Powell County, MT Mortgage Lenders & HMDA Data, 2011
In 2011, lenders reported 101 mortgage applications in Powell County, MT totaling $30.2 million, down 28% from 2010. The average application was for $298,000, and applicants reported an average income of $189,000. 47% of applications resulted in an originated loan and 26% were denied. The most active lender was Wells Fargo Bank NA, with 21 applications, followed by Bank of America NA and US Bank, N.A..
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 101 |
| Total Mortgage Loan Application Amount | $30,170,000 |
| Average Mortgage Loan Application Amount | $298,000 |
| Highest Mortgage Loan Application Amount | $2,600,000 |
| Average Applicant Income | $189,000 |
| Highest Applicant Income | $3,200,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,104,833,000,000 | 21 | $ 3,448,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,454,050,584,000 | 17 | $ 16,850,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 310,099,589,000 | 6 | $ 646,000 |
| First Interstate Bank PO BOX 30918 BILLINGS, MT 59116 |
* | $ 7,473,004,000 | 6 | $ 973,000 |
| Sterling Savings Bank 111 N WALL ST SPOKANE, WA 99201 |
* | $ 9,501,245,000 | 6 | $ 884,000 |
| Mountain West Bank, N.A. 1225 CEDAR STREET / PO BOX 6013 HELENA, MT 59604 |
* | $ 708,901,000 | 5 | $ 707,000 |
| New Day Financial, Llc. 360 SOUTH ROSEMARY AVENUE SUITE 1900 WEST PALM BEACH, FL 33401 |
* | $ 4,088,336,000 | 5 | $ 1,183,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,791,060,000,000 | 5 | $ 748,000 |
| PHH Mortgage Corporation WEST PALM BEACH, FL 33409 |
* | $ 31,000,000 | 2 | $ 184,000 |
| 21st Mortgage 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 2 | $ 91,000 |
| Guild Mortgage Company 5898 COPLEY DRIVE SAN DIEGO, CA 92111 |
* | $ 31,000,000 | 2 | $ 357,000 |
| American Financial Resources LLC 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ 10,000,000 | 1 | $ 189,000 |
| Midfirst Bank 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 10,788,420,000 | 1 | $ 79,000 |
| State Departmenet Federal Credit Union 1630 KING STREET ALEXANDRIA, VA 22314 |
* | $ 1,320,979,000 | 1 | $ 173,000 |
| Agwest Farm Credit, Flca 2001 SOUTH FLINT ROAD SPOKANE, WA 99224 |
* | $ 4,658,882,000 | 1 | $ 250,000 |
| Flagstar Bank NA TROY, MI 49098 |
* | $ 12,648,357,000 | 1 | $ 150,000 |
| Home Loan Center, Inc. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 1 | $ 142,000 |
| Homestar Bank and Financial Services 3 DIVERSATECH DR MANTENO, IL 60950 |
* | $ 394,266,000 | 1 | $ 165,000 |
| First Security Bank of Missoul 1704 DEARBORN AVE MISSOULA, MT 59801 |
* | $ 1,005,996,000 | 1 | $ 124,000 |
| Trailwest Bank PO BOX 9 LOLO, MT 59847 |
* | $ 199,243,000 | 1 | $ 20,000 |
| US Bk NA Nd 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,955,059,000 | 1 | $ 200,000 |
| Metlife Bank, N.A. 1555 WEST WALNUT HILL LANE, STE. 200 IRVING, TX 75038 |
* | $ 16,490,790,000 | 1 | $ 148,000 |
| Ally Bank 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 77,423,723,000 | 1 | $ 270,000 |
| Citimortgage, Inc. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 1 | $ 221,000 |
| Citifinancial, Inc. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 1 | $ 16,000 |
The tables below break down 2011 mortgage applications in Powell County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Powell County, MT in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 65 | $16,979,000 | $261,000 | $1,950,000 | $201,000 | $3,200,000 |
| Home Purchase | 32 | $8,321,000 | $260,000 | $2,600,000 | $44,000 | $143,000 |
| Home Improvement | 4 | $4,870,000 | $1,217,000 | $2,600,000 | $1,149,000 | $2,239,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 80 | $18,281,000 | $228,000 | $1,950,000 | $169,000 | $3,200,000 |
| Not Provided | 12 | $6,395,000 | $532,000 | $2,600,000 | $450,000 | $2,239,000 |
| Not applicable | 6 | $5,236,000 | $872,000 | $2,600,000 | $0 | $0 |
| Hispanic | 2 | $202,000 | $101,000 | $136,000 | $47,000 | $51,000 |
| Black or African American | 1 | $56,000 | $56,000 | $56,000 | $43,000 | $43,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 70 | $25,618,000 | $365,000 | $2,600,000 | $250,000 | $3,200,000 |
| FHA-insured (Federal Housing Administration) | 15 | $2,029,000 | $135,000 | $215,000 | $56,000 | $119,000 |
| VA-guaranteed (Veterans Administration) | 10 | $1,917,000 | $191,000 | $372,000 | $53,000 | $223,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $606,000 | $101,000 | $107,000 | $36,000 | $60,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 47 | $12,145,000 | $258,000 | $2,600,000 | $82,000 | $410,000 |
| Application Denied By Financial Institution | 26 | $12,469,000 | $479,000 | $2,600,000 | $496,000 | $3,200,000 |
| Loan Purchased By The Institution | 14 | $2,454,000 | $175,000 | $410,000 | $55,000 | $159,000 |
| File Closed For Incompleteness | 6 | $2,047,000 | $341,000 | $950,000 | $171,000 | $607,000 |
| Application Approved But Not Accepted | 4 | $549,000 | $137,000 | $189,000 | $91,000 | $143,000 |
| Application Withdrawn By Applicant | 4 | $506,000 | $126,000 | $221,000 | $39,000 | $58,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 10 | $5,329,000 | $532,000 | $1,950,000 | $709,000 | $3,200,000 |
| Debt-To-Income Ratio | 6 | $1,698,000 | $283,000 | $993,000 | $135,000 | $607,000 |
| Credit History | 4 | $316,000 | $79,000 | $215,000 | $67,000 | $119,000 |
| Other | 2 | $4,700,000 | $2,350,000 | $2,600,000 | $2,239,000 | $2,239,000 |
| Unverifiable Information | 1 | $136,000 | $136,000 | $136,000 | $54,000 | $54,000 |
| Credit Application Incomplete | 1 | $148,000 | $148,000 | $148,000 | $110,000 | $110,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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