $58,000 |
| 2 | The Moneyhouse Inc. San Juan, PR |
50 | $6,180,000 | $123,000 | $43,000 |
| 3 | Oriental Bank San Juan, PR |
39 | $2,815,000 | $72,000 | $36,000 |
| 4 | Firstbank San Juan, PR |
37 | $3,635,000 | $98,000 | $56,000 |
| 5 | Sun West Mortgage Company, Inc Cerritos, CA |
33 | $3,825,000 | $115,000 | $43,000 |
| 6 | First Equity Mortgage Bankers Inc. Miami, FL |
27 | $2,525,000 | $93,000 | $39,000 |
| 7 | Metro Island Mortgage Rio Piedras, PR |
9 | $1,005,000 | $111,000 | $34,000 |
| 8 | Pentagon Federal Credit Union Omaha, NE |
7 | $1,005,000 | $143,000 | $67,000 |
| 9 | Cooperativa De Ahorroy Credito Rincon, PR |
4 | $770,000 | $192,000 | $141,000 |
| 10 | Home Mortgage Bankers Carolina, PR |
3 | $245,000 | $81,000 | $32,000 |
See every lender active in Ponce-Yauco-Coamo, PR metro area in 2023 »
The tables below break down 2023 mortgage applications in Ponce-Yauco-Coamo, PR metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Ponce-Yauco-Coamo, PR in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 269 | $27,915,000 | $103,000 | $455,000 | $47,000 | $401,000 |
| Cash-out Refinancing | 17 | $2,095,000 | $123,000 | $225,000 | $61,000 | $131,000 |
| Not Applicable | 9 | $555,000 | $61,000 | $105,000 | $0 | $0 |
| Other Purpose | 6 | $680,000 | $113,000 | $225,000 | $94,000 | $263,000 |
| Refinancing | 6 | $690,000 | $115,000 | $195,000 | $36,000 | $61,000 |
| Home Improvement | 2 | $240,000 | $120,000 | $165,000 | $35,000 | $58,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 252 | $26,390,000 | $104,000 | $445,000 | $47,000 | $328,000 |
| Not applicable | 45 | $4,245,000 | $94,000 | $225,000 | $0 | $0 |
| Not Provided | 8 | $710,000 | $88,000 | $125,000 | $45,000 | $130,000 |
| White | 4 | $830,000 | $207,000 | $455,000 | $127,000 | $401,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 134 | $14,270,000 | $106,000 | $365,000 | $42,000 | $222,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 87 | $8,215,000 | $94,000 | $455,000 | $60,000 | $401,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 74 | $7,150,000 | $96,000 | $265,000 | $37,000 | $84,000 |
| VA-guaranteed (Veterans Administration) | 14 | $2,540,000 | $181,000 | $445,000 | $74,000 | $148,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 158 | $17,080,000 | $108,000 | $455,000 | $50,000 | $401,000 |
| Application Denied By Financial Institution | 56 | $5,600,000 | $100,000 | $365,000 | $46,000 | $272,000 |
| Loan Purchased By The Institution | 45 | $4,245,000 | $94,000 | $225,000 | $0 | $0 |
| Application Withdrawn By Applicant | 31 | $2,955,000 | $95,000 | $265,000 | $42,000 | $130,000 |
| File Closed For Incompleteness | 11 | $1,065,000 | $96,000 | $235,000 | $48,000 | $204,000 |
| Application Approved But Not Accepted | 8 | $1,230,000 | $153,000 | $265,000 | $44,000 | $58,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 253 | $26,575,000 | $105,000 | $455,000 | $49,000 | $401,000 |
| Collateral | 20 | $1,660,000 | $83,000 | $195,000 | $46,000 | $148,000 |
| Debt-To-Income Ratio | 14 | $1,490,000 | $106,000 | $365,000 | $32,000 | $73,000 |
| Other | 9 | $905,000 | $100,000 | $135,000 | $40,000 | $67,000 |
| Credit History | 8 | $1,080,000 | $135,000 | $295,000 | $84,000 | $272,000 |
| Credit Application Incomplete | 2 | $210,000 | $105,000 | $165,000 | $50,000 | $64,000 |
| Employment History | 2 | $150,000 | $75,000 | $115,000 | $34,000 | $44,000 |
| Unverifiable Information | 1 | $105,000 | $105,000 | $105,000 | $23,000 | $23,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About