Pushmataha County, OK Mortgage Lenders & HMDA Data, 2024

In 2024, lenders reported 200 mortgage applications in Pushmataha County, OK totaling $32.4 million, down 5% from 2023. The average application was for $162,000, and applicants reported an average income of $96,000. 43% of applications resulted in an originated loan and 24% were denied. The most active lender was 21st Mortgage, with 36 applications, followed by First United Bank and Trust Co and Mortgage Research Center.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 200
Total Mortgage Loan Application Amount $32,410,000
Average Mortgage Loan Application Amount $162,000
Highest Mortgage Loan Application Amount $715,000
Average Applicant Income $96,000
Highest Applicant Income $511,000
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Top Mortgage Lenders in Pushmataha County, OK (2024)

Ranked by the number of mortgage applications each lender reported in Pushmataha County, OK in 2024.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 21st Mortgage
Knoxville, TN
36 $4,050,000 $112,000 $73,000
2 First United Bank and Trust Co
Durant, OK
11 $1,805,000 $164,000 $96,000
3 Mortgage Research Center
Columbia, MO
9 $1,495,000 $166,000 $63,000
4 Triad Financial Services, Inc.
Jacksonville, FL
8 $900,000 $112,000 $80,000
5 Guild Mortgage Company
San Diego, CA
8 $950,000 $118,000 $67,000
6 Mutual of Omaha Mortgage
Lombard, IL
6 $800,000 $133,000 $54,000
7 Shamrock Bank N.A.
Coalgate, OK
6 $360,000 $60,000 $128,000
8 New American Funding, Llc.
Tustin, CA
5 $935,000 $187,000 $127,000
9 PennyMac Loan Services LLC
Westlake Village, CA
5 $735,000 $147,000 $0
10 United Wholesale Mortgage
Plymouth, MI
5 $845,000 $169,000 $77,000

See every lender active in Pushmataha County, OK in 2024 »

The tables below break down 2024 mortgage applications in Pushmataha County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Pushmataha County, OK in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 125 $19,115,000 $152,000 $595,000 $99,000 $511,000
Cash-out Refinancing 30 $5,110,000 $170,000 $405,000 $88,000 $241,000
Refinancing 22 $6,100,000 $277,000 $715,000 $126,000 $483,000
Other Purpose 14 $1,270,000 $90,000 $205,000 $74,000 $180,000
Home Improvement 8 $730,000 $91,000 $175,000 $45,000 $70,000
Not Applicable 1 $85,000 $85,000 $85,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 114 $18,870,000 $165,000 $595,000 $96,000 $483,000
Not Provided 28 $5,230,000 $186,000 $715,000 $97,000 $454,000
Not applicable 19 $3,205,000 $168,000 $455,000 $0 $0
American Indian or Alaskan Native 18 $2,090,000 $116,000 $285,000 $72,000 $158,000
Hispanic 11 $1,875,000 $170,000 $315,000 $114,000 $511,000
Asian 8 $1,100,000 $137,000 $185,000 $101,000 $343,000
Black or African American 1 $35,000 $35,000 $35,000 $48,000 $48,000
Native Hawaiian or Other Pacific Islander 1 $5,000 $5,000 $5,000 $153,000 $153,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 137 $20,415,000 $149,000 $715,000 $102,000 $511,000
FHA-insured (Federal Housing Administration) 35 $5,865,000 $167,000 $355,000 $72,000 $162,000
VA-guaranteed (Veterans Administration) 26 $5,950,000 $228,000 $405,000 $91,000 $163,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $180,000 $90,000 $95,000 $52,000 $52,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 86 $13,570,000 $157,000 $595,000 $112,000 $511,000
Application Denied By Financial Institution 48 $7,410,000 $154,000 $715,000 $72,000 $241,000
Application Withdrawn By Applicant 23 $5,365,000 $233,000 $525,000 $102,000 $207,000
Loan Purchased By The Institution 19 $3,345,000 $176,000 $455,000 $55,000 $55,000
File Closed For Incompleteness 16 $1,610,000 $100,000 $175,000 $78,000 $242,000
Application Approved But Not Accepted 8 $1,110,000 $138,000 $225,000 $96,000 $217,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 150 $24,740,000 $164,000 $595,000 $104,000 $511,000
Debt-To-Income Ratio 19 $2,455,000 $129,000 $315,000 $78,000 $241,000
Credit History 16 $2,020,000 $126,000 $265,000 $53,000 $138,000
Collateral 6 $1,030,000 $171,000 $325,000 $106,000 $148,000
Credit Application Incomplete 6 $1,700,000 $283,000 $715,000 $78,000 $120,000
Other 2 $160,000 $80,000 $95,000 $96,000 $110,000
Unverifiable Information 1 $305,000 $305,000 $305,000 $114,000 $114,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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